Swansea Insurance Rates:

Swansea, SC homeowners insurance is roughly $660 to $899, about $55-$74/month. Our in depth research indicates shoppers can save as much as $311 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Swansea, SC Homeowners Insurance By Home Value

Swansea, SC Home Value Total Homes % of Total Average Swansea, SC Homeowners Insurance
Less than $50,000 1,400 32.0% $280
$50,000 to $59,999 386 9.0% $592
$60,000 to $69,999 440 10.0% $732
$70,000 to $79,999 233 5.0% $849
$80,000 to $89,999 337 7.0% $958
$90,000 to $99,999 180 4.0% $1075
$100,000 to $124,999 544 12.0% $1246
$125,000 to $149,999 213 4.0% $1558
$150,000 to $174,999 268 6.0% $1838
$175,000 to $199,999 67 1.0% $2126
$200,000 to $249,999 70 1.0% $2555
$250,000 to $299,999 62 1.0% $3123
$300,000 to $399,999 80 1.0% $3972

Top Home Insurance Agents Near Swansea, SC

Home Insurance Company Near Swansea, SC Homeowners Insurance Agency Near Swansea, SC Address
NA Randolph W Hope Co Inc 1825 St. Julian Place, G-1, Columbia, SC, 29204
State Farm Amy Masincupp 612 Saint Andrews Rd Ste 16, Columbia, SC, 29210-5120
Nationwide Michael B Boyd 5209 Forest Dr Suite A, Columbia, SC, 29206-4920
Travelers Odom Scruggs & Associates 945 E Main St Ste E, Lexington, SC, 29072
Travelers The Covenant Group Inc 1898 CALHOUN ST STE 6, COLUMBIA, SC, 29201

Cost Of Homeowners Insurance By Street Near Swansea, SC

Streets in Swansea Area Homeowners Insurance Cost
Fiddlers Ln, Woodland Dr, E 1st St, State Rd S-32-1259, Tamara Ln, US Hwy 162, Denteley Dr, Woodcrest Ln, Redmond Mill Rd, Hard Knox Rd$778
Rufus Rd, Glencrest Dr, Jobe Lillie Rd, Spencers Cir, Ricky Hoffman Rd, Alpine Rd, Woodtrail Ln, Archwood St, Martin Neese Rd, N Monmouth Ave$772
Daniel Ln, Lewis Rast Rd, Gus Sturkie Rd, Huckabee Mill Rd, Block House Rd, Forestbrook Ct, Victor Rd, S Lawrence Ave, N Lawrence Ave, State Rd S-32-665$780
Stevenson Rd, Aneita Ln, Hayden Ln, Bowstring Ct, Jack Mack Ct, W 5th St, State Rd S-32-1507, Bryan St, Athens School Rd, State Rd S-32-663$778
Cartin Rd, Southbound Rd, Saint Matthews Rd, Tap Harley Rd, Furtick Rd, Graceland Ct, State Rd S-32-663, S College Ave, Transom Ct, Mimosa Dr$776

Swansea, SC Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Swansea$116 to $119
Gaston$117
Pelion$118
Pine Ridge$121

Swansea, SC Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Gaston town, South Carolina $117 $156 $234
Woodford town, South Carolina $117 $156 $234
Pelion CCD, Lexington County, South Carolina $118 $157 $236

Swansea, SC Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Swansea, SC7.3%22.8%
Gaston7.64%28.0%
Woodford6.16%19.84%
Pelion6.52%23.23%

Swansea Renters Insurance as a Percentage of Rent

Swansea Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 250 17.0% $1260
$500 to $749 516 35.0% $1935
$750 to $999 514 35.0% $2685
$1,000 to $1,499 169 11.0% $3810

Swansea, SC Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$1,800
Yearly Swansea Homeowner Insurance Premium Example $1,100$900
Out of Pocket Expense During Claim$800$1,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $9,600$9,000
Net Savings to Swansea Home Owner from High Deductible Plan $600

Swansea, SC Home Insurance Costs With Home Replacement Value Scenarios

Scenario Swansea, SC Home Replacement Value MORE than Home Value Swansea, SC Home Replacement Value LESS than Home Value
Replacement Value $75,000 $47,000
Insurance Premium based on Replacement Value $650 $400
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $19,000 Risk Exposure from Under Insuring Coverage is $9,000
Premium Impact Insurance cheaper by $75/year Insurance costlier by $175/year

Example Swansea Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceLiberty MutualTravelers
Monthly Premium 6270119
Year Built 200519902014
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 4 Baths
Coverage Amount $100000-$125000$150000-$175000$150000-$175000
Deductible $2500-$5000 Deductible$5000 to $10,000 Deductible$500 Deductible

Sample Home Insurance Rates for Swansea, SC from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2006 80,000 Tile Roof 1,620 3 $500 Deductible 550 9 Brick siding yes
1997 140,000 Metal Roof 2,900 4 $500- $1000 Deductible 390 6 Fiber-Cement Siding yes
1991 120,000 Composition Roof 1,790 4 $1000-$2500 Deductible 110 2 Vinyl siding yes
2012 200,000 Tile Roof 2,950 4 $5000 to $10,000 Deductible 1120 12 Wood siding yes
2014 105,000 Asphalt Shingles Roof 2,310 4 $500 Deductible 920 12 Vinyl siding yes
1999 175,000 Shingles Roof 3,300 5 $500- $1000 Deductible 1370 12 Fiber-Cement Siding yes
2013 155,000 Slate Shingles Roof 2,240 5 $500 Deductible 580 6 Vinyl siding yes
1995 250,000 Wood Shake Roof 4,500 5 $500 Deductible 140 1 Stucco siding yes
1995 105,000 Composition Roof 1,580 3 $500- $1000 Deductible 370 5 Stone Siding No
1997 120,000 Asphalt Shingles Roof 2,120 5 $500- $1000 Deductible 480 7 Vinyl siding yes
2011 135,000 Metal Roof 2,290 4 $1000-$2500 Deductible 820 12 Fiber-Cement Siding yes
2010 195,000 Wood Shake Roof 3,320 5 $2500-$5000 Deductible 470 6 Fiber-Cement Siding yes
2002 75,000 Shingles Roof 1,480 3 $2500-$5000 Deductible 140 5 Stucco siding yes
2013 190,000 Asphalt Shingles Roof 3,530 5 $500- $1000 Deductible 800 5 Stone Siding No
1994 80,000 Membrane Roof 1,350 3 $500 Deductible 470 10 Stucco siding yes
2010 130,000 Asphalt Shingles Roof 2,820 5 $500 Deductible 520 7 Stucco siding No
1996 95,000 Slate Shingles Roof 1,710 3 $500- $1000 Deductible 590 9 Stone Siding No
1992 240,000 Composition Roof 4,100 5 > $10,000 Deductible 530 7 Vinyl siding No
2003 70,000 Wood Shake Roof 1,470 3 $2500-$5000 Deductible 210 6 Stucco siding No
1997 305,000 Composition Roof 4,570 5 $500- $1000 Deductible 520 3 Stucco siding No
2001 135,000 Wood Shake Roof 2,160 3 $1000-$2500 Deductible 820 10 Vinyl siding No
2012 85,000 Metal Roof 1,830 4 $500- $1000 Deductible 380 9 Brick siding No
2009 200,000 Tile Roof 4,110 5 $1000-$2500 Deductible 1170 8 Vinyl siding yes
2000 260,000 Membrane Roof 4,990 5 $500 Deductible 1060 5 Brick siding yes
2014 85,000 Shingles Roof 1,430 3 $500 Deductible 190 5 Fiber-Cement Siding yes
1998 290,000 Metal Roof 4,900 5 $500 Deductible 380 2 Fiber-Cement Siding yes
2003 80,000 Composition Roof 1,520 3 $500 Deductible 390 7 Vinyl siding No
1994 135,000 Wood Shake Roof 1,950 3 $2500-$5000 Deductible 590 9 Vinyl siding yes
2009 130,000 Asphalt Shingles Roof 2,190 3 $500- $1000 Deductible 640 10 Fiber-Cement Siding yes
2002 205,000 Metal Roof 3,430 5 $500- $1000 Deductible 720 7 Vinyl siding yes
2011 215,000 Tile Roof 3,730 5 $2500-$5000 Deductible 440 6 Vinyl siding yes
2010 230,000 Tile Roof 4,930 5 $2500-$5000 Deductible 290 3 Wood siding No
2004 200,000 Tile Roof 4,200 5 $2500-$5000 Deductible 260 4 Stucco siding yes
2008 90,000 Asphalt Shingles Roof 1,470 3 $1000-$2500 Deductible 530 10 Brick siding yes