Swansea Insurance Rates:

Swansea, MA homeowners insurance is roughly $879 to $1,192, about $73-$99/month. Our complete research indicates shoppers can save upto $414 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Swansea, MA Homeowners Insurance By Home Value

Swansea, MA Home Value Total Homes % of Total Average Swansea, MA Homeowners Insurance
Less than $50,000 112 2.0% $82
$90,000 to $99,999 53 1.0% $341
$100,000 to $124,999 95 2.0% $393
$150,000 to $174,999 94 2.0% $590
$175,000 to $199,999 233 5.0% $683
$200,000 to $249,999 1,144 25.0% $818
$250,000 to $299,999 1,252 28.0% $1004
$300,000 to $399,999 1,384 31.0% $1274

Top Home Insurance Agents Near Swansea, MA

Home Insurance Company Near Swansea, MA Homeowners Insurance Agency Near Swansea, MA Address
Travelers J R Tallman & Co Inc 12 COURT ST, TAUNTON, MA, 2780
Liberty Mutual Independent John E Mclaughlin Insurance 828 Lynn Fells Pkwy, Melrose, MA, 2176
NA Monaghan & Tinkham Insurance 24 Rockland St , Hanover, MA, 2339
Travelers G M Abodeely Ins Agcy Inc 135 THOMPSON RD, WEBSTER, MA, 1570
Travelers Hadley Insurit Group Insurance Agency Inc 1285 WILBUR AVE, SOMERSET, MA, 2725

Cost Of Homeowners Insurance By Street Near Swansea, MA

Streets in Swansea Area Homeowners Insurance Cost
Cedar Cove Rd, Montgomery Rd, Hinsdale St, Zoar Ave, Courtlyn Rd, Cole St, Lockwood Cir, Buck Ln, Anderson Dr, Vinnicum Rd$1,041
Tennyson Dr, Juniper Ave, Gifford St, Bark St, Cortland Ct, Regent Ct, Neptune Ave, Fox Hill Way, Wolf Hill Dr, Wheatfield Ave$1,034
Wendell St, Walter Ln, Rangeley St, Willow Cir, Barton Ave, Phillips Ln, Barlow St, Maple Ave, Swansom Rd, Inverness Rd$1,033
Houlton St, Harcourt St, Normandin St, Filko Ave, Old Williams St, Caribou Ln, Rolfe Ave, Clark Ln, Sawyer Ave, Glenwood Dr$1,031
Pinehurst Ave, Tallawanda Rd, Dyer St, Jason Ln, Sears Rd, Pamela Dr, Altham St, Gardners Neck Rd, Centre St, Alsada Rd$1,029

Swansea, MA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Swansea$154 to $157
Ocean Grove$153
Somerset$155
Warren$166

Swansea, MA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Ocean Grove CDP, Massachusetts $128 $170 $255
Somerset CDP, Massachusetts $129 $172 $258
Warren town, Bristol County, Rhode Island $138 $184 $276

Swansea, MA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Swansea, MA4.8%15.8%
Ocean Grove5.41%18.64%
Somerset4.62%15.68%
Warren4.69%13.05%

Swansea Renters Insurance as a Percentage of Rent

Swansea Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 21 2.0% $808
$300 to $499 83 11.0% $1258
$500 to $749 139 19.0% $1933
$750 to $999 261 35.0% $2683
$1,000 to $1,499 188 25.0% $3808
$1,500 or more 37 5.0% $5458

Swansea, MA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,200$2,200
Yearly Swansea Homeowner Insurance Premium Example $4,000$3,500
Out of Pocket Expense During Claim$1,200$2,200
Total Home Insurance Premium for 4 years + Out of Pocket Expense for Claim $17,200$16,200
Net Savings to Swansea Home Owner from High Deductible Plan $1,000

Swansea, MA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Swansea, MA Home Replacement Value MORE than Home Value Swansea, MA Home Replacement Value LESS than Home Value
Replacement Value $333,000 $220,000
Insurance Premium based on Replacement Value $2,900 $1,925
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $77,500 Risk Exposure from Under Insuring Coverage is $35,500
Premium Impact Insurance cheaper by $300/year Insurance costlier by $675/year

Example Swansea Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceLiberty MutualAllstate
Monthly Premium 103128229
Year Built 197619611983
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 4 Baths
Coverage Amount $250000-$300000$250000-$300000$400000-$500000
Deductible > $10,000 Deductible$2500-$5000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Swansea, MA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1972 385,000 Metal Roof 2,760 4 $1000-$2500 Deductible 1320 7 Wood siding No
1940 440,000 Asphalt Shingles Roof 2,570 4 $5000 to $10,000 Deductible 670 5 Vinyl siding No
1967 310,000 Wood Shake Roof 2,500 4 $500 Deductible 660 3 Brick siding No
1988 385,000 Composition Roof 2,870 4 $1000-$2500 Deductible 1760 9 Stone Siding No
2000 445,000 Asphalt Shingles Roof 2,560 5 $2500-$5000 Deductible 1320 8 Stone Siding No
1974 610,000 Membrane Roof 4,940 5 $500- $1000 Deductible 3050 10 Wood siding yes
1961 340,000 Membrane Roof 2,600 4 $500 Deductible 1230 5 Brick siding No
2001 505,000 Tile Roof 3,010 4 > $10,000 Deductible 710 4 Brick siding yes
1975 325,000 Asphalt Shingles Roof 2,680 5 $1000-$2500 Deductible 1420 6 Wood siding yes
1987 625,000 Membrane Roof 4,680 5 $1000-$2500 Deductible 2740 6 Vinyl siding No
1962 490,000 Asphalt Shingles Roof 3,010 5 $5000 to $10,000 Deductible 1280 5 Stucco siding yes
1978 705,000 Asphalt Shingles Roof 4,420 5 > $10,000 Deductible 1450 6 Wood siding yes
1977 215,000 Slate Shingles Roof 1,760 3 $500- $1000 Deductible 390 2 Stone Siding No
1943 160,000 Tile Roof 1,260 3 $5000 to $10,000 Deductible 350 4 Stucco siding yes
1989 270,000 Tile Roof 2,300 4 $5000 to $10,000 Deductible 1200 12 Fiber-Cement Siding No
1940 285,000 Wood Shake Roof 1,850 4 > $10,000 Deductible 180 2 Stone Siding No
1974 255,000 Membrane Roof 1,950 3 $1000-$2500 Deductible 290 2 Fiber-Cement Siding No
1967 515,000 Membrane Roof 4,210 5 $500- $1000 Deductible 2940 8 Fiber-Cement Siding No
1965 425,000 Metal Roof 2,650 4 $500- $1000 Deductible 230 1 Stucco siding yes
1963 525,000 Membrane Roof 3,030 4 > $10,000 Deductible 1810 10 Wood siding No
1964 310,000 Wood Shake Roof 1,850 3 $500- $1000 Deductible 1350 7 Fiber-Cement Siding yes
2009 180,000 Shingles Roof 1,450 3 $2500-$5000 Deductible 90 1 Fiber-Cement Siding yes
1970 375,000 Composition Roof 2,650 4 $5000 to $10,000 Deductible 130 1 Wood siding No
1977 480,000 Wood Shake Roof 3,590 5 $1000-$2500 Deductible 1810 5 Stucco siding No
1948 515,000 Tile Roof 3,220 4 $500- $1000 Deductible 1880 8 Stone Siding No
1983 265,000 Slate Shingles Roof 1,640 4 $1000-$2500 Deductible 320 3 Stone Siding No
1977 710,000 Composition Roof 4,140 5 $5000 to $10,000 Deductible 640 2 Wood siding No
2000 185,000 Tile Roof 1,470 3 $2500-$5000 Deductible 560 7 Fiber-Cement Siding No