Swansboro Insurance Rates:

Swansboro, NC homeowners insurance is approximately $509 to $692, about $42-$57/month. Our complete research indicates shoppers can save upto $240 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

State Farm Insurance
I like that my agent is readily available. she makes it a very personal experience and we can reach her pretty easily.
Allstate
Although i like their premiums i have come across a couple of things i don't like about allstate. after owning my home for 2 months i received a notice in the mail that my insurance would be canceled due to a "hole" in the house.
Mapfre Insurance
I recall that they have some connection to brazil. i hope they have sufficient resources to insure risks here.

Swansboro, NC Homeowners Insurance By Home Value

Swansboro, NC Home Value Total Homes % of Total Average Swansboro, NC Homeowners Insurance
Less than $50,000 469 11.0% $90
$50,000 to $59,999 48 1.0% $192
$60,000 to $69,999 83 1.0% $240
$70,000 to $79,999 83 1.0% $276
$80,000 to $89,999 52 1.0% $312
$100,000 to $124,999 468 11.0% $408
$125,000 to $149,999 755 18.0% $510
$150,000 to $174,999 788 18.0% $607
$175,000 to $199,999 214 5.0% $697
$200,000 to $249,999 532 12.0% $841
$250,000 to $299,999 317 7.0% $1027
$300,000 to $399,999 347 8.0% $1310

Top Home Insurance Agents Near Swansboro, NC

Home Insurance Company Near Swansboro, NC Homeowners Insurance Agency Near Swansboro, NC Address
NA Aquesta Insurance Services 2610 Dale Earnardt Blvd , Kannapolis, NC, 28083
Travelers Bb&T Insurance Services Inc 810-12 ARENDELL ST, MOREHEAD CITY, NC, 28557
State Farm Dick Lewis 5317 Hwy 70 W, Morehead City, NC, 28557-4509
Nationwide Jonathon R Brinson Agency 14104 NC Hwy 55 East, Bayboro, NC, 28515
Nationwide Walker Ins Group Inc 1200 West Vernon Ave, Kinston, NC, 28503-3526

Cost Of Homeowners Insurance By Street Near Swansboro, NC

Streets in Swansboro Area Homeowners Insurance Cost
Front St, Seagull Way, April Ln, Queens Rd, N Queens St, Channel Marker Loop, Kingsbridge Rd, Burns Ln, Oyster Bay Rd, Old State Hwy 24$612
State Rd 1508, S Elm St, Hampshire Ln, Camp Rd, Prince Dr, State Rd 1566, Sussex Ln, Marcia Ct, Fox Ln, Crown Point Rd$599
Timber Ridge Dr, Pine Needle Dr, Thomas Holland Rd, Norris Rd, State Rd 1602, W Russell St, Larch Ct, Freshwater Dr, Smith Rd, Daniel Dr$619
Ward Rd, Waterfront Rd, Barbour Rd, Cannon Spr, Elcona St, Curt Holland Rd, Westwood Ct, Melissa Ln, Hamrick Rd, Beagle Dr$611
Pine Ct, State Rd 1425, N Branch Cir, Wgasa Dr, Tierce Ln, Quaker Bridge Rd, Patsy Ln, White Oak River Rd, St 1810, State Rd 1778$593

Swansboro, NC Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Swansboro$89 to $92
Cedar Point$99
Cape Carteret$95
Peletier$88

Swansboro, NC Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Cedar Point town, North Carolina $83 $111 $166
Cape Carteret town, North Carolina $79 $105 $158
Peletier town, North Carolina $74 $98 $147

Swansboro, NC Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Swansboro, NC4.0%12.4%
Cedar Point2.73%11.13%
Cape Carteret3.29%11.41%
Peletier4.57%14.59%

Swansboro Renters Insurance as a Percentage of Rent

Swansboro Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 39 1.0% $776
$300 to $499 93 4.0% $1226
$500 to $749 696 30.0% $1901
$750 to $999 629 27.0% $2651
$1,000 to $1,499 708 30.0% $3776
$1,500 or more 127 5.0% $5426

Swansboro, NC Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$3,900
Yearly Swansboro Homeowner Insurance Premium Example $1,600$1,100
Out of Pocket Expense During Claim$900$3,900
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $12,100$11,600
Net Savings to Swansboro Home Owner from High Deductible Plan $500

Swansboro, NC Home Insurance Costs With Home Replacement Value Scenarios

Scenario Swansboro, NC Home Replacement Value MORE than Home Value Swansboro, NC Home Replacement Value LESS than Home Value
Replacement Value $188,500 $118,000
Insurance Premium based on Replacement Value $775 $475
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $31,500 Risk Exposure from Under Insuring Coverage is $39,000
Premium Impact Insurance cheaper by $175/year Insurance costlier by $125/year

Example Swansboro Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyFarmers InsuranceErie Insurance
Monthly Premium 796054
Year Built 200019942014
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 1 Baths
Coverage Amount $150000-$175000$200000-$250000$150000-$175000
Deductible $500 Deductible$5000 to $10,000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Swansboro, NC from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1999 120,000 Composition Roof 1,350 3 $1000-$2500 Deductible 290 9 Fiber-Cement Siding No
2010 175,000 Slate Shingles Roof 1,940 4 $1000-$2500 Deductible 220 4 Stucco siding yes
2002 125,000 Metal Roof 1,260 3 $500 Deductible 290 6 Wood siding No
1990 435,000 Shingles Roof 4,250 5 $500- $1000 Deductible 930 5 Stucco siding yes
2011 175,000 Membrane Roof 1,750 3 $2500-$5000 Deductible 510 10 Fiber-Cement Siding No
2005 155,000 Tile Roof 1,830 5 $500 Deductible 580 10 Fiber-Cement Siding yes
2010 195,000 Asphalt Shingles Roof 1,930 3 $500 Deductible 490 6 Fiber-Cement Siding No
2012 150,000 Tile Roof 1,710 3 $5000 to $10,000 Deductible 50 1 Wood siding No
1998 195,000 Membrane Roof 2,140 3 $5000 to $10,000 Deductible 430 9 Stucco siding yes
2010 140,000 Composition Roof 1,660 3 $500- $1000 Deductible 200 5 Brick siding No
2014 260,000 Shingles Roof 2,380 3 $1000-$2500 Deductible 390 5 Vinyl siding No
1996 130,000 Tile Roof 1,640 4 $2500-$5000 Deductible 280 8 Stucco siding yes
2014 175,000 Slate Shingles Roof 2,130 3 $2500-$5000 Deductible 430 8 Stone Siding No