Swannanoa Insurance Rates:

Swannanoa, NC homeowners insurance is roughly $513 to $700, about $42-$58/month. Our comprehensive analysis reveals consumers can save upto $242 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Swannanoa, NC Homeowners Insurance By Home Value

Swannanoa, NC Home Value Total Homes % of Total Average Swannanoa, NC Homeowners Insurance
Less than $50,000 434 10.0% $84
$50,000 to $59,999 62 1.0% $175
$60,000 to $69,999 83 2.0% $218
$70,000 to $79,999 71 1.0% $254
$80,000 to $89,999 86 2.0% $284
$90,000 to $99,999 140 3.0% $321
$100,000 to $124,999 429 10.0% $369
$125,000 to $149,999 463 11.0% $466
$150,000 to $174,999 326 8.0% $551
$175,000 to $199,999 452 11.0% $636
$200,000 to $249,999 526 13.0% $763
$250,000 to $299,999 540 13.0% $933
$300,000 to $399,999 396 9.0% $1187

Top Home Insurance Agents Near Swannanoa, NC

Home Insurance Company Near Swannanoa, NC Homeowners Insurance Agency Near Swannanoa, NC Address
NA Waddell, Sluder, Adams & Co 230 Hilliard Ave Ste 002, Asheville, NC, 28801
NA Duckworth Insurance,Llc 29 W. French Broad St. #207, Brevard, NC, 28712
State Farm John Jeter 406 N Main St, Greer, SC, 29650-1636
Allstate Joyce Boyett 174B Weaverville Rd, Asheville, NC, 28804
State Farm Matt Gambrell 806 Greenville Hwy, Hendersonvlle, NC, 28792-5725

Cost Of Homeowners Insurance By Street Near Swannanoa, NC

Streets in Swannanoa Area Homeowners Insurance Cost
State Rd 2738, la Mancha Dr, Heritage Pl, State Rd 2874, Hillview Cir, Bloom Ln, Independence Blvd Exd, Grover Woodfin Dr, Jesse James Ln, N Oconeechee Ave$594
State Rd 2734, Knotty Pine Way, Lone Wolf Trl, Stroupe Rd, Cherry Grove Ln, Pleasant Dr, Serene Dr, State Rd 3128, Penley Park Dr, South Ave$617
Governors View Rd Exd, Huntington Rd, Dillingham Cir, Spring Ln, Angelus Cir, Huntley Cir, Botany View Ct, Reems Creek Rd, Lake Eden Rd, Levy Ln$611
State Rd 2458, Wilson Ave, Maxwell Rd, Dairy Gap Rd, State Rd 2059, State Rd 1003, State Rd 2732, Pike Rd, Anderson Rd, Gap Hill Dr$600
Bull Mountain Rd, N Pershing Rd, Stephenson Ln, Lake Wood Ave, State Rd 2749, Hazy Day Rd, Harwood Rd, Azalea Rd E, Blackberry Inn Rd, N Fork Left Fork$611
Roseanne Dr, Adies Way, Happy Rd, Rice Branch Rd, Melton Dr, Stockbridge Pl, Britten Cove Rd, Overbrook Pl, State Rd 2437, Kennedy St$592
State Rd 2103, Hickory St, Cedar Summit Rd, Fore Way, Bills Dr, College View Dr, Big Level Dr, Driftwood Ct, Franklin Rd, State Rd 2500$615
State Rd 2432, State Rd 2740, Riceville Rd, Summer Haven Rd, Christian Creek Rd, State Rd 2461, High Bluff Dr, Green Tree Ln, Old Jims Branch Rd, Porters Cove Rd$615
Rhododendron Dr, Beech St, Daisy Hill Rd, State Rd 2464, Riverview Pkwy, Northeast Ave, Egypt Bend, Waverly Pl, Saint Augustine Pl, Patton Mountain Cir$593
State Rd 2463, Ivanhoe Dr, Turkey Roost Ct, Elk Trl, Vineyard Blvd, Sugar Cove Rd, Independence Blvd, Haw Creek Mews Dr, Old Gap Creek Rd, Zoe Ln$634

Swannanoa, NC Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Swannanoa$90 to $93
Buncombe County$91
Reems Creek$93
Fairview$95

Swannanoa, NC Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Buncombe County, North Carolina $76 $101 $152
Black Mountain township, Buncombe County, North Carolina $76 $101 $152
Reems Creek township, Buncombe County, North Carolina $78 $104 $156

Swannanoa, NC Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Swannanoa, NC4.0%15.2%
Buncombe County3.94%13.91%
Black Mountain3.75%12.35%
Reems Creek3.95%13.6%

Swannanoa Renters Insurance as a Percentage of Rent

Swannanoa Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 49 2.0% $1224
$500 to $749 550 31.0% $1899
$750 to $999 654 37.0% $2649
$1,000 to $1,499 459 26.0% $3774
$1,500 or more 19 1.0% $5424

Swannanoa, NC Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,200$2,200
Yearly Swannanoa Homeowner Insurance Premium Example $1,600$1,400
Out of Pocket Expense During Claim$1,200$2,200
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $14,000$13,400
Net Savings to Swannanoa Home Owner from High Deductible Plan $600

Swannanoa, NC Home Insurance Costs With Home Replacement Value Scenarios

Scenario Swannanoa, NC Home Replacement Value MORE than Home Value Swannanoa, NC Home Replacement Value LESS than Home Value
Replacement Value $179,000 $129,000
Insurance Premium based on Replacement Value $1,050 $750
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $26,500 Risk Exposure from Under Insuring Coverage is $23,500
Premium Impact Insurance cheaper by $150/year Insurance costlier by $150/year

Example Swannanoa Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceFarmers InsuranceAmica Mutual Insurance Company
Monthly Premium 6912858
Year Built 197720041981
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths4 Beds, 1 Baths
Coverage Amount $175000-$200000$300000-$350000$175000-$200000
Deductible $1000-$2500 Deductible$1000-$2500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Swannanoa, NC from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1992 345,000 Slate Shingles Roof 3,260 4 $5000 to $10,000 Deductible 170 2 Wood siding yes
1986 230,000 Membrane Roof 2,390 3 > $10,000 Deductible 60 1 Stone Siding yes
1971 225,000 Shingles Roof 1,940 4 $5000 to $10,000 Deductible 430 7 Vinyl siding No
1988 195,000 Asphalt Shingles Roof 2,200 3 $5000 to $10,000 Deductible 440 10 Vinyl siding No
2002 285,000 Membrane Roof 2,570 4 $5000 to $10,000 Deductible 940 10 Stucco siding yes
1970 205,000 Asphalt Shingles Roof 1,920 4 $500- $1000 Deductible 130 2 Fiber-Cement Siding No
2014 415,000 Slate Shingles Roof 3,350 4 > $10,000 Deductible 700 9 Wood siding yes
1977 190,000 Tile Roof 1,830 3 $1000-$2500 Deductible 480 7 Fiber-Cement Siding No
1995 195,000 Tile Roof 2,190 3 $1000-$2500 Deductible 50 1 Vinyl siding yes
1975 185,000 Metal Roof 2,200 3 $2500-$5000 Deductible 50 1 Wood siding yes
1987 315,000 Slate Shingles Roof 3,050 4 $1000-$2500 Deductible 710 6 Brick siding yes
2012 160,000 Tile Roof 1,850 4 $500 Deductible 510 7 Wood siding yes
1983 160,000 Wood Shake Roof 1,880 3 $5000 to $10,000 Deductible 190 4 Stone Siding No
1998 220,000 Slate Shingles Roof 2,040 4 $500 Deductible 100 1 Stucco siding No
1992 240,000 Slate Shingles Roof 2,300 3 $500 Deductible 1240 12 Stone Siding yes
2002 275,000 Shingles Roof 2,240 3 $1000-$2500 Deductible 290 3 Brick siding No
2008 215,000 Metal Roof 2,480 4 $500- $1000 Deductible 420 6 Fiber-Cement Siding No
2009 125,000 Asphalt Shingles Roof 1,310 3 $500 Deductible 340 7 Wood siding No
1992 365,000 Slate Shingles Roof 3,140 4 $500 Deductible 700 4 Vinyl siding yes
1996 180,000 Composition Roof 1,550 3 $5000 to $10,000 Deductible 280 8 Stone Siding yes
2013 215,000 Wood Shake Roof 1,880 3 $1000-$2500 Deductible 690 8 Fiber-Cement Siding No
1977 175,000 Asphalt Shingles Roof 1,860 3 $1000-$2500 Deductible 190 4 Wood siding yes
2006 170,000 Tile Roof 1,880 4 $500 Deductible 710 9 Stone Siding No
1976 160,000 Composition Roof 1,340 3 $2500-$5000 Deductible 180 4 Stone Siding yes
1992 205,000 Shingles Roof 1,720 3 $1000-$2500 Deductible 610 10 Stone Siding yes
1998 190,000 Slate Shingles Roof 1,990 3 $5000 to $10,000 Deductible 450 6 Vinyl siding No
1972 240,000 Membrane Roof 1,950 3 $500- $1000 Deductible 870 7 Vinyl siding yes
2013 365,000 Asphalt Shingles Roof 3,350 4 $2500-$5000 Deductible 130 1 Wood siding yes
1970 355,000 Slate Shingles Roof 2,970 4 $5000 to $10,000 Deductible 550 5 Vinyl siding No
1998 160,000 Membrane Roof 1,650 3 $500 Deductible 200 3 Fiber-Cement Siding No