Swampscott, MA homeowners insurance is nearly $911 to $1,243, about $75-$103/month. Our comprehensive analysis shows customers can save upto $430 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Swampscott, MA | Homeowners Insurance Agency Near Swampscott, MA | Address |
|---|---|---|
| Travelers | Child-Genovese Insurance Agency | 60 Temple Place, Boston, MA, 2111 |
| Travelers | Dolan & Maloney Ins Agency Llc | 141 TURNPIKE RD, WESTBOROUGH, MA, 1581 |
| Travelers | Flanagan Insurance Agency Inc | 955 WALTHAM ST, LEXINGTON, MA, 2421 |
| Travelers | Gardiner Whiteley Boardman Ins Agency Llc | 1 Main Street, Pawtucket, RI, 2860 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Salem city, Massachusetts | $131 | $174 | $261 |
| Marblehead CDP, Massachusetts | $141 | $187 | $281 |
| Lynn city, Massachusetts | $129 | $171 | $257 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Swampscott, MA | 3.4% | 9.1% |
| Salem | 4.15% | 11.02% |
| Marblehead | 3.37% | 10.87% |
| Lynn | 4.22% | 12.48% |
| Swampscott Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 13 | 1.0% | $338 |
| $200 to $299 | 24 | 1.0% | $788 |
| $300 to $499 | 43 | 3.0% | $1238 |
| $500 to $749 | 122 | 9.0% | $1913 |
| $750 to $999 | 110 | 8.0% | $2663 |
| $1,000 to $1,499 | 613 | 49.0% | $3788 |
| $1,500 or more | 319 | 25.0% | $5438 |
| Streets in Swampscott Area | Homeowners Insurance Cost |
|---|---|
| Eulow St, Cropley Ct, Swampscott Ave, Eureka Ave, Connelly Ave, Sherwood Rd, Plymouth Ln, Mountwood Rd, Elmwood Rd, Sampson Ave | $1,046 |
| Jessie St, Manton Rd, Melvin Ave, Mapledale Pl, Superior St, Deer Cove Rd, Sheridan Rd, Andrew Rd, Shackle Way, Capstan Way | $1,053 |
| Muriel Rd, Allen Rd, Hawser Ln, Lodge Rd, Manson Rd, Aycliffe Rd, Outlook Rd, Millett Rd, Burrill St, Mostyn St | $1,096 |
| Archer St, Galloupes Pt Rd, Crossman Ave, Barnstable St, Tip Top Rd, Bay View Dr, Galloupes Ter, Pierro Ter, Tupelo Rd, The Greenway | $1,104 |
| Ellis Ter, Longwood Dr, Overhill Rd, Vantage Ter, Lewis Rd, Brown Rd, Erie St, Winshaw Rd, Francis Rd, Willow Ter | $1,093 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Swampscott | $160 to $162 |
| Salem | $156 |
| Marblehead | $168 |
| Lynn | $154 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,900 | $3,900 |
| Yearly Swampscott Homeowner Insurance Premium Example | $2,800 | $2,300 |
| Out of Pocket Expense During Claim | $1,900 | $3,900 |
| Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim | $15,900 | $15,400 |
| Net Savings to Swampscott Home Owner from High Deductible Plan | $500 | |
| Scenario | Swampscott, MA Home Replacement Value MORE than Home Value | Swampscott, MA Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $377,500 | $273,000 |
| Insurance Premium based on Replacement Value | $3,275 | $2,375 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $64,000 | Risk Exposure from Under Insuring Coverage is $40,500 |
| Premium Impact | Insurance cheaper by $350/year | Insurance costlier by $550/year |
| Insurance Company | Chubb Group of Insurance | Amica Mutual Insurance Company | Allstate |
| Monthly Premium | 184 | 235 | 224 |
| Year Built | 1967 | 1943 | 1986 |
| Home Details | 4 Beds, 3 Baths | 3 Beds, 1 Baths | 5 Beds, 1 Baths |
| Coverage Amount | $300000-$350000 | $400000-$500000 | $500000-$600000 |
| Deductible | $1000-$2500 Deductible | $2500-$5000 Deductible | > $10,000 Deductible |