Sutton Insurance Rates:

Sutton, MA homeowners insurance is nearly $897 to $1,225, about $74-$102/month. Our thorough guide reveals consumers can save upto $424 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Sutton, MA Homeowners Insurance By Home Value

Sutton, MA Home Value Total Homes % of Total Average Sutton, MA Homeowners Insurance
$150,000 to $174,999 38 2.0% $467
$175,000 to $199,999 30 1.0% $541
$200,000 to $249,999 348 21.0% $658
$250,000 to $299,999 470 29.0% $796
$300,000 to $399,999 727 45.0% $1019

Top Home Insurance Agents Near Sutton, MA

Home Insurance Company Near Sutton, MA Homeowners Insurance Agency Near Sutton, MA Address
NA Harrington Insurance Agency, Llc 101 President Ave Ste 6 Fall River, Fall River, MA, 2720
Liberty Mutual Independent Farrell Backlund Ins Agy Llc Dba Fb Insure 148 W GROVE ST, MIDDLEBORO, MA, 2346
Liberty Mutual George Karrat 771 Southbridge Street, Auburn, MA, 1501
Allstate Kevin P. Trahan 140 Norwich Rd, Plainfield, CT, 6374
Travelers Oceanpoint Insurance Agency Inc 26 BOSWORTH ST, BARRINGTON, RI, 2806

Cost Of Homeowners Insurance By Street Near Sutton, MA

Streets in Sutton Area Homeowners Insurance Cost
Uxbridge Rd, Douglas Pike, Burdon St, Apple Ridge Rd, Westview Dr, Tipperary Dr, Merrill Rd, Indian Hill Dr, Bond Hollow Rd, Stoney Brook Dr$1,053
Dodge Rd, Singletary Ave, Jamieson Ct, Rich Rd, Blueberry Meadow Dr, Wainwright Dr, Kart Rd, Green Rd, Moran Rd, Jarvis Ave$1,096
W Sutton Rd, Miller's Way, Dakin Rd, Wachusett Dr, Jenna Ln, Golf Ridge Dr, Hutchinson Rd, Sovereign Hts, Foster Ln, Trilliam Run$1,104
Benoni Dr, Mumford Rd, Wilderness Rd, Merriam Ln, Silver Ledge Dr, Stone School Rd, Clubhouse Way, Church Circuit, Millbury Rd, W Carr St$1,082
Christina Ln, Prescott Rd, Burke Ln, Dodge Hill Rd, Ray Ln, Herbert Dr, McGuire Rd, Duval Rd, Dewitt Rd, Skye Line Dr$1,051

Sutton, MA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Sutton$158 to $160
East Douglas$153
Whitinsville$156
Millbury$154

Sutton, MA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
East Douglas CDP, Massachusetts $128 $171 $256
Whitinsville CDP, Massachusetts $130 $173 $260
Millbury town, Worcester County, Massachusetts $129 $172 $258

Sutton, MA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Sutton, MA3.8%12.6%
East Douglas3.98%11.96%
Whitinsville4.27%14.6%
Millbury4.61%12.66%

Sutton Renters Insurance as a Percentage of Rent

Sutton Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 12 3.0% $345
$300 to $499 11 3.0% $1245
$500 to $749 15 4.0% $1920
$750 to $999 104 30.0% $2670
$1,000 to $1,499 197 58.0% $3795

Sutton, MA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$5,000
Yearly Sutton Homeowner Insurance Premium Example $4,500$3,700
Out of Pocket Expense During Claim$1,000$5,000
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $32,500$30,900
Net Savings to Sutton Home Owner from High Deductible Plan $1,600

Sutton, MA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Sutton, MA Home Replacement Value MORE than Home Value Sutton, MA Home Replacement Value LESS than Home Value
Replacement Value $444,500 $290,500
Insurance Premium based on Replacement Value $3,150 $2,050
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $51,500 Risk Exposure from Under Insuring Coverage is $102,500
Premium Impact Insurance cheaper by $725/year Insurance costlier by $375/year

Example Sutton Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateAmica Mutual Insurance CompanyState Farm
Monthly Premium 227216225
Year Built 194320142001
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $500000-$600000$400000-$500000$350000-$400000
Deductible $2500-$5000 Deductible$2500-$5000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Sutton, MA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1945 275,000 Membrane Roof 1,530 3 $1000-$2500 Deductible 2060 12 Brick siding yes
2006 320,000 Shingles Roof 1,620 3 $5000 to $10,000 Deductible 630 4 Vinyl siding yes
1982 275,000 Metal Roof 1,690 3 $500- $1000 Deductible 140 1 Wood siding No
1994 660,000 Wood Shake Roof 3,730 5 $500 Deductible 1840 5 Wood siding yes
1944 785,000 Wood Shake Roof 4,190 5 $500- $1000 Deductible 580 1 Fiber-Cement Siding yes
1947 450,000 Composition Roof 3,030 5 > $10,000 Deductible 860 5 Vinyl siding No
1947 405,000 Shingles Roof 1,920 5 > $10,000 Deductible 350 3 Brick siding yes
1992 300,000 Slate Shingles Roof 1,770 3 $500- $1000 Deductible 230 1 Fiber-Cement Siding No
2004 795,000 Composition Roof 4,950 5 $5000 to $10,000 Deductible 3580 10 Brick siding No
1949 495,000 Slate Shingles Roof 2,940 5 $5000 to $10,000 Deductible 1790 8 Wood siding No
1988 375,000 Composition Roof 1,830 4 $5000 to $10,000 Deductible 130 1 Fiber-Cement Siding No
1945 220,000 Tile Roof 1,500 3 $1000-$2500 Deductible 620 4 Wood siding No
1982 480,000 Metal Roof 3,160 4 $5000 to $10,000 Deductible 1340 6 Stucco siding yes
2008 325,000 Shingles Roof 1,590 3 $500 Deductible 1450 8 Stucco siding yes
1947 350,000 Metal Roof 2,350 3 $1000-$2500 Deductible 1470 8 Brick siding No
1991 800,000 Asphalt Shingles Roof 4,470 5 $2500-$5000 Deductible 860 2 Brick siding yes
2003 305,000 Slate Shingles Roof 2,060 4 $2500-$5000 Deductible 150 1 Vinyl siding No
2013 465,000 Tile Roof 2,910 4 $5000 to $10,000 Deductible 250 1 Vinyl siding No
1984 635,000 Composition Roof 3,210 5 $2500-$5000 Deductible 3000 9 Stone Siding yes
2001 520,000 Composition Roof 2,790 4 $500- $1000 Deductible 2940 8 Stucco siding yes
2008 445,000 Slate Shingles Roof 2,070 3 $2500-$5000 Deductible 1010 6 Fiber-Cement Siding No
2014 670,000 Composition Roof 4,050 5 $500- $1000 Deductible 4390 10 Stone Siding yes
2005 270,000 Slate Shingles Roof 1,450 3 $5000 to $10,000 Deductible 710 8 Stone Siding yes
1994 355,000 Wood Shake Roof 2,320 3 $5000 to $10,000 Deductible 920 6 Brick siding No
2013 605,000 Wood Shake Roof 3,280 5 $500- $1000 Deductible 1520 4 Fiber-Cement Siding No
1982 425,000 Asphalt Shingles Roof 2,630 4 $1000-$2500 Deductible 1180 5 Stucco siding No
1989 500,000 Tile Roof 2,490 4 $1000-$2500 Deductible 690 3 Stone Siding yes
1949 305,000 Asphalt Shingles Roof 1,490 3 $1000-$2500 Deductible 1600 9 Stone Siding yes