Superior Insurance Rates:

Superior, WI homeowners insurance is approximately $532 to $721, about $44-$60/month. Our in depth research shows customers can save as much as $250 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

State Farm
This company is very well-known. a lot of people have heard of this company. i feel good about that fact.
Allstate
There was damage to my house during last year's tornado season, mainly roofing, and when i called to talk to my allstate agent, i got put off for 3 days before finally getting through.
State Farm
This company always has someone around to answer any questions that i may have. i like being able to contact someone.
State Farm
I think State Farm has excellent customer service. I always get a card, on my birthday or for the holiday unexpectedly. I think State Farm really thinks and cares about their customers.
State Farm
The amount I pay per month is way less than what I used to pay with my other companies. I enjoy this company a lot
Allstate
I am so satisfied with the company support and nice friendly people I always feel like I'm being done real good with my money.
Safeco Insurance
They answer my questions very quickly and accurately. They have been around a long time so I feel comfortable
State Farm
They are always helpful. I do wish they would let me know if my insurance premiums are going to go up and be more proactive about finding discounts.
Farmer's Insurance
There's nothing that I dislike about Farmers. Again the premium could be lower, but I'd say that about every company.

Superior, WI Homeowners Insurance By Home Value

Superior, WI Home Value Total Homes % of Total Average Superior, WI Homeowners Insurance
Less than $50,000 598 9.0% $131
$50,000 to $59,999 141 2.0% $275
$60,000 to $69,999 342 5.0% $344
$70,000 to $79,999 491 7.0% $395
$80,000 to $89,999 644 9.0% $451
$90,000 to $99,999 330 4.0% $501
$100,000 to $124,999 1,215 18.0% $583
$125,000 to $149,999 841 12.0% $733
$150,000 to $174,999 596 9.0% $865
$175,000 to $199,999 474 7.0% $996
$200,000 to $249,999 529 8.0% $1203
$250,000 to $299,999 200 3.0% $1467
$300,000 to $399,999 207 3.0% $1868

Top Home Insurance Agents Near Superior, WI

Home Insurance Company Near Superior, WI Homeowners Insurance Agency Near Superior, WI Address
Allstate Ins Brokers Of Mn 4850 Miller Trunk Hwy, Hermantown, MN, 55811
Travelers Macgregor -Bradley Inc 500 TORREY BLDG, DULUTH, MN, 55802
Farmers Marilyn Moore 394 S Lake Ave Ste 600, Duluth, MN, 55802
State Farm Matt Thoreson 601 Belknap St, Superior, WI, 54880-2933
NA Young & Associates Insurance 202 W Superior St #400, Duluth, MN, 55802

Cost Of Homeowners Insurance By Street Near Superior, WI

Streets in Superior Area Homeowners Insurance Cost
E Detroit St, 24th Ave E, Mertz Mortoreus Memorial Dr, Hilpiper Rd, 54th Ave E, Badger Dr, Elmira Ave, Brannan Rd, 3rd Ave E, S Old Lyman Lake Rd$640
E Half Mile Rd, W Co Rd W, S Tuff Rd, Milwaukee Ave, N 59th St, Washington Ave, E 12th St, E Itasca St, Redwood Ave, N 74th St$641
During Rd, N 18th St, Carter Ln, N 67th St, E Ames Rd, Co Rd V, S Oakland Rd, Cedar Ave, Olson Rd, 23rd Ave E$641
Camp Amnicon Rd, N 29th St, Robinson Ave, 38th Ave E, Cypress Ave, Schroeder Ave, Riverview Dr, Gustafson Rd, S Oliphant Rd, Stinson Ave$626
Ullan Rd, Butler Ave, S Mont du Lac Rd, E Old 105 Rd, N 18th St, State Hwy 23, Roosevelt Ave, Pattison Tower Rd, E Hammond Ave, Maiden Ln$641

Superior, WI Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Superior$93 to $96
Parkland$94
Duluth$150
Oliver$95

Superior, WI Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Parkland town, Douglas County, Wisconsin $94 $125 $188
Duluth city, Minnesota $150 $200 $300
Oliver village, Wisconsin $95 $127 $191

Superior, WI Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Superior, WI4.6%10.8%
Duluth6.85%18.68%
Oliver3.9%12.6%
Proctor6.47%20.45%

Superior Renters Insurance as a Percentage of Rent

Superior Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 65 1.0% $343
$200 to $299 427 8.0% $793
$300 to $499 805 15.0% $1243
$500 to $749 2,155 41.0% $1918
$750 to $999 1,193 22.0% $2668
$1,000 to $1,499 516 9.0% $3793

Superior, WI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$2,400
Yearly Superior Homeowner Insurance Premium Example $1,100$900
Out of Pocket Expense During Claim$1,400$2,400
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $10,200$9,600
Net Savings to Superior Home Owner from High Deductible Plan $600

Superior, WI Home Insurance Costs With Home Replacement Value Scenarios

Scenario Superior, WI Home Replacement Value MORE than Home Value Superior, WI Home Replacement Value LESS than Home Value
Replacement Value $173,000 $122,000
Insurance Premium based on Replacement Value $825 $575
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $28,500 Risk Exposure from Under Insuring Coverage is $22,500
Premium Impact Insurance cheaper by $100/year Insurance costlier by $150/year

Example Superior Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Erie InsuranceGEICO InsuranceAmerican Family Insurance
Monthly Premium 612622
Year Built 195019401984
Home Details 4 Beds, 2 Baths2 Beds, 1 Baths3 Beds, 1 Baths
Coverage Amount $175000-$200000$100000-$125000$75000-$100000
Deductible $1000-$2500 Deductible$2500-$5000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Superior, WI from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1957 225,000 Composition Roof 2,900 5 $1000-$2500 Deductible 110 2 Wood siding yes
1986 100,000 Asphalt Shingles Roof 1,320 3 $500 Deductible 110 4 Brick siding yes
1948 215,000 Metal Roof 3,100 5 $1000-$2500 Deductible 250 4 Fiber-Cement Siding No
1988 160,000 Wood Shake Roof 1,990 3 $1000-$2500 Deductible 50 1 Stucco siding yes
1941 195,000 Shingles Roof 2,610 5 $1000-$2500 Deductible 170 3 Brick siding No
1982 175,000 Slate Shingles Roof 2,130 4 $5000 to $10,000 Deductible 260 7 Stone Siding No
1954 210,000 Membrane Roof 3,210 4 $500- $1000 Deductible 490 6 Fiber-Cement Siding yes
1955 275,000 Wood Shake Roof 3,300 4 $500- $1000 Deductible 610 6 Stone Siding yes
1987 135,000 Composition Roof 1,750 5 $2500-$5000 Deductible 100 4 Stone Siding yes
1942 240,000 Slate Shingles Roof 3,020 4 $500 Deductible 230 3 Brick siding yes
1949 195,000 Wood Shake Roof 2,530 4 $500 Deductible 390 6 Vinyl siding No
1955 135,000 Membrane Roof 1,960 3 $500 Deductible 30 1 Stucco siding yes
1982 205,000 Membrane Roof 2,400 5 > $10,000 Deductible 280 8 Vinyl siding yes
1984 105,000 Tile Roof 1,360 2 $500 Deductible 410 12 Stucco siding No
1957 125,000 Membrane Roof 1,580 2 $2500-$5000 Deductible 210 6 Brick siding yes
1948 160,000 Metal Roof 2,310 4 $500 Deductible 610 12 Stucco siding No
1940 145,000 Slate Shingles Roof 2,070 3 $1000-$2500 Deductible 520 12 Brick siding No
1954 175,000 Wood Shake Roof 1,920 4 $1000-$2500 Deductible 130 3 Stone Siding yes
1948 105,000 Shingles Roof 1,440 2 $500 Deductible 130 4 Stucco siding yes
1959 125,000 Composition Roof 1,950 5 $500- $1000 Deductible 160 4 Brick siding yes
1955 165,000 Metal Roof 2,130 4 $500 Deductible 350 5 Stucco siding No
1989 280,000 Tile Roof 3,110 4 $5000 to $10,000 Deductible 490 8 Brick siding yes
1989 115,000 Slate Shingles Roof 1,350 2 $500 Deductible 230 9 Wood siding yes
1945 160,000 Slate Shingles Roof 1,950 4 $2500-$5000 Deductible 140 5 Stucco siding No
1946 195,000 Tile Roof 2,720 4 $500 Deductible 370 6 Wood siding No
1947 155,000 Tile Roof 2,180 4 $500 Deductible 210 4 Brick siding yes
1949 135,000 Asphalt Shingles Roof 1,610 2 $2500-$5000 Deductible 220 7 Wood siding yes
1955 130,000 Wood Shake Roof 1,440 3 $2500-$5000 Deductible 220 6 Brick siding yes
1986 90,000 Slate Shingles Roof 1,040 2 $1000-$2500 Deductible 20 1 Vinyl siding No
1951 115,000 Shingles Roof 1,440 2 $1000-$2500 Deductible 170 6 Vinyl siding No
1986 220,000 Wood Shake Roof 2,790 4 $2500-$5000 Deductible 360 7 Wood siding No
1946 85,000 Shingles Roof 950 2 $1000-$2500 Deductible 220 9 Stone Siding yes
1957 70,000 Asphalt Shingles Roof 1,030 2 $1000-$2500 Deductible 130 6 Stone Siding yes
1950 105,000 Wood Shake Roof 1,500 2 $1000-$2500 Deductible 100 3 Fiber-Cement Siding yes