Superior Insurance Rates:

Superior, CO homeowners insurance is about $793 to $1,085, about $66-$90/month. Our all inclusive guide shows customers can save as much as $376 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Superior, CO Homeowners Insurance By Home Value

Superior, CO Home Value Total Homes % of Total Average Superior, CO Homeowners Insurance
Less than $50,000 30 1.0% $56
$100,000 to $124,999 22 1.0% $244
$150,000 to $174,999 43 2.0% $366
$175,000 to $199,999 141 8.0% $423
$200,000 to $249,999 128 8.0% $517
$250,000 to $299,999 386 24.0% $629
$300,000 to $399,999 829 52.0% $799

Top Home Insurance Agents Near Superior, CO

Home Insurance Company Near Superior, CO Homeowners Insurance Agency Near Superior, CO Address
Travelers Banks Ins Agency Inc 711 12TH ST, GOLDEN, CO, 80401
State Farm Dave Lawser 4605 Ziegler Rd, Fort Collins, CO, 80528-3089
State Farm Jody Roberts 15260 E Hampden Ave, Aurora, CO, 80014-3908
State Farm Kent Stauffer 1301 11th Ave, Greeley, CO, 80631-3834
Travelers Town & Country Ins Services Llc 4908 TOWER RD, DENVER, CO, 80249

Cost Of Homeowners Insurance By Street Near Superior, CO

Streets in Superior Area Homeowners Insurance Cost
W 105th Pl, W 105th Ave, Flora Ct, Mc Caslin Blvd, 100th Ave, Barber Dr, State Hwy 128, Van Gordon Way, Westmoor Dr, W 85th Dr$939
W 108th Cir, W 86th Dr, Coors Loop, Westmoor Cir, W 120th Ave, 84th Pl, Co Rd 128, Gladiola Cir, W 87th Ln, Airport Way$934
W 109th Pl, W 86th Pl, W 84th Pl, N Brentwood Dr, Old Wadsworth Blvd, Church Ranch Blvd, W 86th Cir, W 83rd Ln, W 110th Ave, Co Rd 19$939
Beech Way, Five Parks Dr, W 87th Ter, Coal Creek Canyon Rd, W 86th Pkwy, Union Way, W 107th Ave, Flora St, Cole St, Devinney St$928
Gardenia Ct, 86th Pkwy, W 104th Pl, W 84th Dr, W 83rd Pl, W 106th Pl, Yukon Way, Jeffco Airport Ave, W 106th Ave, Braun Loop$929

Superior, CO Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Superior$139 to $141
Louisville$139
Paragon Estates$168
Eldorado Springs$147

Superior, CO Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Louisville city, Colorado $139 $185 $278
Paragon Estates CDP, Colorado $169 $225 $338
Eldorado Springs CDP, Colorado $147 $196 $294

Superior, CO Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Superior, CO3.5%13.6%
Louisville4.03%17.58%
Paragon Estates2.35%15.64%
Eldorado Springs5.62%16.96%

Superior Renters Insurance as a Percentage of Rent

Superior Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 13 1.0% $1897
$750 to $999 163 12.0% $2647
$1,000 to $1,499 776 61.0% $3772
$1,500 or more 306 24.0% $5422

Average Cost Of Home Insurance By Company In Areas Nearby Superior For Different Scenarios

Structure Type Deductible Company Premium
Frame $500 American Strategic Insurance Corporation $1,636
Masonry $500 Armed Forces Insurance Exchange $1,389
Frame $500 Electric Insurance Company $2,578
Masonry $500 Electric Insurance Company $2,578
Masonry $500 Metropolitan Direct Property And Casualty Insurance Company $1,816
Masonry $500 Privilege Underwriters Reciprocal Exchange $782
Frame $500 Usaa Casualty Insurance Company $1,661
Masonry $500 Unitrin Auto And Home Insurance Company $1,659
Frame $500 Unitrin Direct Property & Casualty Company $2,388

Superior, CO Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$3,800
Yearly Superior Homeowner Insurance Premium Example $1,600$1,000
Out of Pocket Expense During Claim$800$3,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $13,600$11,800
Net Savings to Superior Home Owner from High Deductible Plan $1,800

Superior, CO Home Insurance Costs With Home Replacement Value Scenarios

Scenario Superior, CO Home Replacement Value MORE than Home Value Superior, CO Home Replacement Value LESS than Home Value
Replacement Value $491,500 $342,000
Insurance Premium based on Replacement Value $1,975 $1,375
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $51,000 Risk Exposure from Under Insuring Coverage is $98,500
Premium Impact Insurance cheaper by $400/year Insurance costlier by $200/year

Example Superior Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceLiberty MutualAmerican Family Insurance
Monthly Premium 111206231
Year Built 200620122005
Home Details 3 Beds, 2 Baths5 Beds, 1 Baths4 Beds, 3 Baths
Coverage Amount $300000-$350000$500000-$600000$700000-$800000
Deductible $500 Deductible$500 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Superior, CO from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2014 385,000 Wood Shake Roof 1,740 5 $1000-$2500 Deductible 710 4 Fiber-Cement Siding No
2011 385,000 Slate Shingles Roof 2,190 5 $500 Deductible 1750 12 Fiber-Cement Siding No
2014 375,000 Slate Shingles Roof 1,920 4 $500- $1000 Deductible 870 7 Fiber-Cement Siding No
2009 870,000 Shingles Roof 3,710 5 $1000-$2500 Deductible 1940 9 Fiber-Cement Siding yes
2009 360,000 Composition Roof 1,870 3 $2500-$5000 Deductible 730 9 Fiber-Cement Siding yes
2009 925,000 Wood Shake Roof 4,070 5 $1000-$2500 Deductible 320 1 Brick siding yes
2008 675,000 Asphalt Shingles Roof 3,330 5 $1000-$2500 Deductible 1390 6 Vinyl siding No
2014 250,000 Tile Roof 1,470 2 $1000-$2500 Deductible 800 10 Brick siding yes
2013 440,000 Slate Shingles Roof 2,120 5 $1000-$2500 Deductible 930 5 Stone Siding No
2013 175,000 Slate Shingles Roof 1,050 2 $1000-$2500 Deductible 60 1 Stucco siding yes
2009 735,000 Slate Shingles Roof 4,330 5 $500 Deductible 1810 5 Vinyl siding No
2013 990,000 Asphalt Shingles Roof 4,890 5 $5000 to $10,000 Deductible 2080 8 Vinyl siding yes
2014 555,000 Asphalt Shingles Roof 3,030 4 $500 Deductible 1060 4 Brick siding yes
2010 280,000 Shingles Roof 1,670 3 > $10,000 Deductible 420 7 Wood siding No
2012 220,000 Membrane Roof 1,380 2 $500 Deductible 150 2 Brick siding No
2011 725,000 Asphalt Shingles Roof 3,030 4 $1000-$2500 Deductible 200 1 Wood siding yes
2014 220,000 Composition Roof 1,000 2 $500 Deductible 560 8 Wood siding yes
2009 420,000 Asphalt Shingles Roof 1,870 5 $500- $1000 Deductible 690 4 Wood siding yes
2001 425,000 Slate Shingles Roof 2,260 3 $5000 to $10,000 Deductible 90 1 Stone Siding No
2013 285,000 Asphalt Shingles Roof 1,750 3 > $10,000 Deductible 730 12 Brick siding No
2008 200,000 Slate Shingles Roof 960 2 $5000 to $10,000 Deductible 590 9 Stone Siding No
2013 375,000 Metal Roof 1,960 3 $500 Deductible 150 1 Fiber-Cement Siding yes
2003 285,000 Membrane Roof 1,560 2 > $10,000 Deductible 330 5 Fiber-Cement Siding No
2013 875,000 Membrane Roof 4,180 5 $500- $1000 Deductible 1990 6 Fiber-Cement Siding No
2012 295,000 Tile Roof 1,590 2 $500 Deductible 1260 8 Fiber-Cement Siding yes
2011 420,000 Asphalt Shingles Roof 2,290 3 $500- $1000 Deductible 1060 7 Fiber-Cement Siding yes
2012 310,000 Tile Roof 1,610 4 $2500-$5000 Deductible 880 12 Vinyl siding yes
2014 350,000 Shingles Roof 1,800 3 $1000-$2500 Deductible 1220 8 Wood siding yes
2010 385,000 Metal Roof 1,760 2 $500 Deductible 1400 8 Brick siding No
2013 515,000 Membrane Roof 2,930 5 $2500-$5000 Deductible 910 7 Stucco siding yes
2014 190,000 Asphalt Shingles Roof 940 2 $500 Deductible 390 7 Stucco siding No
2011 430,000 Shingles Roof 2,140 4 $500 Deductible 600 4 Vinyl siding No
2000 495,000 Metal Roof 2,060 3 $5000 to $10,000 Deductible 990 8 Brick siding yes
2004 375,000 Slate Shingles Roof 1,980 4 $5000 to $10,000 Deductible 660 7 Wood siding No