Sunnyvale Insurance Rates:

Sunnyvale, CA homeowners insurance is about $576 to $783, about $48-$65/month. Our thorough analysis shows customers can save as much as $272 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

Farmer's Insurance
Farmer's Insurance is an amazing homeowners insurance company. Their coverage is great, their rates are reasonable and their customer service is exceptional.
Definitely would recommend. They are very knowledgeable, extremely helpful with any questions you have, the coverage options are great and the pricing is very competitive.
Fremont Home Insurance
There have been no service issues. the payment comes out along with our escrow. i never have to call them about anything.
I just picked this renters insurance because I am not educated on the matter. I would reccomend somoene to do research before picking renters insurance
Progress is a very good company to work for , they are friendly, caring. There prices are low. The company has been around for a long time.
I recommend mercury insurance company due to their very reasonable premiums. Their pricing is very competitive and renewal process is very easy. Overall, good to work with them.
Only had one interaction approximately two years ago with a claim. The phone response was quick and the process was clearly laid out for us including explanation of coverage going forward.
we have never compared companies when we took out the policy. I knew people that worked there and I used to work there as well in the auto department so I trusted this company.
State Farm
My home owner's insurance company, State Farm, seems to offer the same or usual options as the other home owner's insurance companies I have consulted.
I will definitely recommend geico to my friends and family when it comes to home insurance. They also have a great customer service. When ever we needed to talk to someone about our policy some is always there.
Liberty Mutual
I would prefer that the premiums not be so high. i don't like that after needing them that premiums increase.
State Farm
That they offer me good benefits and some incentives for being a responsible adult and not getting in any trouble.
State Farm
I am satisfied with my premium. I searched far and wide and was unable to find a premium that was any lower. Infact, this one was the lowest by around $100.
Century National
I am very happy with this insurance company. they were able to sell me earthquake insurance on my house even though my house is made of cinder blocks.
State Farm
I like the fact that I know the name of my state farm representative and his staff. They give call backs promptly and I never have to wait more than 24 hours.
State Farm
I like the ease of accessing my policy. I like that it is clear where I can get assistance and I can get assistance almost instantly through the chat box, or a phone call.
State Farm
The customer service is excellent. All of your questions are answered in a fast timely manner.
Liberty Mutual
I don't have any complaints about the company. I've never had to use the insurance before but from what I've heard from others they seem capable of handling claims efficiently.
State Farm
Any question we ask is always answered in a timely manner. If I email them, they email me right back. If I need to have a lengthy phone conversation they are good about that. Every now and then we go into their office to talk.
State Farm
I like how easy everything is for the company. I've never had a bad experience, so there's really nothing to not like. There's support is easy to deal with, and I always feel like I'm treated fairly.
There's not a lot I dislike. I would always appreciate lower premiums, of course. It also would be nice to have an actual agent with an office I can visit, instead of having to go through the whole process online or on the phone, but I understand why they do that.
I dislike the cost because I am poor, and I also dislike that they choose which dogs are dangerous based on breed instead of doing personal evaluations of each dog to see if it is actually dangerous.
Farmer's Insurance
I recommend this company for their coverage and customer service.
I would recommend it just so that I can be covered but I would't recommend it due to the fact that its really not that much coverage. I feel as if most insurances are just forms of a rip off.
The Auto Insurance LED Sign is Built by LED sign experts using individual bright large 8mm LED bulbs inserted into a very attractive black translucent high quality acrylic bard. The LED bulbs are controlled by a built-in flashing controllers
Liberty Mutual
The customer service provided to us really was great. No time was wasted, we called and got the information we needed quickly. They were friendly, and I would recommend them to someone in need of new home insurance.
I have not interacted much at all with the company and have not filed a claim. There really isn't anything to dislike at this point though that may change in the future,
The company has good customer service and things are really covered. This is also a good thing about them because you never know when something can happen.
I would recommended it based off the fact other insurance agency dont offer enough benefits to make using them worth it for price.

Sunnyvale, CA Homeowners Insurance By Home Value

Sunnyvale, CA Home Value Total Homes % of Total Average Sunnyvale, CA Homeowners Insurance
Less than $50,000 821 15.0% $20
$50,000 to $59,999 258 4.0% $47
$60,000 to $69,999 248 4.0% $61
$70,000 to $79,999 342 6.0% $68
$80,000 to $89,999 257 4.0% $81
$90,000 to $99,999 256 4.0% $88
$100,000 to $124,999 318 6.0% $102
$125,000 to $149,999 298 5.0% $129
$150,000 to $174,999 374 7.0% $156
$175,000 to $199,999 197 3.0% $176
$200,000 to $249,999 309 5.0% $217
$250,000 to $299,999 248 4.0% $265
$300,000 to $399,999 1,250 24.0% $333

Top Home Insurance Agents Near Sunnyvale, CA

Home Insurance Company Near Sunnyvale, CA Homeowners Insurance Agency Near Sunnyvale, CA Address
Travelers Clayton Ins Agcy Inc 1731 TECHNOLOGY DR SUITE 250, SAN JOSE, CA, 95110
Liberty Mutual Independent Equity Risk Partners Inc 456 MONTGOMERY ST 16TH FL, SAN FRANCISCO, CA, 94104
State Farm Spence Sealander 3581 Mt Diablo Blvd Ste 225, Lafayette, CA, 94549-8306
Travelers Twfg Insurance Services Inc 39812 MISSION BLVD STE 101, FREMONT, CA, 94539
State Farm Wayne Weathers 35 Bayhill Shopping Center, San Bruno, CA, 94066-2901

Sunnyvale, CA Home Insurance Agents for Top Companies

Cost Of Homeowners Insurance By Street Near Sunnyvale, CA

Streets in Sunnyvale Area Homeowners Insurance Cost
Egret Dr, San Andreas Ct, Parrot Ave, Lautrec Ter, Franchere Pl, Grosbeak Ave, Willow Ave, Bonita Ave, Northcove Sq, Sunrose Ter$668
Arques Ave, Duvall Ct, Saco Ter, N Wolfe Rd, Grackle Way, Molino Ave, Alderwood Ave, S Cascade Ter, Nothwind Sq, E Weddell Dr$646
S Mathilda Ave, Mistaya Ct, Painted Rock Dr, Azure St, Amherst Ct, Logan Ct, Reed Ter, Riesling Ter, Palmetto Dr, Waverly Pl$None
Braddale Ave, Harvard Ave, Olivera Ter, Autumn Ln, Prune Tree Ln, Marinovich Way, Garland Ave, Duane Ct, W Remington Dr, Pepper Ave$None
Berwick Way, Orchid Dr, W Hendy Ave, Kildare Ave, Grand Fir Ave, Calabazas Blvd, Berry Ave, Pacific Dr, Pine Ave, Fallen Leaf Ln$670
Cassia Way, Dartshire Ct, Runnymeade Ct, Siesta Dr, Arran Ct, Paintbrush Dr, Oracle Oak Pl, Molucca Ter, Schubert Dr, Olivewood St$None
Saint Lawrence Dr, Wabash St, Eureka Ave, Morningside Dr, Ositos Ave, Parkland Ct, Ashcroft Way, Litchfield Pl, Eagle Dr, Selo Dr$667
San Jule Ct, Angel Ave, Poplar Ave, Adonis Ct, Awalt Ct, Semiconductor Dr, Kamiah Way, Borregas Ave, Nuttal Oak Ct, Harwick Way$658
Newfoundland Dr, Ridgemont Dr, Larry Way, Redwing Ave, Arques Ave, Shady Oak Ln, Gonzaga Pl, Alberta Ave, 1st Ave, Colinton Way$692
Matadero Dr, Dexter Dr, Infinite Loop, Carol Lee Dr, Blackwood Ter, Fantail Ct, Socorro Ave, Lazaneo Dr, Peebles Pl, Henderson Ave$None

Sunnyvale, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Sunnyvale$101 to $104
Mountain View$103
Santa Clara$99
Los Altos$109

Sunnyvale, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Mountain View city, California $86 $115 $172
Santa Clara city, California $83 $111 $166
Los Altos city, California $91 $121 $181

Sunnyvale, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Sunnyvale, CA1.9%10.1%
Mountain View1.76%9.21%
Santa Clara1.9%13.98%
Los Altos1.51%6.96%

Sunnyvale Renters Insurance as a Percentage of Rent

Sunnyvale Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 459 1.0% $1207
$500 to $749 498 1.0% $1882
$750 to $999 1,509 5.0% $2632
$1,000 to $1,499 10,424 37.0% $3757
$1,500 or more 14,549 52.0% $5407

Average Cost Of Home Insurance By Company In Areas Nearby Sunnyvale For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
5000001000NewOregon Mutual764
5000001000NewPacific Specialty768
5000002500NewMercury Ins Group500
2000005001-3 YearsTravelers332
25000010001-3 YearsMetropolitan Direct833
3000005001-3 YearsChubb/Federal1402
40000010001-3 YearsAIG Prop Cas1356
50000010001-3 YearsAAA (Interinsurance Exchange)1015
50000010001-3 YearsAmerican Modern1571
50000010001-3 YearsBankers Standard1793
50000025001-3 YearsGrange861
50000025001-3 YearsOregon Mutual670
1500002504-6 YearsTokio Marine America145
1500005004-6 YearsHartford (Sentinel)409
2000005004-6 YearsFarmers (Fire Ins)739
2000005004-6 YearsUniversal North America389
40000010004-6 YearsWawanesa917
50000010004-6 YearsAAA (Interinsurance Exchange)1279
1500005007-15 YearsForemost Insurance658
2000005007-15 YearsCSAA Ins Exch726
25000010007-15 YearsHartford (Sentinel)613
3000005007-15 YearsKemper777

Sunnyvale, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Sunnyvale Homeowner Insurance Premium Example $1,900$1,500
Out of Pocket Expense During Claim$700$2,700
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $14,000$13,200
Net Savings to Sunnyvale Home Owner from High Deductible Plan $800

Sunnyvale, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Sunnyvale, CA Home Replacement Value MORE than Home Value Sunnyvale, CA Home Replacement Value LESS than Home Value
Replacement Value $640,000 $381,000
Insurance Premium based on Replacement Value $2,250 $1,325
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $127,000 Risk Exposure from Under Insuring Coverage is $132,000
Premium Impact Insurance cheaper by $475/year Insurance costlier by $450/year

Example Sunnyvale Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceFarmers InsuranceLiberty Mutual
Monthly Premium 121184151
Year Built 196819891994
Home Details 4 Beds, 3 Baths5 Beds, 4 Baths3 Beds, 1 Baths
Coverage Amount $700000-$800000$800000-$900000$800000-$900000
Deductible $5000 to $10,000 Deductible$500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Sunnyvale, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1999 870,000 Wood Shake Roof 2,290 5 $500 Deductible 1240 5 Stone Siding No
2007 1,025,000 Tile Roof 2,980 4 $2500-$5000 Deductible 270 2 Stone Siding No
1964 280,000 Membrane Roof 960 2 $1000-$2500 Deductible 60 1 Brick siding No
1991 305,000 Slate Shingles Roof 1,170 2 $2500-$5000 Deductible 530 8 Vinyl siding yes
1978 565,000 Metal Roof 1,680 2 $2500-$5000 Deductible 460 6 Stucco siding No
1986 700,000 Tile Roof 2,120 4 $2500-$5000 Deductible 170 2 Brick siding No
2001 675,000 Composition Roof 2,280 4 $500- $1000 Deductible 490 3 Wood siding yes
1975 1,490,000 Shingles Roof 4,760 5 $1000-$2500 Deductible 1240 7 Stucco siding yes
2003 505,000 Wood Shake Roof 1,410 3 $5000 to $10,000 Deductible 660 8 Brick siding yes
1965 500,000 Membrane Roof 1,370 2 $500 Deductible 840 7 Stone Siding yes
1971 535,000 Metal Roof 1,820 3 $500- $1000 Deductible 120 1 Brick siding No
1963 535,000 Asphalt Shingles Roof 1,390 2 $500- $1000 Deductible 100 1 Stone Siding No
1999 475,000 Slate Shingles Roof 1,680 2 $2500-$5000 Deductible 340 3 Brick siding yes
1963 875,000 Wood Shake Roof 2,540 5 $500 Deductible 930 4 Fiber-Cement Siding yes
1969 1,230,000 Shingles Roof 4,240 5 $2500-$5000 Deductible 800 5 Stucco siding No
1961 1,315,000 Asphalt Shingles Roof 4,140 5 $500 Deductible 2060 8 Vinyl siding yes
2000 765,000 Metal Roof 2,300 4 $500- $1000 Deductible 1130 8 Wood siding No
1988 1,190,000 Composition Roof 3,440 5 $1000-$2500 Deductible 210 1 Fiber-Cement Siding No
1987 690,000 Wood Shake Roof 1,910 3 > $10,000 Deductible 600 7 Fiber-Cement Siding yes
1971 520,000 Membrane Roof 1,940 5 $5000 to $10,000 Deductible 770 7 Brick siding No
1991 470,000 Slate Shingles Roof 1,550 3 $500- $1000 Deductible 200 2 Stucco siding No
1986 290,000 Membrane Roof 920 2 > $10,000 Deductible 420 9 Wood siding No
2006 530,000 Membrane Roof 1,570 5 $500- $1000 Deductible 690 7 Wood siding No
1975 685,000 Membrane Roof 1,790 2 $5000 to $10,000 Deductible 1440 12 Wood siding yes
2004 1,215,000 Slate Shingles Roof 3,330 4 $2500-$5000 Deductible 1200 7 Stone Siding yes
1967 1,110,000 Asphalt Shingles Roof 2,890 4 $2500-$5000 Deductible 1440 7 Stucco siding yes
1961 370,000 Composition Roof 970 2 $5000 to $10,000 Deductible 200 4 Vinyl siding No
1981 740,000 Shingles Roof 2,430 5 $500- $1000 Deductible 1070 7 Fiber-Cement Siding yes
1993 335,000 Slate Shingles Roof 1,030 2 > $10,000 Deductible 340 8 Stucco siding yes
1990 515,000 Asphalt Shingles Roof 1,690 3 $500- $1000 Deductible 690 6 Stone Siding yes
1959 1,145,000 Membrane Roof 1,619 3 $5000 to $10,000 Deductible 1610 5 Brick siding yes

How To Make Your Sunnyvale, CA Home Insurance Cheaper

How Much Does Sunnyvale, CA Home Insurance Cost?