Sun Valley, NV homeowners insurance is nearly $518 to $707, about $43-$58/month. Our all inclusive analysis shows customers can save upto $244 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Sun Valley, NV | Homeowners Insurance Agency Near Sun Valley, NV | Address |
|---|---|---|
| Liberty Mutual Independent | Comstock Insurance Agencies Inc. | 9424 Double R Blvd, RENO, NV, 89521 |
| State Farm | Dick Horn | 3351 Lake Tahoe Blvd Ste 3, S Lake Tahoe, CA, 96150-7920 |
| State Farm | Roxanne Duffield | 10775 Pioneer Trl Ste 211C, Truckee, CA, 96161-0234 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Golden Valley CDP, Nevada | $83 | $110 | $165 |
| Sparks city, Nevada | $81 | $107 | $161 |
| Reno city, Nevada | $82 | $109 | $163 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Sun Valley, NV | 4.0% | 11.7% |
| Golden Valley | 2.62% | 10.25% |
| Sparks | 3.12% | 12.63% |
| Reno | 3.05% | 10.91% |
| Sun Valley Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $300 to $499 | 21 | 1.0% | $1265 |
| $500 to $749 | 596 | 29.0% | $1940 |
| $750 to $999 | 608 | 30.0% | $2690 |
| $1,000 to $1,499 | 698 | 34.0% | $3815 |
| $1,500 or more | 88 | 4.0% | $5465 |
| Streets in Sun Valley Area | Homeowners Insurance Cost |
|---|---|
| Emigrant Cir, Tassel Dr, Cranberry Ct, Brahms Ct, Blizzard Ct, Opera Ct, Conti Cir, E Choctaw Ct, Picasso Dr, W Ottawa Ct | $617 |
| Blanche Ln, Tiger Lilly Ct, Oetting Ln, Lost Cir, Joy Ln, Mineral Ln, Wainscott Dr, Vogel Ct, S Fork Dr, Klikatat Ct | $621 |
| Skaggs Cir, Smokey Canyon Dr, Summerhill Dr, Sidehill Dr, Jon Dr, Sugar Hill Dr, Stone Corral Ct, Swallow Ct, Summer Ct, Sundown Dr | $611 |
| Rising Ridge Dr, Silver Crown Ln, W 5th Ave, Cornflower Ct, Asa Ct, Harmony Ln, Snowdrop Ct, Van Gogh Ct, Middle Fork Dr, Rampion Way | $619 |
| Rama Cir, Marin Cir, Penelope Dr, Maggie Cir, Jacobson Rd, Warhol Dr, Bathurst Dr, Dutch Flat Rd, Magenta Ct, Zuni Ct | $617 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Sun Valley | $91 to $94 |
| Golden Valley | $99 |
| Sparks | $96 |
| Reno | $97 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $900 | $3,900 |
| Yearly Sun Valley Homeowner Insurance Premium Example | $1,300 | $800 |
| Out of Pocket Expense During Claim | $900 | $3,900 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $10,000 | $9,500 |
| Net Savings to Sun Valley Home Owner from High Deductible Plan | $500 | |
| Scenario | Sun Valley, NV Home Replacement Value MORE than Home Value | Sun Valley, NV Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $147,000 | $107,000 |
| Insurance Premium based on Replacement Value | $650 | $475 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $14,500 | Risk Exposure from Under Insuring Coverage is $25,500 |
| Premium Impact | Insurance cheaper by $125/year | Insurance costlier by $50/year |
| Insurance Company | State Farm | Nationwide Insurance | Liberty Mutual |
| Monthly Premium | 59 | 47 | 60 |
| Year Built | 1995 | 2002 | 1988 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 1 Baths | 5 Beds, 1 Baths |
| Coverage Amount | $150000-$175000 | $125000-$150000 | $200000-$250000 |
| Deductible | $2500-$5000 Deductible | $1000-$2500 Deductible | $5000 to $10,000 Deductible |