Sun Lakes, AZ homeowners insurance is roughly $539 to $732, about $44-$61/month. Our detailed analysis indicates shoppers can save upto $254 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Sun Lakes, AZ | Homeowners Insurance Agency Near Sun Lakes, AZ | Address |
|---|---|---|
| Travelers | Insurance Professionals Group | 3521 E BROWN RD STE 101, MESA, AZ, 85213 |
| Allstate | Kyle Harper | 3654 N Power Rd Ste 156, Mesa, AZ, 85215 |
| Travelers | Mad Steger Llc | 701 E COTTONWOOD LN, CASA GRANDE, AZ, 85122 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Goodyear Village CDP, Arizona | $90 | $120 | $180 |
| Wet Camp Village CDP, Arizona | $86 | $114 | $171 |
| Sweet Water Village CDP, Arizona | $88 | $117 | $176 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Sun Lakes, AZ | 4.1% | 13.9% |
| Gila River | 6.58% | 22.65% |
| Casa Blanca | 6.91% | 20.6% |
| Chandler | 2.97% | 12.74% |
| Sun Lakes Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $500 to $749 | 52 | 7.0% | $1917 |
| $750 to $999 | 61 | 9.0% | $2667 |
| $1,000 to $1,499 | 213 | 31.0% | $3792 |
| $1,500 or more | 350 | 51.0% | $5442 |
| Streets in Sun Lakes Area | Homeowners Insurance Cost |
|---|---|
| S Basha Rd, E Watford Way, S Sunland Ct, E Cherrywood Dr, S Unwin Ct, E Navajo Pl, S Sun Lakes Blvd, S Oklahoma Ave, W Beechnut Dr, E Sunburst Ct | $658 |
| S Hollygreen Dr, E Country Club Dr, S Texas Ct, S New Town Dr, S Pear Tree Dr, E Copper Dr, S Wyoming Ave, S Briar Wing Dr, W Alamosa Dr, S Moonshadow Dr | $609 |
| E Montana Ave, E Silvertree Dr, E Watford Way, S Ej Robson Blvd, S Desert Rise Dr, E Foxglen Dr, E Minnesota Ave, E Palomino Pl, S Tanglewood Dr, S Lakestar Dr | $637 |
| S Ontario Dr, E Stoney Vista Ct, E Lawndale Pl, E Lambert Dr, E Navajo Pl, S Sun Lakes Blvd, S Jardin Dr, S Cedarcrest Dr, E Hercules Dr, S Desert Vale Dr | $657 |
| E Lakeview Dr, E Citrus Ln N, Elmwood Ct, S Greencastle Dr, E East Dr, E Palmer Dr, S Fair Oaks Ct, E Olive Ln S, S Cedar Waxwing Dr, E Windflower Ct | $603 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Sun Lakes | $94 to $97 |
| Goodyear Village | $90 |
| Wet Camp Village | $86 |
| Sweet Water Village | $88 |
| Home value ($) | Construction type | Coverage | Company | Average homeowners insurance premium ($) | ||
|---|---|---|---|---|---|---|
| Other structure coverage ($) | Contents coverage ($) | Additional living expenses coverage ($) | ||||
| 500,000 | Masonry | 50,000 | 375,000 | 100,000 | Aca Ic | 770 |
| 500,000 | Frame | 50,000 | 375,000 | 100,000 | American Commerce Ic | 1,559 |
| 300,000 | Masonry | 30,000 | 225,000 | 60,000 | American Family Mutual Ic | 893 |
| 100,000 | Frame | 10,000 | 75,000 | 20,000 | Armed Forces Ins Exchange | 466 |
| 300,000 | Masonry | 30,000 | 225,000 | 60,000 | Central Mutual Ic | 888 |
| 500,000 | Masonry | 50,000 | 375,000 | 100,000 | Civil Service Employees Ic | 1,323 |
| 500,000 | Masonry | 50,000 | 375,000 | 100,000 | Encompass P&C Co | 1,051 |
| 100,000 | Frame | 10,000 | 75,000 | 20,000 | Mercury Cas Co | 360 |
| 100,000 | Frame | 10,000 | 75,000 | 20,000 | Owners Ic | 749 |
| 300,000 | Frame | 30,000 | 225,000 | 60,000 | Praetorian Ic | 870 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,700 | $2,700 |
| Yearly Sun Lakes Homeowner Insurance Premium Example | $700 | $500 |
| Out of Pocket Expense During Claim | $1,700 | $2,700 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $7,300 | $6,700 |
| Net Savings to Sun Lakes Home Owner from High Deductible Plan | $600 | |
| Scenario | Sun Lakes, AZ Home Replacement Value MORE than Home Value | Sun Lakes, AZ Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $400,000 | $274,000 |
| Insurance Premium based on Replacement Value | $1,275 | $875 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $86,500 | Risk Exposure from Under Insuring Coverage is $39,500 |
| Premium Impact | Insurance cheaper by $125/year | Insurance costlier by $275/year |
| Insurance Company | Allstate | Farmers Insurance | Amica Mutual Insurance Company |
| Monthly Premium | 27 | 23 | 28 |
| Year Built | 1993 | 2006 | 2014 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 3 Baths | 3 Beds, 2 Baths |
| Coverage Amount | $150000-$175000 | $200000-$250000 | $150000-$175000 |
| Deductible | $5000 to $10,000 Deductible | > $10,000 Deductible | $2500-$5000 Deductible |