Sun Lakes Insurance Rates:

Sun Lakes, AZ homeowners insurance is roughly $539 to $732, about $44-$61/month. Our detailed analysis indicates shoppers can save upto $254 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Sun Lakes, AZ Homeowners Insurance By Home Value

Sun Lakes, AZ Home Value Total Homes % of Total Average Sun Lakes, AZ Homeowners Insurance
Less than $50,000 213 3.0% $63
$80,000 to $89,999 78 1.0% $228
$90,000 to $99,999 243 3.0% $254
$100,000 to $124,999 421 6.0% $298
$125,000 to $149,999 412 6.0% $368
$150,000 to $174,999 722 10.0% $438
$175,000 to $199,999 698 10.0% $508
$200,000 to $249,999 1,281 19.0% $610
$250,000 to $299,999 991 14.0% $750
$300,000 to $399,999 1,552 23.0% $954

Top Home Insurance Agents Near Sun Lakes, AZ

Home Insurance Company Near Sun Lakes, AZ Homeowners Insurance Agency Near Sun Lakes, AZ Address
NA Lifetime Investments Llc 4801 E Mckellips Rd, Mesa, AZ, 85215
NA Westbrook Insurance Services, Inc. 7425 E Stetson Dr, Scottsdale, AZ, 85251
Travelers Insurance Professionals Group 3521 E BROWN RD STE 101, MESA, AZ, 85213
Allstate Kyle Harper 3654 N Power Rd Ste 156, Mesa, AZ, 85215
Travelers Mad Steger Llc 701 E COTTONWOOD LN, CASA GRANDE, AZ, 85122

Cost Of Homeowners Insurance By Street Near Sun Lakes, AZ

Streets in Sun Lakes Area Homeowners Insurance Cost
S Basha Rd, E Watford Way, S Sunland Ct, E Cherrywood Dr, S Unwin Ct, E Navajo Pl, S Sun Lakes Blvd, S Oklahoma Ave, W Beechnut Dr, E Sunburst Ct$658
S Hollygreen Dr, E Country Club Dr, S Texas Ct, S New Town Dr, S Pear Tree Dr, E Copper Dr, S Wyoming Ave, S Briar Wing Dr, W Alamosa Dr, S Moonshadow Dr$609
E Montana Ave, E Silvertree Dr, E Watford Way, S Ej Robson Blvd, S Desert Rise Dr, E Foxglen Dr, E Minnesota Ave, E Palomino Pl, S Tanglewood Dr, S Lakestar Dr$637
S Ontario Dr, E Stoney Vista Ct, E Lawndale Pl, E Lambert Dr, E Navajo Pl, S Sun Lakes Blvd, S Jardin Dr, S Cedarcrest Dr, E Hercules Dr, S Desert Vale Dr$657
E Lakeview Dr, E Citrus Ln N, Elmwood Ct, S Greencastle Dr, E East Dr, E Palmer Dr, S Fair Oaks Ct, E Olive Ln S, S Cedar Waxwing Dr, E Windflower Ct$603

Sun Lakes, AZ Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Sun Lakes$94 to $97
Goodyear Village$90
Wet Camp Village$86
Sweet Water Village$88

Sun Lakes, AZ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Goodyear Village CDP, Arizona $90 $120 $180
Wet Camp Village CDP, Arizona $86 $114 $171
Sweet Water Village CDP, Arizona $88 $117 $176

Sun Lakes, AZ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Sun Lakes, AZ4.1%13.9%
Gila River6.58%22.65%
Casa Blanca6.91%20.6%
Chandler2.97%12.74%

Sun Lakes Renters Insurance as a Percentage of Rent

Sun Lakes Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 52 7.0% $1917
$750 to $999 61 9.0% $2667
$1,000 to $1,499 213 31.0% $3792
$1,500 or more 350 51.0% $5442

Average Cost Of Home Insurance By Company In Areas Nearby Sun Lakes For Different Scenarios

Home value ($) Construction type Coverage Company Average homeowners insurance premium ($)
Other structure coverage ($) Contents coverage ($) Additional living expenses coverage ($)
500,000 Masonry 50,000 375,000 100,000 Aca Ic 770
500,000 Frame 50,000 375,000 100,000 American Commerce Ic 1,559
300,000 Masonry 30,000 225,000 60,000 American Family Mutual Ic 893
100,000 Frame 10,000 75,000 20,000 Armed Forces Ins Exchange 466
300,000 Masonry 30,000 225,000 60,000 Central Mutual Ic 888
500,000 Masonry 50,000 375,000 100,000 Civil Service Employees Ic 1,323
500,000 Masonry 50,000 375,000 100,000 Encompass P&C Co 1,051
100,000 Frame 10,000 75,000 20,000 Mercury Cas Co 360
100,000 Frame 10,000 75,000 20,000 Owners Ic 749
300,000 Frame 30,000 225,000 60,000 Praetorian Ic 870

Sun Lakes, AZ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$2,700
Yearly Sun Lakes Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$1,700$2,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,300$6,700
Net Savings to Sun Lakes Home Owner from High Deductible Plan $600

Sun Lakes, AZ Home Insurance Costs With Home Replacement Value Scenarios

Scenario Sun Lakes, AZ Home Replacement Value MORE than Home Value Sun Lakes, AZ Home Replacement Value LESS than Home Value
Replacement Value $400,000 $274,000
Insurance Premium based on Replacement Value $1,275 $875
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $86,500 Risk Exposure from Under Insuring Coverage is $39,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $275/year

Example Sun Lakes Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateFarmers InsuranceAmica Mutual Insurance Company
Monthly Premium 272328
Year Built 199320062014
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths3 Beds, 2 Baths
Coverage Amount $150000-$175000$200000-$250000$150000-$175000
Deductible $5000 to $10,000 Deductible> $10,000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Sun Lakes, AZ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1987 215,000 Slate Shingles Roof 1,920 3 $500- $1000 Deductible 60 1 Wood siding No
2013 155,000 Metal Roof 1,250 3 $5000 to $10,000 Deductible 110 4 Stone Siding No
2000 170,000 Membrane Roof 1,660 3 $2500-$5000 Deductible 440 12 Brick siding No
1980 290,000 Shingles Roof 1,980 3 $500 Deductible 460 8 Wood siding No
2011 265,000 Metal Roof 2,580 4 $1000-$2500 Deductible 650 8 Vinyl siding No
2005 210,000 Composition Roof 1,730 4 $2500-$5000 Deductible 150 3 Stone Siding No
1993 325,000 Wood Shake Roof 2,310 3 $1000-$2500 Deductible 520 9 Stone Siding yes
1999 205,000 Metal Roof 1,740 3 $2500-$5000 Deductible 410 10 Stucco siding No
1984 380,000 Membrane Roof 2,680 4 $500 Deductible 400 4 Stucco siding yes
2011 315,000 Wood Shake Roof 2,610 4 $500- $1000 Deductible 150 2 Vinyl siding No
2007 200,000 Wood Shake Roof 1,880 4 $500- $1000 Deductible 320 8 Stone Siding No
1995 250,000 Shingles Roof 2,030 4 $500- $1000 Deductible 180 3 Fiber-Cement Siding yes
2010 310,000 Slate Shingles Roof 2,480 4 $1000-$2500 Deductible 590 9 Brick siding yes
2005 265,000 Shingles Roof 2,570 4 $500- $1000 Deductible 330 5 Stucco siding yes
2010 145,000 Tile Roof 1,250 3 $1000-$2500 Deductible 170 5 Stucco siding yes
2001 440,000 Composition Roof 2,940 4 $500- $1000 Deductible 660 7 Vinyl siding No
1997 300,000 Tile Roof 2,160 3 $2500-$5000 Deductible 280 5 Vinyl siding yes
1987 275,000 Composition Roof 2,430 4 > $10,000 Deductible 30 1 Wood siding yes
2012 160,000 Asphalt Shingles Roof 1,600 4 $500 Deductible 110 3 Wood siding No
1996 310,000 Metal Roof 2,390 3 $500 Deductible 500 9 Brick siding No
1999 285,000 Wood Shake Roof 1,950 3 > $10,000 Deductible 350 10 Vinyl siding yes
2012 145,000 Tile Roof 1,360 3 $500- $1000 Deductible 20 1 Vinyl siding yes
1989 380,000 Asphalt Shingles Roof 3,380 4 $500- $1000 Deductible 420 4 Fiber-Cement Siding No
1990 190,000 Composition Roof 1,680 3 $5000 to $10,000 Deductible 300 7 Fiber-Cement Siding yes
2009 480,000 Asphalt Shingles Roof 3,170 4 $5000 to $10,000 Deductible 200 3 Vinyl siding yes
1987 130,000 Wood Shake Roof 1,210 3 $500 Deductible 160 7 Wood siding yes
2006 185,000 Slate Shingles Roof 1,210 3 $1000-$2500 Deductible 30 1 Fiber-Cement Siding No
2011 475,000 Slate Shingles Roof 3,300 4 $5000 to $10,000 Deductible 660 6 Wood siding No
1994 185,000 Membrane Roof 1,500 3 $500 Deductible 50 1 Stucco siding yes
2004 230,000 Shingles Roof 2,210 4 $5000 to $10,000 Deductible 390 9 Wood siding yes
1997 185,000 Shingles Roof 1,650 3 $2500-$5000 Deductible 260 8 Wood siding yes
1994 310,000 Shingles Roof 2,240 3 $500 Deductible 250 3 Stucco siding yes
1989 175,000 Shingles Roof 1,380 3 $500- $1000 Deductible 530 12 Stone Siding No
1986 290,000 Asphalt Shingles Roof 2,360 3 $2500-$5000 Deductible 450 9 Fiber-Cement Siding No