Sun City West, AZ homeowners insurance is nearly $528 to $717, about $44-$59/month. Our all inclusive guide shows customers can save upto $248 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Sun City West, AZ | Homeowners Insurance Agency Near Sun City West, AZ | Address |
|---|---|---|
| Travelers | Bennett Insurance Group Inc | 24654 NORTH LAKE PLEASANT PARK STE 103-575, PEORIA, AZ, 85383 |
| Travelers | Kerth Insurance & Associates | 34225 N 27TH DR BLDG 5 STE 138, PHOENIX, AZ, 85085 |
| State Farm | Seth Preus | 1521 E Elliot Rd Ste 101, Gilbert, AZ, 85234-7003 |
| Nationwide | Total Ins And Financial Services Llc | 1500 E Bethany Home Rd STE 170, Phoenix, AZ, 85014-2444 |
| Allstate | Triple Crown Insurance Solutions | 28255 N Tatum Blvd Ste 7, Cave Creek, AZ, 85331 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Surprise city, Arizona | $93 | $124 | $186 |
| Sun City CDP, Arizona | $90 | $120 | $180 |
| El Mirage city, Arizona | $89 | $119 | $179 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Sun City West, AZ | 4.8% | 15.2% |
| Surprise | 3.34% | 12.93% |
| Sun City | 5.39% | 16.61% |
| El Mirage | 3.88% | 15.41% |
| Sun City West Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $300 to $499 | 50 | 3.0% | $1252 |
| $500 to $749 | 255 | 16.0% | $1927 |
| $750 to $999 | 350 | 22.0% | $2677 |
| $1,000 to $1,499 | 203 | 13.0% | $3802 |
| $1,500 or more | 651 | 42.0% | $5452 |
| Streets in Sun City West Area | Homeowners Insurance Cost |
|---|---|
| N Trail Ridge Dr, W Westgate Dr, W Junipero Dr, W Parkland Dr, N Maravilla Dr, W Butterfield Dr, W Rico Dr, W Ravenswood Dr, W Gunsight Dr, W Conquistador Dr | $617 |
| W Greystone Dr, R H Johnson Blvd, W Sola Dr, 145th Ave, W Ballad Dr, Beechwood Dr, N Marble Dr, N Acapulco Dr, Quinto Dr, W Las Brizas Ln | $635 |
| W Nogales Dr, W White Horse Dr, N Las Vegas Ct, N Echo Mesa Dr, Panchita Dr, 131st Dr, Micheltorena Ct, Allegro Ct, W Horizon Dr, N 132nd Ct | $654 |
| N Conquistador Dr, N Spring Meadow Dr, N Sunglow Dr, W Clearwater Ct, W Via Tercero, W Kodiak Dr, W Crystal Lake Dr, W Windcrest Dr, Coronet Dr, N Galicia Dr | $653 |
| N Old Mine Rd, Cam del Sol, W Whitewood Dr, N 137th Dr, W Pennystone Dr, W Futura Dr, N Pedregosa Dr, W Granite Valley Dr, N de la Guerra Dr, N Ivory Ct | $616 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Sun City West | $93 to $95 |
| Surprise | $93 |
| Sun City | $90 |
| El Mirage | $89 |
| Home value ($) | Construction type | Coverage | Company | Average homeowners insurance premium ($) | ||
|---|---|---|---|---|---|---|
| Other structure coverage ($) | Contents coverage ($) | Additional living expenses coverage ($) | ||||
| 300,000 | Frame | 30,000 | 225,000 | 60,000 | American Family Mutual Ic | 972 |
| 100,000 | Frame | 10,000 | 75,000 | 20,000 | American Modern Select Ic | 1,094 |
| 100,000 | Masonry | 10,000 | 75,000 | 20,000 | American Summit Ic | 419 |
| 500,000 | Masonry | 50,000 | 375,000 | 100,000 | First American P&C Ic | 1,480 |
| 500,000 | Frame | 50,000 | 375,000 | 100,000 | Kemper Independence Ic | 1,093 |
| 100,000 | Frame | 10,000 | 75,000 | 20,000 | Nationwide Ic Of America | 373 |
| 300,000 | Masonry | 30,000 | 225,000 | 60,000 | Praetorian Ic | 884 |
| 300,000 | Masonry | 30,000 | 225,000 | 60,000 | Scottsdale Ic | 3,220 |
| 300,000 | Masonry | 30,000 | 225,000 | 60,000 | United Heritage P&C Co | 1,106 |
| 100,000 | Masonry | 10,000 | 75,000 | 20,000 | Universal North America Ic | 407 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,000 | $2,000 |
| Yearly Sun City West Homeowner Insurance Premium Example | $600 | $400 |
| Out of Pocket Expense During Claim | $1,000 | $2,000 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $5,800 | $5,200 |
| Net Savings to Sun City West Home Owner from High Deductible Plan | $600 | |
| Scenario | Sun City West, AZ Home Replacement Value MORE than Home Value | Sun City West, AZ Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $208,500 | $125,000 |
| Insurance Premium based on Replacement Value | $525 | $300 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $46,000 | Risk Exposure from Under Insuring Coverage is $37,500 |
| Premium Impact | Insurance cheaper by $100/year | Insurance costlier by $125/year |
| Insurance Company | Chubb Group of Insurance | Farmers Insurance | GEICO Insurance |
| Monthly Premium | 51 | 56 | 45 |
| Year Built | 1994 | 2008 | 1987 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 2 Baths | 4 Beds, 3 Baths |
| Coverage Amount | $175000-$200000 | $300000-$350000 | $250000-$300000 |
| Deductible | $500- $1000 Deductible | $5000 to $10,000 Deductible | > $10,000 Deductible |