Sun City Insurance Rates:

Sun City, AZ homeowners insurance is nearly $514 to $695, about $42-$57/month. Our complete analysis reveals consumers can save as much as $241 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Progressive
I like that progressive has useful and easy to understand customer service and that they are always willing and eager to help me.
Metlife
I did not like the fact that they (the company overall) are sending me offers via emails and tips as if they wanted me to add more features and benefits to the account. they originally didn't do it when i just had the car insurance.
Liberty Mutual
Wide selection of home insurance discounts covers common occurrences like fire or theft, also accidents, or if your dog bites the repairman protect your valuable items (electronics, jewelry)

Sun City, AZ Homeowners Insurance By Home Value

Sun City, AZ Home Value Total Homes % of Total Average Sun City, AZ Homeowners Insurance
Less than $50,000 1,078 5.0% $114
$50,000 to $59,999 708 3.0% $247
$60,000 to $69,999 763 4.0% $308
$70,000 to $79,999 901 4.0% $356
$80,000 to $89,999 1,274 6.0% $404
$90,000 to $99,999 1,079 5.0% $446
$100,000 to $124,999 3,532 18.0% $519
$125,000 to $149,999 2,708 14.0% $652
$150,000 to $174,999 2,951 15.0% $773
$175,000 to $199,999 1,209 6.0% $887
$200,000 to $249,999 1,401 7.0% $1069
$250,000 to $299,999 741 3.0% $1310
$300,000 to $399,999 483 2.0% $1667

Top Home Insurance Agents Near Sun City, AZ

Home Insurance Company Near Sun City, AZ Homeowners Insurance Agency Near Sun City, AZ Address
NA The Morgan Agency Inc. Dba: Morgan & Morgan Insurance Agency 42104 N Venture Dr Ste B102, Phoenix, AZ, 85086
NA Mark Bustos Agency, Inc. 1215 W Rio Salado Pkwy 1215 W Rio Salado Pkwy, Tempe, AZ, 85281
Allstate Al Ladensack 8024 N 51st Ave Ste 6, Glendale, AZ, 85302
Liberty Mutual Independent Low & Johnson Inc 10645 N Tatum Blvd 10645 N Tatum Blvd, Phoenix, AZ, 85028
Travelers San Marcos Ins Group Llc 584 W CHANDLER BLVD, CHANDLER, AZ, 85225

Cost Of Homeowners Insurance By Street Near Sun City, AZ

Streets in Sun City Area Homeowners Insurance Cost
W Windsor Dr, N Concho Cir, W Cottontail Ct, W Greenhurst Dr, Hackbarth Dr, N Cedarhurst Ct, N Grapefruit Ct, W Hart Dr, W Wheatridge Dr, W Tropicana Cir$611
W Misson Ln, N Emberwood Dr, N Conestoga Dr, W Pine Mountain Ct, W Bayside Rd, W Camden Ave, W Sonoran Ct, W Bellarose Dr, W Coggins Dr, N Burns Dr$597
W Campana Dr, W Sumerset Dr, W Mystic Sadie Dr, N Matador Ct, W Oakmont Dr, N 113th Ln, N Sahara Dr, W Lockland Ct, W Palmeras Dr, Retheford Rd$604
Carol Ave, N Snead Dr, 90th Dr, N Tumblewood Dr, N Banff Ln, W Thunderbird Blvd, W Calico Dr, N Buttercup Dr, W Roundelay Cir, W Salem Dr$632
N Lakeforest Dr, N Arcadia Ct, W Magnolia Ct, N Great Basin Ct, N Whispering Lake Dr, W Glen Canyon Ct, W Saddle Ridge Dr, N McPhee Dr, W Camelot Cir, W Deanne Dr$611

Sun City, AZ Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Sun City$90 to $92
Youngtown$90
El Mirage$89
Sun City West$93

Sun City, AZ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Youngtown town, Arizona $90 $120 $180
El Mirage city, Arizona $89 $119 $179
Sun City West CDP, Arizona $93 $124 $186

Sun City, AZ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Sun City, AZ5.4%16.6%
Youngtown4.25%13.66%
El Mirage3.88%15.41%
Sun City West4.81%15.16%

Sun City Renters Insurance as a Percentage of Rent

Sun City Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 483 12.0% $1940
$750 to $999 1,357 34.0% $2690
$1,000 to $1,499 1,161 29.0% $3815
$1,500 or more 843 21.0% $5465

Average Cost Of Home Insurance By Company In Areas Nearby Sun City For Different Scenarios

Home value ($) Construction type Coverage Company Average homeowners insurance premium ($)
Other structure coverage ($) Contents coverage ($) Additional living expenses coverage ($)
500,000 Frame 50,000 375,000 100,000 American Commerce Ic 1,425
300,000 Frame 30,000 225,000 60,000 American Strategic Ins Corp 731
300,000 Masonry 30,000 225,000 60,000 Austin Mutual Ic 772
500,000 Frame 50,000 375,000 100,000 Austin Mutual Ic 1,557
100,000 Frame 10,000 75,000 20,000 Farmers Ins Exchange 431
500,000 Masonry 50,000 375,000 100,000 Metropolitan P&C Ic 829
100,000 Frame 10,000 75,000 20,000 Nationwide Ic Of America 373
300,000 Frame 30,000 225,000 60,000 Pekin Ic 650
300,000 Frame 30,000 225,000 60,000 Travelers Home And Marine Ic 625
100,000 Frame 10,000 75,000 20,000 United Services Automobile Assoc 294

Sun City, AZ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$2,000
Yearly Sun City Homeowner Insurance Premium Example $500$300
Out of Pocket Expense During Claim$1,000$2,000
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $5,000$4,400
Net Savings to Sun City Home Owner from High Deductible Plan $600

Sun City, AZ Home Insurance Costs With Home Replacement Value Scenarios

Scenario Sun City, AZ Home Replacement Value MORE than Home Value Sun City, AZ Home Replacement Value LESS than Home Value
Replacement Value $160,000 $107,000
Insurance Premium based on Replacement Value $425 $275
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $16,000 Risk Exposure from Under Insuring Coverage is $37,000
Premium Impact Insurance cheaper by $100/year Insurance costlier by $50/year

Example Sun City Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmFarmers InsuranceChubb Group of Insurance
Monthly Premium 228623
Year Built 199219771984
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths4 Beds, 2 Baths
Coverage Amount $100000-$125000$300000-$350000$75000-$100000
Deductible $1000-$2500 Deductible$1000-$2500 Deductible$500 Deductible

Sample Home Insurance Rates for Sun City, AZ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1979 170,000 Membrane Roof 1,770 4 $5000 to $10,000 Deductible 260 12 Wood siding yes
1994 120,000 Wood Shake Roof 1,770 4 $500 Deductible 180 6 Wood siding yes
1978 120,000 Shingles Roof 1,290 3 $500- $1000 Deductible 340 12 Brick siding yes
1982 170,000 Asphalt Shingles Roof 1,740 4 $500 Deductible 480 10 Fiber-Cement Siding No
1991 140,000 Wood Shake Roof 2,000 3 $500 Deductible 220 9 Brick siding yes
1981 110,000 Wood Shake Roof 1,340 3 $500- $1000 Deductible 150 5 Stucco siding yes
1998 150,000 Metal Roof 1,970 3 $2500-$5000 Deductible 320 9 Fiber-Cement Siding No
1983 115,000 Metal Roof 1,360 3 $1000-$2500 Deductible 170 6 Stucco siding yes
1985 140,000 Asphalt Shingles Roof 1,950 3 $1000-$2500 Deductible 270 8 Wood siding No
1985 245,000 Metal Roof 2,960 4 $1000-$2500 Deductible 400 9 Wood siding yes
1972 265,000 Slate Shingles Roof 3,160 4 $500- $1000 Deductible 290 7 Stone Siding No
1974 145,000 Slate Shingles Roof 1,800 3 $1000-$2500 Deductible 230 9 Vinyl siding No
1999 105,000 Asphalt Shingles Roof 1,410 3 $500- $1000 Deductible 30 1 Stucco siding yes