Sumter Insurance Rates:

Sumter, SC homeowners insurance is roughly $680 to $923, about $56-$76/month. Our thorough research reveals consumers can save upto $320 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Farmer's Insurance
I like our insurance company because when you call them they answer their calls, not an automated system. they are also one of the only insurance companies in our town that offers insurance for people that do home child care.
Amica Mutual Insurance
One thing that i have not been happy with about amica is that they denied our only home owners claim with them.
Universal Insurance
They have great customer service and are available to help you whenever you have a question or concern. they are also great at sending adjuster out quickly to check when you have a claim and assisting you with getting your claim filed in a timely fashion
State Farm
I can't think of anything that I don't like besides paying the premium of course, but who likes paying bills? I can't think of a single time where IÃḃ€™ve been disappointed or even frustrated with this company for any reason.
State Farm
There is nothing that I dislike about the interaction with my insurance company. They are always professional and courteous when I contact them.
Centauri Insurance
It was easy to get someone on the phone when I needed to. They were polite and helpful. I had no issues communicating with them.
Allstate
I like that it's easy to navigate and see when my payments are due and how they are covering me. I have never had to use it, but it seems like it would be easy to submit a claim.
State Farm
They follow through on what they promise, and offer multiple discounts. They are pleasant when dealing with them on the phone, and I've never had to make an extra trip to the office.

Sumter, SC Homeowners Insurance By Home Value

Sumter, SC Home Value Total Homes % of Total Average Sumter, SC Homeowners Insurance
Less than $50,000 1,674 13.0% $168
$50,000 to $59,999 492 3.0% $360
$60,000 to $69,999 676 5.0% $441
$70,000 to $79,999 1,057 8.0% $513
$80,000 to $89,999 759 6.0% $585
$90,000 to $99,999 661 5.0% $649
$100,000 to $124,999 1,688 13.0% $753
$125,000 to $149,999 1,782 14.0% $946
$150,000 to $174,999 1,299 10.0% $1114
$175,000 to $199,999 874 6.0% $1291
$200,000 to $249,999 921 7.0% $1555
$250,000 to $299,999 467 3.0% $1900
$300,000 to $399,999 206 1.0% $2414

Top Home Insurance Agents Near Sumter, SC

Home Insurance Company Near Sumter, SC Homeowners Insurance Agency Near Sumter, SC Address
NA Fields Ins Llc 9 Clusters Court, Ste. B , Columbia, SC, 29210
NA Wells Fargo Ins Servs Usa Inc 1441 Main St., 15Th Floor, Columbia, SC, 29201
Travelers Cb&T Financial Services 104 Orange St, Darlington, SC, 29532
State Farm Milton Wright 4015 Forest Drive, Columbia, SC, 29204-4350
Nationwide Thomas M. Richardson Agency Inc. 1628 Saint Matthews Rd Ne, Orangeburg, SC, 29118-2439

Sumter, SC Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Sumter, SC

Streets in Sumter Area Homeowners Insurance Cost
Gleaton St, Eaton Blvd, Diebold Dr, Warren St, Noami Ct, Portsmouth Dr, Brogdon St, Albert Spears Dr, Orvis Ct, Carver St$820
Black Oak Ct, Cuttino Rd, Stanley Rd, Candlelite Ct, Old W Liberty St, Pocalla Rd, Palmetto St, Hope Ct, Pathfinder Dr, Wilshire Ct$808
E Patricia Dr, Morgan Ave, Kings Pointe Ct, Marshall St, Berry St, Dorethia St, Edgar Dr, Mitchell St, N Pike W, Bors St$774
Sound St, S Wise Dr, Sunset Ave, Mandarin Cir, Joyce St, Bristol Cir, Windrow Dr, Orange St, Althea Cir, Ellen Dr$828
Gordon St, Georgetown Ave, Toxaway Dr, Beck St, W Charlotte Ave, Heavens Trl, Pinson St, Reed St, Taylor St, Computer Cir$779
McArthur Dr, Cardinal St, W Calhoun St, South St, Fenimore Dr, Brigatine Dr, Buckingham Blvd, Dorn St, Erskine Ct, American Rd$820
Douglas Ave, Warley St, Sing Dr, Carolyn Dr, Griffin Ln, Humzie Ln, Paisley Park, Anne Park, Balmoral Ct, Elfin Ave$806
Kentwood Dr, Shadow Trl, Canty St, Holmes Garden Rd, Vintage Dr, McCormick Dr, Crosswell Dr, W Newberry Ave, Co Rd 374, Deerwood Dr$810
Co Rd 43-245, Sedgefield Cir, Benjamin Ln, Royal Ave, Victory Dr, Windtree Dr, Gadwall Cir, State Hwy 204, Delray St, Hedgewood Dr$829
Stonehedge Ct, Kendrick St, W Bartlette St, Crescent Ave, Airport Rd, Frazier Ave, Revolutionary Way, Oakridge Ct, N Blanding St, Mimosa Rd$798

Sumter, SC Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Sumter$120 to $122
Sumter County$119
Mulberry$117
South Sumter$115

Sumter, SC Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Sumter County, South Carolina $100 $133 $199
Mulberry CDP, South Carolina $98 $130 $195
South Sumter CDP, South Carolina $97 $129 $193

Sumter, SC Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Sumter, SC6.3%20.2%
Sumter County6.47%20.37%
Mulberry7.08%22.18%
South Sumter8.05%18.35%

Sumter Renters Insurance as a Percentage of Rent

Sumter Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 145 2.0% $350
$200 to $299 294 4.0% $800
$300 to $499 1,051 16.0% $1250
$500 to $749 2,573 40.0% $1925
$750 to $999 1,639 25.0% $2675
$1,000 to $1,499 540 8.0% $3800
$1,500 or more 107 1.0% $5450

Sumter, SC Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,200$4,200
Yearly Sumter Homeowner Insurance Premium Example $1,900$1,300
Out of Pocket Expense During Claim$1,200$4,200
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $12,600$12,000
Net Savings to Sumter Home Owner from High Deductible Plan $600

Sumter, SC Home Insurance Costs With Home Replacement Value Scenarios

Scenario Sumter, SC Home Replacement Value MORE than Home Value Sumter, SC Home Replacement Value LESS than Home Value
Replacement Value $119,500 $74,500
Insurance Premium based on Replacement Value $1,100 $675
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $26,000 Risk Exposure from Under Insuring Coverage is $19,000
Premium Impact Insurance cheaper by $175/year Insurance costlier by $250/year

Example Sumter Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceState FarmChubb Group of Insurance
Monthly Premium 53137201
Year Built 199719621980
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 1 Baths
Coverage Amount $75000-$100000$175000-$200000$250000-$300000
Deductible $500 Deductible$500 Deductible$500 Deductible

Sample Home Insurance Rates for Sumter, SC from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2007 165,000 Wood Shake Roof 2,050 4 $500 Deductible 350 3 Brick siding No
1975 155,000 Membrane Roof 2,020 4 $500- $1000 Deductible 500 6 Fiber-Cement Siding yes
1988 150,000 Asphalt Shingles Roof 1,800 3 $2500-$5000 Deductible 660 10 Vinyl siding yes
2000 100,000 Composition Roof 1,530 3 $500- $1000 Deductible 80 1 Fiber-Cement Siding No
1988 200,000 Shingles Roof 2,440 5 $500- $1000 Deductible 380 3 Vinyl siding yes
2008 190,000 Asphalt Shingles Roof 2,370 3 $2500-$5000 Deductible 180 2 Stone Siding No
1993 145,000 Slate Shingles Roof 2,130 4 $500- $1000 Deductible 710 8 Brick siding No
1960 145,000 Metal Roof 2,160 3 $500- $1000 Deductible 90 1 Fiber-Cement Siding No
1969 120,000 Wood Shake Roof 1,710 3 $500- $1000 Deductible 230 4 Stucco siding No
1992 195,000 Membrane Roof 3,120 4 $500- $1000 Deductible 400 3 Wood siding yes
1962 130,000 Slate Shingles Roof 1,950 3 $500 Deductible 1050 10 Stucco siding yes
1982 280,000 Membrane Roof 3,290 4 $1000-$2500 Deductible 870 7 Stone Siding No
1987 115,000 Metal Roof 1,420 3 $1000-$2500 Deductible 70 1 Stucco siding yes
1973 165,000 Membrane Roof 1,850 3 $2500-$5000 Deductible 350 5 Stone Siding yes
1981 170,000 Shingles Roof 2,240 4 $1000-$2500 Deductible 210 2 Vinyl siding yes
1964 120,000 Wood Shake Roof 1,660 4 $500- $1000 Deductible 550 9 Wood siding No
1983 135,000 Slate Shingles Roof 1,780 3 $1000-$2500 Deductible 460 7 Brick siding yes
2005 300,000 Membrane Roof 4,270 5 $5000 to $10,000 Deductible 710 6 Vinyl siding No
2008 310,000 Shingles Roof 3,380 4 $5000 to $10,000 Deductible 290 3 Fiber-Cement Siding No
1981 185,000 Tile Roof 2,060 3 $1000-$2500 Deductible 190 2 Brick siding yes
1970 285,000 Composition Roof 3,290 5 $5000 to $10,000 Deductible 1400 12 Stone Siding yes
1962 290,000 Membrane Roof 3,560 5 $2500-$5000 Deductible 540 5 Vinyl siding yes
1975 175,000 Asphalt Shingles Roof 2,190 3 $2500-$5000 Deductible 500 6 Fiber-Cement Siding yes
1970 160,000 Composition Roof 2,010 3 $500- $1000 Deductible 170 2 Stone Siding yes
1995 185,000 Asphalt Shingles Roof 2,190 3 $2500-$5000 Deductible 340 3 Vinyl siding yes
1981 140,000 Metal Roof 1,690 4 $2500-$5000 Deductible 190 2 Stucco siding yes
2005 95,000 Composition Roof 1,310 3 $500- $1000 Deductible 80 1 Fiber-Cement Siding yes
1973 200,000 Asphalt Shingles Roof 3,000 4 $2500-$5000 Deductible 1190 10 Wood siding yes
2008 310,000 Slate Shingles Roof 4,340 5 $500 Deductible 1730 9 Wood siding yes
1990 130,000 Tile Roof 1,470 3 $1000-$2500 Deductible 700 10 Wood siding yes
1964 115,000 Composition Roof 1,640 3 $1000-$2500 Deductible 340 8 Fiber-Cement Siding yes
1965 150,000 Asphalt Shingles Roof 2,190 4 $500 Deductible 400 5 Fiber-Cement Siding No
1993 165,000 Slate Shingles Roof 2,500 5 $500 Deductible 1110 8 Stucco siding No
2001 110,000 Shingles Roof 1,200 3 $500 Deductible 100 1 Fiber-Cement Siding yes

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