Summit Insurance Rates:

Summit, WA homeowners insurance is roughly $510 to $695, about $42-$57/month. Our detailed research indicates shoppers can save upto $241 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Summit, WA Homeowners Insurance By Home Value

Summit, WA Home Value Total Homes % of Total Average Summit, WA Homeowners Insurance
Less than $50,000 208 8.0% $54
$50,000 to $59,999 50 2.0% $114
$100,000 to $124,999 56 2.0% $247
$125,000 to $149,999 25 1.0% $307
$150,000 to $174,999 243 9.0% $367
$175,000 to $199,999 113 4.0% $422
$200,000 to $249,999 486 19.0% $506
$250,000 to $299,999 637 25.0% $621
$300,000 to $399,999 664 26.0% $789

Top Home Insurance Agents Near Summit, WA

Home Insurance Company Near Summit, WA Homeowners Insurance Agency Near Summit, WA Address
Farmers Cheryl Sojak Lutcf 212 Mcnaught St, Roy, WA, 98580
Allstate Meridian Insurance Inc 14701 Meridian E, Puyallup, WA, 98375
Travelers Miller Hansen & Torphy 510 JOSHUA GREEN BLDG, SEATTLE, WA, 98101
NA Rainier Insurance Group, Inc 208 Lee St Sw, Ste 108 Olympia, Tumwater, WA, 98501
NA The Mahoney Group 14900 Interurban Ave S, Ste 284 Seattle, Tukwila, WA, 98168

Cost Of Homeowners Insurance By Street Near Summit, WA

Streets in Summit Area Homeowners Insurance Cost
56th Ave Ct E, 75th Avenue Ct E, 87th St E, 14th Street Pl SW, 21st St SW, S Fruitland, 29th Avenue Ct SW, M J Hunt Rd, 76th Street Ct E, 55th Avct E$605
72 Ave E, N 85th Ave E, 91st Avct E, 24th Ave SW, 27th Ave SW, Fruitland Ave E, 23rd Ave E, Friutland Ave E, 14th St Pl SW, 124th St Ct E$605
57th Avenue Ct E, 88th Street Ct E, 101st Stct E, S Hill Park Dr, 109th Stct E, 25th Ave SW, 100th Stct E, 86th Street Ct E, 61st Avenue Ct E, Bentley Rd$602
93rd Street Ct E, Aqueduct Dr E, 115th St Ct E, 91st St E, 5th St SW, 13 Th St SW, 88th Street Ct E, 93rd Street Ct E, 31st Ave SW, 89th St Ct E$607
30th Ave SW, 72nd Ct E, 28th Avenue Ct SW, 37th Avenue Ct E, 22nd Ave Ct E, King St E, 90th Ave, 25th St SW, 29th Ave Ct SW, 28th St SW$606

Summit, WA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Summit$90 to $92
Clover Creek$89
Midland$87
Summit View$88

Summit, WA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Clover Creek CDP, Washington $75 $99 $149
Midland CDP, Washington $73 $97 $146
Summit View CDP, Washington $74 $99 $148

Summit, WA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Summit, WA2.7%8.7%
Clover Creek3.06%9.83%
Midland3.16%10.26%
Summit View2.71%12.11%

Summit Renters Insurance as a Percentage of Rent

Summit Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 104 17.0% $1914
$750 to $999 155 26.0% $2664
$1,000 to $1,499 294 49.0% $3789
$1,500 or more 38 6.0% $5439

Summit, WA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$2,000
Yearly Summit Homeowner Insurance Premium Example $900$700
Out of Pocket Expense During Claim$1,000$2,000
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $8,200$7,600
Net Savings to Summit Home Owner from High Deductible Plan $600

Summit, WA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Summit, WA Home Replacement Value MORE than Home Value Summit, WA Home Replacement Value LESS than Home Value
Replacement Value $325,000 $197,500
Insurance Premium based on Replacement Value $1,100 $675
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $52,500 Risk Exposure from Under Insuring Coverage is $75,000
Premium Impact Insurance cheaper by $250/year Insurance costlier by $175/year

Example Summit Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateFarmers InsuranceChubb Group of Insurance
Monthly Premium 383976
Year Built 201319781993
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 3 Baths
Coverage Amount $200000-$250000$175000-$200000$300000-$350000
Deductible $1000-$2500 Deductible$500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Summit, WA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1979 295,000 Shingles Roof 2,230 4 $2500-$5000 Deductible 300 6 Stucco siding No
2012 215,000 Shingles Roof 1,400 3 $500 Deductible 270 5 Wood siding No
1986 265,000 Slate Shingles Roof 2,250 5 $500 Deductible 400 5 Vinyl siding yes
2010 285,000 Membrane Roof 1,740 4 $1000-$2500 Deductible 370 7 Vinyl siding yes
1998 425,000 Slate Shingles Roof 2,550 5 $500- $1000 Deductible 470 5 Vinyl siding No
2002 225,000 Metal Roof 2,010 4 $500- $1000 Deductible 60 1 Wood siding yes
2004 250,000 Slate Shingles Roof 1,700 3 $1000-$2500 Deductible 200 5 Fiber-Cement Siding yes
1984 400,000 Wood Shake Roof 2,600 4 $2500-$5000 Deductible 730 12 Stone Siding No
1999 300,000 Composition Roof 1,990 5 $2500-$5000 Deductible 480 7 Stucco siding No
1986 315,000 Asphalt Shingles Roof 2,230 3 $500 Deductible 160 2 Stone Siding No
2006 380,000 Membrane Roof 3,160 4 $500 Deductible 930 10 Wood siding No
1989 425,000 Composition Roof 3,490 5 $5000 to $10,000 Deductible 660 12 Stone Siding yes
2012 230,000 Slate Shingles Roof 1,700 5 $500- $1000 Deductible 120 2 Stucco siding yes