Sumas Insurance Rates:

Sumas, WA homeowners insurance is nearly $506 to $690, about $42-$57/month. Our extensive guide reveals consumers can save upto $239 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Sumas, WA Homeowners Insurance By Home Value

Sumas, WA Home Value Total Homes % of Total Average Sumas, WA Homeowners Insurance
Less than $50,000 93 5.0% $59
$60,000 to $69,999 23 1.0% $155
$100,000 to $124,999 106 6.0% $263
$125,000 to $149,999 57 3.0% $334
$150,000 to $174,999 149 9.0% $394
$175,000 to $199,999 130 7.0% $454
$200,000 to $249,999 465 28.0% $544
$250,000 to $299,999 332 20.0% $669
$300,000 to $399,999 257 15.0% $849

Top Home Insurance Agents Near Sumas, WA

Home Insurance Company Near Sumas, WA Homeowners Insurance Agency Near Sumas, WA Address
Farmers Brian Jackson 912 3rd St Ste B, Sedro Woolley, WA, 98284
Liberty Mutual Independent Linde Insurance Inc 1101 E DIVISION ST, MOUNT VERNON, WA, 98274
Travelers Magas Insurance Inc 2615 MERIDIAN, BELLINGHAM, WA, 98225
Travelers Scott Richards Ins Inc 2517 COMMERCIAL AVE, ANACORTES, WA, 98221
Travelers Wycoff Insurance Agency Inc 501 S 2ND ST, MOUNT VERNON, WA, 98273

Cost Of Homeowners Insurance By Street Near Sumas, WA

Streets in Sumas Area Homeowners Insurance Cost
Second St, W Third St, Carl Rd, E Main St, First St, Heron Ln, 1st Pl, May Rd, Garfield St, Washington Ave$599
Slotemaker Rd, Allison Way, W 3rd St, S Harkness St, Bench Ln, N Pass Rd, Northwood Rd, Finsrud Rd, E Grant St, E 4th St$598
Hwy 9, Emerson Rd, Hillview Rd, Reeds Ln, Easterbrook Rd, Sumas Ave, Trap Line Rd, Hill Rd, High School Rd, Milne St$597
W 1st St, Flannegan Rd, Eaglerock Ln, Lind Rd, Alm Rd, Finrud Rd, E Hoff Rd, Clearbrook Rd, Jones Rd, Shuksan St$598
Noble St, Park Dr, Everson Rd, Berg Rd, S Pass Rd, Rock Rd, Blankers St, Osgood Rd, Clay Rd, Marcus St$600

Sumas, WA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Sumas$89 to $92
Nooksack$88
Deming$90
Peaceful Valley$85

Sumas, WA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Nooksack city, Washington $74 $99 $148
Everson city, Washington $74 $98 $147
Deming CDP, Washington $75 $100 $150

Sumas, WA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Sumas, WA3.2%10.8%
Nooksack3.25%11.89%
Everson3.18%10.93%
Deming2.28%15.09%

Sumas Renters Insurance as a Percentage of Rent

Sumas Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 9 1.0% $342
$200 to $299 14 2.0% $792
$300 to $499 19 3.0% $1242
$500 to $749 166 26.0% $1917
$750 to $999 255 41.0% $2667
$1,000 to $1,499 132 21.0% $3792
$1,500 or more 24 3.0% $5442

Sumas, WA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$2,900
Yearly Sumas Homeowner Insurance Premium Example $900$700
Out of Pocket Expense During Claim$1,900$2,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $9,100$8,500
Net Savings to Sumas Home Owner from High Deductible Plan $600

Sumas, WA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Sumas, WA Home Replacement Value MORE than Home Value Sumas, WA Home Replacement Value LESS than Home Value
Replacement Value $307,000 $196,500
Insurance Premium based on Replacement Value $900 $575
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $49,000 Risk Exposure from Under Insuring Coverage is $61,500
Premium Impact Insurance cheaper by $200/year Insurance costlier by $125/year

Example Sumas Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceLiberty MutualAmica Mutual Insurance Company
Monthly Premium 696345
Year Built 198719962012
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 2 Baths
Coverage Amount $300000-$350000$200000-$250000$175000-$200000
Deductible $2500-$5000 Deductible$500 Deductible$500 Deductible

Sample Home Insurance Rates for Sumas, WA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2005 300,000 Metal Roof 2,420 4 > $10,000 Deductible 40 1 Stucco siding yes
1991 285,000 Tile Roof 2,460 4 $5000 to $10,000 Deductible 620 12 Wood siding yes
1949 350,000 Shingles Roof 2,640 4 $1000-$2500 Deductible 190 3 Vinyl siding yes
2011 305,000 Shingles Roof 2,310 3 > $10,000 Deductible 170 7 Stucco siding yes
1986 315,000 Wood Shake Roof 2,130 3 > $10,000 Deductible 360 9 Vinyl siding No
2014 195,000 Asphalt Shingles Roof 1,560 3 $2500-$5000 Deductible 330 7 Stucco siding yes
2001 275,000 Tile Roof 2,250 5 $500 Deductible 320 5 Wood siding No
1942 200,000 Wood Shake Roof 1,310 3 > $10,000 Deductible 110 4 Vinyl siding yes
1997 470,000 Wood Shake Roof 2,970 5 $1000-$2500 Deductible 580 5 Stone Siding yes
2008 335,000 Tile Roof 3,150 5 $5000 to $10,000 Deductible 100 2 Stucco siding No
2013 190,000 Slate Shingles Roof 1,450 3 $1000-$2500 Deductible 170 5 Stucco siding yes
1993 370,000 Asphalt Shingles Roof 2,920 4 $2500-$5000 Deductible 130 2 Brick siding yes
1987 340,000 Wood Shake Roof 2,230 4 $5000 to $10,000 Deductible 60 1 Brick siding No
2004 290,000 Shingles Roof 2,100 3 $500- $1000 Deductible 570 9 Brick siding yes
1947 220,000 Tile Roof 1,700 3 $2500-$5000 Deductible 40 1 Stone Siding No
2004 400,000 Tile Roof 3,350 4 $5000 to $10,000 Deductible 270 5 Stucco siding No
2008 425,000 Membrane Roof 3,110 4 $500 Deductible 770 7 Brick siding yes
1947 340,000 Shingles Roof 2,970 4 $1000-$2500 Deductible 260 4 Wood siding yes
2010 190,000 Slate Shingles Roof 1,480 3 $2500-$5000 Deductible 350 9 Stone Siding No
1984 345,000 Slate Shingles Roof 2,810 4 > $10,000 Deductible 270 7 Wood siding No
2002 375,000 Composition Roof 2,690 4 $500 Deductible 710 7 Brick siding yes
2010 230,000 Shingles Roof 1,960 4 $5000 to $10,000 Deductible 80 3 Stone Siding No
2012 465,000 Composition Roof 2,970 4 $1000-$2500 Deductible 1030 12 Fiber-Cement Siding No
1987 435,000 Asphalt Shingles Roof 3,210 4 $5000 to $10,000 Deductible 520 5 Stucco siding yes
1984 250,000 Shingles Roof 1,970 5 $500- $1000 Deductible 120 2 Stone Siding yes
2013 420,000 Tile Roof 2,880 4 $5000 to $10,000 Deductible 390 5 Brick siding yes
1943 280,000 Asphalt Shingles Roof 1,970 3 $500 Deductible 560 7 Fiber-Cement Siding yes
2010 250,000 Wood Shake Roof 1,740 3 $1000-$2500 Deductible 710 10 Vinyl siding No
2003 345,000 Composition Roof 2,370 5 $1000-$2500 Deductible 500 8 Wood siding yes
1988 455,000 Membrane Roof 3,060 5 $5000 to $10,000 Deductible 540 9 Vinyl siding No
1949 285,000 Tile Roof 2,680 5 $1000-$2500 Deductible 320 7 Stone Siding yes
1984 490,000 Shingles Roof 4,560 5 $500- $1000 Deductible 1490 12 Brick siding yes
2013 265,000 Wood Shake Roof 2,010 3 $2500-$5000 Deductible 310 6 Stucco siding No
1942 290,000 Shingles Roof 2,200 3 $500 Deductible 60 1 Stone Siding yes