Sulphur Insurance Rates:

Sulphur, LA homeowners insurance is about $1,069 to $1,456, about $89-$121/month. Our detailed analysis shows customers can save upto $504 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
Billing has always been an issue, dates have been wrong (billing a week early after confirming the correct date), incorrect amount billed while charging me a late fee for the rest of the balance.
American Family
The clearly explained the process of recovery and were very flexible in working with our needs. for example, when we found temporary housing and were there for 3 months, we realized we were too far from our son's school and the commute was difficult. they worked with us to find housing back in our community.
Progressive
The premiums are simply too high. I know there are factors playing into that, but they never give a discount for carrying the policy for a number of years.
Progressive
I like how my premium does not increase each month or year and is rather consistent. I have not had any trouble so far and the mobile application works without any issues.
Farmer's Insurance
I think they are reputable and offer decent service. They do what they promise and the policies are understandable and have good coverage.
Geico
Nothing

Sulphur, LA Homeowners Insurance By Home Value

Sulphur, LA Home Value Total Homes % of Total Average Sulphur, LA Homeowners Insurance
Less than $50,000 775 14.0% $265
$50,000 to $59,999 90 1.0% $555
$60,000 to $69,999 329 6.0% $694
$70,000 to $79,999 342 6.0% $807
$80,000 to $89,999 441 8.0% $908
$90,000 to $99,999 339 6.0% $1022
$100,000 to $124,999 723 13.0% $1186
$125,000 to $149,999 785 14.0% $1476
$150,000 to $174,999 619 11.0% $1754
$175,000 to $199,999 365 6.0% $2019
$200,000 to $249,999 374 6.0% $2435
$250,000 to $299,999 154 2.0% $2965
$300,000 to $399,999 71 1.0% $3773

Top Home Insurance Agents Near Sulphur, LA

Home Insurance Company Near Sulphur, LA Homeowners Insurance Agency Near Sulphur, LA Address
NA Daly Williams Agency Inc 127 West Plaquemine St, Jennings, LA, 70546
Allstate Craig Rankin 4700 Highway 365 Ste B, Port Arthur, TX, 77642
Travelers Louisiana Companies 109 N PINE ST, DERIDDER, LA, 70634
Farmers Olga Lamance 1323 S 27th St Ste 1100, Nederland, TX, 77627
State Farm Rob Cameron 1131 Pithon St, Lake Charles, LA, 70601-5245

Cost Of Homeowners Insurance By Street Near Sulphur, LA

Streets in Sulphur Area Homeowners Insurance Cost
Edwin Ellender Rd, Sim Portie Rd, Hope Ln, Carswell, Lourdes St, Landry St, Eddie St, Quince St, Idaho St, Soybean St$1,266
Wisteria Ln, Jett St, Avilia St, Lance Ln, Marine Dr, Roger Rd, Laurent, Leon Cole Rd, Barney Hoffpauir Rd, WPA Rd$1,241
Cass St, Kingfisher St, Princess St, Bayou D'Inde Rd, Mustang St, Chenault St, McBride St, Brady St, Horseshoe Ln, S Cities Service Hwy$1,237
Lyons Rd, Mayflower St, Arizona St, Valera Ln, Cherokee Dr, Independent, S Kendrick Rd, Walcott Rd, Jupiter St, 2nd Ave$1,238
Cleveland St, Willow Ave, Summerwood Dr, Oakley Dr, Eunice St, Simone Dr, Jay Duhon Rd, Mars St, I- 10, Deere Ln$1,267

Sulphur, LA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Sulphur$188 to $190
Calcasieu$189
Carlyss$185
Westlake$187

Sulphur, LA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Calcasieu Parish, Louisiana $158 $211 $316
Carlyss CDP, Louisiana $155 $206 $309
Westlake city, Louisiana $157 $209 $313

Sulphur, LA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Sulphur, LA9.9%34.5%
Calcasieu9.94%33.98%
Carlyss11.82%40.46%
Westlake11.45%31.81%

Sulphur Renters Insurance as a Percentage of Rent

Sulphur Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 23 1.0% $359
$200 to $299 158 8.0% $809
$300 to $499 313 16.0% $1259
$500 to $749 604 31.0% $1934
$750 to $999 521 27.0% $2684
$1,000 to $1,499 296 15.0% $3809

Average Cost Of Home Insurance By Company In Areas Nearby Sulphur For Different Scenarios

Building Coverage Contents coverage Construction type Age of home Company Premium
$400,000 $200,000 brick veneer 1-year Allstate Vehicle And Property Ins Co $1983
$100,000 $50,000 brick veneer 25-year Amica Mutual Ins Co $1376
$200,000 $100,000 brick veneer 10-year Excalibur National Ins Co $1365
$200,000 $100,000 brick veneer 10-year Hanover American Ins Co $3213
$200,000 $100,000 Frame 10-year Lm Ins Corp $2870
$200,000 $100,000 brick veneer 10-year Liberty Personal Ins Co $2246
$200,000 $100,000 brick veneer 10-year Lighthouse Property Ins Corp (Standard) $3052
$100,000 $50,000 brick veneer 25-year Occidental Fire & Casualty Of N.C. $2107
 $300,000  $150,000 brick veneer 1-year Safepoint Ins $1544
$200,000 $100,000 brick veneer 10-year The American Ins Co $4191

Sulphur, LA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$3,400
Yearly Sulphur Homeowner Insurance Premium Example $2,500$2,000
Out of Pocket Expense During Claim$1,400$3,400
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $16,400$15,400
Net Savings to Sulphur Home Owner from High Deductible Plan $1,000

Sulphur, LA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Sulphur, LA Home Replacement Value MORE than Home Value Sulphur, LA Home Replacement Value LESS than Home Value
Replacement Value $112,000 $78,000
Insurance Premium based on Replacement Value $1,925 $1,350
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $18,500 Risk Exposure from Under Insuring Coverage is $15,500
Premium Impact Insurance cheaper by $250/year Insurance costlier by $325/year

Example Sulphur Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualGEICO InsuranceState Farm
Monthly Premium 108265346
Year Built 200819601999
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 2 Baths
Coverage Amount $75000-$100000$250000-$300000$200000-$250000
Deductible $500- $1000 Deductible$2500-$5000 Deductible$500 Deductible

Sample Home Insurance Rates for Sulphur, LA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1969 175,000 Wood Shake Roof 2,300 5 $2500-$5000 Deductible 2210 12 Stone Siding No
1976 310,000 Wood Shake Roof 4,520 5 $500 Deductible 1010 2 Stone Siding No
1960 110,000 Slate Shingles Roof 1,680 5 $1000-$2500 Deductible 260 2 Fiber-Cement Siding yes
1966 180,000 Slate Shingles Roof 1,980 5 $500 Deductible 1640 7 Stone Siding No
2013 140,000 Wood Shake Roof 2,240 3 $500- $1000 Deductible 1820 12 Wood siding No
1992 225,000 Shingles Roof 3,180 5 $2500-$5000 Deductible 610 3 Brick siding No
1987 210,000 Slate Shingles Roof 2,390 3 $1000-$2500 Deductible 900 4 Stucco siding yes
2013 425,000 Slate Shingles Roof 4,710 5 $1000-$2500 Deductible 4120 9 Brick siding No
1998 340,000 Metal Roof 4,350 5 > $10,000 Deductible 950 4 Vinyl siding No
2006 145,000 Asphalt Shingles Roof 1,990 4 $1000-$2500 Deductible 540 3 Stucco siding yes
2014 165,000 Wood Shake Roof 1,870 3 $500 Deductible 1830 7 Vinyl siding No
1960 170,000 Shingles Roof 2,460 4 $1000-$2500 Deductible 3130 12 Vinyl siding No
2002 205,000 Membrane Roof 2,960 4 $2500-$5000 Deductible 1270 7 Wood siding yes
2007 155,000 Membrane Roof 1,680 3 $500 Deductible 970 5 Stucco siding No
1974 120,000 Wood Shake Roof 1,410 3 $500 Deductible 950 9 Brick siding No
1995 120,000 Slate Shingles Roof 1,840 3 $2500-$5000 Deductible 850 7 Fiber-Cement Siding No
1978 170,000 Shingles Roof 2,310 3 $1000-$2500 Deductible 1290 6 Wood siding yes
1972 255,000 Wood Shake Roof 2,880 4 $500- $1000 Deductible 2000 4 Stucco siding No
1967 145,000 Shingles Roof 1,870 5 $500 Deductible 2870 12 Wood siding No
1986 190,000 Wood Shake Roof 2,130 3 $500- $1000 Deductible 600 3 Stucco siding yes
1961 435,000 Membrane Roof 4,790 5 $2500-$5000 Deductible 8530 12 Stucco siding No
2005 255,000 Wood Shake Roof 3,340 5 $500- $1000 Deductible 1090 3 Stone Siding No
1988 315,000 Wood Shake Roof 3,540 5 > $10,000 Deductible 1580 5 Vinyl siding yes
1981 210,000 Tile Roof 2,350 3 $5000 to $10,000 Deductible 1130 5 Brick siding yes
1983 150,000 Slate Shingles Roof 1,800 3 $5000 to $10,000 Deductible 1000 8 Wood siding yes
1995 165,000 Tile Roof 1,970 4 $5000 to $10,000 Deductible 750 5 Vinyl siding No
2013 155,000 Asphalt Shingles Roof 2,310 3 $1000-$2500 Deductible 1370 9 Brick siding No
1977 115,000 Wood Shake Roof 1,640 3 $2500-$5000 Deductible 1030 9 Wood siding yes
1992 165,000 Tile Roof 2,170 3 $5000 to $10,000 Deductible 440 3 Brick siding yes
1960 270,000 Shingles Roof 3,790 5 > $10,000 Deductible 420 2 Stucco siding yes
1972 175,000 Tile Roof 2,430 4 $500 Deductible 930 3 Brick siding yes
1967 200,000 Slate Shingles Roof 2,990 5 $1000-$2500 Deductible 3100 12 Stucco siding yes
2004 235,000 Membrane Roof 3,230 5 $2500-$5000 Deductible 1120 4 Brick siding No
1980 185,000 Metal Roof 2,030 4 $2500-$5000 Deductible 2300 9 Wood siding No