Sullivan Insurance Rates:

Sullivan, NY homeowners insurance is approximately $503 to $682, about $41-$56/month. Our thorough research shows customers can save as much as $236 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Sullivan, NY Homeowners Insurance By Home Value

Sullivan, NY Home Value Total Homes % of Total Average Sullivan, NY Homeowners Insurance
Less than $50,000 460 9.0% $112
$50,000 to $59,999 73 1.0% $242
$60,000 to $69,999 282 6.0% $301
$70,000 to $79,999 272 5.0% $343
$80,000 to $89,999 366 7.0% $390
$90,000 to $99,999 318 6.0% $438
$100,000 to $124,999 607 12.0% $509
$125,000 to $149,999 595 12.0% $639
$150,000 to $174,999 602 12.0% $751
$175,000 to $199,999 309 6.0% $870
$200,000 to $249,999 406 8.0% $1047
$250,000 to $299,999 206 4.0% $1278
$300,000 to $399,999 189 4.0% $1628

Top Home Insurance Agents Near Sullivan, NY

Home Insurance Company Near Sullivan, NY Homeowners Insurance Agency Near Sullivan, NY Address
Nationwide David B Quintin Inc 3915 Oneida Street, New Hartford, NY, 13413-9712
Travelers Eastern Shore Associates 90 Main Street Po Box 149, camden, NY, 13316
Nationwide Lance D Wiltse 120 Cayuga St Ste D, Fulton, NY, 13069
Travelers Miller Agency Of New York Inc 7000 EAST GENESEE ST, FAYETTEVILLE, NY, 13066
Travelers Sefcu Insurance Agency 396 E STATE ST, HERKIMER, NY, 13350

Cost Of Homeowners Insurance By Street Near Sullivan, NY

Streets in Sullivan Area Homeowners Insurance Cost
Smithridge Rd, Clark Rd, Mohr Rd, Falls Rd, Co Hwy 2, Dyke Rd, Tuscarora Rd, Clay Hill Rd, Ash Ln, Lumia Ln$591
Minoa Beach Rd, Co Hwy 23, Old Rte 5, Souter Rd, Lestina Beach Rd, McGraw Rd, Larkin St, Co Hwy 17, Old Seneca Tpke, Adams Rd$594
Falls Blvd, Oswego Ave, New Boston Rd, Seneca Ave, Lock Ln, Brinkerhoff Hill Rd, Oak Ln, Willow Run, Whitelaw Rd W, Kinderhook Rd$591
Fly Rd, Schuyler Dr, Donna Cir, Perryville Rd, Camp Rd, Benedict Manor Dr, White Bridge Rd, Evans Rd, Calvary Rd, McGraw Rd$590
Kimberlee Dr, Black Creek Rd, Monroe Ave, Lafayette Ave, Rouse St, Hill St, John Peet Rd, Heathfield Rd, Stirrup Run, Lock Ln$590

Sullivan, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Sullivan$88 to $91
Chittenango$88
Manlius$90
Bridgeport$87

Sullivan, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Chittenango village, New York $89 $118 $177
Manlius town, Onondaga County, New York $90 $120 $180
Minoa village, New York $89 $118 $177

Sullivan, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Sullivan, NY3.6%9.7%
Chittenango3.61%11.22%
Manlius2.86%7.44%
Minoa3.86%8.57%

Sullivan Renters Insurance as a Percentage of Rent

Sullivan Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 44 4.0% $347
$200 to $299 34 3.0% $797
$300 to $499 140 13.0% $1247
$500 to $749 422 39.0% $1922
$750 to $999 255 24.0% $2672
$1,000 to $1,499 141 13.0% $3797
$1,500 or more 24 2.0% $5447

Sullivan, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$1,800
Yearly Sullivan Homeowner Insurance Premium Example $4,600$3,600
Out of Pocket Expense During Claim$800$1,800
Total Home Insurance Premium for 2 years + Out of Pocket Expense for Claim $10,000$9,000
Net Savings to Sullivan Home Owner from High Deductible Plan $1,000

Sullivan, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Sullivan, NY Home Replacement Value MORE than Home Value Sullivan, NY Home Replacement Value LESS than Home Value
Replacement Value $155,500 $94,000
Insurance Premium based on Replacement Value $1,850 $1,125
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $26,500 Risk Exposure from Under Insuring Coverage is $35,000
Premium Impact Insurance cheaper by $425/year Insurance costlier by $300/year

Example Sullivan Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceAmica Mutual Insurance CompanyLiberty Mutual
Monthly Premium 137106153
Year Built 200719431985
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $175000-$200000$175000-$200000$200000-$250000
Deductible $2500-$5000 Deductible$2500-$5000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Sullivan, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1979 185,000 Asphalt Shingles Roof 2,400 5 $1000-$2500 Deductible 200 2 Stucco siding No
2010 205,000 Membrane Roof 2,610 5 > $10,000 Deductible 210 2 Brick siding No
1944 280,000 Tile Roof 2,990 4 $1000-$2500 Deductible 310 2 Fiber-Cement Siding No
2014 145,000 Asphalt Shingles Roof 1,860 4 $500- $1000 Deductible 210 2 Stucco siding No
1962 320,000 Membrane Roof 4,190 5 $2500-$5000 Deductible 2110 9 Wood siding No
1942 155,000 Asphalt Shingles Roof 1,620 4 $500- $1000 Deductible 130 1 Wood siding No
1982 335,000 Tile Roof 3,430 5 $500 Deductible 2560 9 Vinyl siding No
2013 115,000 Shingles Roof 1,280 3 $500 Deductible 910 12 Stucco siding No
1976 120,000 Tile Roof 1,700 3 $1000-$2500 Deductible 500 6 Stone Siding No
1997 125,000 Asphalt Shingles Roof 1,770 3 $500 Deductible 970 8 Vinyl siding yes
1970 390,000 Asphalt Shingles Roof 4,370 5 $5000 to $10,000 Deductible 1920 10 Brick siding yes
1946 270,000 Slate Shingles Roof 3,620 5 $500- $1000 Deductible 2370 10 Fiber-Cement Siding yes
1992 170,000 Membrane Roof 2,260 3 $500 Deductible 530 4 Brick siding No