Sugar Land, TX - Data on Home Insurance Quotes, Rates & Agents
Sugar Land, TX Home Values & Insurance Rates
| Sugar Land, TX Home Value | Total Homes | % of Total | Average Homeowners Insurance |
|---|---|---|---|
| Less than $50,000 | 1,270 | 2.0% | $138 |
| $80,000 to $89,999 | 1,273 | 2.0% | $490 |
| $90,000 to $99,999 | 1,748 | 3.0% | $544 |
| $100,000 to $124,999 | 5,606 | 10.0% | $629 |
| $125,000 to $149,999 | 8,313 | 15.0% | $789 |
| $150,000 to $174,999 | 9,243 | 16.0% | $938 |
| $175,000 to $199,999 | 5,706 | 10.0% | $1088 |
| $200,000 to $249,999 | 8,572 | 15.0% | $1301 |
| $250,000 to $299,999 | 6,351 | 11.0% | $1600 |
| $300,000 to $399,999 | 6,319 | 11.0% | $2027 |
Top Home Insurance Agents Near Sugar Land, TX
| Home Insurance Company Near Sugar Land, TX | Homeowners Insurance Agency Near Sugar Land, TX | Address |
|---|---|---|
| NA | Texas Printers Insurance Agency | 8133 Jackrabbit Rd , Houston, TX, 77095 |
| State Farm | Felicia Boudreaux | 14901 State Hwy 249 Ste 105, Houston, TX, 77086-1630 |
| Travelers | Ias General Agency Llc | 11111 KATY FREEWAY STE 400, HOUSTON, TX, 77079 |
| Travelers | Insurance Associates Of The Southwest | 11111 KATY FREEWAY STE 400, HOUSTON, TX, 77079 |
| Travelers | Richard M Eng | 5761 BISSONNET ST, BELLAIRE, TX, 77401 |
Estimated Home Insurance By Street Area Near Sugar Land, TX
| Sugar Land Area | Estimated House Insurance |
|---|---|
| Bracebridge Ct, Coatsworth Dr, Marathon Pl, Steamboat Run, Brook Bend Dr, Bivins Lake Cir, Grand Plantation Ln, Fieldrose Ct, Linenhall Dr, Bay View Dr | $1,049 |
| Seven Coves Ct, Wren Meadow Rd, Mondrian Dr, Bending Key Ct, Landmark, Executive Dr, Cam Verde, Esplanade Pl, Bellago Ln, Shadow Wood Dr | $1,056 |
| Dumfries St, Amy Point Ln, Wagon Trail Dr, Bogard Ct, Old Masters Dr, Hadfield Ct, Regents Park, Borden St, Deaf Smith Dr, Rockdale Bridge Ct | $1,191 |
| Pioneer Dr, Stovepipe Ln, Heather Springs Ln, Mary Sue Ct, Turning Leaf Ln, Annabella Pl, Cedarwood, Old Barn Dr, Casey Cir, Cerro Puente Way | $1,056 |
| Chappel Hill Dr, Ayers Rock Rd, Cedar Path, Golden Canyon Ln, Zimmerly Ct, Golden Sky Ln, Willow Brook Ct, Pecan Walk Ln, Chesapeake Pl, Crescent Lakes Cir | $1,056 |
| Meadowfair Ct, Fletcher Bridge Ln, Summer Bay Ct, Vista Creek Ct, Carya Cir, Elmwood Point Ln, Rain Fall St, Ludwig Ln, Fisher Lake Dr, S Medio River Cir | $1,043 |
| Wild Rose Trce, Woodfalls Ln, Flatridge Ct, Clodine-Reddick Rd, Meadowstar Dr, Sugarhollow Ct, Brobeck Ct, Frampton Ln, Broken Elm Dr, Petitt Rd | $1,053 |
| Old Legend Ct, Quiet Town Ln, Brentford Ct, Grove Stone Ct, Beechnut St, Amberstone Dr, Shady Isle Ct, Cottonmist Ct, Londres Dr, Sugar Crystal Ct | $1,133 |
| Honey Brook Ct, Midnight Sun Ln, Beacon Pointe, Golden Heath Ln, Old Oyster Trl, Birch Hill Dr, Oak View Trl, Kathi Lynn Ln, Elderberry Trce, Espinosa Dr | $1,191 |
| Deverell Dr, Saxony Dr, Brightwood Park Ln, Lansdowne Dr, Squire Dobbins Dr, Harwood Dr, Bournewood Dr, Sutters Creek Trl, Webb Ln, Stockman Ln | $1,057 |
Savings on home insurance for senior occupied homes
| Place | Savings |
|---|---|
| Sugar Land | $159 to $162 |
| New Territory | $164 |
| Four Corners | $157 |
| Meadows Place | $156 |
Sugar Land, TX Home Insurance as a % of Housing Cost
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Sugar Land, TX | 4.8% | 11.9% |
| New Territory | 4.21% | 10.34% |
| Four Corners | 5.14% | 12.01% |
| Meadows Place | 5.7% | 13.71% |
Sugar Land Renters Insurance as a Percentage of Rent
| Sugar Land Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $500 to $749 | 711 | 4.0% | $1913 |
| $750 to $999 | 3,642 | 22.0% | $2663 |
| $1,000 to $1,499 | 7,494 | 46.0% | $3788 |
| $1,500 or more | 4,018 | 25.0% | $5438 |
Sugar Land, TX Home Insurance Costs With Deductible Scenario
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,700 | $3,700 |
| Yearly Sugar Land Homeowner Insurance Premium Example | $1,500 | $1,100 |
| Out of Pocket Expense During Claim | $1,700 | $3,700 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $12,200 | $11,400 |
| Net Savings to Sugar Land Home Owner from High Deductible Plan | $800 | |
Sugar Land, TX Home Insurance Costs With Home Replacement Value Scenarios
| Scenario | Sugar Land, TX Home Replacement Value MORE than Home Value | Sugar Land, TX Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $240,500 | $181,000 |
| Insurance Premium based on Replacement Value | $2,275 | $1,725 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $32,000 | Risk Exposure from Under Insuring Coverage is $27,500 |
| Premium Impact | Insurance cheaper by $250/year | Insurance costlier by $300/year |
Example Sugar Land Homeowners Insurance Comparison Table to Compare The Cheapest Quotes
| Insurance Company | Nationwide Insurance | Farmers Insurance | State Farm |
| Monthly Premium | 163 | 120 | 108 |
| Year Built | 1980 | 2010 | 2002 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 1 Baths | 5 Beds, 2 Baths |
| Coverage Amount | $200000-$250000 | $250000-$300000 | $150000-$175000 |
| Deductible | $500 Deductible | > $10,000 Deductible | $500- $1000 Deductible |
Sugar Land, TX Auto & Home Insurance Bundling Discounts
| Place | 1 Car Bundle Savings | 2 Car Bundle Savings | 3 Car Bundle Savings |
|---|---|---|---|
| New Territory CDP, Texas | $137 | $183 | $274 |
| Four Corners CDP, Texas | $131 | $175 | $262 |
| Meadows Place city, Texas | $131 | $174 | $261 |
Sample Home Insurance Rates for Sugar Land, TX from Consumer Reviews & Surveys
| Year Built | Home Value | Roof Type | Sqft | Number of Bedrooms | Deductible | Premium | Premium Months | Siding Type | Smoker/Non Smoker |
|---|---|---|---|---|---|---|---|---|---|
| 2012 | 370,000 | Slate Shingles Roof | 4,090 | 5 | $2500-$5000 Deductible | 1870 | 8 | Fiber-Cement Siding | yes |
| 1995 | 170,000 | Membrane Roof | 1,930 | 4 | $2500-$5000 Deductible | 650 | 10 | Wood siding | yes |
| 2005 | 225,000 | Slate Shingles Roof | 1,770 | 4 | $5000 to $10,000 Deductible | 520 | 4 | Fiber-Cement Siding | No |
| 2004 | 460,000 | Asphalt Shingles Roof | 4,750 | 5 | $2500-$5000 Deductible | 2210 | 9 | Wood siding | yes |
| 2010 | 165,000 | Slate Shingles Roof | 1,980 | 3 | $1000-$2500 Deductible | 670 | 8 | Vinyl siding | No |
| 1994 | 370,000 | Wood Shake Roof | 3,520 | 5 | $2500-$5000 Deductible | 2160 | 12 | Brick siding | No |
| 1981 | 480,000 | Metal Roof | 4,210 | 5 | $5000 to $10,000 Deductible | 1620 | 7 | Fiber-Cement Siding | No |
| 2004 | 215,000 | Composition Roof | 2,210 | 3 | $500- $1000 Deductible | 770 | 5 | Stucco siding | yes |
| 1986 | 210,000 | Composition Roof | 1,650 | 3 | $500 Deductible | 890 | 5 | Vinyl siding | No |