Suffolk, VA homeowners insurance is approximately $632 to $858, about $52-$71/month. Our complete guide reveals consumers can save upto $297 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Suffolk, VA | Homeowners Insurance Agency Near Suffolk, VA | Address |
|---|---|---|
| Nationwide | James D. Elliott | 412 W Queen St, Edenton, NC, 27932-0974 |
| State Farm | Paula Boyd | 4910 W Mercury Blvd, Hampton, VA, 23666-3724 |
| State Farm | Shelton Lucas | 70 W Mercury Blvd Ste 201, Hampton, VA, 23669-2571 |
| Nationwide | Villanueva Agency Ltd | 11024 Warwick Blvd, Newport News, VA, 23601-3229 |
| Travelers | Young Ins Agency Group Inc | 808 NORTH EDEN WAY STE 101, CHESAPEAKE, VA, 23320 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Windsor district, Isle of Wight County, Virginia | $92 | $122 | $183 |
| Haslett township, Gates County, North Carolina | $75 | $99 | $149 |
| Camptown CDP, Virginia | $86 | $115 | $172 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Suffolk, VA | 3.3% | 12.9% |
| Windsor | 4.07% | 15.83% |
| Haslett | 3.75% | 11.13% |
| Camptown | 7.57% | 12.52% |
| Suffolk Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 244 | 3.0% | $334 |
| $200 to $299 | 299 | 4.0% | $784 |
| $300 to $499 | 286 | 3.0% | $1234 |
| $500 to $749 | 1,258 | 17.0% | $1909 |
| $750 to $999 | 1,721 | 23.0% | $2659 |
| $1,000 to $1,499 | 2,403 | 32.0% | $3784 |
| $1,500 or more | 1,111 | 15.0% | $5434 |
| Streets in Suffolk Area | Homeowners Insurance Cost |
|---|---|
| Dutch Rd, Bond Ln, Bidwell St, Watts St, State Rte 10, Greenway Rd, Cedar Ct, Reno St, Eberwine Ln, Katherine St | $704 |
| Great Fork Rd, Stonegate Way, S Bay Hill Ct, Newport St, Elizabeth St, Clarys Dr, Central Ave, Dill Rd, Bridge Point Trl, Sumner St | $709 |
| US Hwy 13, Mill Brook Ct, Pelham Pl, State Rte 189, Co Rd 615, York Ct, Co Rd 650, Kenyon Rd, Erin Dr, Co Rd 653 | $744 |
| Jouster Way, O'Brien Ct, Culloden St, Castle Ct, Duke of Norfolk St, Upton Pl, Woodlake Ter, Larry Anne Dr, Heritage Dr, Roy St | $740 |
| Portsmouth Blvd, Co Rd 644, Whichard Rd, Co Rd 649, Manning Rd, Cross St, Art Ray Dr, Woodberry Cres, Camel Back Ct, Gays Row | $741 |
| Lockwood Cir, Co Rd 688, Co Rd 658, Kinsey Ln, Deborah Dr, Cheriton Ln, Wilson Ct, Freeman Ave, Griffin Ln, Airport Rd | $716 |
| Ferguson Pl, Fennell Ln, Edward Ave, Michael Dr, General Pickett Dr, Coachhouse Ct, Saint James Ave, Brittle Dr, Partridge Pl, Pine St | $753 |
| Traverse Cir, Webb St, Morgan St, Grayson Ct, Purple Martin Ln, Holly Point Ln, Lewis Ave, Green Spring Dr, Everhart Ct, Cantering Ct | $713 |
| Colonial Dr, Oyster Creek Dr, Amberly Ct, Driver Point Ct, Cushing St, Wake Forest Ct, Nicklaus Dr, Barka Dr, Co Rd 637, John Deere St | $744 |
| Pitchkettle Point Cir, Oak Island Rd, Huntsman Ct, River Point Dr, Fawn Ct, Elenor St, Bob White Pkwy, Aspen Ct, Manning Rd, Chestnut St | $741 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Suffolk | $111 to $114 |
| Windsor | $110 |
| Haslett | $89 |
| Camptown | $103 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,400 | $4,400 |
| Yearly Suffolk Homeowner Insurance Premium Example | $1,800 | $1,300 |
| Out of Pocket Expense During Claim | $1,400 | $4,400 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $14,000 | $13,500 |
| Net Savings to Suffolk Home Owner from High Deductible Plan | $500 | |
| Scenario | Suffolk, VA Home Replacement Value MORE than Home Value | Suffolk, VA Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $246,000 | $199,000 |
| Insurance Premium based on Replacement Value | $1,150 | $925 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $24,500 | Risk Exposure from Under Insuring Coverage is $22,500 |
| Premium Impact | Insurance cheaper by $100/year | Insurance costlier by $125/year |
| Insurance Company | Allstate | Erie Insurance | Amica Mutual Insurance Company |
| Monthly Premium | 59 | 78 | 79 |
| Year Built | 1982 | 2011 | 1994 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 3 Baths | 5 Beds, 4 Baths |
| Coverage Amount | $200000-$250000 | $200000-$250000 | $350000-$400000 |
| Deductible | > $10,000 Deductible | $1000-$2500 Deductible | $5000 to $10,000 Deductible |