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Suffolk, VA Home Values & Insurance Rates

Suffolk, VA Home Value Total Homes % of Total Average Homeowners Insurance
Less than $50,000 925 4.0% $74
$60,000 to $69,999 218 1.0% $193
$80,000 to $89,999 285 1.0% $252
$90,000 to $99,999 289 1.0% $282
$100,000 to $124,999 833 4.0% $327
$125,000 to $149,999 996 5.0% $409
$150,000 to $174,999 1,697 8.0% $483
$175,000 to $199,999 1,838 9.0% $558
$200,000 to $249,999 4,086 21.0% $669
$250,000 to $299,999 3,526 18.0% $818
$300,000 to $399,999 4,384 22.0% $1041

Top Home Insurance Agents Near Suffolk, VA

Home Insurance Company Near Suffolk, VA Homeowners Insurance Agency Near Suffolk, VA Address
Nationwide James D. Elliott 412 W Queen St, Edenton, NC, 27932-0974
State Farm Paula Boyd 4910 W Mercury Blvd, Hampton, VA, 23666-3724
State Farm Shelton Lucas 70 W Mercury Blvd Ste 201, Hampton, VA, 23669-2571
Nationwide Villanueva Agency Ltd 11024 Warwick Blvd, Newport News, VA, 23601-3229
Travelers Young Ins Agency Group Inc 808 NORTH EDEN WAY STE 101, CHESAPEAKE, VA, 23320

Estimated Home Insurance By Street Area Near Suffolk, VA

Suffolk Area Estimated House Insurance
Dutch Rd, Bond Ln, Bidwell St, Watts St, State Rte 10, Greenway Rd, Cedar Ct, Reno St, Eberwine Ln, Katherine St$704
Great Fork Rd, Stonegate Way, S Bay Hill Ct, Newport St, Elizabeth St, Clarys Dr, Central Ave, Dill Rd, Bridge Point Trl, Sumner St$709
US Hwy 13, Mill Brook Ct, Pelham Pl, State Rte 189, Co Rd 615, York Ct, Co Rd 650, Kenyon Rd, Erin Dr, Co Rd 653$744
Jouster Way, O'Brien Ct, Culloden St, Castle Ct, Duke of Norfolk St, Upton Pl, Woodlake Ter, Larry Anne Dr, Heritage Dr, Roy St$740
Portsmouth Blvd, Co Rd 644, Whichard Rd, Co Rd 649, Manning Rd, Cross St, Art Ray Dr, Woodberry Cres, Camel Back Ct, Gays Row$741
Lockwood Cir, Co Rd 688, Co Rd 658, Kinsey Ln, Deborah Dr, Cheriton Ln, Wilson Ct, Freeman Ave, Griffin Ln, Airport Rd$716
Ferguson Pl, Fennell Ln, Edward Ave, Michael Dr, General Pickett Dr, Coachhouse Ct, Saint James Ave, Brittle Dr, Partridge Pl, Pine St$753
Traverse Cir, Webb St, Morgan St, Grayson Ct, Purple Martin Ln, Holly Point Ln, Lewis Ave, Green Spring Dr, Everhart Ct, Cantering Ct$713
Colonial Dr, Oyster Creek Dr, Amberly Ct, Driver Point Ct, Cushing St, Wake Forest Ct, Nicklaus Dr, Barka Dr, Co Rd 637, John Deere St$744
Pitchkettle Point Cir, Oak Island Rd, Huntsman Ct, River Point Dr, Fawn Ct, Elenor St, Bob White Pkwy, Aspen Ct, Manning Rd, Chestnut St$741

Savings on home insurance for senior occupied homes

PlaceSavings
Suffolk$111 to $114
Windsor$110
Haslett$89
Camptown$103

Suffolk, VA Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Suffolk, VA3.3%12.9%
Windsor4.07%15.83%
Haslett3.75%11.13%
Camptown7.57%12.52%

Suffolk Renters Insurance as a Percentage of Rent

Suffolk Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 244 3.0% $334
$200 to $299 299 4.0% $784
$300 to $499 286 3.0% $1234
$500 to $749 1,258 17.0% $1909
$750 to $999 1,721 23.0% $2659
$1,000 to $1,499 2,403 32.0% $3784
$1,500 or more 1,111 15.0% $5434

Suffolk, VA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$4,400
Yearly Suffolk Homeowner Insurance Premium Example $1,800$1,300
Out of Pocket Expense During Claim$1,400$4,400
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $14,000$13,500
Net Savings to Suffolk Home Owner from High Deductible Plan $500

Suffolk, VA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Suffolk, VA Home Replacement Value MORE than Home Value Suffolk, VA Home Replacement Value LESS than Home Value
Replacement Value $246,000 $199,000
Insurance Premium based on Replacement Value $1,150 $925
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $24,500 Risk Exposure from Under Insuring Coverage is $22,500
Premium Impact Insurance cheaper by $100/year Insurance costlier by $125/year

Example Suffolk Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateErie InsuranceAmica Mutual Insurance Company
Monthly Premium 597879
Year Built 198220111994
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 4 Baths
Coverage Amount $200000-$250000$200000-$250000$350000-$400000
Deductible > $10,000 Deductible$1000-$2500 Deductible$5000 to $10,000 Deductible

Suffolk, VA Auto & Home Insurance Bundling Discounts

Place 1 Car Bundle Savings 2 Car Bundle Savings 3 Car Bundle Savings
Windsor district, Isle of Wight County, Virginia $92 $122 $183
Haslett township, Gates County, North Carolina $75 $99 $149
Camptown CDP, Virginia $86 $115 $172

Sample Home Insurance Rates for Suffolk, VA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2012 380,000 Membrane Roof 2,460 5 $5000 to $10,000 Deductible 290 3 Vinyl siding yes
2008 665,000 Membrane Roof 4,770 5 $500- $1000 Deductible 920 3 Vinyl siding No
2013 315,000 Slate Shingles Roof 2,140 3 $2500-$5000 Deductible 590 5 Stone Siding No
2009 390,000 Wood Shake Roof 3,080 4 > $10,000 Deductible 780 8 Brick siding yes
2010 215,000 Wood Shake Roof 1,410 3 > $10,000 Deductible 140 3 Stucco siding No
1987 210,000 Wood Shake Roof 1,640 3 > $10,000 Deductible 130 3 Stone Siding No
1993 230,000 Asphalt Shingles Roof 1,890 4 $500- $1000 Deductible 400 4 Brick siding No
1996 240,000 Composition Roof 1,810 4 $2500-$5000 Deductible 70 1 Brick siding yes
2008 395,000 Metal Roof 2,980 4 > $10,000 Deductible 1450 12 Stone Siding yes
1990 500,000 Composition Roof 3,760 5 $1000-$2500 Deductible 580 3 Brick siding No
2014 155,000 Composition Roof 1,370 3 $5000 to $10,000 Deductible 120 3 Stone Siding yes
2010 255,000 Shingles Roof 1,740 3 $1000-$2500 Deductible 1330 12 Vinyl siding No
1982 210,000 Membrane Roof 1,400 3 $1000-$2500 Deductible 190 2 Stone Siding No
1989 155,000 Metal Roof 1,453 3 $500 Deductible 620 8 Stone Siding yes