Suffern Insurance Rates:

Suffern, NY homeowners insurance is about $535 to $728, about $44-$60/month. Our exhaustive guide shows customers can save upto $252 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Suffern, NY Homeowners Insurance By Home Value

Suffern, NY Home Value Total Homes % of Total Average Suffern, NY Homeowners Insurance
Less than $50,000 59 2.0% $44
$70,000 to $79,999 25 1.0% $145
$80,000 to $89,999 33 1.0% $164
$100,000 to $124,999 95 4.0% $208
$125,000 to $149,999 102 4.0% $265
$150,000 to $174,999 183 7.0% $315
$175,000 to $199,999 85 3.0% $359
$200,000 to $249,999 403 17.0% $435
$250,000 to $299,999 345 14.0% $536
$300,000 to $399,999 942 40.0% $681

Top Home Insurance Agents Near Suffern, NY

Home Insurance Company Near Suffern, NY Homeowners Insurance Agency Near Suffern, NY Address
Travelers A C Piccolo Insurance 53 LAKE AVE EXT, DANBURY, CT, 6811
State Farm Debbie Valentine 1667 Richmond Rd, Staten Island, NY, 10304-2317
Nationwide Mclean Ins Agency Inc 316 Titusville Rd, Poughkeepsie, NY, 12603-2944
Liberty Mutual Independent Nelson-Patterson Agency Inc 746 RIVER RD, NEW MILFORD, NJ, 7646
NA Rhg Brokerage 1539 East 52Nd Street Brooklyn, NYC, NY, 11234

Cost Of Homeowners Insurance By Street Near Suffern, NY

Streets in Suffern Area Homeowners Insurance Cost
South St, Sagamore Ave, Chippewa Ct, Hemion Rd, Meadow Ave, Ridge Ave, Rockledge Dr, Orange Ave, Suffern Pl, Avon Pl$644
Forest Dr, Berkley Cir, Jamie Ct, Boulevard Rd, Bannock Ct, Vista Way, Willow Dr, Chatham St, Cragmere Rd, Parkside Dr$635
Beech Rd, Spicer Rd, Forest Knoll Dr, Mansfield Pl, Utopian Ave, Danbury Ct, Crane Pl, Meadowbrook Ln, Valley View Ter, E Park Pl$635
Burlington Ave, Tilton Rd, Durham Ln, Stewart Cir, Stockbridge Ave, Iroquois Ct, Oxford Ct, Somerset Dr, Ramapo Ave, Essex Ln$621
Windermere Brook Ln, Bon Aire Cir W, Hopi Ct, Pleasant Ave, Maplewood Blvd, W Park Pl, Lenox Ct, Sylvan Way, Maplewood Blvd, E Maltbie Ave$650

Suffern, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Suffern$94 to $97
Hillburn$95
Montebello$104
Airmont$99

Suffern, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Hillburn village, New York $79 $105 $158
Montebello village, New York $87 $115 $173
Airmont village, New York $83 $110 $165

Suffern, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Suffern, NY2.3%6.0%
Hillburn2.33%5.57%
Montebello1.48%5.78%
Airmont1.65%5.51%

Suffern Renters Insurance as a Percentage of Rent

Suffern Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 46 4.0% $779
$300 to $499 60 5.0% $1229
$500 to $749 112 9.0% $1904
$750 to $999 106 9.0% $2654
$1,000 to $1,499 279 24.0% $3779
$1,500 or more 521 46.0% $5429

Suffern, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$3,700
Yearly Suffern Homeowner Insurance Premium Example $2,200$1,800
Out of Pocket Expense During Claim$1,700$3,700
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $17,100$16,300
Net Savings to Suffern Home Owner from High Deductible Plan $800

Suffern, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Suffern, NY Home Replacement Value MORE than Home Value Suffern, NY Home Replacement Value LESS than Home Value
Replacement Value $411,500 $256,500
Insurance Premium based on Replacement Value $3,450 $2,150
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $95,000 Risk Exposure from Under Insuring Coverage is $60,000
Premium Impact Insurance cheaper by $500/year Insurance costlier by $800/year

Example Suffern Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceAllstateErie Insurance
Monthly Premium 193193307
Year Built 199219741945
Home Details 5 Beds, 2 Baths3 Beds, 1 Baths4 Beds, 1 Baths
Coverage Amount $250000-$300000$250000-$300000$350000-$400000
Deductible $500- $1000 Deductible$500- $1000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Suffern, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1963 160,000 Shingles Roof 1,110 2 $5000 to $10,000 Deductible 240 3 Vinyl siding No
1974 255,000 Composition Roof 1,710 2 $500 Deductible 250 1 Fiber-Cement Siding yes
1997 200,000 Metal Roof 1,280 3 $5000 to $10,000 Deductible 950 12 Vinyl siding No
1962 450,000 Tile Roof 3,390 5 $500- $1000 Deductible 1280 4 Fiber-Cement Siding No
1946 380,000 Metal Roof 1,950 3 $1000-$2500 Deductible 1380 4 Stone Siding No
1947 325,000 Slate Shingles Roof 2,040 3 $1000-$2500 Deductible 1970 8 Stone Siding No
1981 310,000 Membrane Roof 2,300 3 $2500-$5000 Deductible 1480 8 Stucco siding yes
1978 425,000 Metal Roof 2,740 4 $500- $1000 Deductible 1930 5 Wood siding yes
1960 580,000 Membrane Roof 3,400 4 $1000-$2500 Deductible 2120 5 Fiber-Cement Siding No
1949 220,000 Tile Roof 1,420 2 $2500-$5000 Deductible 100 1 Fiber-Cement Siding No
1965 295,000 Asphalt Shingles Roof 1,710 2 $500- $1000 Deductible 2590 12 Brick siding No
1980 520,000 Asphalt Shingles Roof 2,660 4 $2500-$5000 Deductible 1260 5 Fiber-Cement Siding yes
1963 330,000 Tile Roof 2,340 3 > $10,000 Deductible 280 2 Wood siding yes
1974 260,000 Membrane Roof 1,870 5 $500- $1000 Deductible 2980 12 Stone Siding No
1967 500,000 Tile Roof 2,890 5 > $10,000 Deductible 1880 10 Fiber-Cement Siding yes
1981 240,000 Asphalt Shingles Roof 1,660 3 $1000-$2500 Deductible 1800 12 Stucco siding yes
1943 560,000 Wood Shake Roof 2,980 4 $1000-$2500 Deductible 4770 10 Vinyl siding yes
1990 570,000 Tile Roof 2,990 4 > $10,000 Deductible 2840 9 Stone Siding yes
1987 350,000 Shingles Roof 2,040 3 $500- $1000 Deductible 2180 8 Brick siding No
1946 420,000 Metal Roof 2,660 5 $5000 to $10,000 Deductible 710 3 Brick siding yes
1964 205,000 Asphalt Shingles Roof 1,300 3 > $10,000 Deductible 520 5 Stucco siding yes
1976 305,000 Tile Roof 1,550 2 $2500-$5000 Deductible 540 3 Vinyl siding No
1941 380,000 Composition Roof 2,590 5 $500- $1000 Deductible 1390 6 Wood siding yes
1986 540,000 Membrane Roof 3,340 5 $5000 to $10,000 Deductible 540 2 Fiber-Cement Siding No
1983 210,000 Membrane Roof 1,130 2 > $10,000 Deductible 170 2 Stucco siding yes
1982 300,000 Asphalt Shingles Roof 2,100 3 $5000 to $10,000 Deductible 1060 7 Wood siding No
1973 255,000 Membrane Roof 1,770 3 $5000 to $10,000 Deductible 590 5 Stone Siding No
1989 620,000 Composition Roof 3,470 5 $500 Deductible 3820 6 Stone Siding yes
1971 165,000 Slate Shingles Roof 1,200 2 $5000 to $10,000 Deductible 680 7 Stone Siding yes
1949 240,000 Metal Roof 1,820 3 $1000-$2500 Deductible 1210 7 Stone Siding yes
1987 385,000 Shingles Roof 2,200 4 $5000 to $10,000 Deductible 1750 6 Wood siding yes
1943 285,000 Shingles Roof 1,870 4 $500- $1000 Deductible 1400 6 Vinyl siding No
1981 320,000 Asphalt Shingles Roof 2,310 3 $500 Deductible 2730 9 Stucco siding No
1966 340,000 Slate Shingles Roof 2,320 4 $500 Deductible 810 3 Brick siding yes