Succasunna Insurance Rates:

Succasunna, NJ homeowners insurance is roughly $744 to $1,015, about $62-$84/month. Our detailed analysis reveals consumers can save as much as $351 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Succasunna, NJ Homeowners Insurance By Home Value

Succasunna, NJ Home Value Total Homes % of Total Average Succasunna, NJ Homeowners Insurance
Less than $50,000 59 4.0% $52
$175,000 to $199,999 33 2.0% $404
$200,000 to $249,999 112 8.0% $483
$250,000 to $299,999 289 20.0% $597
$300,000 to $399,999 881 63.0% $755

Top Home Insurance Agents Near Succasunna, NJ

Home Insurance Company Near Succasunna, NJ Homeowners Insurance Agency Near Succasunna, NJ Address
Travelers Goodhart Natl Gorman Agcy Inc 598 TUCKAHOE ROAD, YONKERS, NY, 10710
Farmers Joselyn Josy Urena 133 Westwood Ave, Westwood, NJ, 7675
State Farm Meilee Fu 139 Centre Street, New York, NY, 10013
Farmers Mohamed Mounir 924 Route 9 South, Sayreville, NJ, 8871
Travelers All Point Insurance Agency 224 JOHNSON AVENUE, HACKENSACK, NJ, 7601

Cost Of Homeowners Insurance By Street Near Succasunna, NJ

Streets in Succasunna Area Homeowners Insurance Cost
Tamarack Dr, Mountain Ln, Oak Hill Dr, Eyland Ave, Reidar St, Golf Course Rd, Carriage Ln, Pleasant Village Dr, Thor Dr, Putters Rd$883
Pence Rd, Riggs Ave, Faulkner Dr, Melissa Ln, Fern Ct, Carey Rd, Alcott Way, Edor Ln, Larsen Dr, Radcliff Dr$883
Golf Ln, Irving Ct, Atlantis Dr, Justine Pl, Unneberg Ave, Barbara Dr, Whitegate Rd, Vanover Dr, Schmitz Dr, Bukiet Ct$877
Cornell Dr, Mooney Rd, Sunset Ln, Center Ln, Elmwood Dr, Beechwood Dr, Midland Ave, Alward Ln, Emmans Rd, Joseph Ln$881
Cornhollow Rd, Joyce Dr, Sue Ct, Eyland Ave, Eldorado Dr, Deer Ln, Bennett Rd, Willow Walk Dr, Lagoon Way, Grover St$875

Succasunna, NJ Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Succasunna$131 to $134
Kenvil$128
Roxbury$129
Netcong$126

Succasunna, NJ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Kenvil CDP, New Jersey $107 $142 $213
Roxbury township, Morris County, New Jersey $108 $144 $216
Mine Hill township, Morris County, New Jersey $107 $143 $214

Succasunna, NJ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Succasunna, NJ2.6%7.3%
Kenvil3.07%7.69%
Roxbury2.74%7.21%
Mine Hill2.83%8.0%

Succasunna Renters Insurance as a Percentage of Rent

Succasunna Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$1,000 to $1,499 6 4.0% $3770
$1,500 or more 129 95.0% $5420

Succasunna, NJ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$3,000
Yearly Succasunna Homeowner Insurance Premium Example $3,200$2,200
Out of Pocket Expense During Claim$1,000$3,000
Total Home Insurance Premium for 3 years + Out of Pocket Expense for Claim $10,600$9,600
Net Savings to Succasunna Home Owner from High Deductible Plan $1,000

Succasunna, NJ Home Insurance Costs With Home Replacement Value Scenarios

Scenario Succasunna, NJ Home Replacement Value MORE than Home Value Succasunna, NJ Home Replacement Value LESS than Home Value
Replacement Value $479,000 $307,000
Insurance Premium based on Replacement Value $2,575 $1,650
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $92,000 Risk Exposure from Under Insuring Coverage is $80,000
Premium Impact Insurance cheaper by $425/year Insurance costlier by $500/year

Example Succasunna Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateAmica Mutual Insurance CompanyNationwide Insurance
Monthly Premium 10683450
Year Built 198620031974
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 2 Baths
Coverage Amount $250000-$300000$300000-$350000More than 10000000
Deductible $1000-$2500 Deductible> $10,000 Deductible$500 Deductible

Sample Home Insurance Rates for Succasunna, NJ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1992 410,000 Tile Roof 1,880 3 $500 Deductible 1190 6 Fiber-Cement Siding yes
2005 285,000 Metal Roof 1,580 3 $500 Deductible 910 10 Wood siding yes
1992 345,000 Wood Shake Roof 1,620 5 $5000 to $10,000 Deductible 490 5 Stone Siding No
2002 1,045,000 Slate Shingles Roof 4,930 5 $500 Deductible 1330 4 Stone Siding yes
1987 680,000 Slate Shingles Roof 2,890 5 $5000 to $10,000 Deductible 160 1 Stucco siding No
1984 525,000 Wood Shake Roof 2,660 4 $2500-$5000 Deductible 1130 7 Vinyl siding No
1964 250,000 Asphalt Shingles Roof 1,510 3 $5000 to $10,000 Deductible 360 4 Stone Siding yes
1964 550,000 Metal Roof 3,050 5 $2500-$5000 Deductible 940 8 Brick siding yes
1985 615,000 Shingles Roof 3,500 5 $2500-$5000 Deductible 1000 5 Vinyl siding No
2001 545,000 Composition Roof 3,390 4 > $10,000 Deductible 830 6 Stone Siding yes
2002 605,000 Membrane Roof 2,710 4 $2500-$5000 Deductible 1560 9 Fiber-Cement Siding yes
2000 435,000 Slate Shingles Roof 1,830 4 > $10,000 Deductible 510 6 Wood siding yes
1994 380,000 Wood Shake Roof 1,630 4 $2500-$5000 Deductible 390 4 Wood siding yes
2005 720,000 Asphalt Shingles Roof 3,280 4 > $10,000 Deductible 210 1 Vinyl siding No
1966 300,000 Tile Roof 1,290 3 $2500-$5000 Deductible 100 1 Vinyl siding yes
1985 400,000 Slate Shingles Roof 2,260 5 > $10,000 Deductible 500 6 Brick siding yes
1997 270,000 Wood Shake Roof 1,570 3 $500- $1000 Deductible 720 6 Vinyl siding No
1968 640,000 Composition Roof 3,790 5 $5000 to $10,000 Deductible 2020 9 Stucco siding yes
1995 310,000 Wood Shake Roof 1,740 5 $5000 to $10,000 Deductible 840 10 Wood siding No
1993 365,000 Shingles Roof 2,080 4 $1000-$2500 Deductible 150 1 Brick siding No
2002 375,000 Shingles Roof 2,090 4 $500- $1000 Deductible 110 1 Vinyl siding No
1977 285,000 Asphalt Shingles Roof 1,470 3 > $10,000 Deductible 400 6 Brick siding No
1987 330,000 Slate Shingles Roof 1,580 3 $500- $1000 Deductible 390 3 Wood siding yes
1967 310,000 Composition Roof 1,580 5 $500- $1000 Deductible 370 3 Brick siding yes
1963 420,000 Slate Shingles Roof 1,770 3 > $10,000 Deductible 280 4 Fiber-Cement Siding yes
1999 285,000 Composition Roof 1,670 4 $1000-$2500 Deductible 580 8 Stucco siding No
2003 680,000 Composition Roof 3,820 5 $500- $1000 Deductible 700 2 Stucco siding yes
2009 345,000 Wood Shake Roof 1,620 4 $500 Deductible 1180 8 Stone Siding No
1981 475,000 Tile Roof 2,210 5 $5000 to $10,000 Deductible 1160 7 Wood siding No
1961 315,000 Asphalt Shingles Roof 1,700 5 $2500-$5000 Deductible 970 9 Stucco siding yes
1971 640,000 Tile Roof 3,010 5 $5000 to $10,000 Deductible 1180 7 Wood siding yes
1966 540,000 Asphalt Shingles Roof 3,320 5 $2500-$5000 Deductible 1190 9 Stone Siding No