Stuart Insurance Rates:

Stuart, FL homeowners insurance is approximately $1,018 to $1,386, about $84-$115/month. Our exhaustive research shows customers can save as much as $480 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
I like my insurance agent in general. she is very nice and takes her personal time to follow up with any unanswered questions.
State Farm
As if now i am not making a steady income, so they're rates are a little high for me as of right now.
Assurant Specialty Property
On top of basic insurance, they also provide various other extra protection if you so desire. some examples of these are; pet damage, sewer or drain backup and even identity fraud protection.
Assurant Specialty Property
Customer service is awful! They don't care and they tell you to read this and that. They could for sure do better training with people or find a new crew.
Progressive
Honestly, I am not sure how it compares to other companies. We have had USAA for so long that I haven't bothered to check other companies.
Usaa
USAA's website is pretty easy to operate through and doesn't have a lot of distractions in it. It doesn't try to get us to sign up for other services but provides what we ask for.

Stuart, FL Homeowners Insurance By Home Value

Stuart, FL Home Value Total Homes % of Total Average Stuart, FL Homeowners Insurance
Less than $50,000 1,610 9.0% $132
$50,000 to $59,999 665 3.0% $288
$60,000 to $69,999 534 3.0% $348
$70,000 to $79,999 562 3.0% $408
$80,000 to $89,999 793 4.0% $456
$90,000 to $99,999 364 2.0% $516
$100,000 to $124,999 1,297 7.0% $601
$125,000 to $149,999 1,216 7.0% $757
$150,000 to $174,999 1,792 10.0% $889
$175,000 to $199,999 1,077 6.0% $1021
$200,000 to $249,999 2,257 13.0% $1238
$250,000 to $299,999 1,946 11.0% $1514
$300,000 to $399,999 2,744 16.0% $1923

Top Home Insurance Agents Near Stuart, FL

Home Insurance Company Near Stuart, FL Homeowners Insurance Agency Near Stuart, FL Address
NA Universal Condominium Insurance 2801 Ocean Dr Ste 300 Vero Beach, Vero Beach, FL, 32963
NA D.A. Young Insurance Agency 1680 Sw Bayshore Blvd #229 Port Saint Lucie, Port St. Lucie, FL, 34984
Travelers Best Of Florida Insurance Corp 10546 S Federal Highway Port St. Lucie, Port St. Lucie, FL, 34952
Liberty Mutual Independent Evergreen Insurance 583 105TH AVE N STE 2, ROYAL PALM BEACH, FL, 33411
Travelers Rivard Insurance Agency Inc 1014 GATEWAY BLVD STE 107, BOYNTON BEACH, FL, 33426

Cost Of Homeowners Insurance By Street Near Stuart, FL

Streets in Stuart Area Homeowners Insurance Cost
SE Starfish Ln, NE Church St, NE Holly Ter, NE Palmetto Dr, SW Mayacoo Way, NE Pecos Way, NW North River Dr, NE Carroll Ct, NE 23rd Ave, SW Avila Ct$1,273
NE Orange Ave, SW Saint Lucie Cres, SW 29th St, SE 10th St, SE Egret Pl, NE Alice St, SW Elk River Ct, NE Heather Ct, Sapphire Way, Monarch Club Dr$1,137
County Line Rd, SW Holly Dale Way, NE Hickory Ave, SW Winnachee Dr, NE Haven Ln, SE Weir St, 22nd Dr, SE Alhambra St, Bayberry Ct, SW Oak Ridge Rd$1,283
SE 12th St, SW Naomi St, SW Amelia Dr, NE Country Way, NE 7th Ave, NE 18th Ave, NW Sassafras Ter, SE Luckhardt St, SE Jillanne Dr, NE Tropical Way$1,192
SW 38th St, Cocoa Dr, SW Sailfish Dr, SW Greenwich Way, Lil Bit Ln, Hickory Ridge Ave, NE Yorkshire Ln, Miracle Way, NW Australian St, NW 12th Ter$1,166
NE Pop Tilton Pl, SW Turtle Shell Ln, SE 5th St, Palm Rd, Rigels Cove Way, SW Summer Ave, NE Pineapple Ave, SW 15th Ter, SW Egret Pond Ter, NW 13th Ter$1,302
NE Jeannette Dr, SW Sunset Trace Cir, SE Contractors Way, NE 19th Ct, SE Wayne Dr, SE Seville St, SE Riverside Dr, Vista Ave, NE Ridge Ave, SE Veterans Ave$1,119
SW Bessy Creek Trl, SW Leather Fern Way, SE Christie Way, SW Longwood Dr, NE Lark Ave, NE 22nd Ave, SE Monterey Commons Blvd, Ridgewood Pl, NE Ginger Ter, NE County Line Rd$1,193
NE 13th Ter, SW Willowbend Ln, NW Crescent Dr, SW 27th St, NE Lorraine Cir, SE Venetia Ct, SW Sand Trl, SW Winston Ave, SE Church St, SW St Lucie Ave$1,239
SW Butterfly Ln, SE Aviation Way, NE Timberlane Ct, SW Sawgrass Way, SW Saint Lucie Ln, SE Sedona Cir, SE Edgewood Dr, NW Treasure Rd, SW Poplar Ct, SE Pelican Dr$1,154

Stuart, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Stuart$179 to $181
Sewall's Point$216
Rio$174
Ocean Breeze Park$163

Stuart, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Sewall's Point town, Florida $216 $288 $432
Rio CDP, Florida $175 $233 $350
Ocean Breeze Park town, Florida $164 $218 $327

Stuart, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Stuart, FL5.3%18.6%
Sewall's Point3.72%12.18%
Rio7.56%17.62%
Ocean Breeze Park11.06%22.94%

Stuart Renters Insurance as a Percentage of Rent

Stuart Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 100 1.0% $778
$300 to $499 279 4.0% $1228
$500 to $749 1,277 18.0% $1903
$750 to $999 2,028 29.0% $2653
$1,000 to $1,499 2,438 35.0% $3778
$1,500 or more 728 10.0% $5428

Average Cost Of Home Insurance By Company In Areas Nearby Stuart For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO American Traditions Insurance $5,132
150,000 27 NO Asi Preferred Insurance $4,572
150,000 27 NO Castle Key Indemnity Company Insurance $5,421
150,000 27 NO Citizens Property Insurance $6,487
150,000 27 NO Florida Farm Bureau Casualty Insurance $6,294
150,000 27 NO Safeway Property Insurance $5,071
150,000 27 NO Southern Oak Insurance $4,537
150,000 27 NO St. Johns Insurance $4,656
150,000 27 NO Tower Hill Prime Insurance $4,281
150,000 27 YES Citizens Property Insurance $1,694
150,000 27 YES Federated National Insurance $1,475
150,000 27 YES First Community Insurance $2,436
150,000 27 YES First Protective Insurance $1,231
150,000 27 YES Liberty Mutual Fire Insurance $2,294
150,000 27 YES St. Johns Insurance $1,774
150,000 27 YES Stillwater Property And Casualty Insurance $1,954
300,000 12 NA American Integrity Insurance $3,670
300,000 12 NA Auto Club Insurance $3,402
300,000 12 NA Federated National Insurance $2,940
300,000 12 NA Security First Insurance $4,723

Stuart, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,100$5,100
Yearly Stuart Homeowner Insurance Premium Example $3,400$2,600
Out of Pocket Expense During Claim$1,100$5,100
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $21,500$20,700
Net Savings to Stuart Home Owner from High Deductible Plan $800

Stuart, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Stuart, FL Home Replacement Value MORE than Home Value Stuart, FL Home Replacement Value LESS than Home Value
Replacement Value $355,000 $243,500
Insurance Premium based on Replacement Value $6,425 $4,400
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $65,000 Risk Exposure from Under Insuring Coverage is $46,500
Premium Impact Insurance cheaper by $850/year Insurance costlier by $1,175/year

Example Stuart Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersState FarmAllstate
Monthly Premium 617801196
Year Built 201219892003
Home Details 4 Beds, 1 Baths5 Beds, 3 Baths3 Beds, 2 Baths
Coverage Amount $300000-$350000$500000-$600000$175000-$200000
Deductible $500 Deductible$500- $1000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Stuart, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1985 290,000 Slate Shingles Roof 2,150 5 > $10,000 Deductible 1060 3 Wood siding yes
2002 145,000 Shingles Roof 1,250 2 $500 Deductible 760 3 Wood siding yes
2003 250,000 Composition Roof 2,370 3 > $10,000 Deductible 1130 5 Stucco siding No
1997 175,000 Membrane Roof 1,720 2 $5000 to $10,000 Deductible 2220 8 Vinyl siding No
2013 130,000 Asphalt Shingles Roof 1,140 2 $500- $1000 Deductible 860 3 Vinyl siding yes
2012 200,000 Metal Roof 1,740 3 $500 Deductible 2980 7 Vinyl siding No
2014 265,000 Metal Roof 2,220 3 $1000-$2500 Deductible 3480 9 Wood siding yes
1980 380,000 Wood Shake Roof 3,670 5 > $10,000 Deductible 2650 6 Wood siding yes
1985 175,000 Membrane Roof 1,730 2 $1000-$2500 Deductible 510 2 Brick siding yes
2012 420,000 Shingles Roof 3,600 5 > $10,000 Deductible 2040 5 Wood siding yes
2008 280,000 Tile Roof 1,950 3 $2500-$5000 Deductible 3120 10 Fiber-Cement Siding yes
1998 205,000 Composition Roof 1,690 3 $5000 to $10,000 Deductible 1860 10 Wood siding No
2007 320,000 Composition Roof 2,420 5 $1000-$2500 Deductible 5290 10 Vinyl siding yes
2007 200,000 Asphalt Shingles Roof 1,640 2 $500- $1000 Deductible 1180 4 Stone Siding yes
2003 125,000 Slate Shingles Roof 1,060 2 $500 Deductible 200 1 Wood siding No
1991 180,000 Tile Roof 1,420 3 $500- $1000 Deductible 1850 6 Fiber-Cement Siding yes
1988 235,000 Composition Roof 1,720 4 $500- $1000 Deductible 460 1 Fiber-Cement Siding No
2006 560,000 Metal Roof 4,010 5 $1000-$2500 Deductible 1680 2 Brick siding No
1991 545,000 Shingles Roof 4,960 5 $5000 to $10,000 Deductible 8100 12 Vinyl siding No