Struthers Insurance Rates:

Struthers, OH homeowners insurance is approximately $571 to $776, about $47-$64/month. Our thorough guide shows customers can save upto $269 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Struthers, OH Homeowners Insurance By Home Value

Struthers, OH Home Value Total Homes % of Total Average Struthers, OH Homeowners Insurance
Less than $50,000 506 16.0% $222
$50,000 to $59,999 366 11.0% $471
$60,000 to $69,999 551 17.0% $586
$70,000 to $79,999 355 11.0% $674
$80,000 to $89,999 443 14.0% $761
$90,000 to $99,999 329 10.0% $855
$100,000 to $124,999 233 7.0% $990
$125,000 to $149,999 62 1.0% $1240
$150,000 to $174,999 120 3.0% $1462
$200,000 to $249,999 64 2.0% $2035
$250,000 to $299,999 67 2.0% $2487

Top Home Insurance Agents Near Struthers, OH

Home Insurance Company Near Struthers, OH Homeowners Insurance Agency Near Struthers, OH Address
Travelers C Jarvis Insurance Agency Inc 33755 STATION ST, SOLON, OH, 44139
State Farm Mark Hasson 362 Pittsburgh Circle, Ellwood City, PA, 16117-2142
Travelers Mccamon-Hunt Insurance Agency Inc 8150 Market St , Boardman, OH, 44512
Allstate Minor Insurance 1007 Franklin St, Toronto, OH, 43964
Travelers Russell B Canan Agency Inc 1607 STATE ST W, NEW CASTLE, PA, 16101

Cost Of Homeowners Insurance By Street Near Struthers, OH

Streets in Struthers Area Homeowners Insurance Cost
Herman St, E Washington St, McClure St, 7th St, Hopewell Dr, Chestnut St, Rocky Ledge Dr, Perry St, Columbus St, Elm Ct$667
Katherine St, Coy St, Stewart, Jackson St, Runge Ave, Clingan Rd, Walton St, Henry Dr, Euclid Ave, E Oakland Blvd$667
E Faith St, Snyder Ave, 11th St, Riffle St, Yellow Creek Cir, Narcissa St, N Bridge St, Marion St, Heights Ave, Hawthorne St$670
Reed St, Morrison St, Deer Creek Dr, Argonne Ave, Moore St, Lincoln St, Argonne St, Harding Dr, Terrace St, Oakview Ave$664
State St, Youngstown Lowellville Rd, Victor Ave, Edison Ave, Euclid Ave, Riley Ave, Forest Creek Dr, Woodbine Ave, Frank Ave, Ridgeway St$674

Struthers, OH Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Struthers$100 to $103
Campbell$100
Poland$108
Lowellville$101

Struthers, OH Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Campbell city, Ohio $101 $134 $201
Poland township, Mahoning County, Ohio $108 $144 $216
Lowellville village, Ohio $101 $135 $203

Struthers, OH Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Struthers, OH6.4%15.5%
Campbell6.44%15.09%
Poland4.26%11.99%
Lowellville6.08%16.69%

Struthers Renters Insurance as a Percentage of Rent

Struthers Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 38 3.0% $817
$300 to $499 178 15.0% $1267
$500 to $749 583 51.0% $1942
$750 to $999 297 26.0% $2692
$1,000 to $1,499 33 2.0% $3817

Struthers, OH Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$2,600
Yearly Struthers Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$1,600$2,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,200$6,600
Net Savings to Struthers Home Owner from High Deductible Plan $600

Struthers, OH Home Insurance Costs With Home Replacement Value Scenarios

Scenario Struthers, OH Home Replacement Value MORE than Home Value Struthers, OH Home Replacement Value LESS than Home Value
Replacement Value $72,000 $42,500
Insurance Premium based on Replacement Value $350 $200
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $15,500 Risk Exposure from Under Insuring Coverage is $14,000
Premium Impact Insurance cheaper by $75/year Insurance costlier by $75/year

Example Struthers Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company American Family InsuranceNationwide InsuranceLiberty Mutual
Monthly Premium 2334103
Year Built 196019771942
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 3 Baths
Coverage Amount $75000-$100000$100000-$125000$300000-$350000
Deductible $1000-$2500 Deductible$1000-$2500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Struthers, OH from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1963 180,000 Slate Shingles Roof 3,080 5 $500- $1000 Deductible 460 9 Stucco siding yes
1949 205,000 Slate Shingles Roof 2,890 4 > $10,000 Deductible 210 5 Wood siding yes
1964 135,000 Membrane Roof 1,910 3 $500- $1000 Deductible 470 12 Stone Siding No
1970 145,000 Composition Roof 2,160 3 $500 Deductible 40 1 Vinyl siding No
1947 210,000 Asphalt Shingles Roof 3,050 4 > $10,000 Deductible 300 10 Brick siding yes
1963 120,000 Metal Roof 1,750 3 $500- $1000 Deductible 290 7 Wood siding yes
1978 90,000 Slate Shingles Roof 1,700 5 $500- $1000 Deductible 280 8 Stone Siding No
1948 155,000 Tile Roof 2,710 4 $5000 to $10,000 Deductible 200 6 Wood siding yes
1940 90,000 Wood Shake Roof 1,670 3 $2500-$5000 Deductible 170 10 Brick siding yes
1962 95,000 Tile Roof 1,850 5 $1000-$2500 Deductible 30 1 Stucco siding yes
1970 190,000 Wood Shake Roof 2,880 4 $2500-$5000 Deductible 640 12 Brick siding No
1949 95,000 Wood Shake Roof 1,510 3 $500 Deductible 30 1 Brick siding No
1948 140,000 Tile Roof 2,290 5 $2500-$5000 Deductible 520 12 Fiber-Cement Siding No
1949 125,000 Asphalt Shingles Roof 2,280 3 $500 Deductible 180 6 Fiber-Cement Siding yes
1945 125,000 Asphalt Shingles Roof 1,770 3 $2500-$5000 Deductible 130 5 Brick siding No
1965 135,000 Slate Shingles Roof 1,970 3 $500- $1000 Deductible 610 12 Vinyl siding No
1942 160,000 Wood Shake Roof 2,600 4 $5000 to $10,000 Deductible 70 3 Stone Siding No
1961 150,000 Shingles Roof 2,560 4 $500 Deductible 500 7 Stone Siding yes
1943 130,000 Asphalt Shingles Roof 2,070 4 $500 Deductible 590 12 Stone Siding yes
1948 85,000 Asphalt Shingles Roof 1,590 3 $500- $1000 Deductible 150 5 Vinyl siding yes
1977 260,000 Shingles Roof 4,450 5 > $10,000 Deductible 380 10 Brick siding No
1972 120,000 Membrane Roof 1,850 3 $2500-$5000 Deductible 30 1 Stone Siding No
1975 200,000 Wood Shake Roof 2,840 4 > $10,000 Deductible 220 6 Fiber-Cement Siding yes
1945 220,000 Metal Roof 4,640 5 > $10,000 Deductible 310 10 Vinyl siding No
1968 85,000 Tile Roof 1,520 3 $1000-$2500 Deductible 240 12 Wood siding yes
1941 230,000 Shingles Roof 3,230 4 $500 Deductible 350 5 Stone Siding No
1949 100,000 Membrane Roof 1,540 3 $1000-$2500 Deductible 270 8 Brick siding No
1947 210,000 Asphalt Shingles Roof 3,150 4 > $10,000 Deductible 260 7 Stone Siding No
1964 235,000 Composition Roof 4,100 5 $2500-$5000 Deductible 180 3 Fiber-Cement Siding yes
1963 150,000 Composition Roof 2,580 4 $500 Deductible 230 4 Wood siding yes
1942 115,000 Tile Roof 1,680 3 $2500-$5000 Deductible 110 7 Wood siding yes
1975 165,000 Metal Roof 2,550 4 $5000 to $10,000 Deductible 140 5 Vinyl siding yes
1961 235,000 Shingles Roof 4,130 5 $5000 to $10,000 Deductible 340 7 Brick siding yes
1969 130,000 Tile Roof 2,200 3 $2500-$5000 Deductible 80 3 Fiber-Cement Siding yes