Strathmore Insurance Rates:

Strathmore, CA homeowners insurance is about $499 to $693, about $41-$57/month. Our thorough guide shows customers can save upto $238 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Strathmore, CA Homeowners Insurance By Home Value

Strathmore, CA Home Value Total Homes % of Total Average Strathmore, CA Homeowners Insurance
Less than $50,000 60 5.0% $77
$50,000 to $59,999 42 4.0% $167
$60,000 to $69,999 44 4.0% $208
$70,000 to $79,999 51 4.0% $244
$80,000 to $89,999 43 4.0% $274
$90,000 to $99,999 14 1.0% $310
$100,000 to $124,999 87 8.0% $358
$125,000 to $149,999 166 15.0% $447
$150,000 to $174,999 83 7.0% $531
$175,000 to $199,999 31 2.0% $614
$200,000 to $249,999 144 13.0% $734
$250,000 to $299,999 108 10.0% $901
$300,000 to $399,999 165 15.0% $1146

Top Home Insurance Agents Near Strathmore, CA

Home Insurance Company Near Strathmore, CA Homeowners Insurance Agency Near Strathmore, CA Address
Farmers Christina Miceli 268 W Olive Ave Ste B, Porterville, CA, 93257
State Farm Justin Mosley 991 N Blackstone St, Tulare, CA, 93274-7377
Travelers Nse Insurance Agencies Inc 160 SOUTH D ST, EXETER, CA, 93221
Travelers Tolman & Wiker Insurance Services Llc 5001 CALIFORNIA ST STE 150, BAKERSFIELD, CA, 93309
Travelers William Ritchey Insurance Agency 617 MAIN ST, DELANO, CA, 93215

Cost Of Homeowners Insurance By Street Near Strathmore, CA

Streets in Strathmore Area Homeowners Insurance Cost
Ave 192, Olive Dr, Wallace Rd, W Mountain View Ave, 6th Ave, N Lime St, Ave 178, Rd 202, Burns Dr, H Ave$592
Rockford Ave, Taylor Rd, Ave 182, Fifth Standard Paralell S, Ave 200, Heber Ave, L Ave, Co Hwy J-27, R Ave, Orange Belt Dr$601
B Ave, Rd 250, Ave 202, Lawson Dr, Jarrard Ave, Ave 190, Rd 246, Co Rd J28, Richardson Rd, Rd 231$588
S Strathmore Ave, Ave 188, Bishop Ave, T Ave, Oklahoma Ave, Ward Ave, Strathmore Rd, Ave 164, Rd 243, Rd 222$589
Guthrie Ct, 5th Ave, K Ave, Frazier Hwy, Rd 230, Ave 180, 198th Ave, C Ave, D Ave, Westwood St$596

Strathmore, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Strathmore$88 to $90
Plainview$87
Lindsay$88
Exeter$89

Strathmore, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Plainview CDP, California $73 $97 $145
Lindsay CCD, Tulare County, California $74 $99 $148
Poplar-Cotton Center CDP, California $74 $98 $147

Strathmore, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Strathmore, CA4.1%17.6%
Plainview5.09%19.49%
Lindsay3.91%14.22%
Poplar-Cotton Center5.74%19.07%

Strathmore Renters Insurance as a Percentage of Rent

Strathmore Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 10 1.0% $351
$300 to $499 142 15.0% $1251
$500 to $749 312 35.0% $1926
$750 to $999 143 16.0% $2676
$1,000 to $1,499 198 22.0% $3801
$1,500 or more 83 9.0% $5451

Average Cost Of Home Insurance By Company In Areas Nearby Strathmore For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
150000250NewAmerican Security374
150000500NewUSAA337
1500005001-3 YearsUniversal North America324
1500005004-6 YearsMercury Ins Group340
1500005004-6 YearsUnigard Group508
15000050041-70 YearsChubb/Federal758
200000500NewPrivilege Underwriters Exch1002
2000005001-3 YearsMetropolitan Direct480
2000005001-3 YearsQBE (Balboa)578
20000050016-25 YearsHartford (Sentinel)1017
20000050041-70 YearsAmica Mutual918
2500001000NewCalifornia Capital377
25000010001-3 YearsForemost Insurance855
250000100016-25 YearsTravelers578
250000100041-70 YearsGeneral Ins739
250000100041-70 YearsHomesite931
250000500NewUnigard Group612
2500005001-3 YearsBankers Standard1939
2500005001-3 YearsFirst American Ins576
2500005007-15 YearsAIG Prop Cas1095

Strathmore, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$2,600
Yearly Strathmore Homeowner Insurance Premium Example $1,200$800
Out of Pocket Expense During Claim$600$2,600
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $9,000$8,200
Net Savings to Strathmore Home Owner from High Deductible Plan $800

Strathmore, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Strathmore, CA Home Replacement Value MORE than Home Value Strathmore, CA Home Replacement Value LESS than Home Value
Replacement Value $218,500 $131,000
Insurance Premium based on Replacement Value $575 $350
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $51,000 Risk Exposure from Under Insuring Coverage is $36,500
Premium Impact Insurance cheaper by $100/year Insurance costlier by $125/year

Example Strathmore Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmLiberty MutualGEICO Insurance
Monthly Premium 4078111
Year Built 197320021944
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 4 Baths
Coverage Amount $125000-$150000$350000-$400000$400000-$500000
Deductible $500 Deductible$500- $1000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Strathmore, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2002 340,000 Asphalt Shingles Roof 3,000 4 $2500-$5000 Deductible 590 9 Stucco siding yes
1946 285,000 Composition Roof 2,910 5 $500 Deductible 440 6 Vinyl siding No
1983 110,000 Membrane Roof 1,230 3 $2500-$5000 Deductible 90 6 Vinyl siding yes
1970 190,000 Tile Roof 2,020 5 $500- $1000 Deductible 180 4 Brick siding No
2005 205,000 Composition Roof 2,170 5 > $10,000 Deductible 20 1 Brick siding No
1966 240,000 Tile Roof 2,160 4 $1000-$2500 Deductible 210 5 Fiber-Cement Siding No
2007 160,000 Shingles Roof 1,290 3 $500- $1000 Deductible 40 1 Stone Siding yes
2005 220,000 Slate Shingles Roof 1,930 4 $500- $1000 Deductible 540 10 Stucco siding No
1982 200,000 Asphalt Shingles Roof 2,150 3 $500- $1000 Deductible 430 10 Stucco siding yes
1947 305,000 Shingles Roof 3,070 4 $1000-$2500 Deductible 270 5 Wood siding yes
1944 210,000 Asphalt Shingles Roof 2,000 5 $1000-$2500 Deductible 170 4 Brick siding No
1998 285,000 Composition Roof 2,830 4 $5000 to $10,000 Deductible 340 7 Stucco siding No
2006 450,000 Shingles Roof 4,760 5 $2500-$5000 Deductible 850 7 Wood siding No
1947 390,000 Membrane Roof 3,620 5 $2500-$5000 Deductible 280 6 Stone Siding No
1949 325,000 Tile Roof 3,050 4 $500 Deductible 220 3 Stucco siding yes
1993 230,000 Shingles Roof 2,660 4 $500 Deductible 540 9 Stone Siding yes
1984 260,000 Metal Roof 2,290 5 $500- $1000 Deductible 220 3 Brick siding yes
1965 390,000 Metal Roof 3,520 5 $500 Deductible 360 4 Fiber-Cement Siding yes
1986 425,000 Membrane Roof 3,510 5 $5000 to $10,000 Deductible 290 6 Wood siding No
2001 190,000 Composition Roof 1,930 4 $1000-$2500 Deductible 640 12 Vinyl siding No
1998 225,000 Asphalt Shingles Roof 2,110 5 $5000 to $10,000 Deductible 160 5 Brick siding yes
2009 420,000 Slate Shingles Roof 3,870 5 $2500-$5000 Deductible 660 8 Stucco siding No
1942 420,000 Wood Shake Roof 3,910 5 $500- $1000 Deductible 160 2 Stone Siding yes
1986 265,000 Composition Roof 2,910 5 $500 Deductible 500 7 Wood siding yes
1975 130,000 Composition Roof 1,210 3 $1000-$2500 Deductible 160 7 Vinyl siding No
1968 150,000 Asphalt Shingles Roof 1,500 3 $2500-$5000 Deductible 250 10 Wood siding yes
1969 340,000 Asphalt Shingles Roof 2,850 5 $1000-$2500 Deductible 370 4 Fiber-Cement Siding No
1979 230,000 Metal Roof 2,190 5 $2500-$5000 Deductible 560 10 Stone Siding yes
1961 285,000 Asphalt Shingles Roof 3,030 4 $5000 to $10,000 Deductible 80 2 Vinyl siding No
1996 285,000 Metal Roof 3,120 4 $5000 to $10,000 Deductible 160 5 Stucco siding No
1982 180,000 Membrane Roof 1,480 3 $1000-$2500 Deductible 30 1 Vinyl siding No
1990 165,000 Membrane Roof 1,620 3 $1000-$2500 Deductible 300 8 Stone Siding yes
1960 155,000 Membrane Roof 1,620 4 $5000 to $10,000 Deductible 140 6 Wood siding No
2001 210,000 Asphalt Shingles Roof 1,960 4 $500 Deductible 210 4 Wood siding No