Stratham Insurance Rates:

Stratham, NH homeowners insurance is about $635 to $869, about $52-$72/month. Our extensive guide indicates shoppers can save upto $300 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Stratham, NH Homeowners Insurance By Home Value

Stratham, NH Home Value Total Homes % of Total Average Stratham, NH Homeowners Insurance
Less than $50,000 29 2.0% $45
$80,000 to $89,999 14 1.0% $157
$125,000 to $149,999 26 1.0% $263
$150,000 to $174,999 115 8.0% $308
$175,000 to $199,999 105 8.0% $360
$200,000 to $249,999 155 11.0% $428
$250,000 to $299,999 188 14.0% $526
$300,000 to $399,999 659 50.0% $669

Top Home Insurance Agents Near Stratham, NH

Home Insurance Company Near Stratham, NH Homeowners Insurance Agency Near Stratham, NH Address
NA Duffy Insurance Agency Inc 317 Broadway , Lynn, MA, 1904
Travelers Cross Insurance 181 ELM ST, BIDDEFORD, ME, 4005
State Farm Dan Bantham 289 Daniel Webster Highway, Merrimack, NH, 03054-4472
Allstate John Fay PO Box 133, Deerfield, NH, 3037
Travelers Schmid Insurance Agency Inc 433 US ROUTE 1, YORK, ME, 3909

Cost Of Homeowners Insurance By Street Near Stratham, NH

Streets in Stratham Area Homeowners Insurance Cost
Iris Dr, Turnberry Rd, Fifield Ln, Blossom Ln, Linda Ln, Frying Pan Ln, Scamman Rd, French Ln, Lamington Pl, Benjamin Rd$750
Chapman Rd, Oak Ln, Shannon Dr, Gifford Farm Rd, Holmgreen Ct, Meadowview Ln, Long Hill Rd, Balsam Way, Hillcrest Rd, Stratham Ln$747
Butterfield Rd, Patriots Rd, Balmoral Condos, Drumlin Rd, Mark Ave, Raeder Dr, Winterberry Ln, Dumbarton Oaks, Lockerbie Ln, Cortland Ave$756
Seavey Pasture, Whittaker Dr, Sandy Point Rd, Dundee Cir, Holmgren Rd, Balmoral Dr, Williams Cir, Beech Ct, Aberdeen Dr, Jewett Ln$751
Shirley Ln, Thornhill Rd, Lovell Rd, Willowbrook Ave, Boatclub Dr, Peninsula Dr, Crockett's Way, Tansy Ave, Jason Dr, Stonewall Way$746

Stratham, NH Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Stratham$111 to $113
Greenland$112
Exeter$107
Newfields$113

Stratham, NH Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Greenland town, Rockingham County, New Hampshire $113 $150 $225
Exeter town, Rockingham County, New Hampshire $107 $142 $213
Newfields town, Rockingham County, New Hampshire $113 $151 $227

Stratham, NH Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Stratham, NH2.5%6.3%
Greenland2.61%7.46%
Exeter2.61%7.2%
Newfields2.25%7.03%

Stratham Renters Insurance as a Percentage of Rent

Stratham Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$750 to $999 13 5.0% $2633
$1,000 to $1,499 168 66.0% $3758
$1,500 or more 72 28.0% $5408

Stratham, NH Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$2,400
Yearly Stratham Homeowner Insurance Premium Example $1,600$1,400
Out of Pocket Expense During Claim$1,400$2,400
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $14,200$13,600
Net Savings to Stratham Home Owner from High Deductible Plan $600

Stratham, NH Home Insurance Costs With Home Replacement Value Scenarios

Scenario Stratham, NH Home Replacement Value MORE than Home Value Stratham, NH Home Replacement Value LESS than Home Value
Replacement Value $444,500 $308,000
Insurance Premium based on Replacement Value $2,050 $1,425
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $82,000 Risk Exposure from Under Insuring Coverage is $54,500
Premium Impact Insurance cheaper by $250/year Insurance costlier by $375/year

Example Stratham Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualNationwide InsuranceChubb Group of Insurance
Monthly Premium 128150156
Year Built 201119941987
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 4 Baths
Coverage Amount $350000-$400000$500000-$600000$500000-$600000
Deductible $1000-$2500 Deductible$2500-$5000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Stratham, NH from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1987 360,000 Composition Roof 1,810 3 $500- $1000 Deductible 780 7 Vinyl siding yes
1990 200,000 Asphalt Shingles Roof 1,230 3 $500- $1000 Deductible 640 9 Wood siding yes
1994 240,000 Wood Shake Roof 1,410 3 $500 Deductible 300 4 Vinyl siding No
2011 730,000 Slate Shingles Roof 4,240 5 $500 Deductible 2500 10 Stone Siding No
2000 390,000 Membrane Roof 2,370 3 $5000 to $10,000 Deductible 860 9 Brick siding No
2002 805,000 Shingles Roof 3,930 5 $1000-$2500 Deductible 770 3 Wood siding No
1990 680,000 Asphalt Shingles Roof 3,260 4 $500 Deductible 230 1 Stone Siding No
2011 300,000 Membrane Roof 1,340 3 $2500-$5000 Deductible 540 5 Stone Siding yes
2011 745,000 Composition Roof 3,340 4 $1000-$2500 Deductible 320 1 Vinyl siding No
1987 315,000 Membrane Roof 1,770 3 $500 Deductible 230 2 Wood siding yes
1992 530,000 Metal Roof 2,510 4 $500 Deductible 1590 6 Stone Siding No
2008 495,000 Wood Shake Roof 2,230 4 $5000 to $10,000 Deductible 980 8 Fiber-Cement Siding yes
1990 365,000 Membrane Roof 1,860 4 $500 Deductible 970 8 Stone Siding No
2014 380,000 Asphalt Shingles Roof 2,110 3 $1000-$2500 Deductible 950 9 Wood siding yes
2005 380,000 Metal Roof 2,330 4 $500- $1000 Deductible 1200 7 Wood siding yes
2011 495,000 Tile Roof 3,200 4 $1000-$2500 Deductible 1310 9 Vinyl siding yes
2006 305,000 Tile Roof 1,360 3 $500 Deductible 1020 9 Fiber-Cement Siding yes
1999 240,000 Slate Shingles Roof 1,480 3 $500 Deductible 1010 12 Vinyl siding No
1989 335,000 Metal Roof 1,600 5 $5000 to $10,000 Deductible 90 1 Vinyl siding yes
1986 515,000 Tile Roof 2,380 5 $500 Deductible 1180 7 Stucco siding yes
2004 300,000 Shingles Roof 1,610 3 $1000-$2500 Deductible 170 2 Stucco siding yes
1995 315,000 Slate Shingles Roof 1,420 3 $500- $1000 Deductible 860 9 Stucco siding yes
2011 635,000 Membrane Roof 3,490 5 $2500-$5000 Deductible 410 2 Vinyl siding yes
1981 605,000 Shingles Roof 2,930 4 $1000-$2500 Deductible 1190 6 Brick siding yes
2012 395,000 Asphalt Shingles Roof 1,990 5 $2500-$5000 Deductible 910 10 Stone Siding No
2006 285,000 Asphalt Shingles Roof 1,420 3 $500- $1000 Deductible 380 3 Stucco siding yes
2012 470,000 Wood Shake Roof 2,970 4 $2500-$5000 Deductible 2020 10 Brick siding yes
1986 415,000 Wood Shake Roof 2,270 3 $1000-$2500 Deductible 580 4 Vinyl siding yes