Strasburg Insurance Rates:

Strasburg, VA homeowners insurance is about $616 to $845, about $51-$70/month. Our detailed guide reveals consumers can save as much as $292 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Strasburg, VA Homeowners Insurance By Home Value

Strasburg, VA Home Value Total Homes % of Total Average Strasburg, VA Homeowners Insurance
Less than $50,000 43 2.0% $87
$90,000 to $99,999 45 2.0% $335
$100,000 to $124,999 125 8.0% $386
$125,000 to $149,999 134 8.0% $489
$150,000 to $174,999 202 13.0% $576
$175,000 to $199,999 220 14.0% $671
$200,000 to $249,999 313 20.0% $803
$250,000 to $299,999 261 17.0% $985
$300,000 to $399,999 166 11.0% $1248

Top Home Insurance Agents Near Strasburg, VA

Home Insurance Company Near Strasburg, VA Homeowners Insurance Agency Near Strasburg, VA Address
Nationwide Cynthia A Hinkle Agency 701 N Main St, Moorefield, WV, 26836-1101
Allstate Gary Kelley 724 Lakeview Dr, Martinsburg, WV, 25401
Erie Hammer Insurance Agency Inc. 611 S 3rd Street, Shenandoah, VA, 22849
Allstate Jennifer Brady Smith 126 Creekside Ln, Winchester, VA, 22602
Erie The Mccartney Insurance Group Llc 108 W Washington Street Suite 204, Middleburg, VA, 20117

Cost Of Homeowners Insurance By Street Near Strasburg, VA

Streets in Strasburg Area Homeowners Insurance Cost
Lincoln St, Colley Block Rd, W Washington St, State Rte 786, Burgess St, Chester St, Lineburg Ln, Green Acre Dr, N Massanutten St, Breckenridge Ct$732
Tracy Dr, Greenleaf Rd, Ash St, E Maphis St, Waverly Dr, Laurie Dr, Mineral St, Koy Ct, State Rte 55, S Charles St$731
Funk Rd, Orchard St, Nature's Way Ln, Jenkins Ln, Racey Ln, Aileen Ave, Clary Rd, Franklin St, Newman St, Dellinger Dr$731
Spiker Ln, North St, State Rte 643, Company House Ln, Wise Ave, S Massanutten St, Frontier Fort la, Tumbling Run Ln, Pine Grove Rd, State Rte 635$733
Mumaw Rd, Settlers Way, Borden Mowery Dr, Beacon St, Stickley St, Old Factory Rd, Orndorff Rd, Lemley St, Branch St, Thompson St$729

Strasburg, VA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Strasburg$108 to $110
Middletown$108
Toms Brook$106
Fork$111

Strasburg, VA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Middletown town, Virginia $90 $120 $180
Toms Brook town, Virginia $89 $118 $177
Fork district, Warren County, Virginia $93 $124 $186

Strasburg, VA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Strasburg, VA4.1%16.5%
Middletown4.4%17.57%
Toms Brook5.14%12.78%
Fork3.63%16.36%

Strasburg Renters Insurance as a Percentage of Rent

Strasburg Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 131 9.0% $791
$300 to $499 50 3.0% $1241
$500 to $749 412 31.0% $1916
$750 to $999 242 18.0% $2666
$1,000 to $1,499 468 35.0% $3791

Strasburg, VA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$2,900
Yearly Strasburg Homeowner Insurance Premium Example $1,500$1,000
Out of Pocket Expense During Claim$900$2,900
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $9,900$8,900
Net Savings to Strasburg Home Owner from High Deductible Plan $1,000

Strasburg, VA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Strasburg, VA Home Replacement Value MORE than Home Value Strasburg, VA Home Replacement Value LESS than Home Value
Replacement Value $241,000 $162,500
Insurance Premium based on Replacement Value $1,175 $800
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $43,500 Risk Exposure from Under Insuring Coverage is $35,000
Premium Impact Insurance cheaper by $175/year Insurance costlier by $200/year

Example Strasburg Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceLiberty MutualAllstate
Monthly Premium 9454109
Year Built 194919902012
Home Details 3 Beds, 2 Baths2 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $200000-$250000$175000-$200000$250000-$300000
Deductible $1000-$2500 Deductible$1000-$2500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Strasburg, VA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1985 150,000 Membrane Roof 1,340 3 $1000-$2500 Deductible 90 2 Brick siding yes
2012 300,000 Metal Roof 2,200 4 $2500-$5000 Deductible 430 5 Fiber-Cement Siding No
1999 170,000 Metal Roof 1,320 2 $500 Deductible 660 9 Vinyl siding yes
1992 185,000 Membrane Roof 1,640 3 $1000-$2500 Deductible 410 7 Brick siding yes
2014 325,000 Wood Shake Roof 2,720 4 $5000 to $10,000 Deductible 710 9 Brick siding yes
2014 230,000 Tile Roof 1,880 3 $500 Deductible 840 9 Stucco siding No
1940 130,000 Metal Roof 1,260 3 $500 Deductible 200 4 Fiber-Cement Siding yes
1984 270,000 Membrane Roof 2,180 3 $1000-$2500 Deductible 200 2 Wood siding No
1980 180,000 Metal Roof 1,460 2 $500- $1000 Deductible 280 4 Stone Siding No
2013 200,000 Shingles Roof 1,530 2 $5000 to $10,000 Deductible 420 8 Vinyl siding No
1948 295,000 Shingles Roof 3,220 4 $500 Deductible 530 4 Vinyl siding No
1989 225,000 Composition Roof 2,030 3 $1000-$2500 Deductible 1010 12 Brick siding yes
2014 320,000 Shingles Roof 3,310 4 > $10,000 Deductible 360 5 Stone Siding yes
1992 225,000 Wood Shake Roof 2,080 3 $2500-$5000 Deductible 970 12 Vinyl siding No
2011 390,000 Shingles Roof 3,230 4 > $10,000 Deductible 670 8 Stucco siding yes
2012 230,000 Composition Roof 2,360 3 $500- $1000 Deductible 570 6 Fiber-Cement Siding yes
2011 210,000 Composition Roof 1,560 2 $2500-$5000 Deductible 610 9 Brick siding No
2014 330,000 Metal Roof 2,920 4 $500 Deductible 540 4 Vinyl siding No
1995 210,000 Composition Roof 1,660 3 $500 Deductible 570 6 Stone Siding No
1996 260,000 Metal Roof 2,380 3 > $10,000 Deductible 720 12 Fiber-Cement Siding yes
2012 190,000 Wood Shake Roof 1,720 3 $500 Deductible 470 5 Wood siding yes
1947 145,000 Composition Roof 1,440 3 $1000-$2500 Deductible 300 8 Brick siding yes
2010 265,000 Metal Roof 2,560 4 $500 Deductible 110 1 Wood siding No
1982 175,000 Metal Roof 1,570 3 $500 Deductible 80 1 Vinyl siding yes
1988 175,000 Wood Shake Roof 1,350 2 $2500-$5000 Deductible 610 12 Stone Siding No
1996 490,000 Shingles Roof 3,700 5 $5000 to $10,000 Deductible 1310 10 Vinyl siding No
1991 210,000 Wood Shake Roof 1,600 2 $5000 to $10,000 Deductible 220 4 Stucco siding No
1999 215,000 Composition Roof 1,600 2 $5000 to $10,000 Deductible 180 3 Wood siding No
1980 225,000 Shingles Roof 2,320 4 $5000 to $10,000 Deductible 490 8 Fiber-Cement Siding No
1949 435,000 Slate Shingles Roof 4,630 5 $500 Deductible 1650 9 Stucco siding No
2014 185,000 Asphalt Shingles Roof 2,030 5 $500- $1000 Deductible 280 4 Brick siding yes
1945 190,000 Asphalt Shingles Roof 1,430 3 $5000 to $10,000 Deductible 270 7 Brick siding yes
2013 215,000 Shingles Roof 1,730 2 $500- $1000 Deductible 220 3 Stucco siding No
1999 275,000 Shingles Roof 2,570 5 > $10,000 Deductible 490 9 Wood siding No