Stow Insurance Rates:

Stow, OH homeowners insurance is nearly $618 to $837, about $51-$69/month. Our complete analysis reveals consumers can save upto $290 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Metlife
They offer the same products as any other company so the would be rated average on this.
Auto Owners
They send too much paper mail. it would be nice to have more options for electronic billing and regular communication.
Geico
I also like that they have a good reputation as a company. they have lots of advertisements and everyone knows the company by name and they are known for having good service and good value.
Progressive
I don't like that my insurance company doesn't fully disclose what my home insurance actually covers by type of issue and deductible. my auto insurance breakdown is very clear so i'm not sure why it isn't the same way for my home insurance.
State Farm
I have never had a claim and only interact with the local agent.
State Auto
They've always been too great with communication and interaction with me. They understand how timid new homeowners can be.
Allstate
Easy to work with, good communication, payments are always credited to my account in a timely and prompt manner, professional.
American Strategic Insurance
I have had my policy on the house since I built it 37 years ago. The price of the policy has gone up minimally since that time
State Farm
I would definitely recommend them as they have always taken care of anything that has come up. They took care of my claim very quickly and there was no back and forth. Everything went just as explained in my policy.
State Farm
Managable rates. quick to answer a claim. rates didn't rise when we made a claim.
Grange Insurance
They offer all that we need and more. We are happy with the company because they are honest on what we actally need and do not try to upsell us all the time.
State Farm
Thankfully we have only had to deal with the insurance company one time but it was a very big problem we had. Our basement flooded because of a burst hot water heater.
Progressive
The company likes making a completely secure and well defined followup of its services to its customers.It a well defined company with competent workers.

Stow, OH Homeowners Insurance By Home Value

Stow, OH Home Value Total Homes % of Total Average Stow, OH Homeowners Insurance
Less than $50,000 264 2.0% $109
$70,000 to $79,999 219 2.0% $327
$80,000 to $89,999 163 1.0% $370
$90,000 to $99,999 309 3.0% $414
$100,000 to $124,999 976 10.0% $479
$125,000 to $149,999 1,380 15.0% $596
$150,000 to $174,999 1,959 21.0% $705
$175,000 to $199,999 1,283 13.0% $814
$200,000 to $249,999 1,491 16.0% $981
$250,000 to $299,999 701 7.0% $1199
$300,000 to $399,999 344 3.0% $1526

Top Home Insurance Agents Near Stow, OH

Home Insurance Company Near Stow, OH Homeowners Insurance Agency Near Stow, OH Address
NA Stockdale Insurance Agency 24600 Center Ridge Rd Ste 130, Westlake, OH, 44145
Travelers Classic Ins Agency Inc 1824 WHIPPLE AVE NW, CANTON, OH, 44708
Travelers Hylant Group Inc 6000 FREEDOM SQUARE DR STE 400, INDEPENDENCE, OH, 44131
Travelers Rocci Insurance Agency Inc 811 W. MAIN STREET, LOUISVILLE, OH, 44641
Allstate Sharon Ayers 8223 Brecksville Rd Ste 2, Brecksville, OH, 44141

Stow, OH Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Stow, OH

Streets in Stow Area Homeowners Insurance Cost
Robin Ln, Deauville Ave, Lafayette Cir, Waterford Cir, Tudor Ln, Millburn Ct, Gilbert Rd, Berry Hill, Forest Lake Ct, Elmhurst Dr$735
Powell Rd, Westport Cove, Bradley Woods, Crestdale Dr, Shelbourne, Woodlawn Cir, McCauley Rd, Surrey Hill Ln, Bryn Athen Dr, Brookside Rd$739
Westview Ln, Stockman Ct, Chickadee Cir, Charring Cross Dr, Seminole Cir, Darrow Lake Dr, Kempel Ln, Independence Cir, Ernlee Dr, Sedge Grass Trl$744
Villa Dr, McTaggart Rd, Gulfstream Cir, Stonebridge Xing, Paradise Dr, Carriage Way, Oak Rd, Sanford Ave, Dayton Ave, Pimlico Blvd$744
Serra Vista Dr, Daisy Hill, Frankie Ln, Crystal Cove Cir, Essex Ct, Hampton Cir, Vira Rd, Mohican Rd, Danforth Reserve, Marcella Ave$744

Stow, OH Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Stow$108 to $111
Silver Lake$112
Munroe Falls$108
Kent$106

Stow, OH Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Silver Lake village, Ohio $113 $150 $225
Munroe Falls city, Ohio $109 $145 $218
Kent city, Ohio $107 $142 $213

Stow, OH Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Stow, OH4.1%11.0%
Silver Lake3.29%9.9%
Munroe Falls4.42%10.75%
Kent4.4%13.73%

Stow Renters Insurance as a Percentage of Rent

Stow Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 60 1.0% $330
$200 to $299 126 3.0% $780
$300 to $499 202 4.0% $1230
$500 to $749 990 24.0% $1905
$750 to $999 1,517 36.0% $2655
$1,000 to $1,499 929 22.0% $3780
$1,500 or more 298 7.0% $5430

Stow, OH Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$3,800
Yearly Stow Homeowner Insurance Premium Example $1,400$800
Out of Pocket Expense During Claim$800$3,800
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $9,200$8,600
Net Savings to Stow Home Owner from High Deductible Plan $600

Stow, OH Home Insurance Costs With Home Replacement Value Scenarios

Scenario Stow, OH Home Replacement Value MORE than Home Value Stow, OH Home Replacement Value LESS than Home Value
Replacement Value $184,000 $112,500
Insurance Premium based on Replacement Value $875 $550
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $33,500 Risk Exposure from Under Insuring Coverage is $38,000
Premium Impact Insurance cheaper by $175/year Insurance costlier by $150/year

Example Stow Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateChubb Group of InsuranceAmerican Family Insurance
Monthly Premium 764638
Year Built 201119851971
Home Details 5 Beds, 2 Baths3 Beds, 1 Baths2 Beds, 1 Baths
Coverage Amount $300000-$350000$125000-$150000$150000-$175000
Deductible $2500-$5000 Deductible$1000-$2500 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Stow, OH from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1962 130,000 Tile Roof 1,120 2 $1000-$2500 Deductible 320 9 Stucco siding No
1971 185,000 Membrane Roof 1,830 3 $1000-$2500 Deductible 450 9 Stucco siding yes
2014 180,000 Tile Roof 1,910 3 $5000 to $10,000 Deductible 40 1 Stone Siding No
1989 140,000 Metal Roof 1,580 3 $2500-$5000 Deductible 390 10 Stucco siding yes
2008 135,000 Shingles Roof 1,260 2 $500- $1000 Deductible 440 9 Vinyl siding yes
2012 110,000 Composition Roof 1,240 2 $2500-$5000 Deductible 200 10 Fiber-Cement Siding yes
1998 240,000 Metal Roof 2,480 5 $5000 to $10,000 Deductible 550 10 Wood siding yes
2013 180,000 Slate Shingles Roof 1,700 3 $1000-$2500 Deductible 140 3 Stucco siding No
2014 105,000 Slate Shingles Roof 1,080 2 $1000-$2500 Deductible 160 6 Stone Siding No
2005 145,000 Asphalt Shingles Roof 1,350 3 $500 Deductible 460 10 Fiber-Cement Siding yes
1965 215,000 Slate Shingles Roof 1,830 4 $500- $1000 Deductible 680 10 Wood siding yes
2014 330,000 Metal Roof 4,090 5 $5000 to $10,000 Deductible 770 8 Brick siding No
1963 120,000 Metal Roof 1,160 2 $500 Deductible 300 8 Brick siding yes
1967 435,000 Shingles Roof 4,340 5 > $10,000 Deductible 520 7 Wood siding No
2010 170,000 Shingles Roof 1,820 4 $5000 to $10,000 Deductible 460 9 Vinyl siding No
2014 345,000 Shingles Roof 3,040 4 > $10,000 Deductible 60 1 Stone Siding yes
1970 185,000 Slate Shingles Roof 1,600 3 $500- $1000 Deductible 50 1 Wood siding No
1990 190,000 Wood Shake Roof 1,740 4 $5000 to $10,000 Deductible 40 1 Vinyl siding yes
2003 395,000 Tile Roof 3,530 5 $5000 to $10,000 Deductible 1310 12 Wood siding yes
2013 145,000 Slate Shingles Roof 1,780 4 $500 Deductible 130 4 Wood siding No
1970 135,000 Metal Roof 1,410 3 $2500-$5000 Deductible 380 8 Stucco siding yes
2010 465,000 Asphalt Shingles Roof 4,210 5 $2500-$5000 Deductible 130 1 Fiber-Cement Siding No
1966 170,000 Slate Shingles Roof 1,460 2 $2500-$5000 Deductible 140 4 Brick siding No
1968 250,000 Tile Roof 2,990 4 $1000-$2500 Deductible 450 5 Fiber-Cement Siding No
1964 100,000 Wood Shake Roof 950 2 $500- $1000 Deductible 280 8 Fiber-Cement Siding No
1999 170,000 Slate Shingles Roof 1,480 3 $2500-$5000 Deductible 190 4 Vinyl siding yes
1960 170,000 Tile Roof 2,040 3 $500- $1000 Deductible 690 10 Vinyl siding No
1993 250,000 Membrane Roof 2,670 5 > $10,000 Deductible 320 9 Stone Siding yes
1979 315,000 Metal Roof 2,980 5 $500 Deductible 390 5 Vinyl siding No
2010 215,000 Metal Roof 2,150 3 $500- $1000 Deductible 890 12 Stucco siding yes
1967 260,000 Composition Roof 2,360 4 $2500-$5000 Deductible 380 6 Stone Siding yes
1972 240,000 Tile Roof 2,440 5 $500- $1000 Deductible 300 3 Fiber-Cement Siding yes
2009 250,000 Membrane Roof 2,660 4 $1000-$2500 Deductible 250 4 Wood siding No
1990 150,000 Wood Shake Roof 1,520 3 $5000 to $10,000 Deductible 140 5 Vinyl siding No

Find Visual Guide for Stow, OH Home Insurance Buyers on Insurance Companies and Rates