Stow, MA homeowners insurance is nearly $918 to $1,252, about $76-$104/month. Our thorough guide shows customers can save upto $434 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Stow, MA | Homeowners Insurance Agency Near Stow, MA | Address |
|---|---|---|
| Travelers | Wilmington Insurance Agency Inc | Five Middlesex Ave #14, Wilmington, MA, 1887 |
| Travelers | New Worcester Insurance Agency | 687 Main Street, Worcester, MA, 1610 |
| Travelers | Prestige Insurance Agency - Middleton | 14 N MAIN ST, MIDDLETON, MA, 1949 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Maynard CDP, Massachusetts | $158 | $210 | $315 |
| Hudson town, Middlesex County, Massachusetts | $156 | $208 | $312 |
| Boxborough town, Middlesex County, Massachusetts | $166 | $221 | $332 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Stow, MA | 3.2% | 9.0% |
| Maynard | 3.84% | 10.13% |
| Hudson | 4.11% | 14.62% |
| Boxborough | 3.43% | 10.22% |
| Stow Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $300 to $499 | 30 | 15.0% | $1234 |
| $750 to $999 | 14 | 7.0% | $2659 |
| $1,000 to $1,499 | 61 | 31.0% | $3784 |
| $1,500 or more | 87 | 45.0% | $5434 |
| Streets in Stow Area | Homeowners Insurance Cost |
|---|---|
| October Ln, Circuit Dr, Bradley Ln, Gates Ln, Tuttle Ln, Woodland Way, Evelyn Rd, Blueberry Ct, Hiley Brook Rd, No Name Rd | $1,085 |
| Brandymeade Cir, Walnut Ridge Rd, State Rd, Salamander Ln, Ministers Way, Golden Dr, Foxglove Ln, W Acton Rd, Kettell Plain Rd, Deacon Benham Rd | $1,090 |
| White Pond Rd, S Acton Rd, Whispering Way, Maguire Ln, Delaney St, Boxboro Rd, Cider Mill Rd, Garner Rd, Packard Rd, Sawmill Rd | $1,088 |
| Queens Ln, Wetherbee Ln, Zander Way, Windmill Hill Rd, Peabody Dr, Johnston Way, McIntosh Dr, 7 Star Ln, Maura Dr, Robinwood Ln | $1,081 |
| Old Bolton Rd, Fox Ct, Point Way, Trefry Ln, Mitchell Rd, Wildlife Way, Nyra Rd, Rockbottom Rd, Kingland Rd, Heights St | $1,079 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Stow | $161 to $163 |
| Maynard | $157 |
| Hudson | $156 |
| Boxborough | $166 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,700 | $3,700 |
| Yearly Stow Homeowner Insurance Premium Example | $3,600 | $3,200 |
| Out of Pocket Expense During Claim | $1,700 | $3,700 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $30,500 | $29,300 |
| Net Savings to Stow Home Owner from High Deductible Plan | $1,200 | |
| Scenario | Stow, MA Home Replacement Value MORE than Home Value | Stow, MA Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $570,000 | $381,500 |
| Insurance Premium based on Replacement Value | $4,400 | $2,925 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $57,000 | Risk Exposure from Under Insuring Coverage is $131,500 |
| Premium Impact | Insurance cheaper by $1,025/year | Insurance costlier by $450/year |
| Insurance Company | Allstate | Chubb Group of Insurance | State Farm |
| Monthly Premium | 131 | 337 | 243 |
| Year Built | 2012 | 1985 | 1960 |
| Home Details | 3 Beds, 1 Baths | 4 Beds, 2 Baths | 5 Beds, 1 Baths |
| Coverage Amount | $350000-$400000 | $400000-$500000 | $700000-$800000 |
| Deductible | > $10,000 Deductible | $500 Deductible | > $10,000 Deductible |