Stow Insurance Rates:

Stow, MA homeowners insurance is nearly $918 to $1,252, about $76-$104/month. Our thorough guide shows customers can save upto $434 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Stow, MA Homeowners Insurance By Home Value

Stow, MA Home Value Total Homes % of Total Average Stow, MA Homeowners Insurance
Less than $50,000 44 5.0% $54
$150,000 to $174,999 16 1.0% $401
$175,000 to $199,999 16 1.0% $455
$200,000 to $249,999 112 13.0% $553
$250,000 to $299,999 133 16.0% $672
$300,000 to $399,999 488 60.0% $857

Top Home Insurance Agents Near Stow, MA

Home Insurance Company Near Stow, MA Homeowners Insurance Agency Near Stow, MA Address
NA J A Corson Insurance Agency 380 Lowell Street, Wakefield, MA, 1880
NA Lukatsky Insurance Group 950 Boylston St. Suite 101, Newton, MA, 2461
Travelers New Worcester Insurance Agency 687 Main Street, Worcester, MA, 1610
Travelers Prestige Insurance Agency - Middleton 14 N MAIN ST, MIDDLETON, MA, 1949
Travelers Wilmington Insurance Agency Inc Five Middlesex Ave #14, Wilmington, MA, 1887

Cost Of Homeowners Insurance By Street Near Stow, MA

Streets in Stow Area Homeowners Insurance Cost
October Ln, Circuit Dr, Bradley Ln, Gates Ln, Tuttle Ln, Woodland Way, Evelyn Rd, Blueberry Ct, Hiley Brook Rd, No Name Rd$1,085
Brandymeade Cir, Walnut Ridge Rd, State Rd, Salamander Ln, Ministers Way, Golden Dr, Foxglove Ln, W Acton Rd, Kettell Plain Rd, Deacon Benham Rd$1,090
White Pond Rd, S Acton Rd, Whispering Way, Maguire Ln, Delaney St, Boxboro Rd, Cider Mill Rd, Garner Rd, Packard Rd, Sawmill Rd$1,088
Queens Ln, Wetherbee Ln, Zander Way, Windmill Hill Rd, Peabody Dr, Johnston Way, McIntosh Dr, 7 Star Ln, Maura Dr, Robinwood Ln$1,081
Old Bolton Rd, Fox Ct, Point Way, Trefry Ln, Mitchell Rd, Wildlife Way, Nyra Rd, Rockbottom Rd, Kingland Rd, Heights St$1,079

Stow, MA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Stow$161 to $163
Maynard$157
Hudson$156
Boxborough$166

Stow, MA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Maynard CDP, Massachusetts $158 $210 $315
Hudson town, Middlesex County, Massachusetts $156 $208 $312
Boxborough town, Middlesex County, Massachusetts $166 $221 $332

Stow, MA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Stow, MA3.2%9.0%
Maynard3.84%10.13%
Hudson4.11%14.62%
Boxborough3.43%10.22%

Stow Renters Insurance as a Percentage of Rent

Stow Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 30 15.0% $1234
$750 to $999 14 7.0% $2659
$1,000 to $1,499 61 31.0% $3784
$1,500 or more 87 45.0% $5434

Stow, MA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$3,700
Yearly Stow Homeowner Insurance Premium Example $3,600$3,200
Out of Pocket Expense During Claim$1,700$3,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $30,500$29,300
Net Savings to Stow Home Owner from High Deductible Plan $1,200

Stow, MA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Stow, MA Home Replacement Value MORE than Home Value Stow, MA Home Replacement Value LESS than Home Value
Replacement Value $570,000 $381,500
Insurance Premium based on Replacement Value $4,400 $2,925
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $57,000 Risk Exposure from Under Insuring Coverage is $131,500
Premium Impact Insurance cheaper by $1,025/year Insurance costlier by $450/year

Example Stow Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateChubb Group of InsuranceState Farm
Monthly Premium 131337243
Year Built 201219851960
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 1 Baths
Coverage Amount $350000-$400000$400000-$500000$700000-$800000
Deductible > $10,000 Deductible$500 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Stow, MA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1948 1,180,000 Wood Shake Roof 4,750 5 $500- $1000 Deductible 5760 12 Wood siding yes
2005 340,000 Membrane Roof 1,650 3 $500 Deductible 500 2 Stucco siding yes
2000 300,000 Tile Roof 1,660 3 $500- $1000 Deductible 240 1 Vinyl siding yes
1965 570,000 Shingles Roof 2,580 4 $500 Deductible 3340 8 Wood siding No
2014 735,000 Composition Roof 3,290 4 $5000 to $10,000 Deductible 1400 5 Stucco siding No
2005 740,000 Metal Roof 3,110 5 $2500-$5000 Deductible 1560 6 Stucco siding yes
1985 415,000 Wood Shake Roof 2,070 3 $2500-$5000 Deductible 1960 10 Stucco siding No
1964 355,000 Wood Shake Roof 1,940 4 $500 Deductible 1760 7 Stone Siding No
1982 480,000 Tile Roof 2,050 3 $5000 to $10,000 Deductible 2340 12 Brick siding No
1943 585,000 Composition Roof 2,910 4 $500- $1000 Deductible 2320 5 Fiber-Cement Siding yes
1984 495,000 Wood Shake Roof 2,140 3 $5000 to $10,000 Deductible 1350 7 Wood siding No
1965 265,000 Shingles Roof 1,550 3 $5000 to $10,000 Deductible 170 2 Stucco siding yes
2011 690,000 Membrane Roof 3,340 4 $500 Deductible 5330 12 Stone Siding No
1948 390,000 Shingles Roof 2,220 3 $5000 to $10,000 Deductible 1550 8 Stone Siding yes
1981 425,000 Wood Shake Roof 2,170 3 $500 Deductible 2380 8 Stone Siding yes
2013 520,000 Wood Shake Roof 2,260 3 $500 Deductible 2250 7 Wood siding No
2000 265,000 Shingles Roof 1,220 3 $2500-$5000 Deductible 980 6 Stucco siding yes
1979 435,000 Wood Shake Roof 2,250 5 $2500-$5000 Deductible 1180 6 Stone Siding No
1987 365,000 Tile Roof 2,140 4 $500 Deductible 1200 6 Wood siding No
1943 480,000 Wood Shake Roof 1,900 3 > $10,000 Deductible 1000 5 Fiber-Cement Siding No
1940 385,000 Slate Shingles Roof 2,140 5 $500- $1000 Deductible 2280 9 Vinyl siding yes
1970 500,000 Composition Roof 2,230 3 $1000-$2500 Deductible 1800 8 Vinyl siding No
1968 270,000 Asphalt Shingles Roof 1,500 5 $500 Deductible 680 4 Stone Siding No
2014 480,000 Wood Shake Roof 2,340 4 $500- $1000 Deductible 3010 10 Vinyl siding No
1977 485,000 Metal Roof 2,090 3 $5000 to $10,000 Deductible 160 1 Stone Siding No
1975 640,000 Tile Roof 3,020 4 $500 Deductible 5280 9 Stucco siding yes
2005 525,000 Composition Roof 2,330 4 > $10,000 Deductible 940 6 Brick siding No
2012 430,000 Slate Shingles Roof 2,150 5 $5000 to $10,000 Deductible 1480 6 Stucco siding No
1946 425,000 Tile Roof 2,000 4 $1000-$2500 Deductible 840 4 Stucco siding No
2012 425,000 Metal Roof 1,780 3 $500- $1000 Deductible 620 2 Wood siding yes
2007 525,000 Metal Roof 2,330 4 $2500-$5000 Deductible 2230 9 Brick siding No
1974 415,000 Membrane Roof 2,110 5 $5000 to $10,000 Deductible 1080 5 Wood siding No
1984 345,000 Composition Roof 1,370 3 $500 Deductible 3070 12 Wood siding yes
1966 465,000 Asphalt Shingles Roof 2,390 3 $500- $1000 Deductible 3060 10 Wood siding No