Stoughton Insurance Rates:

Stoughton, WI homeowners insurance is about $557 to $762, about $46-$63/month. Our comprehensive research indicates shoppers can save as much as $264 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Stoughton, WI Homeowners Insurance By Home Value

Stoughton, WI Home Value Total Homes % of Total Average Stoughton, WI Homeowners Insurance
Less than $50,000 81 2.0% $79
$90,000 to $99,999 72 2.0% $316
$100,000 to $124,999 208 6.0% $369
$125,000 to $149,999 429 12.0% $462
$150,000 to $174,999 542 16.0% $547
$175,000 to $199,999 425 12.0% $633
$200,000 to $249,999 975 29.0% $759
$250,000 to $299,999 415 12.0% $930
$300,000 to $399,999 202 6.0% $1181

Top Home Insurance Agents Near Stoughton, WI

Home Insurance Company Near Stoughton, WI Homeowners Insurance Agency Near Stoughton, WI Address
Allstate Alfred Oji 4001 N Perryville Rd # A1, Loves Park, IL, 61111
Farmers Gary Ellis Lutcf 1821 Milton Ave Ste 1, Janesville, WI, 53545
Erie Lundell Insurance 106 N Iowa Street, Dodgeville, WI, 53533
Farmers Mark Wojciechowski 7401 N 2nd St, Machesney Park, IL, 61115
State Farm Troy Salisbury 110 Baker St Ste E, Waunakee, WI, 53597-2707

Cost Of Homeowners Insurance By Street Near Stoughton, WI

Streets in Stoughton Area Homeowners Insurance Cost
Nottingham Rd, Vea Ct, Arrowhead Ln, Bass Ln, Iverson Rd, Hildreth Rd, N Rutland Ave, Dvorak Ct, Overlook Dr, Gladeview Rd$695
Vance Dr, Patterson St, Lincoln, Clyde St, S Morris St, Ashberry Ct, E Wilson St, Marvin Ln, Hauge Rd, Aspen Rd$663
Hilldale Ln, Kinney Rd, Graham Paige Rd, Kenilworth Ct, Skyline Dr, E Taft St, Hidden Hollow Rd, Clancy Ln, T-Bird Way, Asleson Rd$691
Bellbrook Rd, Nygaard Ln, Veek Rd, Schroeder Ln, Lowell St, Quinn Ln, Shoo St, Skyhigh Rd, N Page Ln, Olson Ct$660
Sunset Ridge, Rutland Dunn Townline Rd, Collins Rd, McConnell Rd, Natvig Rd, Garfield St, Hawk Ln, N Forrest St, Kriedeman Dr, Wildflower Rd$693

Stoughton, WI Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Stoughton$98 to $101
Dunkirk$101
Pleasant Springs$104
Dunn$103

Stoughton, WI Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Dunkirk town, Dane County, Wisconsin $85 $113 $169
Pleasant Springs town, Dane County, Wisconsin $87 $115 $173
Rutland town, Dane County, Wisconsin $87 $116 $174

Stoughton, WI Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Stoughton, WI3.4%10.0%
Dunkirk3.51%10.39%
Pleasant Springs3.19%9.06%
Rutland3.01%10.58%

Stoughton Renters Insurance as a Percentage of Rent

Stoughton Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 79 4.0% $774
$300 to $499 176 9.0% $1224
$500 to $749 563 29.0% $1899
$750 to $999 715 37.0% $2649
$1,000 to $1,499 361 19.0% $3774

Stoughton, WI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,300$2,300
Yearly Stoughton Homeowner Insurance Premium Example $1,300$1,100
Out of Pocket Expense During Claim$1,300$2,300
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $11,700$11,100
Net Savings to Stoughton Home Owner from High Deductible Plan $600

Stoughton, WI Home Insurance Costs With Home Replacement Value Scenarios

Scenario Stoughton, WI Home Replacement Value MORE than Home Value Stoughton, WI Home Replacement Value LESS than Home Value
Replacement Value $234,500 $148,000
Insurance Premium based on Replacement Value $1,100 $700
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $57,500 Risk Exposure from Under Insuring Coverage is $29,000
Premium Impact Insurance cheaper by $125/year Insurance costlier by $275/year

Example Stoughton Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersState FarmAmica Mutual Insurance Company
Monthly Premium 32105147
Year Built 201119852004
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 1 Baths
Coverage Amount $200000-$250000$250000-$300000$400000-$500000
Deductible > $10,000 Deductible$500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Stoughton, WI from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1944 545,000 Composition Roof 4,630 5 $2500-$5000 Deductible 420 3 Fiber-Cement Siding No
2009 205,000 Tile Roof 1,610 5 $500 Deductible 760 9 Vinyl siding yes
1996 280,000 Metal Roof 2,750 4 $1000-$2500 Deductible 360 4 Stone Siding No
1987 430,000 Asphalt Shingles Roof 3,290 4 $500 Deductible 210 2 Fiber-Cement Siding yes
1996 385,000 Shingles Roof 3,150 5 $2500-$5000 Deductible 880 8 Brick siding yes
2008 305,000 Metal Roof 2,660 4 $5000 to $10,000 Deductible 560 9 Vinyl siding yes
2005 220,000 Composition Roof 1,770 5 $5000 to $10,000 Deductible 410 8 Brick siding yes
1944 350,000 Slate Shingles Roof 3,080 4 $5000 to $10,000 Deductible 310 4 Stucco siding No
2006 345,000 Shingles Roof 3,160 4 $500- $1000 Deductible 740 7 Vinyl siding No
1998 275,000 Wood Shake Roof 2,460 5 $2500-$5000 Deductible 570 7 Fiber-Cement Siding No
2010 305,000 Wood Shake Roof 2,320 5 $2500-$5000 Deductible 640 7 Vinyl siding yes
2013 290,000 Metal Roof 2,270 3 $500- $1000 Deductible 850 9 Fiber-Cement Siding yes
1986 255,000 Metal Roof 2,010 5 $500- $1000 Deductible 520 8 Vinyl siding No
1983 265,000 Wood Shake Roof 2,430 4 $5000 to $10,000 Deductible 380 7 Stucco siding No
2001 355,000 Tile Roof 4,040 5 $5000 to $10,000 Deductible 70 1 Brick siding yes
1985 325,000 Tile Roof 2,460 4 $2500-$5000 Deductible 240 3 Stucco siding No
1949 220,000 Metal Roof 2,160 3 $1000-$2500 Deductible 140 3 Brick siding yes
1992 170,000 Tile Roof 1,650 3 $1000-$2500 Deductible 150 3 Vinyl siding yes
1988 255,000 Shingles Roof 2,330 3 $500 Deductible 330 4 Brick siding No
1994 270,000 Wood Shake Roof 2,100 3 $500- $1000 Deductible 290 3 Stone Siding No
1943 210,000 Membrane Roof 2,380 3 $5000 to $10,000 Deductible 50 1 Brick siding No
1946 185,000 Asphalt Shingles Roof 1,800 5 $2500-$5000 Deductible 80 2 Stone Siding yes
1947 355,000 Wood Shake Roof 2,780 4 $1000-$2500 Deductible 120 1 Vinyl siding yes
2000 255,000 Shingles Roof 1,930 3 $5000 to $10,000 Deductible 130 2 Vinyl siding No
1996 265,000 Shingles Roof 2,240 3 $1000-$2500 Deductible 600 8 Fiber-Cement Siding yes
1945 220,000 Composition Roof 1,690 3 $500 Deductible 200 4 Brick siding yes
2010 220,000 Tile Roof 1,860 5 $1000-$2500 Deductible 640 7 Stone Siding yes
1981 230,000 Slate Shingles Roof 2,600 5 $500- $1000 Deductible 520 7 Fiber-Cement Siding yes
1940 295,000 Membrane Roof 2,250 4 $500 Deductible 110 1 Wood siding yes
1993 300,000 Slate Shingles Roof 2,260 3 > $10,000 Deductible 500 10 Vinyl siding yes
1943 180,000 Tile Roof 1,680 5 $500 Deductible 740 9 Wood siding yes
2012 300,000 Membrane Roof 2,900 5 $2500-$5000 Deductible 300 5 Stone Siding No
2011 130,000 Wood Shake Roof 1,250 3 $500- $1000 Deductible 300 9 Fiber-Cement Siding yes
2011 180,000 Tile Roof 1,970 3 $500- $1000 Deductible 160 3 Stucco siding No