Storrs Insurance Rates:

Storrs, CT homeowners insurance is about $725 to $994, about $60-$82/month. Our detailed research reveals consumers can save upto $343 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Storrs, CT Homeowners Insurance By Home Value

Storrs, CT Home Value Total Homes % of Total Average Storrs, CT Homeowners Insurance
Less than $50,000 33 5.0% $77
$50,000 to $59,999 30 5.0% $171
$60,000 to $69,999 9 1.0% $214
$80,000 to $89,999 34 5.0% $283
$100,000 to $124,999 8 1.0% $360
$125,000 to $149,999 7 1.0% $455
$150,000 to $174,999 15 2.0% $541
$175,000 to $199,999 43 7.0% $627
$200,000 to $249,999 128 22.0% $747
$250,000 to $299,999 148 26.0% $919
$300,000 to $399,999 114 20.0% $1168

Top Home Insurance Agents Near Storrs, CT

Home Insurance Company Near Storrs, CT Homeowners Insurance Agency Near Storrs, CT Address
NA People's United Insurance Agency, Inc. 225 Asylum Street, Hartford, CT, 6103
Travelers Baerman-Jubinville Insurance Agency Inc 39 LAMB ST, SOUTH HADLEY, MA, 1075
Travelers C D Whitney Agcy Inc 206 SOUTHBRIDGE ST, AUBURN, MA, 1501
Liberty Mutual Pamela Gaglia Lutcf Aai Ais Acs 100 Midway Road, Cranston, RI, 2920
Travelers Trusted Insurance Alliance 279 DEXTER ST, PAWTUCKET, RI, 2860

Cost Of Homeowners Insurance By Street Near Storrs, CT

Streets in Storrs Area Homeowners Insurance Cost
Crane Hill Rd, Northwood Rd, Crane Hill Rd, Wetzel Way, Hunting Heights Dr, King Hill Rd, Mansfield City, W Highland Rd, Stearns Rd, Wildwood Rd$864
Federal Sq, East Rd, Dodd Rd, Woods Rd, Baxter Rd, S Eagleville Rd, Jorgenson Rd, Eastwood Rd, Carriage House Dr, Birchwood Hts$864
Meadowood Rd, Horse Barn Hill Rd, Separatist Rd, Jonathan Ln, Pequot Sq, Lorraine Cir, Horse Barn Hill Exd, Sharon Dr, Independence Dr, Mansfield Rd$863
Beebe Ln, Old Wood Rd, Beech Mountain Cir, Bassetts Bridge Rd, Glenbrook Rd, Heritage Sq, Towers Loop Rd, Costello Cir, September Rd, Farrel Rd$864
Britony Dr, Willowbrook Rd, Thornbush Rd Exd, Conantville Rd No 1, Eastwood Rd, Marie Peters Pl, Shuba Ln, Stonemill Rd, Spring Hill Rd, Orchard Dr$857

Storrs, CT Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Storrs$127 to $130
Mansfield$128
South Coventry$130
Coventry Lake$125

Storrs, CT Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Mansfield town, Tolland County, Connecticut $107 $143 $214
South Coventry CDP, Connecticut $108 $144 $216
Coventry Lake CDP, Connecticut $105 $139 $209

Storrs, CT Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Storrs, CT3.7%9.3%
Mansfield3.77%9.45%
South Coventry3.08%8.94%
Coventry Lake4.09%10.12%

Storrs Renters Insurance as a Percentage of Rent

Storrs Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 57 7.0% $1238
$500 to $749 64 7.0% $1913
$750 to $999 165 20.0% $2663
$1,000 to $1,499 262 32.0% $3788
$1,500 or more 265 32.0% $5438

Storrs, CT Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$2,800
Yearly Storrs Homeowner Insurance Premium Example $2,600$2,100
Out of Pocket Expense During Claim$800$2,800
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $13,800$13,300
Net Savings to Storrs Home Owner from High Deductible Plan $500

Storrs, CT Home Insurance Costs With Home Replacement Value Scenarios

Scenario Storrs, CT Home Replacement Value MORE than Home Value Storrs, CT Home Replacement Value LESS than Home Value
Replacement Value $312,000 $208,000
Insurance Premium based on Replacement Value $2,775 $1,850
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $52,000 Risk Exposure from Under Insuring Coverage is $52,000
Premium Impact Insurance cheaper by $450/year Insurance costlier by $475/year

Example Storrs Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateHartford Insurance GroupState Farm
Monthly Premium 95286184
Year Built 197319842012
Home Details 2 Beds, 1 Baths4 Beds, 1 Baths3 Beds, 2 Baths
Coverage Amount $125000-$150000$400000-$500000$200000-$250000
Deductible $2500-$5000 Deductible$500- $1000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Storrs, CT from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1997 345,000 Slate Shingles Roof 2,850 4 $500 Deductible 1670 7 Brick siding No
1970 155,000 Shingles Roof 960 2 $5000 to $10,000 Deductible 500 7 Brick siding yes
1973 205,000 Asphalt Shingles Roof 1,790 2 $500- $1000 Deductible 560 5 Stone Siding No
1990 565,000 Composition Roof 4,190 5 $5000 to $10,000 Deductible 2060 7 Wood siding yes
1985 510,000 Slate Shingles Roof 4,570 5 $2500-$5000 Deductible 890 3 Stone Siding yes
1999 275,000 Asphalt Shingles Roof 2,020 3 $1000-$2500 Deductible 1130 8 Stone Siding No
1996 200,000 Slate Shingles Roof 1,630 3 $500- $1000 Deductible 940 6 Brick siding yes
2014 480,000 Membrane Roof 2,940 5 $500- $1000 Deductible 2280 5 Fiber-Cement Siding yes
1977 180,000 Tile Roof 1,250 3 $5000 to $10,000 Deductible 370 4 Stone Siding yes
1977 155,000 Wood Shake Roof 1,300 2 $1000-$2500 Deductible 1070 8 Vinyl siding yes
1972 240,000 Slate Shingles Roof 2,070 5 $500- $1000 Deductible 970 5 Vinyl siding No
1992 395,000 Membrane Roof 2,810 5 > $10,000 Deductible 150 1 Fiber-Cement Siding No
1978 335,000 Shingles Roof 2,420 4 $1000-$2500 Deductible 920 4 Vinyl siding No
1987 345,000 Shingles Roof 2,220 4 $5000 to $10,000 Deductible 1070 6 Fiber-Cement Siding No
1992 160,000 Metal Roof 1,000 2 $1000-$2500 Deductible 410 4 Vinyl siding yes
1978 225,000 Tile Roof 1,770 2 $5000 to $10,000 Deductible 910 8 Vinyl siding yes
1995 480,000 Tile Roof 3,870 5 > $10,000 Deductible 2830 12 Stucco siding No
1973 175,000 Wood Shake Roof 1,240 3 $2500-$5000 Deductible 430 4 Stone Siding yes
1995 485,000 Membrane Roof 3,380 5 $500 Deductible 6430 12 Wood siding yes
1984 355,000 Asphalt Shingles Roof 2,190 4 $1000-$2500 Deductible 1520 7 Brick siding yes
1993 370,000 Slate Shingles Roof 2,420 5 > $10,000 Deductible 1220 7 Vinyl siding yes
1995 315,000 Composition Roof 2,370 3 > $10,000 Deductible 1410 9 Vinyl siding yes
2012 245,000 Slate Shingles Roof 1,940 5 $1000-$2500 Deductible 2200 10 Stone Siding yes
2011 150,000 Asphalt Shingles Roof 980 2 $1000-$2500 Deductible 240 2 Vinyl siding No
1974 255,000 Wood Shake Roof 1,890 5 $500- $1000 Deductible 1670 9 Stone Siding yes
1972 170,000 Wood Shake Roof 1,110 2 $500- $1000 Deductible 1110 8 Stone Siding yes
1986 630,000 Composition Roof 4,580 5 $500 Deductible 600 1 Wood siding No
1997 405,000 Tile Roof 3,600 5 $500 Deductible 4200 12 Wood siding yes
2013 425,000 Tile Roof 3,100 4 > $10,000 Deductible 240 1 Wood siding No
1982 175,000 Shingles Roof 1,310 3 $5000 to $10,000 Deductible 590 9 Brick siding No
1984 265,000 Composition Roof 1,730 4 $2500-$5000 Deductible 280 2 Stone Siding yes
1982 245,000 Slate Shingles Roof 1,710 4 $500 Deductible 2060 12 Fiber-Cement Siding No
2011 265,000 Slate Shingles Roof 2,280 4 $1000-$2500 Deductible 2440 10 Fiber-Cement Siding No
1985 540,000 Wood Shake Roof 3,420 5 $500- $1000 Deductible 1760 6 Brick siding No