Storm Lake Insurance Rates:

Storm Lake, IA homeowners insurance is about $554 to $754, about $46-$62/month. Our complete guide indicates shoppers can save as much as $261 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Storm Lake, IA Homeowners Insurance By Home Value

Storm Lake, IA Home Value Total Homes % of Total Average Storm Lake, IA Homeowners Insurance
Less than $50,000 127 5.0% $163
$50,000 to $59,999 184 8.0% $346
$60,000 to $69,999 166 7.0% $425
$70,000 to $79,999 160 7.0% $490
$80,000 to $89,999 220 10.0% $562
$90,000 to $99,999 242 11.0% $627
$100,000 to $124,999 402 18.0% $725
$125,000 to $149,999 124 5.0% $909
$150,000 to $174,999 163 7.0% $1072
$175,000 to $199,999 121 5.0% $1236
$200,000 to $249,999 117 5.0% $1491
$250,000 to $299,999 57 2.0% $1824
$300,000 to $399,999 43 2.0% $2315

Top Home Insurance Agents Near Storm Lake, IA

Home Insurance Company Near Storm Lake, IA Homeowners Insurance Agency Near Storm Lake, IA Address
NA Legacy Insurance Solutions 102 E Elm Ave, Pocahontas, IA, 50574
NA Community State Bank Dba Community Insurance 1812 Highway Blvd, Spencer, IA, 51301
NA Bob Johnson Agcy Inc 701 1/2 West Elm Avenue, Pocahontas, IA, 50574
NA Woodley Insurance & Real Estate Agen 137 S Third Street, Laurens, IA, 50554
State Farm Steve Nuckels 108 W. 8th Street, Carroll, IA, 51401-2304

Cost Of Homeowners Insurance By Street Near Storm Lake, IA

Streets in Storm Lake Area Homeowners Insurance Cost
620th St, Bayview St, N Lake Ave, Chautauqua Park Dr, State Hwy 110, Otsego St, Co Hwy C66, Co Rd 20, N 2nd St, Irving St$665
W 10th St, 160th St, Redwood Dr, Leander St, Old Creek Rd, 10th Street Pl, W 7th St, E Milwaukee Ave, E 5th St, E 6th St$671
85th Ave, Parkview Dr, Capps Memorial Fwy, Co Rd 18, Pierce Dr, 1st Ave, Skewis St, Michigan St, Western Ave, Hwy M27$663
Renshaw Dr, White Cap Rd, Evergreen Ave, Prospect St, Co Rd 21, Co Hwy 65, Gran Dr, Co Rd M44, E 10th St, W 1st St$653
Early St, N Lake Ave, 650th St, Co Rd 13, Level B Rd, Industry St, 30th Ave, N Emerald Dr, Poplar Ln, Dorinda St$673

Storm Lake, IA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Storm Lake$97 to $100
Lakeside$99
Hayes$101
Alta$97

Storm Lake, IA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Lakeside city, Iowa $83 $111 $166
Hayes township, Buena Vista County, Iowa $85 $113 $169
Alta city, Iowa $81 $108 $162

Storm Lake, IA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Storm Lake, IA5.6%13.9%
Lakeside5.21%12.75%
Hayes4.95%13.1%
Alta5.69%17.22%

Storm Lake Renters Insurance as a Percentage of Rent

Storm Lake Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 84 5.0% $342
$200 to $299 156 10.0% $792
$300 to $499 352 23.0% $1242
$500 to $749 528 35.0% $1917
$750 to $999 284 19.0% $2667
$1,000 to $1,499 50 3.0% $3792
$1,500 or more 19 1.0% $5442

Storm Lake, IA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$3,600
Yearly Storm Lake Homeowner Insurance Premium Example $1,000$600
Out of Pocket Expense During Claim$1,600$3,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $9,600$8,400
Net Savings to Storm Lake Home Owner from High Deductible Plan $1,200

Storm Lake, IA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Storm Lake, IA Home Replacement Value MORE than Home Value Storm Lake, IA Home Replacement Value LESS than Home Value
Replacement Value $109,500 $84,500
Insurance Premium based on Replacement Value $700 $550
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $15,000 Risk Exposure from Under Insuring Coverage is $10,000
Premium Impact Insurance cheaper by $75/year Insurance costlier by $75/year

Example Storm Lake Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company American Family InsuranceLiberty MutualState Farm
Monthly Premium 5585131
Year Built 196720041959
Home Details 3 Beds, 2 Baths5 Beds, 3 Baths4 Beds, 1 Baths
Coverage Amount $100000-$125000$200000-$250000$175000-$200000
Deductible $1000-$2500 Deductible$2500-$5000 Deductible$500 Deductible

Sample Home Insurance Rates for Storm Lake, IA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1948 220,000 Shingles Roof 3,070 4 > $10,000 Deductible 550 7 Wood siding yes
2000 130,000 Metal Roof 1,790 2 $500- $1000 Deductible 750 10 Stucco siding yes
1972 130,000 Slate Shingles Roof 1,850 4 $500 Deductible 620 8 Brick siding No
1966 240,000 Shingles Roof 3,040 5 $5000 to $10,000 Deductible 720 8 Brick siding yes
1947 125,000 Asphalt Shingles Roof 1,640 2 $500- $1000 Deductible 600 12 Brick siding yes
1953 100,000 Metal Roof 1,400 3 $1000-$2500 Deductible 380 8 Brick siding No
1955 85,000 Wood Shake Roof 1,520 2 $500- $1000 Deductible 90 2 Stone Siding No
1977 85,000 Asphalt Shingles Roof 1,210 2 $500 Deductible 180 3 Stucco siding No
2009 100,000 Shingles Roof 1,440 2 $500- $1000 Deductible 70 1 Stucco siding No
1966 275,000 Wood Shake Roof 3,450 5 > $10,000 Deductible 690 7 Stucco siding yes
1940 145,000 Membrane Roof 2,490 4 $2500-$5000 Deductible 70 1 Stone Siding No
1957 55,000 Metal Roof 910 2 $1000-$2500 Deductible 90 5 Brick siding No
1969 75,000 Shingles Roof 990 2 $500 Deductible 320 6 Vinyl siding No
2007 95,000 Membrane Roof 1,310 2 $1000-$2500 Deductible 530 9 Fiber-Cement Siding yes
1982 165,000 Membrane Roof 2,130 4 $2500-$5000 Deductible 70 1 Brick siding No
1978 135,000 Wood Shake Roof 2,300 3 $1000-$2500 Deductible 120 2 Stucco siding No
1957 80,000 Shingles Roof 1,300 3 $1000-$2500 Deductible 380 8 Wood siding yes
1967 85,000 Slate Shingles Roof 1,230 3 $500- $1000 Deductible 220 5 Vinyl siding No
2007 130,000 Tile Roof 2,040 3 $500- $1000 Deductible 610 10 Vinyl siding No
1966 130,000 Composition Roof 1,720 3 $2500-$5000 Deductible 780 12 Vinyl siding No
2006 155,000 Metal Roof 2,000 4 $500- $1000 Deductible 310 4 Fiber-Cement Siding No
1980 270,000 Asphalt Shingles Roof 4,450 5 $1000-$2500 Deductible 860 6 Brick siding No
1962 150,000 Wood Shake Roof 2,530 5 $1000-$2500 Deductible 590 8 Wood siding yes
1979 245,000 Membrane Roof 3,470 5 > $10,000 Deductible 250 4 Fiber-Cement Siding yes
1974 130,000 Asphalt Shingles Roof 1,940 3 $500- $1000 Deductible 160 2 Vinyl siding yes
2002 75,000 Composition Roof 1,230 3 $500 Deductible 370 9 Wood siding No
1959 95,000 Slate Shingles Roof 1,630 3 $2500-$5000 Deductible 160 3 Wood siding yes
1974 95,000 Metal Roof 1,400 3 $500 Deductible 340 7 Vinyl siding yes
2008 115,000 Membrane Roof 1,690 2 $2500-$5000 Deductible 60 1 Stone Siding No
1956 110,000 Asphalt Shingles Roof 1,500 2 $2500-$5000 Deductible 540 9 Vinyl siding No
1970 215,000 Wood Shake Roof 2,610 4 $500- $1000 Deductible 440 4 Wood siding No
1989 275,000 Shingles Roof 4,930 5 $500 Deductible 320 2 Wood siding No
1972 245,000 Membrane Roof 3,360 4 > $10,000 Deductible 150 2 Brick siding yes
1941 70,000 Shingles Roof 1,120 2 $500- $1000 Deductible 260 8 Fiber-Cement Siding yes