Stony Point Insurance Rates:

Stony Point, NY homeowners insurance is roughly $550 to $750, about $45-$62/month. Our thorough guide reveals consumers can save upto $260 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Stony Point, NY Homeowners Insurance By Home Value

Stony Point, NY Home Value Total Homes % of Total Average Stony Point, NY Homeowners Insurance
Less than $50,000 95 4.0% $32
$60,000 to $69,999 20 1.0% $97
$70,000 to $79,999 38 1.0% $110
$125,000 to $149,999 38 1.0% $208
$150,000 to $174,999 65 3.0% $247
$200,000 to $249,999 108 5.0% $344
$250,000 to $299,999 288 14.0% $422
$300,000 to $399,999 1,268 64.0% $539

Top Home Insurance Agents Near Stony Point, NY

Home Insurance Company Near Stony Point, NY Homeowners Insurance Agency Near Stony Point, NY Address
Allstate Antonio Velazquez 2450 Eastchester Rd, Bronx, NY, 10469
State Farm Christine Coster 499 Valley Street, Maplewood, NJ, 7040
State Farm John O'Brien 2016 Central Park Ave, Yonkers, NY, 10710-2444
Travelers Karsanidi Group Llc 635 DANBURY ROAD, RIDGEFIELD, CT, 6877
Liberty Mutual Independent Tri-State Ins Agency Inc 96 US HIGHWAY 206, AUGUSTA, NJ, 7822

Cost Of Homeowners Insurance By Street Near Stony Point, NY

Streets in Stony Point Area Homeowners Insurance Cost
Pine Dr, Hunter Pl, Cross St, Lowland Hill Rd, Stammers Dr, Ba Mar Dr, Timmel Ct, Skerry Ct, Queensboro Rd, High Ridge Rd$641
Termasen Dr, Anton Ct, Washburns Ln, Bayview Dr, Central Dr, Timmel Ln, Tiorati Trl, May Ct, Spruce Dr, Thiells Rd Spr$680
Tamsen Trailer Park, Fawn Dr, Burres Ct, Rochelle Ct, Garyann Ter, Scandell Ct, Skinner Ct, State Rte 210, Quelch Ave, Getty Rd$639
Zachary Taylor St, Deer Run, Hammond Rd, Goetschius Ct, Slater Dr, Timp Brook Rd, Knapp Rd, Brainerd Dr, Waldron Dr, Teneyck St$676
Mountain View Trailer Park, Ethan Allen Dr, W Main St, Fonda Dr, Adams Dr, Derby Ln, Garrison Ln, Hidden Hills Dr, Bulsontown Rd, Roosevelt Pl$639

Stony Point, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Stony Point$96 to $98
Verplanck$93
Buchanan$96
West Haverstraw$94

Stony Point, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Verplanck CDP, New York $78 $104 $156
Buchanan village, New York $80 $107 $160
West Haverstraw village, New York $79 $105 $157

Stony Point, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Stony Point, NY1.8%5.4%
Verplanck1.81%11.42%
Buchanan2.05%5.33%
West Haverstraw2.11%6.39%

Stony Point Renters Insurance as a Percentage of Rent

Stony Point Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 18 2.0% $770
$500 to $749 36 5.0% $1895
$750 to $999 60 8.0% $2645
$1,000 to $1,499 393 55.0% $3770
$1,500 or more 197 27.0% $5420

Stony Point, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$4,900
Yearly Stony Point Homeowner Insurance Premium Example $5,200$4,600
Out of Pocket Expense During Claim$1,900$4,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $43,500$41,700
Net Savings to Stony Point Home Owner from High Deductible Plan $1,800

Stony Point, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Stony Point, NY Home Replacement Value MORE than Home Value Stony Point, NY Home Replacement Value LESS than Home Value
Replacement Value $424,500 $335,500
Insurance Premium based on Replacement Value $3,575 $2,825
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $37,000 Risk Exposure from Under Insuring Coverage is $52,000
Premium Impact Insurance cheaper by $450/year Insurance costlier by $300/year

Example Stony Point Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyFarmers InsuranceErie Insurance
Monthly Premium 319424292
Year Built 200719691977
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 3 Baths
Coverage Amount $500000-$600000$600000-$700000$700000-$800000
Deductible $5000 to $10,000 Deductible$1000-$2500 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Stony Point, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1942 430,000 Metal Roof 2,220 5 $500- $1000 Deductible 3580 8 Fiber-Cement Siding No
1985 490,000 Wood Shake Roof 2,460 5 > $10,000 Deductible 1890 8 Vinyl siding No
1981 275,000 Membrane Roof 1,520 3 $500 Deductible 2360 9 Brick siding yes
1942 610,000 Wood Shake Roof 3,170 4 > $10,000 Deductible 1190 5 Wood siding No
2005 420,000 Metal Roof 2,080 3 > $10,000 Deductible 270 2 Brick siding yes
1965 615,000 Asphalt Shingles Roof 3,190 4 $5000 to $10,000 Deductible 2540 8 Stucco siding yes
1963 325,000 Membrane Roof 1,910 4 $500- $1000 Deductible 2300 9 Brick siding yes
1966 460,000 Shingles Roof 2,210 3 > $10,000 Deductible 1290 5 Stone Siding yes
2005 445,000 Wood Shake Roof 2,670 5 $2500-$5000 Deductible 980 5 Brick siding yes
1970 255,000 Metal Roof 1,510 5 $5000 to $10,000 Deductible 460 4 Vinyl siding No
1962 410,000 Wood Shake Roof 2,240 4 $500- $1000 Deductible 2840 9 Stone Siding No
2001 970,000 Asphalt Shingles Roof 4,110 5 $500- $1000 Deductible 4100 5 Stone Siding yes
1965 895,000 Wood Shake Roof 4,390 5 $2500-$5000 Deductible 1610 3 Stucco siding yes
2002 480,000 Membrane Roof 1,990 3 > $10,000 Deductible 1550 6 Wood siding yes
1972 610,000 Tile Roof 2,720 5 $2500-$5000 Deductible 4470 10 Wood siding No
1964 565,000 Membrane Roof 2,920 4 > $10,000 Deductible 410 2 Brick siding No
1945 490,000 Slate Shingles Roof 2,220 3 $2500-$5000 Deductible 3560 12 Wood siding No
1946 360,000 Slate Shingles Roof 1,960 3 > $10,000 Deductible 1770 9 Stucco siding yes
1978 305,000 Asphalt Shingles Roof 1,640 3 > $10,000 Deductible 1090 8 Vinyl siding No
2000 560,000 Shingles Roof 2,680 4 $2500-$5000 Deductible 460 1 Vinyl siding yes
1942 565,000 Metal Roof 2,660 4 $5000 to $10,000 Deductible 1270 4 Fiber-Cement Siding No
1987 430,000 Slate Shingles Roof 2,390 4 $500- $1000 Deductible 2490 7 Vinyl siding yes
1978 605,000 Tile Roof 2,870 4 $500 Deductible 4070 8 Wood siding No
1970 490,000 Slate Shingles Roof 2,220 4 $5000 to $10,000 Deductible 3190 12 Wood siding yes
2009 295,000 Asphalt Shingles Roof 1,520 3 $1000-$2500 Deductible 2570 10 Brick siding No
1988 365,000 Shingles Roof 2,160 3 $5000 to $10,000 Deductible 1300 7 Vinyl siding yes
1945 530,000 Metal Roof 2,480 4 $2500-$5000 Deductible 750 2 Fiber-Cement Siding No
1949 475,000 Metal Roof 2,310 4 $2500-$5000 Deductible 2120 9 Stone Siding No
1973 530,000 Shingles Roof 2,320 3 $500- $1000 Deductible 3030 8 Stone Siding No
1945 270,000 Shingles Roof 1,510 3 $1000-$2500 Deductible 330 2 Vinyl siding No
1940 425,000 Shingles Roof 2,400 4 $5000 to $10,000 Deductible 2740 10 Vinyl siding yes
2002 365,000 Tile Roof 2,060 4 $5000 to $10,000 Deductible 2390 12 Stucco siding yes
1977 300,000 Shingles Roof 1,570 3 $500- $1000 Deductible 2020 9 Stone Siding yes
2004 280,000 Slate Shingles Roof 1,420 3 > $10,000 Deductible 280 2 Stone Siding No