Stonington, CT homeowners insurance is nearly $754 to $1,028, about $62-$85/month. Our comprehensive guide indicates shoppers can save upto $356 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Stonington, CT | Homeowners Insurance Agency Near Stonington, CT | Address |
|---|---|---|
| State Farm | Mike Esposito | 691 Main St, Manchester, CT, 06040-5109 |
| Travelers | Smith Brothers Insurance Llc | 68 National Dr , Glastonbury, CT, 6033 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Mystic CDP, Connecticut | $113 | $151 | $226 |
| Pawcatuck CDP, Connecticut | $109 | $145 | $217 |
| Old Mystic CDP, Connecticut | $107 | $142 | $213 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Stonington, CT | 3.4% | 9.9% |
| Mystic | 3.38% | 9.72% |
| Pawcatuck | 3.86% | 11.42% |
| Old Mystic | 4.0% | 11.48% |
| Stonington Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 81 | 3.0% | $774 |
| $300 to $499 | 143 | 6.0% | $1224 |
| $500 to $749 | 239 | 11.0% | $1899 |
| $750 to $999 | 363 | 17.0% | $2649 |
| $1,000 to $1,499 | 863 | 41.0% | $3774 |
| $1,500 or more | 391 | 18.0% | $5424 |
| Streets in Stonington Area | Homeowners Insurance Cost |
|---|---|
| Pequotsepos Rd, Meadow Rd, Arch St, Nauyaug N, Meadowbrook Ln, State Hwy 234, Pequot Run, Johnson St, Chase St, Canary St | $873 |
| Judd Ave, E Main St, Juniper Ln, US Hwy 1a, Old South Rd, N Water St, Oakwood Ave, Edgemont St, Pequotsepos Center N, Milan Ter | $931 |
| Ball St, Taugwonk Spur Rd, Gun Club Rd, Birchwood Dr, Bay St, Golden Spr, Knoll Ct, Quanaduck Cove Rd, Voluntown Rd, Damato Dr | $870 |
| Owen Dr, Greenwood Ave, Haley's Way, N Anguilla Rd, Greenmeadow Rd, Kim Ct, Gold St, May Flower Ave, Wilbur Rd, Center Dr | $932 |
| River Crest Dr, Chesebro Ln, Cutter Dr, Avery St, Old Pequot Trl, Salt Acres Rd, Grandview Park, Riverbend Dr, Spruce Ct, Willow Dr | $926 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Stonington | $132 to $134 |
| Mystic | $135 |
| Pawcatuck | $130 |
| Old Mystic | $127 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $800 | $1,800 |
| Yearly Stonington Homeowner Insurance Premium Example | $3,400 | $2,900 |
| Out of Pocket Expense During Claim | $800 | $1,800 |
| Total Home Insurance Premium for 4 years + Out of Pocket Expense for Claim | $14,400 | $13,400 |
| Net Savings to Stonington Home Owner from High Deductible Plan | $1,000 | |
| Scenario | Stonington, CT Home Replacement Value MORE than Home Value | Stonington, CT Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $604,500 | $381,000 |
| Insurance Premium based on Replacement Value | $5,500 | $3,475 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $95,000 | Risk Exposure from Under Insuring Coverage is $128,500 |
| Premium Impact | Insurance cheaper by $1,175/year | Insurance costlier by $850/year |
| Insurance Company | Travelers | State Farm | Farmers Insurance |
| Monthly Premium | 297 | 197 | 556 |
| Year Built | 1993 | 1945 | 1983 |
| Home Details | 2 Beds, 1 Baths | 3 Beds, 1 Baths | 5 Beds, 3 Baths |
| Coverage Amount | $300000-$350000 | $300000-$350000 | $700000-$800000 |
| Deductible | $500 Deductible | $5000 to $10,000 Deductible | $1000-$2500 Deductible |