Stoneham Insurance Rates:

Stoneham, MA homeowners insurance is about $909 to $1,236, about $75-$103/month. Our in depth research indicates shoppers can save upto $428 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
I like that everything is bundled into one place. Specifically the ease of getting my policy information without multiple steps such as logging in and navigating a website. I primarily use it for some of the auto insurance features, but the homeowners have useful information as well.
State Farm
Great rates that other companies cannot beat and we know we have an agent who is working for us.
Liberty Mutual
The customer service is very friendly and addresses my needs in a timely manner. They are more affordable than other companies as well.
Nationwide
The interaction and communication with my insurance company are easy to use and easy to communicate with.
Progressive
I noticed that the rates can go up too. so if your plan was originally 50 bucks per month, after 5 months you find yourself paying close to 90 bucks
Aaa
This was the cheapest price when compared to other companies that were reviewed, but they also had some of the best coverage.
Electric Insurance
I don't like the fact that my company is not local therefore i am unable to just go to their office to talk to them or pick something up from them.

Stoneham, MA Homeowners Insurance By Home Value

Stoneham, MA Home Value Total Homes % of Total Average Stoneham, MA Homeowners Insurance
Less than $50,000 99 3.0% $64
$90,000 to $99,999 33 1.0% $246
$150,000 to $174,999 82 2.0% $428
$175,000 to $199,999 82 2.0% $493
$200,000 to $249,999 283 9.0% $600
$250,000 to $299,999 498 16.0% $739
$300,000 to $399,999 1,973 63.0% $932

Top Home Insurance Agents Near Stoneham, MA

Home Insurance Company Near Stoneham, MA Homeowners Insurance Agency Near Stoneham, MA Address
NA Benefit Development Group, Inc 446 Main St, Worcester, MA, 1608
Travelers All-Nations Insurance 61 HAMILTON ST, WORCESTER, MA, 1604
State Farm Dave Newman 220 N Broadway Ste 2, Salem, NH, 03079-2174
Travelers M K Sullivan Insurance Agency Inc 30 Grove Street, Merrimac, MA, 1860
Travelers Transit Insurance Agency Inc 217 Albany St, Boston, MA, 2118

Cost Of Homeowners Insurance By Street Near Stoneham, MA

Streets in Stoneham Area Homeowners Insurance Cost
Wolcott Rd, Tamarock Ter, Washington Ct, Toms Way, Valdora Dr, Sparhawk Cir, Peabody Rd, Fellsmere Ave, Curve Rd, Nina St$1,078
Governor Rd, Danby Rd, Vera Ln, Hanford Rd, Duncklee Ave, Micah's Pond Way, New South St, Park Terrace Dr, Steele St, Rockville Park$1,076
Kays Rd, Sullivan Cir, Hall Rd, Hamill Ct, Cherry Ave, Nottingham Way, N Border Rd, Fatima Rd, Kirmes Rd, Melba Ln$1,071
Thomas Cir, Rita Cir, Erickson St, Carol St, Magnolia Ter, Meadow Rd, Norval Ave, Whipple Ave, Gerry St, Kenwood Ave$1,067
David Cir, Constitution Rd, Manison St, Nixon Ln, Lindenwood Rd, Alice Ln, Arlene Ave, Rowe St, Pomeworth St, Endicott Rd$1,066

Stoneham, MA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Stoneham$160 to $163
Melrose$161
Winchester$174
Woburn$159

Stoneham, MA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Melrose city, Massachusetts $161 $215 $323
Wakefield CDP, Massachusetts $161 $214 $321
Winchester CDP, Massachusetts $175 $233 $350

Stoneham, MA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Stoneham, MA3.8%11.4%
Melrose3.68%10.9%
Wakefield3.79%11.45%
Winchester2.86%9.71%

Stoneham Renters Insurance as a Percentage of Rent

Stoneham Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 51 1.0% $340
$200 to $299 91 3.0% $790
$300 to $499 159 5.0% $1240
$500 to $749 182 6.0% $1915
$750 to $999 377 13.0% $2665
$1,000 to $1,499 1,220 45.0% $3790
$1,500 or more 625 23.0% $5440

Stoneham, MA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$4,600
Yearly Stoneham Homeowner Insurance Premium Example $2,500$2,000
Out of Pocket Expense During Claim$1,600$4,600
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $19,100$18,600
Net Savings to Stoneham Home Owner from High Deductible Plan $500

Stoneham, MA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Stoneham, MA Home Replacement Value MORE than Home Value Stoneham, MA Home Replacement Value LESS than Home Value
Replacement Value $489,000 $295,000
Insurance Premium based on Replacement Value $4,250 $2,575
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $126,500 Risk Exposure from Under Insuring Coverage is $67,500
Premium Impact Insurance cheaper by $575/year Insurance costlier by $1,100/year

Example Stoneham Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyState FarmAllstate
Monthly Premium 281181147
Year Built 198319971973
Home Details 4 Beds, 2 Baths5 Beds, 4 Baths2 Beds, 1 Baths
Coverage Amount $400000-$500000$300000-$350000$250000-$300000
Deductible $500 Deductible$500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Stoneham, MA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1960 645,000 Wood Shake Roof 2,830 5 > $10,000 Deductible 1200 5 Stone Siding No
1983 275,000 Wood Shake Roof 1,340 2 $5000 to $10,000 Deductible 1250 8 Stucco siding No
1977 525,000 Membrane Roof 2,290 4 > $10,000 Deductible 760 5 Fiber-Cement Siding yes
1947 735,000 Shingles Roof 3,440 5 $2500-$5000 Deductible 3960 10 Stucco siding yes
1980 310,000 Metal Roof 1,700 3 > $10,000 Deductible 490 5 Fiber-Cement Siding yes
1947 720,000 Composition Roof 4,300 5 $500 Deductible 3370 7 Stone Siding No
1989 295,000 Composition Roof 1,510 2 $500- $1000 Deductible 1920 12 Wood siding yes
1960 600,000 Tile Roof 3,120 5 > $10,000 Deductible 260 1 Stucco siding yes
1989 1,085,000 Metal Roof 4,740 5 $500- $1000 Deductible 7100 12 Brick siding yes
1970 175,000 Wood Shake Roof 1,090 2 $500- $1000 Deductible 110 1 Wood siding No
1985 515,000 Membrane Roof 2,910 4 $500 Deductible 700 2 Vinyl siding No
1998 750,000 Tile Roof 3,200 4 $500- $1000 Deductible 3790 9 Fiber-Cement Siding No
1992 270,000 Membrane Roof 1,260 2 $2500-$5000 Deductible 910 10 Stucco siding yes
1948 390,000 Tile Roof 2,110 4 $500 Deductible 680 3 Fiber-Cement Siding No
1970 450,000 Composition Roof 2,130 4 $1000-$2500 Deductible 1430 6 Wood siding No
1993 430,000 Metal Roof 2,350 3 $500 Deductible 990 3 Vinyl siding yes
1976 640,000 Composition Roof 3,350 4 $5000 to $10,000 Deductible 1970 6 Brick siding yes
1995 175,000 Wood Shake Roof 910 2 $5000 to $10,000 Deductible 640 9 Vinyl siding yes
1947 360,000 Metal Roof 1,880 3 > $10,000 Deductible 640 5 Stone Siding yes
1987 615,000 Metal Roof 2,810 4 > $10,000 Deductible 1040 4 Brick siding yes
1975 375,000 Slate Shingles Roof 2,130 3 $500 Deductible 2310 10 Stucco siding yes
1987 495,000 Slate Shingles Roof 2,370 3 $5000 to $10,000 Deductible 710 3 Stone Siding yes
1941 225,000 Asphalt Shingles Roof 1,150 2 $5000 to $10,000 Deductible 600 5 Vinyl siding yes
1968 205,000 Composition Roof 900 2 $500 Deductible 460 4 Brick siding yes