Stone Mountain Insurance Rates:

Stone Mountain, GA homeowners insurance is nearly $754 to $1,026, about $62-$85/month. Our in depth research reveals consumers can save as much as $355 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Aaa
I like that i get my auto and home insurance from the same company. it's a large, nationally recognized company with an image to maintain, so they tend to treat their customers fairly.
Progressive
I do not like that progressive has placed me on paperless billing, yet i still receive mail from them often, even though i have constantly updated my settings online.
Farmers
My current agent is very friendly and stays in touch with me by sending postcards and christmas cards. he has always been available whenever i have needed a question answered or some paperwork for whatever reason

Stone Mountain, GA Homeowners Insurance By Home Value

Stone Mountain, GA Home Value Total Homes % of Total Average Stone Mountain, GA Homeowners Insurance
Less than $50,000 438 5.0% $151
$50,000 to $59,999 174 2.0% $320
$60,000 to $69,999 259 3.0% $391
$70,000 to $79,999 333 4.0% $453
$80,000 to $89,999 519 6.0% $515
$90,000 to $99,999 352 4.0% $577
$100,000 to $124,999 1,116 15.0% $666
$125,000 to $149,999 989 13.0% $835
$150,000 to $174,999 1,030 13.0% $986
$175,000 to $199,999 628 8.0% $1146
$200,000 to $249,999 914 12.0% $1377
$250,000 to $299,999 267 3.0% $1680
$300,000 to $399,999 402 5.0% $2142

Top Home Insurance Agents Near Stone Mountain, GA

Home Insurance Company Near Stone Mountain, GA Homeowners Insurance Agency Near Stone Mountain, GA Address
NA Neil Oliver Insurance Agency 26 Lakeshore Dr. Jackson, Jackson, GA, 30233
State Farm Clyde Hill 1115 Rock Chapel Rd Ste C, Lithonia, GA, 30058-6717
Travelers Georgia Farm Bureau Brokerage Inc 9097 HWY 5, DOUGLASVILLE, GA, 30134
Travelers Siegel Insurance 2987 Clairmont Rd, Ne Suite 425 , Atlanta, GA, 30329
Travelers The Hart Smith Company 1062 THOMPSON BRIDGE RD STE B-14, GAINESVILLE, GA, 30501

Cost Of Homeowners Insurance By Street Near Stone Mountain, GA

Streets in Stone Mountain Area Homeowners Insurance Cost
Stonewood Dr, Spring Dr, Beresford Cir, Renota Ct, Fellswood Ct, Ridgemere Ct, Deer Ridge Dr, Garden Walk Dr, Savannah Ter, Devon Trce$869
Pepperwood Dr, Stone Run, S Malton Ct, Baltic Ct, Mariners Dr, Silver Hill Rd, Lakeview Dr, Old Rockbridge Rd, Arbour Ct, Goldsmith Rd$900
Registry Bluff, Cedar Keys Ln, Olive Rd, Orchards Walk, Fellswood Dr, Andiron Ct, Wynmeadow Dr, Meadow Rock Dr, Redwood Ct, N Deshong Rd$900
2nd St, Trace Ter, Englewood Dr, Randalwood Ct, Minute Ct, Wynpine Pt, Millstone Ln, Monteagle Trce, Oakridge Dr, Registry Chase$900
San Miguel Dr, Eagle Springs Way, Stonehaven Way, Briers Way, Woodland Forest Ln, W Clubhouse Cir, Tracy Ct, Old Highgate Entry, Kenilworth Dr, Old Countryside Cir W$875

Stone Mountain, GA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Stone Mountain$132 to $134
Pine Lake$134
Mountain Park$136
Clarkston$130

Stone Mountain, GA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Pine Lake city, Georgia $112 $149 $224
Mountain Park CDP, Georgia $114 $151 $227
Clarkston city, Georgia $109 $145 $218

Stone Mountain, GA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Stone Mountain, GA5.1%15.7%
Pine Lake5.57%22.61%
Mountain Park4.96%17.78%
Clarkston5.65%15.71%

Stone Mountain Renters Insurance as a Percentage of Rent

Stone Mountain Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 276 3.0% $1263
$500 to $749 2,041 29.0% $1938
$750 to $999 2,836 40.0% $2688
$1,000 to $1,499 1,308 18.0% $3813
$1,500 or more 428 6.0% $5463

Average Cost Of Home Insurance By Company In Areas Nearby Stone Mountain For Different Scenarios

Coverage Construction type Company Premium
$250 Deductible $500 Deductible $1000 Deductible
$250,000 veneer American Family Mutual Insurance Company, S.I. N/A N/A $1135.19
$250,000 veneer Georgia Farm Bureau Casualty Insurance Company $1702 $1579 $1310
$200,000 frame Grange Mutual Casualty Company N/A N/A N/A
$150,000 veneer Owners Insurance Company $430.85 $402.66 $366.43
$150,000 frame Safeco Insurance Company Of Indiana $995.03 $926.12 $844.60
$75,000 veneer Safeco Insurance Company Of Indiana $564.75 $523.57 $468.94
$150,000 veneer State Farm Fire & Casualty Company N/A N/A $1295.00
$150,000 veneer The Travelers Home And Marine Insurance Company N/A N/A $1052
$250,000 veneer The Travelers Home And Marine Insurance Company N/A N/A $1621
$200,000 veneer Trumbull Insurance Company $1985 $1919 $1803

Stone Mountain, GA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$2,700
Yearly Stone Mountain Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$1,700$2,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,500$5,900
Net Savings to Stone Mountain Home Owner from High Deductible Plan $600

Stone Mountain, GA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Stone Mountain, GA Home Replacement Value MORE than Home Value Stone Mountain, GA Home Replacement Value LESS than Home Value
Replacement Value $132,500 $79,000
Insurance Premium based on Replacement Value $750 $450
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $28,000 Risk Exposure from Under Insuring Coverage is $25,500
Premium Impact Insurance cheaper by $150/year Insurance costlier by $150/year

Example Stone Mountain Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyTravelersFarmers Insurance
Monthly Premium 3611481
Year Built 201119711992
Home Details 2 Beds, 1 Baths5 Beds, 1 Baths4 Beds, 2 Baths
Coverage Amount $100000-$125000$400000-$500000$200000-$250000
Deductible $1000-$2500 Deductible$2500-$5000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Stone Mountain, GA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1995 160,000 Shingles Roof 1,610 4 $5000 to $10,000 Deductible 180 4 Wood siding yes
2012 265,000 Tile Roof 2,810 5 $1000-$2500 Deductible 1140 12 Stone Siding No
2014 190,000 Slate Shingles Roof 2,510 4 $5000 to $10,000 Deductible 300 8 Vinyl siding yes
1973 315,000 Metal Roof 3,230 4 $1000-$2500 Deductible 80 1 Wood siding No
1979 210,000 Slate Shingles Roof 2,270 5 $2500-$5000 Deductible 390 6 Wood siding yes
1970 205,000 Metal Roof 2,760 4 $5000 to $10,000 Deductible 260 6 Fiber-Cement Siding yes
1988 200,000 Membrane Roof 2,160 3 $5000 to $10,000 Deductible 190 4 Brick siding No
1997 180,000 Metal Roof 2,510 4 $1000-$2500 Deductible 670 10 Stucco siding No
1975 185,000 Asphalt Shingles Roof 2,390 3 $1000-$2500 Deductible 60 1 Wood siding No
1996 180,000 Metal Roof 2,050 3 $2500-$5000 Deductible 530 9 Stucco siding yes
1980 225,000 Composition Roof 2,850 4 $500 Deductible 620 7 Stucco siding No
2011 80,000 Composition Roof 1,020 2 $2500-$5000 Deductible 70 4 Stucco siding yes
1984 335,000 Slate Shingles Roof 4,160 5 $5000 to $10,000 Deductible 130 2 Fiber-Cement Siding No