Stillwater Insurance Rates:

Stillwater, OK homeowners insurance is nearly $1,261 to $1,713, about $105-$142/month. Our all inclusive guide reveals consumers can save as much as $594 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Farm Bureau
Quick payout- i turned loss forms in and receives a check for losses that same week within a couple of days.
State Farm
I would generally recommend State Farm. I have been satisfied with the level of interaction with my insurance company.
Allstate
Allstate has some of the best customer service across all platforms of insurance. They are known for this, and I've experienced it first hand that they go out of they're way to give superior customer service. I would give a 5 out of 5.
Allstate
I would recommend them because they are easy-going, fair and they offer more than my neighbor's insurance company. I am pretty satisfied with their services.
Brown Insurance
I also like how convenient the place is from where i live. it's about a 25-minute drive and it's not bad.
Allstate
It is a big company with the strong financial asset to back my claim if necessary. i don't have to worry that they can go bankrupt once a disaster struck.
Allstate
It's very user-friendly, I have information on the spot, easy view, and easy to use. If I have any issues, I can always come into the office and the representative will help me. They are truly excellent.
Farm Bureau
The last time we had an auto claim it was very difficult to get a response back. It took several weeks to get the issue resolved.
Travelers
They are actually pretty good. Don't have to wait that long to talk to someone, and they seem generally knowledgeable.
Geico
I Like customer service communication is good. They are easy to talk to and seem kind, documents get sent in a timely manner
Allstate
The premium and really low but the deductible is a little higher than a few competitors. I don't mind the standard deductible. I never had to use it.

Stillwater, OK Homeowners Insurance By Home Value

Stillwater, OK Home Value Total Homes % of Total Average Stillwater, OK Homeowners Insurance
Less than $50,000 1,394 12.0% $252
$50,000 to $59,999 130 1.0% $550
$60,000 to $69,999 284 2.0% $684
$70,000 to $79,999 443 3.0% $788
$80,000 to $89,999 600 5.0% $892
$90,000 to $99,999 520 4.0% $996
$100,000 to $124,999 1,628 14.0% $1159
$125,000 to $149,999 1,388 12.0% $1457
$150,000 to $174,999 1,288 11.0% $1710
$175,000 to $199,999 1,054 9.0% $1977
$200,000 to $249,999 1,202 10.0% $2379
$250,000 to $299,999 785 6.0% $2914
$300,000 to $399,999 512 4.0% $3702

Top Home Insurance Agents Near Stillwater, OK

Home Insurance Company Near Stillwater, OK Homeowners Insurance Agency Near Stillwater, OK Address
NA Bill Frosch Insurance Agency Inc 1000 W Wilshire Blvd Ste 303 Oklahoma City, Oklahoma City, OK, 73116
NA Tedford & Associates Llc 907 Manvel, Chandler, OK, 74834
Farmers Casey Martin 505 E Highway 33 Ste 100, Perkins, OK, 74059
Farmers Janna Lookabaugh 6215 N Meridian Ave, Oklahoma City, OK, 73112
State Farm Jeff Jantz 3740 NW 166th St, Edmond, OK, 73012-9017

Stillwater, OK Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Stillwater, OK

Streets in Stillwater Area Homeowners Insurance Cost
Fountain View Ct, Britton Dr, Mark Cir, E Sunrise Ave, W 14th Ave, N3300 Rd, S Kelly St, E Miller Ave, Rattlesnake Dr, W Scott Ave$1,547
E Macy Ln, W Moore Ave, E Greenvale Ct, Pawnee Ave, E Highview Ave, S Fox Ledge Dr, Rock Ct, S Shumard Dr, E0570 Rd, N3370 Rd$1,470
N Thomas Ave, E Topaz Ave, Marcus Dr, Susan Pl, N Grandview St, Cedar Hill Rd, E 46th St, E Rogers Dr, W Cambridge Ct, E Will Rogers Dr$1,507
West Virginia Ave, Harvest Ln, Andy Kay Ln, W 29th Ave, Post Oak Dr, S Vista Ln, S Wild Turkey Pass Dr, W 21st Ave, S Devon St, E 5th Ave$1,554
E0715 Rd, Noble Rd, W 19th Ave, Oakdale Dr, N Park Dr, N Hester St, Ja Linda Lou Ct, Dalton Ave, Ericka Ave, Lyndsey Ct$1,469
N Rogers Dr, Alcott Dr, Charring Cross, Country Club Rd, W Husband Ct, N Western Rd, S Fern St, S Pioneer Trl, N3460 Rd, N3390 Rd$1,466
E 18th Pl, Helena Hghts, N Diamond Valley, S Marshall St, Aloysius Cir, S Springfield St, S Highland Ct, Furman Ln, Janes Ct, S Post Oak Ct$1,449
S Bluestone St, Pinewood Cir, S Rose Rd, Shamrock Ln N, W 9th Ct, W 8th Ave, E 7th St, Lynn Combs Cr, S Hester St, W 23rd Ave$1,537
Co Rd 210, Rowdy Acres, W Hall of Fame Ave, S Dusty Ln, Willow Park Ln, N Benjamin St, W Eskridge Pl, E 13th Ave, S Willis St, S Hartford St$1,445
3rd Ave, E Maple Ave, S Blakely St, Cowboy Ct, N Glenwood Dr, S Silverdale Dr, Kern St, Dakota Dr, Murphy Ln, Headwaters Ranch Rd$1,469

Stillwater, OK Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Stillwater$222 to $225
Payne County$220
Perkins$215
Ripley$207

Stillwater, OK Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Payne County, Oklahoma $184 $245 $367
Perkins city, Oklahoma $180 $239 $359
Ripley town, Oklahoma $173 $231 $346

Stillwater, OK Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Stillwater, OK10.1%29.7%
Payne County10.66%30.8%
Perkins11.73%36.53%
Ripley15.89%48.13%

Stillwater Renters Insurance as a Percentage of Rent

Stillwater Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 438 3.0% $814
$300 to $499 2,065 16.0% $1264
$500 to $749 4,895 39.0% $1939
$750 to $999 2,293 18.0% $2689
$1,000 to $1,499 2,121 17.0% $3814
$1,500 or more 410 3.0% $5464

Stillwater, OK Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$8,500
Yearly Stillwater Homeowner Insurance Premium Example $9,700$8,100
Out of Pocket Expense During Claim$500$8,500
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $58,700$57,100
Net Savings to Stillwater Home Owner from High Deductible Plan $1,600

Stillwater, OK Home Insurance Costs With Home Replacement Value Scenarios

Scenario Stillwater, OK Home Replacement Value MORE than Home Value Stillwater, OK Home Replacement Value LESS than Home Value
Replacement Value $127,000 $88,000
Insurance Premium based on Replacement Value $4,775 $3,325
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $20,500 Risk Exposure from Under Insuring Coverage is $18,500
Premium Impact Insurance cheaper by $675/year Insurance costlier by $775/year

Example Stillwater Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateLiberty MutualAmica Mutual Insurance Company
Monthly Premium 343595612
Year Built 200719731984
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $100000-$125000$200000-$250000$300000-$350000
Deductible $500 Deductible$2500-$5000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Stillwater, OK from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2010 105,000 Metal Roof 1,050 2 $500 Deductible 2480 9 Stone Siding yes
1980 190,000 Metal Roof 2,280 4 $5000 to $10,000 Deductible 4400 9 Stone Siding yes
1998 295,000 Tile Roof 2,960 4 $2500-$5000 Deductible 2140 3 Brick siding No
1995 130,000 Shingles Roof 1,600 2 $500 Deductible 1480 4 Stone Siding No
1999 240,000 Membrane Roof 2,630 4 $2500-$5000 Deductible 1930 4 Brick siding yes
2011 235,000 Asphalt Shingles Roof 3,080 5 $500 Deductible 600 1 Stone Siding No
2014 185,000 Shingles Roof 2,470 4 $500- $1000 Deductible 4420 12 Brick siding No
1983 130,000 Shingles Roof 1,420 3 $1000-$2500 Deductible 630 2 Brick siding No
1970 150,000 Tile Roof 1,800 4 $500- $1000 Deductible 3160 12 Vinyl siding No
1973 110,000 Slate Shingles Roof 1,260 3 $500 Deductible 4620 12 Fiber-Cement Siding No
1985 135,000 Membrane Roof 1,640 3 $1000-$2500 Deductible 4030 12 Wood siding yes
1970 280,000 Composition Roof 3,200 4 $500- $1000 Deductible 6600 10 Vinyl siding No
2001 90,000 Tile Roof 1,270 3 $1000-$2500 Deductible 950 3 Brick siding No
1980 170,000 Shingles Roof 1,700 3 $500- $1000 Deductible 520 1 Brick siding yes
2014 140,000 Wood Shake Roof 1,410 2 $1000-$2500 Deductible 2380 9 Brick siding yes
2005 165,000 Membrane Roof 2,280 3 $500- $1000 Deductible 390 1 Vinyl siding yes
2000 185,000 Shingles Roof 1,830 3 $5000 to $10,000 Deductible 450 1 Wood siding yes
1994 155,000 Slate Shingles Roof 1,700 3 $5000 to $10,000 Deductible 2070 7 Brick siding No
1992 85,000 Composition Roof 900 2 $500 Deductible 1660 8 Vinyl siding yes
1986 350,000 Slate Shingles Roof 4,620 5 $500 Deductible 1720 2 Fiber-Cement Siding yes
2012 230,000 Membrane Roof 2,960 4 $5000 to $10,000 Deductible 2360 6 Fiber-Cement Siding No
1994 210,000 Wood Shake Roof 2,100 4 $500 Deductible 5590 9 Stone Siding No
1983 380,000 Slate Shingles Roof 3,770 5 $1000-$2500 Deductible 3280 3 Brick siding No
2006 195,000 Wood Shake Roof 2,200 4 $2500-$5000 Deductible 4660 9 Stucco siding No
1974 95,000 Composition Roof 1,130 2 $1000-$2500 Deductible 950 4 Brick siding No
1990 310,000 Asphalt Shingles Roof 3,450 5 $2500-$5000 Deductible 5160 9 Stucco siding yes
2007 210,000 Composition Roof 2,410 5 $5000 to $10,000 Deductible 3760 9 Stone Siding yes
2006 150,000 Tile Roof 1,740 2 $500 Deductible 2500 6 Wood siding yes
2013 160,000 Tile Roof 1,660 2 $500 Deductible 4700 7 Stucco siding No
1999 170,000 Asphalt Shingles Roof 1,840 3 $500 Deductible 2950 6 Wood siding No
1983 90,000 Wood Shake Roof 1,180 2 $500- $1000 Deductible 2480 10 Wood siding No
1984 400,000 Asphalt Shingles Roof 4,450 5 $500- $1000 Deductible 6660 7 Stucco siding yes
1994 115,000 Composition Roof 1,360 3 $500 Deductible 1150 4 Fiber-Cement Siding No
1988 110,000 Metal Roof 1,500 2 $2500-$5000 Deductible 2510 9 Stucco siding No

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