Stillwater, OK homeowners insurance is nearly $1,261 to $1,713, about $105-$142/month. Our all inclusive guide reveals consumers can save as much as $594 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
Stillwater, OK Home Value | Total Homes | % of Total | Average Stillwater, OK Homeowners Insurance |
---|---|---|---|
Less than $50,000 | 1,394 | 12.0% | $252 |
$50,000 to $59,999 | 130 | 1.0% | $550 |
$60,000 to $69,999 | 284 | 2.0% | $684 |
$70,000 to $79,999 | 443 | 3.0% | $788 |
$80,000 to $89,999 | 600 | 5.0% | $892 |
$90,000 to $99,999 | 520 | 4.0% | $996 |
$100,000 to $124,999 | 1,628 | 14.0% | $1159 |
$125,000 to $149,999 | 1,388 | 12.0% | $1457 |
$150,000 to $174,999 | 1,288 | 11.0% | $1710 |
$175,000 to $199,999 | 1,054 | 9.0% | $1977 |
$200,000 to $249,999 | 1,202 | 10.0% | $2379 |
$250,000 to $299,999 | 785 | 6.0% | $2914 |
$300,000 to $399,999 | 512 | 4.0% | $3702 |
Home Insurance Company Near Stillwater, OK | Homeowners Insurance Agency Near Stillwater, OK | Address |
---|---|---|
NA | Bill Frosch Insurance Agency Inc | 1000 W Wilshire Blvd Ste 303 Oklahoma City, Oklahoma City, OK, 73116 |
NA | Tedford & Associates Llc | 907 Manvel, Chandler, OK, 74834 |
Farmers | Casey Martin | 505 E Highway 33 Ste 100, Perkins, OK, 74059 |
Farmers | Janna Lookabaugh | 6215 N Meridian Ave, Oklahoma City, OK, 73112 |
State Farm | Jeff Jantz | 3740 NW 166th St, Edmond, OK, 73012-9017 |
Streets in Stillwater Area | Homeowners Insurance Cost |
---|---|
Fountain View Ct, Britton Dr, Mark Cir, E Sunrise Ave, W 14th Ave, N3300 Rd, S Kelly St, E Miller Ave, Rattlesnake Dr, W Scott Ave | $1,547 |
E Macy Ln, W Moore Ave, E Greenvale Ct, Pawnee Ave, E Highview Ave, S Fox Ledge Dr, Rock Ct, S Shumard Dr, E0570 Rd, N3370 Rd | $1,470 |
N Thomas Ave, E Topaz Ave, Marcus Dr, Susan Pl, N Grandview St, Cedar Hill Rd, E 46th St, E Rogers Dr, W Cambridge Ct, E Will Rogers Dr | $1,507 |
West Virginia Ave, Harvest Ln, Andy Kay Ln, W 29th Ave, Post Oak Dr, S Vista Ln, S Wild Turkey Pass Dr, W 21st Ave, S Devon St, E 5th Ave | $1,554 |
E0715 Rd, Noble Rd, W 19th Ave, Oakdale Dr, N Park Dr, N Hester St, Ja Linda Lou Ct, Dalton Ave, Ericka Ave, Lyndsey Ct | $1,469 |
N Rogers Dr, Alcott Dr, Charring Cross, Country Club Rd, W Husband Ct, N Western Rd, S Fern St, S Pioneer Trl, N3460 Rd, N3390 Rd | $1,466 |
E 18th Pl, Helena Hghts, N Diamond Valley, S Marshall St, Aloysius Cir, S Springfield St, S Highland Ct, Furman Ln, Janes Ct, S Post Oak Ct | $1,449 |
S Bluestone St, Pinewood Cir, S Rose Rd, Shamrock Ln N, W 9th Ct, W 8th Ave, E 7th St, Lynn Combs Cr, S Hester St, W 23rd Ave | $1,537 |
Co Rd 210, Rowdy Acres, W Hall of Fame Ave, S Dusty Ln, Willow Park Ln, N Benjamin St, W Eskridge Pl, E 13th Ave, S Willis St, S Hartford St | $1,445 |
3rd Ave, E Maple Ave, S Blakely St, Cowboy Ct, N Glenwood Dr, S Silverdale Dr, Kern St, Dakota Dr, Murphy Ln, Headwaters Ranch Rd | $1,469 |
Place | Savings For Senior Occupied Homes |
---|---|
Stillwater | $222 to $225 |
Payne County | $220 |
Perkins | $215 |
Ripley | $207 |
Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
---|---|---|---|
Payne County, Oklahoma | $184 | $245 | $367 |
Perkins city, Oklahoma | $180 | $239 | $359 |
Ripley town, Oklahoma | $173 | $231 | $346 |
Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
---|---|---|
Stillwater, OK | 10.1% | 29.7% |
Payne County | 10.66% | 30.8% |
Perkins | 11.73% | 36.53% |
Ripley | 15.89% | 48.13% |
Stillwater Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
---|---|---|---|
$200 to $299 | 438 | 3.0% | $814 |
$300 to $499 | 2,065 | 16.0% | $1264 |
$500 to $749 | 4,895 | 39.0% | $1939 |
$750 to $999 | 2,293 | 18.0% | $2689 |
$1,000 to $1,499 | 2,121 | 17.0% | $3814 |
$1,500 or more | 410 | 3.0% | $5464 |
Low Deductible | High Deductible | |
---|---|---|
Deductible | $500 | $8,500 |
Yearly Stillwater Homeowner Insurance Premium Example | $9,700 | $8,100 |
Out of Pocket Expense During Claim | $500 | $8,500 |
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim | $58,700 | $57,100 |
Net Savings to Stillwater Home Owner from High Deductible Plan | $1,600 |
Scenario | Stillwater, OK Home Replacement Value MORE than Home Value | Stillwater, OK Home Replacement Value LESS than Home Value |
---|---|---|
Replacement Value | $127,000 | $88,000 |
Insurance Premium based on Replacement Value | $4,775 | $3,325 |
Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $20,500 | Risk Exposure from Under Insuring Coverage is $18,500 |
Premium Impact | Insurance cheaper by $675/year | Insurance costlier by $775/year |
Insurance Company | Allstate | Liberty Mutual | Amica Mutual Insurance Company |
Monthly Premium | 343 | 595 | 612 |
Year Built | 2007 | 1973 | 1984 |
Home Details | 2 Beds, 1 Baths | 3 Beds, 1 Baths | 5 Beds, 2 Baths |
Coverage Amount | $100000-$125000 | $200000-$250000 | $300000-$350000 |
Deductible | $500 Deductible | $2500-$5000 Deductible | $2500-$5000 Deductible |
Year Built | Home Value | Roof Type | Sqft | Number of Bedrooms | Deductible | Premium | Premium Months | Siding Type | Smoker/Non Smoker |
---|---|---|---|---|---|---|---|---|---|
2010 | 105,000 | Metal Roof | 1,050 | 2 | $500 Deductible | 2480 | 9 | Stone Siding | yes |
1980 | 190,000 | Metal Roof | 2,280 | 4 | $5000 to $10,000 Deductible | 4400 | 9 | Stone Siding | yes |
1998 | 295,000 | Tile Roof | 2,960 | 4 | $2500-$5000 Deductible | 2140 | 3 | Brick siding | No |
1995 | 130,000 | Shingles Roof | 1,600 | 2 | $500 Deductible | 1480 | 4 | Stone Siding | No |
1999 | 240,000 | Membrane Roof | 2,630 | 4 | $2500-$5000 Deductible | 1930 | 4 | Brick siding | yes |
2011 | 235,000 | Asphalt Shingles Roof | 3,080 | 5 | $500 Deductible | 600 | 1 | Stone Siding | No |
2014 | 185,000 | Shingles Roof | 2,470 | 4 | $500- $1000 Deductible | 4420 | 12 | Brick siding | No |
1983 | 130,000 | Shingles Roof | 1,420 | 3 | $1000-$2500 Deductible | 630 | 2 | Brick siding | No |
1970 | 150,000 | Tile Roof | 1,800 | 4 | $500- $1000 Deductible | 3160 | 12 | Vinyl siding | No |
1973 | 110,000 | Slate Shingles Roof | 1,260 | 3 | $500 Deductible | 4620 | 12 | Fiber-Cement Siding | No |
1985 | 135,000 | Membrane Roof | 1,640 | 3 | $1000-$2500 Deductible | 4030 | 12 | Wood siding | yes |
1970 | 280,000 | Composition Roof | 3,200 | 4 | $500- $1000 Deductible | 6600 | 10 | Vinyl siding | No |
2001 | 90,000 | Tile Roof | 1,270 | 3 | $1000-$2500 Deductible | 950 | 3 | Brick siding | No |
1980 | 170,000 | Shingles Roof | 1,700 | 3 | $500- $1000 Deductible | 520 | 1 | Brick siding | yes |
2014 | 140,000 | Wood Shake Roof | 1,410 | 2 | $1000-$2500 Deductible | 2380 | 9 | Brick siding | yes |
2005 | 165,000 | Membrane Roof | 2,280 | 3 | $500- $1000 Deductible | 390 | 1 | Vinyl siding | yes |
2000 | 185,000 | Shingles Roof | 1,830 | 3 | $5000 to $10,000 Deductible | 450 | 1 | Wood siding | yes |
1994 | 155,000 | Slate Shingles Roof | 1,700 | 3 | $5000 to $10,000 Deductible | 2070 | 7 | Brick siding | No |
1992 | 85,000 | Composition Roof | 900 | 2 | $500 Deductible | 1660 | 8 | Vinyl siding | yes |
1986 | 350,000 | Slate Shingles Roof | 4,620 | 5 | $500 Deductible | 1720 | 2 | Fiber-Cement Siding | yes |
2012 | 230,000 | Membrane Roof | 2,960 | 4 | $5000 to $10,000 Deductible | 2360 | 6 | Fiber-Cement Siding | No |
1994 | 210,000 | Wood Shake Roof | 2,100 | 4 | $500 Deductible | 5590 | 9 | Stone Siding | No |
1983 | 380,000 | Slate Shingles Roof | 3,770 | 5 | $1000-$2500 Deductible | 3280 | 3 | Brick siding | No |
2006 | 195,000 | Wood Shake Roof | 2,200 | 4 | $2500-$5000 Deductible | 4660 | 9 | Stucco siding | No |
1974 | 95,000 | Composition Roof | 1,130 | 2 | $1000-$2500 Deductible | 950 | 4 | Brick siding | No |
1990 | 310,000 | Asphalt Shingles Roof | 3,450 | 5 | $2500-$5000 Deductible | 5160 | 9 | Stucco siding | yes |
2007 | 210,000 | Composition Roof | 2,410 | 5 | $5000 to $10,000 Deductible | 3760 | 9 | Stone Siding | yes |
2006 | 150,000 | Tile Roof | 1,740 | 2 | $500 Deductible | 2500 | 6 | Wood siding | yes |
2013 | 160,000 | Tile Roof | 1,660 | 2 | $500 Deductible | 4700 | 7 | Stucco siding | No |
1999 | 170,000 | Asphalt Shingles Roof | 1,840 | 3 | $500 Deductible | 2950 | 6 | Wood siding | No |
1983 | 90,000 | Wood Shake Roof | 1,180 | 2 | $500- $1000 Deductible | 2480 | 10 | Wood siding | No |
1984 | 400,000 | Asphalt Shingles Roof | 4,450 | 5 | $500- $1000 Deductible | 6660 | 7 | Stucco siding | yes |
1994 | 115,000 | Composition Roof | 1,360 | 3 | $500 Deductible | 1150 | 4 | Fiber-Cement Siding | No |
1988 | 110,000 | Metal Roof | 1,500 | 2 | $2500-$5000 Deductible | 2510 | 9 | Stucco siding | No |