Stevenson Ranch Insurance Rates:

Stevenson Ranch, CA homeowners insurance is nearly $560 to $762, about $46-$63/month. Our extensive guide indicates shoppers can save upto $264 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Stevenson Ranch, CA Homeowners Insurance By Home Value

Stevenson Ranch, CA Home Value Total Homes % of Total Average Stevenson Ranch, CA Homeowners Insurance
Less than $50,000 48 6.0% $26
$60,000 to $69,999 46 5.0% $72
$100,000 to $124,999 11 1.0% $118
$150,000 to $174,999 16 2.0% $178
$175,000 to $199,999 10 1.0% $204
$200,000 to $249,999 65 8.0% $251
$250,000 to $299,999 163 21.0% $304
$300,000 to $399,999 413 53.0% $389

Top Home Insurance Agents Near Stevenson Ranch, CA

Home Insurance Company Near Stevenson Ranch, CA Homeowners Insurance Agency Near Stevenson Ranch, CA Address
Allstate Chad Luitwieler 351 E La Habra Blvd, La Habra, CA, 90631
Allstate Dilip Shah 14717 Prairie Ave, Lawndale, CA, 90260
State Farm Laura Maloney 505 N Sepulveda Blvd Ste 17, Manhattan Bch, CA, 90266-6743
State Farm Mike Martinek 5000 Pkw Calabasas Ste 109, Calabasas, CA, 91302-3906
State Farm Roberto Garza 3445 Telegraph Rd Ste 100, Ventura, CA, 93003-3379

Cost Of Homeowners Insurance By Street Near Stevenson Ranch, CA

Streets in Stevenson Ranch Area Homeowners Insurance Cost
Oakview Estate Dr, Laurelcrest Ln, Bishop Ct, Smoketree Ln, Black Oak Dr, Pico Canyon Rd, Forster Way, Holly Oak Ln, Akins Ct, Verandah Ct$637
W Shadow Rock Ln, Brooks Cir, Azalia Trail Ct, Joyce Pl, Belleza Ct, Pine Cliff Pl, Coriander Ct, Constitution Ave, Pebble Beach Dr, Beecher Ln$648
Shaw Pl, Greenleaf Ct, Los Arqueros Dr, River Walk Ln, Greenbrier Dr, Tennyson, Via Viejo, Verne Ct, Hemingway Ave, Oakridge Rd$663
Crockett Ln, Shakespeare Ln, Elmwood Ln, Jasmine Ln, Hollyhock Ct, Pico Canyon Rd, Chicory Ct, Southern Oaks Dr, Oliver Way, Timberline Ter$645
Stafford Canyon Rd, Potter Pl, Mirabile Ct, Dolce Ct, Wells Ct, Chaucer Pl, Maple Tree Ct, Sargasso Ct, Raleigh Ln, Foxtail Ct$641

Stevenson Ranch, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Stevenson Ranch$98 to $101
Santa Clarita$94
Val Verde$92
Castaic$95

Stevenson Ranch, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Santa Clarita city, California $79 $105 $157
Val Verde CDP, California $77 $103 $154
Castaic CDP, California $79 $105 $158

Stevenson Ranch, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Stevenson Ranch, CA1.6%8.1%
Santa Clarita2.07%8.85%
Val Verde2.88%13.8%
Castaic1.87%9.66%

Stevenson Ranch Renters Insurance as a Percentage of Rent

Stevenson Ranch Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 19 1.0% $1892
$750 to $999 21 1.0% $2642
$1,000 to $1,499 365 25.0% $3767
$1,500 or more 1,032 70.0% $5417

Average Cost Of Home Insurance By Company In Areas Nearby Stevenson Ranch For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
150000250NewStillwater Ins Co389
2500001000NewChubb/Federal1109
250000500NewHartford (Sentinel)697
300000500NewChubb/Federal1455
7500002500NewAmerican Modern2625
7500002500NewCalifornia Casualty856
1500002501-3 YearsEncompass1056
1500005001-3 YearsForemost Insurance745
1500005001-3 YearsTravelers435
3000005001-3 YearsHorace Mann P & C830
40000010001-3 YearsChubb/Federal1752
40000010001-3 YearsSafeco943
50000010001-3 YearsAmco1222
50000010001-3 YearsPacific Property And Casualty561
50000010001-3 YearsUSAA1160
50000025001-3 YearsPrivilege Underwriters Exch3195
1500002504-6 YearsCalifornia Casualty655
25000010004-6 YearsPrivilege Underwriters Exch2263
3000005004-6 YearsAmerican Reliable1044
1500002507-15 YearsHartford (Sentinel)744
2000005007-15 YearsChubb/Federal1232
2000005007-15 YearsOregon Mutual777

Stevenson Ranch, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$5,800
Yearly Stevenson Ranch Homeowner Insurance Premium Example $3,100$2,100
Out of Pocket Expense During Claim$1,800$5,800
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $17,300$16,300
Net Savings to Stevenson Ranch Home Owner from High Deductible Plan $1,000

Stevenson Ranch, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Stevenson Ranch, CA Home Replacement Value MORE than Home Value Stevenson Ranch, CA Home Replacement Value LESS than Home Value
Replacement Value $550,500 $349,000
Insurance Premium based on Replacement Value $1,375 $875
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $142,500 Risk Exposure from Under Insuring Coverage is $59,000
Premium Impact Insurance cheaper by $150/year Insurance costlier by $350/year

Example Stevenson Ranch Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceNationwide InsuranceLiberty Mutual
Monthly Premium 7814167
Year Built 200719982011
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 4 Baths
Coverage Amount $400000-$500000$500000-$600000$500000-$600000
Deductible $2500-$5000 Deductible$1000-$2500 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Stevenson Ranch, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2000 695,000 Metal Roof 2,660 5 $1000-$2500 Deductible 300 2 Vinyl siding yes
2004 425,000 Asphalt Shingles Roof 1,790 4 $5000 to $10,000 Deductible 730 12 Brick siding yes
2013 770,000 Slate Shingles Roof 2,340 5 $1000-$2500 Deductible 1140 8 Wood siding No
1994 1,335,000 Slate Shingles Roof 4,440 5 $1000-$2500 Deductible 2710 12 Stone Siding yes
1993 1,235,000 Slate Shingles Roof 4,990 5 $1000-$2500 Deductible 2900 12 Stucco siding No
2007 565,000 Membrane Roof 1,900 3 $5000 to $10,000 Deductible 1050 10 Vinyl siding No
1997 840,000 Membrane Roof 2,550 5 $5000 to $10,000 Deductible 760 5 Wood siding yes
1995 1,055,000 Membrane Roof 3,650 5 > $10,000 Deductible 1360 12 Stucco siding yes
1992 595,000 Composition Roof 1,890 3 $1000-$2500 Deductible 450 6 Brick siding No
1990 370,000 Asphalt Shingles Roof 1,270 3 $500 Deductible 810 10 Stucco siding No
2010 1,320,000 Wood Shake Roof 5,000 5 $1000-$2500 Deductible 2090 10 Stucco siding yes
2012 955,000 Wood Shake Roof 3,180 5 $1000-$2500 Deductible 2950 12 Brick siding yes
2003 405,000 Shingles Roof 1,300 3 $500- $1000 Deductible 1240 12 Brick siding yes
2012 890,000 Composition Roof 3,390 4 $5000 to $10,000 Deductible 720 5 Brick siding No
2002 745,000 Composition Roof 2,320 4 $5000 to $10,000 Deductible 120 1 Stone Siding yes
1993 600,000 Asphalt Shingles Roof 2,070 3 $5000 to $10,000 Deductible 610 7 Stucco siding No
1994 755,000 Membrane Roof 2,680 4 > $10,000 Deductible 600 7 Stucco siding yes
1998 1,085,000 Composition Roof 3,760 5 $5000 to $10,000 Deductible 300 2 Wood siding No
2001 1,050,000 Wood Shake Roof 3,400 5 $1000-$2500 Deductible 170 1 Brick siding No
2013 590,000 Shingles Roof 2,020 4 $500 Deductible 430 4 Wood siding yes
2013 590,000 Tile Roof 2,080 5 $5000 to $10,000 Deductible 1190 12 Brick siding yes
1992 905,000 Metal Roof 3,200 5 $500 Deductible 2490 9 Stucco siding yes
1999 1,090,000 Wood Shake Roof 4,380 5 $1000-$2500 Deductible 2170 12 Vinyl siding No
1993 780,000 Membrane Roof 2,970 4 $1000-$2500 Deductible 310 2 Stucco siding No
2010 1,120,000 Tile Roof 4,680 5 $500- $1000 Deductible 1150 6 Stone Siding yes
2006 920,000 Wood Shake Roof 2,980 4 $500- $1000 Deductible 310 2 Fiber-Cement Siding No
2010 1,240,000 Tile Roof 4,110 5 $5000 to $10,000 Deductible 160 1 Fiber-Cement Siding yes
1990 480,000 Slate Shingles Roof 1,560 3 $500- $1000 Deductible 570 4 Wood siding yes
2014 530,000 Shingles Roof 2,200 5 > $10,000 Deductible 70 1 Brick siding yes
1997 490,000 Composition Roof 2,130 5 $5000 to $10,000 Deductible 770 9 Vinyl siding yes
1994 440,000 Composition Roof 1,620 3 $500- $1000 Deductible 420 5 Stone Siding yes