Steubenville Insurance Rates:

Steubenville, OH homeowners insurance is roughly $581 to $790, about $48-$65/month. Our in depth analysis indicates shoppers can save upto $274 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
I don't tend to access my company's app or website very often, but when I do it's easy enough to use and I can find the information I want without too much trouble.
State Farm
I like the app because it is very simple to use. Once I am logged in I can click on a link and it will take me another link where I can view my policy, print insurance cards, review what is covered, or reach out to my insurance agent.
Farmer's Insurance
I have no real complaints about the insurance company. I have had no issues up to this point and I’d say the price is very reasonable compared to what my neighbors pay.
Geico
Gecko website is easy to use and the site lets me do everything online with no need of calling them. I hate calling insurance people as they always upsell too much.
Geico
I like that I can completely control my policy online. I also like that I can call them if needed.
American Modern Insurance
Because of the fact that I live what they consider a mobile home a trailer and actually it's a doublewide that's why I have to pay such high rates.
Allstate
I also don't like how competitive they are with other insurance companies. over the years they seem to be cutting corners to benefit the company instead of benefitting their customers.
Safeco Insurance
Hard to understand all of the policy details
Auto Owners
Auto-owners has raised their rates on other types of insurance substantially and a little bit on homeowners which makes it harder to purchase.

Steubenville, OH Homeowners Insurance By Home Value

Steubenville, OH Home Value Total Homes % of Total Average Steubenville, OH Homeowners Insurance
Less than $50,000 903 21.0% $178
$50,000 to $59,999 216 5.0% $376
$60,000 to $69,999 230 5.0% $472
$70,000 to $79,999 357 8.0% $541
$80,000 to $89,999 291 6.0% $616
$90,000 to $99,999 335 7.0% $691
$100,000 to $124,999 550 13.0% $801
$125,000 to $149,999 339 8.0% $1000
$150,000 to $174,999 381 9.0% $1178
$175,000 to $199,999 162 3.0% $1363
$200,000 to $249,999 228 5.0% $1637
$250,000 to $299,999 164 3.0% $2007
$300,000 to $399,999 51 1.0% $2548

Top Home Insurance Agents Near Steubenville, OH

Home Insurance Company Near Steubenville, OH Homeowners Insurance Agency Near Steubenville, OH Address
Allstate Blair Bogdan 120 Clairton Blvd, Pleasant Hills, PA, 15236
Allstate Brady Krebs 560A Evans City Rd, Butler, PA, 16001
Nationwide Daniel N Diamond 2605 Sunset Blvd Ste B, Steubenville, OH, 43952-1179
State Farm Edmund Nelson 110 Fort Couch Rd Ste 10, Pittsburgh, PA, 15241-1030
State Farm Milton Zinaich 3726 Penna Ave, Weirton, WV, 26062-4112

Cost Of Homeowners Insurance By Street Near Steubenville, OH

Streets in Steubenville Area Homeowners Insurance Cost
Beechwood Blvd, Concord Dr, Lauretta Dr, Cedar Lick Run, Braybarton Blvd, Brondos Ave, Montwell Rd, Douglas Ave, Cardinal St, S Court St$652
Majestic Cir, Longview Ave, Powells Ln, Maple Way, E Murdock Ave, Furda Ln, Rosswell Ave, Woodland Park Dr, University Blvd, Simms Rd$690
S Commercial St, Twp Hwy 350, Plum St, Old State Rte 7, Co Rd 28, Kirt Doll Way, N Webster St, Crescent St, S Long St, Huggins Dr$677
Covington Rd, Twp Hwy 242, T-582, Park St, Chauncey St, Grafton Rd, Granard Pkwy, Bell View Blvd, E Churchway St, Forest Ct$687
Vireo Dr, Frazier St, Grafton Exn, Crestline Dr, Spruce St, Rockdale St, Beverly Ln, Simpson Way, Fairmont Ave, Terrace Dr$675

Steubenville, OH Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Steubenville$102 to $105
Wintersville$104
Pottery Addition$99
Mingo Junction$100

Steubenville, OH Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Wintersville village, Ohio $87 $115 $173
Pottery Addition CDP, Ohio $83 $110 $165
Mingo Junction village, Ohio $84 $112 $168

Steubenville, OH Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Steubenville, OH5.5%14.8%
Wintersville5.09%15.1%
Mingo Junction6.64%16.26%
Cross Creek5.28%15.48%

Steubenville Renters Insurance as a Percentage of Rent

Steubenville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 291 9.0% $359
$200 to $299 350 11.0% $809
$300 to $499 545 18.0% $1259
$500 to $749 1,139 38.0% $1934
$750 to $999 425 14.0% $2684
$1,000 to $1,499 178 6.0% $3809

Steubenville, OH Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,200$2,200
Yearly Steubenville Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$1,200$2,200
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,800$6,200
Net Savings to Steubenville Home Owner from High Deductible Plan $600

Steubenville, OH Home Insurance Costs With Home Replacement Value Scenarios

Scenario Steubenville, OH Home Replacement Value MORE than Home Value Steubenville, OH Home Replacement Value LESS than Home Value
Replacement Value $42,000 $26,000
Insurance Premium based on Replacement Value $200 $125
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $7,000 Risk Exposure from Under Insuring Coverage is $9,000
Premium Impact Insurance cheaper by $50/year Insurance costlier by $25/year

Example Steubenville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyChubb Group of InsuranceGEICO Insurance
Monthly Premium 382232
Year Built 194219741962
Home Details 5 Beds, 1 Baths2 Beds, 1 Baths3 Beds, 1 Baths
Coverage Amount $125000-$150000$75000-$100000$100000-$125000
Deductible $1000-$2500 Deductible$1000-$2500 Deductible$500 Deductible

Sample Home Insurance Rates for Steubenville, OH from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1944 260,000 Wood Shake Roof 3,840 5 $5000 to $10,000 Deductible 500 9 Stucco siding No
1965 150,000 Shingles Roof 2,200 3 $1000-$2500 Deductible 620 12 Brick siding No
1945 100,000 Membrane Roof 1,640 4 $1000-$2500 Deductible 120 5 Stucco siding No
1960 230,000 Asphalt Shingles Roof 3,150 4 $2500-$5000 Deductible 200 4 Stucco siding No
1979 205,000 Composition Roof 3,330 5 $500 Deductible 720 8 Stucco siding No
1946 240,000 Tile Roof 2,970 4 $500 Deductible 930 10 Fiber-Cement Siding No
1982 85,000 Wood Shake Roof 1,150 2 $2500-$5000 Deductible 140 8 Fiber-Cement Siding yes
1965 110,000 Membrane Roof 1,700 2 $2500-$5000 Deductible 50 2 Stucco siding yes
1952 130,000 Asphalt Shingles Roof 2,410 4 $1000-$2500 Deductible 240 8 Brick siding No
1966 65,000 Tile Roof 1,140 2 $1000-$2500 Deductible 70 3 Fiber-Cement Siding yes
1951 145,000 Composition Roof 1,970 3 $2500-$5000 Deductible 40 1 Stucco siding No
1979 85,000 Tile Roof 1,480 3 $500 Deductible 150 6 Stone Siding yes
1981 210,000 Membrane Roof 3,080 5 $1000-$2500 Deductible 530 10 Wood siding No
1988 135,000 Wood Shake Roof 1,770 3 $500 Deductible 370 10 Fiber-Cement Siding yes
1955 110,000 Wood Shake Roof 1,350 2 $1000-$2500 Deductible 40 1 Stucco siding No
1952 360,000 Metal Roof 4,590 5 $1000-$2500 Deductible 940 9 Vinyl siding No
1954 110,000 Membrane Roof 1,740 4 $2500-$5000 Deductible 200 7 Stucco siding yes
1979 145,000 Slate Shingles Roof 1,950 3 $1000-$2500 Deductible 290 7 Stone Siding yes
1954 95,000 Metal Roof 1,630 4 $500- $1000 Deductible 160 6 Vinyl siding No
1955 180,000 Tile Roof 2,370 4 $500 Deductible 650 10 Brick siding yes
1954 160,000 Wood Shake Roof 2,650 4 $5000 to $10,000 Deductible 40 1 Fiber-Cement Siding yes
1958 150,000 Metal Roof 1,890 4 $500 Deductible 260 4 Vinyl siding yes
1973 180,000 Metal Roof 2,520 4 $5000 to $10,000 Deductible 200 4 Wood siding No
1989 125,000 Asphalt Shingles Roof 1,870 3 $2500-$5000 Deductible 230 8 Brick siding No
1965 80,000 Asphalt Shingles Roof 970 2 $500 Deductible 170 6 Stone Siding No
1973 110,000 Membrane Roof 1,400 2 $500 Deductible 260 5 Wood siding yes
1962 205,000 Asphalt Shingles Roof 2,680 4 $5000 to $10,000 Deductible 110 2 Fiber-Cement Siding yes
1950 130,000 Metal Roof 1,620 5 $500 Deductible 370 9 Wood siding No