Sterling Insurance Rates:

Sterling, VA homeowners insurance is approximately $644 to $876, about $53-$73/month. Our complete research indicates shoppers can save as much as $304 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
They are very accurate in the billing and handling of accounts. they use technology to prepare bills and handle claims and have many offices and agents thru out the state
Peninsula Insurance
I do not like the fact that peninsula took over my account from citizens without my knowledge and then raised my premium by 20 percent.
Alfa Insurance
If there is ever any damage, it takes them to much time for us to get the money to fix our house.
Allstate
I like the convenience of being able to pay online. I also like that I can view or print my policy. I especially like that I get a discount for paying online rather than mailing in payments.
State Farm
State Farm is like any other large insurance company when it comes to rates and responsiveness. It's too bad a large company like that is unable to break the mold and offer more for less.
Travelers
I am very pleased with Progressive as an insurance company and would recommend them to anyone. I have not had any major issues in working with them for the past several years.
State Farm
Approximately six months ago, I had a claim and the company processed the claim very quickly. My claim was very straightforward, but I appreciated not having to jump through lots of unnecessary hoops to get reimbursed.
Allstate
I have no idea for homeowners. I have had the same agent since my first car in 1984. The few times I shopped auto rates, Allstate always came in the best for me, so I never really bothered to look elsewhere when I bought the house.

Sterling, VA Homeowners Insurance By Home Value

Sterling, VA Home Value Total Homes % of Total Average Sterling, VA Homeowners Insurance
$90,000 to $99,999 69 1.0% $235
$100,000 to $124,999 134 2.0% $273
$125,000 to $149,999 178 3.0% $349
$150,000 to $174,999 296 5.0% $410
$175,000 to $199,999 284 4.0% $478
$200,000 to $249,999 1,065 18.0% $570
$250,000 to $299,999 1,253 21.0% $699
$300,000 to $399,999 2,531 42.0% $889

Top Home Insurance Agents Near Sterling, VA

Home Insurance Company Near Sterling, VA Homeowners Insurance Agency Near Sterling, VA Address
Erie Abp Insurance Agency Inc. 7202 Arlington Blvd Suite 300, Falls Church, VA, 22042
Liberty Mutual Independent Bb&T Frederick-Lramsc 1201 N EAST ST, FREDERICK, MD, 21701
Erie Insurance & Investments Inc. 2401 Research Blvd # 100, Rockville, MD, 20850
Nationwide Oberly Insurance Agency Inc 4028 Plank Rd STE B, Fredericksburg, VA, 22407-0134
Travelers Rainville Insurance Agency Inc 4034b Plank Road, Fredericksburg, VA, 22407

Cost Of Homeowners Insurance By Street Near Sterling, VA

Streets in Sterling Area Homeowners Insurance Cost
Myrtlewood Sq, S Cameron St, Evening Way, N Brunswick St, Ryan Park Ter, State Rte 625, Tamarack Ln, Global Plz, Falke Plz, E Williamsburg Rd$758
Free Ct, Cindy Ct, Wilder Ct, Silverleaf Dr, Circle Dr, E Furman Dr, State Rte 805, Locomotive Ter, Mayfield Sq, E Davis St$754
Willowpond Plz, Cascades Pkwy, Colonial Ave, Briarcroft Plz, Guilford Station Ter, N Williamsburg Ct, Ruislip Manor Way, Blossom Hill Ter, E Poplar Rd, Maywood Ter$755
Poplar Ct, Dresden St, Frogs Leap Ter, Columbus St, Merrywood Ct, London Way, Sterling Rd, Nokes Blvd, N Argonne Ave, W Derby Ave$802
Randolph Dr, N Cypress Rd, Temple Ct, Overmountain Sq, N Lincoln Ave, Victorias Cross Ter, Rabbitrun Ter, Dodge Ter, Smith Switch Rd, Farmwell Rd$815

Sterling, VA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Sterling$113 to $116
Dulles Town Center$117
Oak Grove$112
Herndon$115

Sterling, VA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Dulles Town Center CDP, Virginia $98 $130 $195
Oak Grove CDP, Virginia $94 $125 $188
Potomac district, Loudoun County, Virginia $98 $131 $196

Sterling, VA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Sterling, VA3.0%11.6%
Dulles Town Center2.89%7.86%
Oak Grove2.7%9.32%
Potomac2.74%10.04%

Sterling Renters Insurance as a Percentage of Rent

Sterling Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 43 1.0% $326
$200 to $299 33 1.0% $776
$300 to $499 50 2.0% $1226
$750 to $999 70 2.0% $2651
$1,000 to $1,499 765 32.0% $3776
$1,500 or more 1,375 58.0% $5426

Sterling, VA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$3,000
Yearly Sterling Homeowner Insurance Premium Example $900$500
Out of Pocket Expense During Claim$1,000$3,000
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $7,300$6,500
Net Savings to Sterling Home Owner from High Deductible Plan $800

Sterling, VA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Sterling, VA Home Replacement Value MORE than Home Value Sterling, VA Home Replacement Value LESS than Home Value
Replacement Value $313,500 $225,000
Insurance Premium based on Replacement Value $1,600 $1,150
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $60,000 Risk Exposure from Under Insuring Coverage is $28,500
Premium Impact Insurance cheaper by $150/year Insurance costlier by $300/year

Example Sterling Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersAmica Mutual Insurance CompanyFarmers Insurance
Monthly Premium 6316382
Year Built 198719781998
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 1 Baths
Coverage Amount $250000-$300000$400000-$500000$200000-$250000
Deductible $5000 to $10,000 Deductible$1000-$2500 Deductible$500 Deductible

Sample Home Insurance Rates for Sterling, VA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1970 670,000 Shingles Roof 3,940 5 $1000-$2500 Deductible 1190 7 Fiber-Cement Siding No
1979 190,000 Membrane Roof 1,510 3 $1000-$2500 Deductible 300 5 Stucco siding No
1983 410,000 Membrane Roof 2,480 4 $500- $1000 Deductible 210 1 Wood siding No
2007 690,000 Asphalt Shingles Roof 3,840 5 > $10,000 Deductible 980 6 Stucco siding yes
1985 530,000 Wood Shake Roof 3,730 5 $2500-$5000 Deductible 1370 7 Vinyl siding No
1977 370,000 Shingles Roof 2,850 4 $1000-$2500 Deductible 140 1 Stucco siding No
1995 505,000 Metal Roof 3,150 4 > $10,000 Deductible 390 4 Fiber-Cement Siding No
1986 290,000 Slate Shingles Roof 2,140 3 $500- $1000 Deductible 380 4 Fiber-Cement Siding No
1987 250,000 Asphalt Shingles Roof 1,680 3 $500- $1000 Deductible 950 9 Vinyl siding No
1981 225,000 Shingles Roof 1,690 3 $500 Deductible 680 9 Stone Siding No
1974 470,000 Membrane Roof 2,630 5 $500 Deductible 2420 10 Stucco siding yes
1991 425,000 Composition Roof 2,840 4 $500- $1000 Deductible 710 5 Vinyl siding No
1982 340,000 Tile Roof 1,870 4 $2500-$5000 Deductible 1150 12 Vinyl siding No
1986 295,000 Metal Roof 2,140 3 $1000-$2500 Deductible 1060 10 Wood siding yes
1978 350,000 Slate Shingles Roof 2,800 5 > $10,000 Deductible 870 10 Wood siding yes
1971 325,000 Membrane Roof 2,320 3 $1000-$2500 Deductible 620 6 Stone Siding No
2006 415,000 Wood Shake Roof 2,660 5 $500- $1000 Deductible 360 2 Brick siding yes
1995 565,000 Asphalt Shingles Roof 3,160 4 $500- $1000 Deductible 690 4 Brick siding yes
1973 350,000 Metal Roof 2,360 4 $1000-$2500 Deductible 640 7 Fiber-Cement Siding No
1972 420,000 Composition Roof 2,980 4 $5000 to $10,000 Deductible 110 1 Wood siding No
1995 435,000 Metal Roof 2,380 4 $5000 to $10,000 Deductible 390 3 Vinyl siding yes
2007 390,000 Wood Shake Roof 2,330 3 $1000-$2500 Deductible 1270 10 Stucco siding No
1995 460,000 Asphalt Shingles Roof 3,040 4 $500 Deductible 610 4 Vinyl siding yes
1999 420,000 Slate Shingles Roof 2,410 4 $1000-$2500 Deductible 470 3 Wood siding No
1986 755,000 Wood Shake Roof 4,960 5 $1000-$2500 Deductible 2840 9 Stucco siding No
1985 220,000 Composition Roof 1,380 3 $500- $1000 Deductible 940 12 Wood siding yes
2004 260,000 Shingles Roof 2,040 3 $500 Deductible 950 6 Stone Siding yes
1983 410,000 Slate Shingles Roof 3,290 5 $500- $1000 Deductible 1980 12 Stucco siding No
1986 420,000 Metal Roof 3,400 5 $5000 to $10,000 Deductible 840 7 Vinyl siding No
1988 595,000 Membrane Roof 3,850 5 $500 Deductible 280 1 Fiber-Cement Siding No
1986 530,000 Shingles Roof 2,970 4 $5000 to $10,000 Deductible 1110 6 Vinyl siding yes
2002 760,000 Shingles Roof 4,500 5 > $10,000 Deductible 160 1 Fiber-Cement Siding No