Sterling, MA homeowners insurance is nearly $890 to $1,212, about $74-$101/month. Our in depth research shows customers can save as much as $420 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Sterling, MA | Homeowners Insurance Agency Near Sterling, MA | Address |
|---|---|---|
| Travelers | Goldman Ernest & Liner Iai | 17 CENTRAL ST, NORWOOD, MA, 2062 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| South Lancaster CDP, Massachusetts | $129 | $172 | $258 |
| Leominster city, Massachusetts | $128 | $170 | $255 |
| Clinton town, Worcester County, Massachusetts | $129 | $171 | $257 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Sterling, MA | 4.1% | 12.5% |
| South Lancaster | 5.15% | 10.48% |
| Leominster | 4.59% | 14.53% |
| Clinton | 4.44% | 12.81% |
| Sterling Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $300 to $499 | 15 | 5.0% | $1251 |
| $750 to $999 | 131 | 51.0% | $2676 |
| $1,000 to $1,499 | 68 | 26.0% | $3801 |
| $1,500 or more | 39 | 15.0% | $5451 |
| Streets in Sterling Area | Homeowners Insurance Cost |
|---|---|
| Tuttle Rd, Gibbons Dr, Bean Rd, Squareshire Rd, Greenland Rd, Lindas Way, Patriots Way, Taft Rd, Metropolitan Rd, N Oakdale Cutoff | $1,051 |
| Pratts Junction Rd, Village Ln, Chamberlain Rd, N East Blvd, Ashton Ln, N Row Rd, Crescent Ave, Gates Ter, Houghton Rd, Beaman Rd | $1,052 |
| Trinity Ave, Twine Rd, Princeton Rd, Old Country Rd, Sterling Ave, E Park Rd, Rowley Rd, John Dee Rd, Prospect Ave, Cynthia Ln | $1,054 |
| Wilder Ln, Redstone Pl, Pineview Rd, Upper North Rd, Calvin's Ln, Stuart Rd, Merrill Rd, Circle Ave, Clinton Ave, Colby Rd | $1,047 |
| Sholan Ter, Goulding Rd, Tanglewood Rd, Legate Hill Rd, S Nelson Rd, Great Pond Way, Pamela Ln, Walnut Dr, James Patten Dr, James Rd | $1,052 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Sterling | $157 to $160 |
| South Lancaster | $155 |
| Leominster | $153 |
| Clinton | $154 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,400 | $4,400 |
| Yearly Sterling Homeowner Insurance Premium Example | $2,700 | $2,200 |
| Out of Pocket Expense During Claim | $1,400 | $4,400 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $23,000 | $22,000 |
| Net Savings to Sterling Home Owner from High Deductible Plan | $1,000 | |
| Scenario | Sterling, MA Home Replacement Value MORE than Home Value | Sterling, MA Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $403,000 | $267,500 |
| Insurance Premium based on Replacement Value | $3,700 | $2,450 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $63,000 | Risk Exposure from Under Insuring Coverage is $72,500 |
| Premium Impact | Insurance cheaper by $650/year | Insurance costlier by $600/year |
| Insurance Company | Allstate | State Farm | Amica Mutual Insurance Company |
| Monthly Premium | 148 | 247 | 506 |
| Year Built | 1994 | 1945 | 2010 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 1 Baths | 5 Beds, 4 Baths |
| Coverage Amount | $250000-$300000 | $500000-$600000 | $700000-$800000 |
| Deductible | $1000-$2500 Deductible | $2500-$5000 Deductible | $500 Deductible |