How Much Does Sterling Heights, MI Home Insurance Cost?

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Sterling Heights, MI Average Homeowners Insurance Cost

$813

Homeowners Insurance Cost - Sterling Heights, MI

$164,700

Median Home Value - Sterling Heights, MI


Sterling Heights, MI Homeowners Insurance Cost Based on Deductible

Deductible Home Insurance Cost Discount Homeowners Insurance Cost
$500 Deductible -$9.76 $803.24
$1000 Deductible -$86.34 $726.66
$1500 Deductible -$128.94 $684.06
$2000 Deductible -$192.03 $620.97
$2500 Deductible -$229.27 $583.73

Sterling Heights, MI Homeowners Insurance Cost by on Age of Home

Age of Home Home Insurance Cost Discount/Excess Home Insurance Cost
Newly Constructed Home -$211 $602
30 year old +$12 $825
40 year old +$21 $834
50 year old +$31 $844
Above 50 year old +$39 $852

Sterling Heights, MI Homeowners Insurance Cost Based on Construction Type of Home

Construction Type Home Insurance Cost Savings Home Insurance Cost
Fire Resistive -$81 $732
Superior -$73 $740
Masonry -$41 $772
Brick -$41 $772
Hail Resistant Roof -$24 $789


Sterling Heights, MI Homeowners Insurance Cost for Homes with Swimming Pools

Type Homeowners Insurance Cost Increase Homeowners Insurance Cost
Owning A Swimming Pool +$16 $829
Swimming Pool With A Diving Board +$41 $854
Swimming Pool With Slide +$49 $862

Sterling Heights, MI Homeowners Insurance Discounts for Homes Near Public Safety Departments

Type Homeowners Insurance Cost Savings Homeowners Insurance Cost
Fire Station $24 $789
Police Department $8 $805

Sterling Heights, MI Homeowners Insurance Percentage Increase Based on Claims Filed

Type of Claim Homeowners Insurance Cost Increase Homeowners Insurance Cost
Filing a Second Fire Claim +$341.46 $1,154
Filing a Second Liability Claim +$308.94 $1,122
Filing a Second Theft Claim +$308.94 $1,122
Filing a Second Water Claim +$268.29 $1,081
Filing a Fire Claim +$162.6 $976
Filing a Liability Claim +$154.47 $967
Filing a Theft Claim +$154.47 $967
Filing a Water Claim +$130.08 $943
Filing a Weather Claim +$130.08 $943

Sterling Heights, MI Home Insurance - Analysis On Quotes, Rates & Agents

Sterling Heights, MI Home Insurance Agents for Top Companies

Visual Guide for Sterling Heights, MI Home Insurance Buyers on Insurance Companies and Rates