Sterling Insurance Rates:

Sterling, AK homeowners insurance is nearly $761 to $1,048, about $63-$87/month. Our detailed research reveals consumers can save as much as $361 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Sterling, AK Homeowners Insurance By Home Value

Sterling, AK Home Value Total Homes % of Total Average Sterling, AK Homeowners Insurance
Less than $50,000 87 5.0% $90
$70,000 to $79,999 31 1.0% $271
$80,000 to $89,999 57 3.0% $316
$90,000 to $99,999 24 1.0% $352
$100,000 to $124,999 118 7.0% $406
$125,000 to $149,999 123 7.0% $506
$150,000 to $174,999 154 9.0% $605
$175,000 to $199,999 126 8.0% $696
$200,000 to $249,999 241 15.0% $840
$250,000 to $299,999 225 14.0% $1021
$300,000 to $399,999 354 22.0% $1301

Top Home Insurance Agents Near Sterling, AK

Home Insurance Company Near Sterling, AK Homeowners Insurance Agency Near Sterling, AK Address
NA Brown Agency 110 S Willow St Ste 106, Kenai, AK, 99611
NA Johnson Insurance Group 34851 Kenai Spur Hwy 34851 Kenai Spur Hwy, Soldotna, AK, 99669
Allstate 1st Alaska Insurance 35681 Kenai Spur Hwy, Soldotna, AK, 99669
Allstate 1st Alaska Insurance 35681 Spur Highway Soldotna, Kenai, AK, 99669
State Farm Kristie Babcock 10735 Kenai Spur Hwy Ste 1, Kenai, AK, 99611-7859

Cost Of Homeowners Insurance By Street Near Sterling, AK

Streets in Sterling Area Homeowners Insurance Cost
Hager Blvd, Denny Ln, Gatten Rd, Mickey Loop, Lou Morgan Rd, Lee St, Forest Ln, Enberg St, Homewood Ave, Grouse Dr$898
Clearing Dr, Longmere Way, Bowman Rd, Treeline Ave, Shady Ln, Hillside Ave, McDowell, Four Careys Ct, Carol Ln, Ken May Ave$894
Nerka Ct, Three Johns St, Robbie Way, Anna Ln, Feuding Ln, Moose Run St, Frontage Rd, Stone Hollow Dr, Cottontree Ln, Aspen Rd$894
Longview St, Weaver Ln, Dutch Lndg Lp, Tallarico Ave, Ansel Dr, Cottonwood Ave, Glacier Ave, Moose River Rd, Schultz Ct, South Ave$896
Murphy Ln, Duncan Dr, National Ave, Burns Ln, Rainbow St, Marilee St, Moose River Dr, Eulachon Cir, Blackberry St, River Park Dr$901

Sterling, AK Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Sterling$134 to $137
Funny River$133
Ridgeway$135
Kenai$132

Sterling, AK Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Funny River CDP, Alaska $133 $177 $266
Ridgeway CDP, Alaska $135 $180 $270
Soldotna city, Alaska $133 $177 $266

Sterling, AK Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Sterling, AK4.8%18.6%
Funny River4.41%20.36%
Ridgeway4.26%18.86%
Soldotna5.94%15.8%

Sterling Renters Insurance as a Percentage of Rent

Sterling Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 16 5.0% $1240
$500 to $749 39 13.0% $1915
$750 to $999 121 41.0% $2665
$1,000 to $1,499 113 39.0% $3790

Sterling, AK Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,500$5,500
Yearly Sterling Homeowner Insurance Premium Example $2,700$1,900
Out of Pocket Expense During Claim$1,500$5,500
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $17,700$16,900
Net Savings to Sterling Home Owner from High Deductible Plan $800

Sterling, AK Home Insurance Costs With Home Replacement Value Scenarios

Scenario Sterling, AK Home Replacement Value MORE than Home Value Sterling, AK Home Replacement Value LESS than Home Value
Replacement Value $282,000 $169,000
Insurance Premium based on Replacement Value $1,375 $825
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $66,000 Risk Exposure from Under Insuring Coverage is $47,000
Premium Impact Insurance cheaper by $225/year Insurance costlier by $325/year

Example Sterling Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateGEICO InsuranceState Farm
Monthly Premium 5486161
Year Built 198219932013
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 3 Baths
Coverage Amount $100000-$125000$250000-$300000$400000-$500000
Deductible $500 Deductible$1000-$2500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Sterling, AK from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2010 270,000 Membrane Roof 1,800 5 $500- $1000 Deductible 1130 9 Brick siding No
2012 250,000 Shingles Roof 1,700 2 $500- $1000 Deductible 270 3 Stone Siding No
2004 410,000 Membrane Roof 2,690 4 $1000-$2500 Deductible 2040 12 Fiber-Cement Siding yes
2012 155,000 Tile Roof 1,320 2 $1000-$2500 Deductible 240 5 Wood siding No
2013 545,000 Shingles Roof 4,910 5 $2500-$5000 Deductible 1700 7 Stucco siding yes
2002 330,000 Membrane Roof 2,880 5 $5000 to $10,000 Deductible 1130 12 Stone Siding yes
2010 605,000 Tile Roof 4,630 5 $1000-$2500 Deductible 1820 8 Wood siding No
1982 270,000 Wood Shake Roof 1,790 3 > $10,000 Deductible 680 12 Vinyl siding No
1994 440,000 Asphalt Shingles Roof 3,380 4 $500 Deductible 2050 12 Vinyl siding No
1993 170,000 Composition Roof 1,290 2 $2500-$5000 Deductible 260 5 Stone Siding yes
1995 195,000 Metal Roof 1,300 2 $1000-$2500 Deductible 160 2 Wood siding No
1982 155,000 Metal Roof 1,440 3 $500- $1000 Deductible 60 1 Fiber-Cement Siding No
2006 190,000 Composition Roof 1,670 5 $1000-$2500 Deductible 70 1 Stucco siding yes
2003 130,000 Tile Roof 940 2 $1000-$2500 Deductible 430 10 Stone Siding No
2014 285,000 Slate Shingles Roof 1,960 3 $5000 to $10,000 Deductible 350 5 Stucco siding yes
2010 325,000 Membrane Roof 2,600 5 $5000 to $10,000 Deductible 1010 10 Brick siding No
1994 300,000 Composition Roof 2,590 5 > $10,000 Deductible 700 12 Stucco siding No
2007 130,000 Membrane Roof 1,150 2 $500- $1000 Deductible 40 1 Fiber-Cement Siding yes
2006 375,000 Shingles Roof 2,590 4 $500- $1000 Deductible 2160 12 Wood siding No
2012 280,000 Wood Shake Roof 2,120 5 $5000 to $10,000 Deductible 430 5 Vinyl siding yes
2000 240,000 Asphalt Shingles Roof 1,780 3 $2500-$5000 Deductible 170 3 Vinyl siding yes
1988 260,000 Shingles Roof 2,220 3 $5000 to $10,000 Deductible 140 2 Brick siding yes
1997 150,000 Metal Roof 1,270 3 $500 Deductible 300 5 Stucco siding yes
1997 380,000 Wood Shake Roof 2,700 5 $2500-$5000 Deductible 950 9 Fiber-Cement Siding yes
1984 485,000 Tile Roof 3,290 5 $500 Deductible 1350 6 Brick siding No
2001 475,000 Wood Shake Roof 3,990 5 > $10,000 Deductible 290 3 Vinyl siding No
2004 230,000 Shingles Roof 1,720 3 $5000 to $10,000 Deductible 250 4 Stucco siding No
1986 220,000 Composition Roof 2,080 5 > $10,000 Deductible 150 3 Stone Siding yes
2000 170,000 Membrane Roof 1,550 2 $5000 to $10,000 Deductible 220 5 Brick siding No
1985 165,000 Composition Roof 1,270 3 $1000-$2500 Deductible 380 7 Stone Siding No
1984 120,000 Shingles Roof 1,000 2 $500 Deductible 370 9 Brick siding yes
2013 270,000 Metal Roof 2,000 4 $1000-$2500 Deductible 1020 9 Stone Siding yes
1984 200,000 Asphalt Shingles Roof 1,280 2 $5000 to $10,000 Deductible 280 7 Wood siding yes
2001 520,000 Membrane Roof 4,070 5 $1000-$2500 Deductible 640 5 Wood siding No