Stayton Insurance Rates:

Stayton, OR homeowners insurance is about $378 to $515, about $31-$42/month. Our detailed analysis reveals consumers can save as much as $178 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Stayton, OR Homeowners Insurance By Home Value

Stayton, OR Home Value Total Homes % of Total Average Stayton, OR Homeowners Insurance
Less than $50,000 353 11.0% $44
$100,000 to $124,999 86 2.0% $209
$125,000 to $149,999 136 4.0% $263
$150,000 to $174,999 288 9.0% $312
$175,000 to $199,999 526 17.0% $361
$200,000 to $249,999 572 19.0% $437
$250,000 to $299,999 510 17.0% $530
$300,000 to $399,999 484 16.0% $677

Top Home Insurance Agents Near Stayton, OR

Home Insurance Company Near Stayton, OR Homeowners Insurance Agency Near Stayton, OR Address
State Farm Bob Stirling 12860 NW Cornell Rd, Portland, OR, 97229-5814
Farmers David Jerome 2205 NE Cornell Rd, Hillsboro, OR, 97124
Travelers Roberts & Roberts Inc 1800 NW 169TH PLACE SUITE A 305, BEAVERTON, OR, 97006
Travelers Slater & Associates Insurance Inc 16850 SW UPPER BOONES FERRY RD, TIGARD, OR, 97224
Farmers William Mcnutt 3030 Commercial St SE, Salem, OR, 97302

Cost Of Homeowners Insurance By Street Near Stayton, OR

Streets in Stayton Area Homeowners Insurance Cost
W Water St, NW Hartmann Pl, Snoddy Rd SE, E Cedar St, Bellevue Dr SE, NW Heather Ave, SE Clay St, Causey Ln SE, N 19th Ave, E Jefferson St$448
Triumph Rd SE, S Center St, Jetters Way, NW Downy St, Dawn Dr, NE Blossom Ct, Holmquist Rd SE, E Regis St, W Locust St, Grier Ave$448
SE Denny St, W Kathy St, Whitney St, Basl Hill Rd SE, Fern Ridge Rd SE, NW Crater Pl, N 6th Ave, Irish Glen Ln SE, Waldo Hills Dr SE, N Gardner Ave$451
Kindle Way SE, Dieckman Ln SE, Silver Falls Hwy SE, Fritz Ln SE, Cascade Hwy SE, Wilmington Pl, NW 5th St, Lupine Ct, Silbernagel Rd SE, Birch Ct$449
Doerfler Rd SE, Elk St, Aspen Dr SE, Towers Rd SE, S 1st Ave, Starview Ln SE, Hummingbird Ln, Old Mehama Rd SE, Sherman Rd SE, Triplejoy Ln SE$448

Stayton, OR Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Stayton$66 to $69
Sublimity$67
Aumsville$64
Lyons$66

Stayton, OR Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Sublimity city, Oregon $68 $90 $135
Aumsville city, Oregon $65 $86 $129
Mehama CDP, Oregon $65 $86 $129

Stayton, OR Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Stayton, OR2.4%8.1%
Sublimity2.29%8.89%
Aumsville3.2%8.57%
Lyons2.63%9.78%

Stayton Renters Insurance as a Percentage of Rent

Stayton Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 158 8.0% $336
$200 to $299 75 4.0% $786
$300 to $499 174 9.0% $1236
$500 to $749 558 31.0% $1911
$750 to $999 410 22.0% $2661
$1,000 to $1,499 336 18.0% $3786
$1,500 or more 89 4.0% $5436

Stayton, OR Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,500$2,500
Yearly Stayton Homeowner Insurance Premium Example $1,100$900
Out of Pocket Expense During Claim$1,500$2,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $10,300$9,700
Net Savings to Stayton Home Owner from High Deductible Plan $600

Stayton, OR Home Insurance Costs With Home Replacement Value Scenarios

Scenario Stayton, OR Home Replacement Value MORE than Home Value Stayton, OR Home Replacement Value LESS than Home Value
Replacement Value $236,000 $155,500
Insurance Premium based on Replacement Value $650 $425
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $51,500 Risk Exposure from Under Insuring Coverage is $29,000
Premium Impact Insurance cheaper by $75/year Insurance costlier by $150/year

Example Stayton Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyGEICO InsuranceLiberty Mutual
Monthly Premium 405192
Year Built 198420092014
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 3 Baths
Coverage Amount $250000-$300000$200000-$250000$400000-$500000
Deductible $5000 to $10,000 Deductible$500- $1000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Stayton, OR from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2005 335,000 Wood Shake Roof 3,230 4 > $10,000 Deductible 140 3 Fiber-Cement Siding yes
1987 370,000 Wood Shake Roof 3,310 4 $1000-$2500 Deductible 320 4 Fiber-Cement Siding No
1996 260,000 Tile Roof 1,870 4 > $10,000 Deductible 300 10 Fiber-Cement Siding yes
1990 315,000 Tile Roof 2,600 4 $1000-$2500 Deductible 70 1 Brick siding No
2001 265,000 Slate Shingles Roof 2,210 3 $2500-$5000 Deductible 410 10 Wood siding No
2014 345,000 Wood Shake Roof 2,840 5 > $10,000 Deductible 400 6 Vinyl siding yes
1994 255,000 Asphalt Shingles Roof 2,430 4 > $10,000 Deductible 330 10 Brick siding No
1976 155,000 Wood Shake Roof 1,210 3 $500 Deductible 160 5 Fiber-Cement Siding No
2002 295,000 Composition Roof 2,400 4 $500- $1000 Deductible 110 2 Fiber-Cement Siding yes
2006 230,000 Composition Roof 1,770 4 $2500-$5000 Deductible 510 10 Stone Siding No
1987 250,000 Shingles Roof 2,280 3 $500- $1000 Deductible 200 3 Stone Siding yes
1977 390,000 Tile Roof 2,600 4 $500 Deductible 210 3 Fiber-Cement Siding No
1974 290,000 Membrane Roof 2,190 3 $500 Deductible 280 4 Brick siding No
2008 220,000 Wood Shake Roof 1,640 4 > $10,000 Deductible 230 7 Fiber-Cement Siding yes
2011 245,000 Asphalt Shingles Roof 2,310 4 > $10,000 Deductible 160 6 Stucco siding No
1983 390,000 Metal Roof 2,620 5 $2500-$5000 Deductible 160 3 Stucco siding yes
1987 305,000 Composition Roof 3,060 4 $500 Deductible 620 8 Brick siding yes
1995 235,000 Wood Shake Roof 2,100 5 $500 Deductible 120 2 Wood siding No
1982 235,000 Tile Roof 2,230 3 $500 Deductible 580 12 Wood siding yes
1971 345,000 Membrane Roof 2,370 3 $5000 to $10,000 Deductible 620 12 Fiber-Cement Siding yes
2013 390,000 Membrane Roof 3,030 4 $5000 to $10,000 Deductible 230 5 Brick siding yes
2003 240,000 Slate Shingles Roof 1,970 5 $5000 to $10,000 Deductible 460 9 Stone Siding yes
1982 205,000 Composition Roof 1,400 3 $1000-$2500 Deductible 300 9 Stucco siding yes
1978 370,000 Shingles Roof 3,100 5 $500 Deductible 730 10 Wood siding yes
1973 255,000 Tile Roof 1,730 4 $2500-$5000 Deductible 120 3 Vinyl siding yes
1984 235,000 Wood Shake Roof 1,720 3 > $10,000 Deductible 90 5 Wood siding yes
1985 260,000 Wood Shake Roof 2,070 3 $2500-$5000 Deductible 520 8 Vinyl siding No
1975 360,000 Asphalt Shingles Roof 2,480 4 $500 Deductible 840 12 Brick siding No
1988 250,000 Metal Roof 2,070 3 $500 Deductible 170 3 Stone Siding No
1983 290,000 Asphalt Shingles Roof 2,270 3 $1000-$2500 Deductible 260 4 Wood siding yes
1994 275,000 Slate Shingles Roof 1,940 3 $5000 to $10,000 Deductible 450 10 Stucco siding yes
1989 205,000 Metal Roof 1,830 3 $1000-$2500 Deductible 350 6 Wood siding No
1991 140,000 Metal Roof 1,300 3 $500- $1000 Deductible 90 3 Wood siding No
1978 230,000 Asphalt Shingles Roof 1,710 3 $500 Deductible 310 5 Stone Siding No