Statham Insurance Rates:

Statham, GA homeowners insurance is about $748 to $1,018, about $62-$84/month. Our complete guide reveals consumers can save as much as $353 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Statham, GA Homeowners Insurance By Home Value

Statham, GA Home Value Total Homes % of Total Average Statham, GA Homeowners Insurance
Less than $50,000 224 7.0% $158
$50,000 to $59,999 29 1.0% $344
$60,000 to $69,999 61 2.0% $432
$70,000 to $79,999 68 2.0% $494
$80,000 to $89,999 196 6.0% $565
$90,000 to $99,999 127 4.0% $626
$100,000 to $124,999 565 19.0% $724
$125,000 to $149,999 780 27.0% $909
$150,000 to $174,999 388 13.0% $1077
$175,000 to $199,999 204 7.0% $1245
$200,000 to $249,999 64 2.0% $1501
$250,000 to $299,999 52 1.0% $1827
$300,000 to $399,999 130 4.0% $2322

Top Home Insurance Agents Near Statham, GA

Home Insurance Company Near Statham, GA Homeowners Insurance Agency Near Statham, GA Address
NA Atlanta Insurance Agency, Inc 6131 Oakbrook Pkwy , Norcross, GA, 30093
NA Ramsey Insurance Agency 1910 Nicholas Ln , Grayson, GA, 30017
NA Coleman Insurance, Llc 4730 Hammond Industrial Dr Ste 300 , Cumming, GA, 30041
Allstate Billy Johnson 900 Mansell Rd Ste 23, Roswell, GA, 30076
State Farm Craig Ritchie 35b S Peachtree St, Norcross, GA, 30071-2503

Cost Of Homeowners Insurance By Street Near Statham, GA

Streets in Statham Area Homeowners Insurance Cost
Rat Kinney Rd, Robert Ln, Diamond Ridge Dr, Bismarck Cir, Cash Rd, Johnson-Hale Rd, Pleasant Hill Church Rd NE, Bethlehem Rd, Blanding Way, Breckinridge Trl$886
Bluff Rd, Laurie Williamson Rd, Royal Oaks Dr, Co Hwy 156, Co Hwy 257, Hillcrest Dr, Co Hwy 324, Marixa Dr, Dooley Town Rd SE, Parker Dr$883
Kirkland Cir, Amber Ridge Rd, Tori Dr, Co Hwy 220, Kirkland Dr, High Green Dr, Jones Cir, Cash Rd, Jefferson Rd, Wilburn Rd$879
Co Hwy 322, Brush Creek Dr, Kristin Ln, Birchfield Dr, Bower Ct, Cornell Ct, Barber Creek Rd, Furr Ln, Doc McLocklin Rd, Dotson Rd$879
Stoney Creek Rd, Hancock Bridge Rd, Butterfly Ln, Arnold Rd NE, Chestnut Oak Ct, Nunnally Rd SE, White Oak Dr, Railroad St, Vera Ct, Corey Ct$885

Statham, GA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Statham$132 to $134
Russell$128
Barrow County$132
Arcade$130

Statham, GA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Russell CDP, Georgia $128 $171 $257
Barrow County, Georgia $132 $176 $264
Winder CCD, Barrow County, Georgia $132 $176 $264

Statham, GA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Statham, GA6.1%19.3%
Russell7.73%21.21%
Barrow County5.85%21.18%
Winder6.1%21.18%

Statham Renters Insurance as a Percentage of Rent

Statham Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 62 8.0% $367
$300 to $499 41 5.0% $1267
$500 to $749 138 19.0% $1942
$750 to $999 119 16.0% $2692
$1,000 to $1,499 361 50.0% $3817

Average Cost Of Home Insurance By Company In Areas Nearby Statham For Different Scenarios

Coverage Construction type Company Premium
$250 Deductible $500 Deductible $1000 Deductible
$100,000 frame American Family Insurance Company $398.00 $359.00 $322.00
$250,000 veneer Auto-Owners Insurance Company $810.96 $757.90 $689.69
$75,000 veneer Bankers Standard Insurance Company N/A $760 $680
$75,000 frame California Casualty Indemnity Exchange $535 $476 $408
$75,000 veneer Farmers Insurance Exchange N/A $264.22 $243.02
$150,000 veneer Hartford Insurance Company Of The Southeast $1490 $1424 $1318
$400,000 frame Homesite Insurance Company Of Georgia N/A N/A $1166.00
$350,000 veneer Homesite Insurance Company Of Georgia N/A N/A $1078.00
$400,000 veneer Safeco Insurance Company Of Indiana $1824.51 $1710.21 $1586.68
$200,000 veneer Trustgard Insurance Company $1154 $1074 $965

Statham, GA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$3,800
Yearly Statham Homeowner Insurance Premium Example $1,200$800
Out of Pocket Expense During Claim$1,800$3,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $11,400$10,200
Net Savings to Statham Home Owner from High Deductible Plan $1,200

Statham, GA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Statham, GA Home Replacement Value MORE than Home Value Statham, GA Home Replacement Value LESS than Home Value
Replacement Value $157,500 $104,500
Insurance Premium based on Replacement Value $650 $450
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $21,500 Risk Exposure from Under Insuring Coverage is $31,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $75/year

Example Statham Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company American Family InsuranceLiberty MutualState Farm
Monthly Premium 6766135
Year Built 199319842008
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $150000-$175000$150000-$175000$250000-$300000
Deductible $500 Deductible$500- $1000 Deductible$500 Deductible

Sample Home Insurance Rates for Statham, GA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1999 245,000 Shingles Roof 2,540 4 > $10,000 Deductible 650 12 Wood siding No
2011 210,000 Metal Roof 2,520 4 $500 Deductible 460 7 Stone Siding No
1985 220,000 Slate Shingles Roof 3,060 5 $5000 to $10,000 Deductible 500 8 Brick siding yes
2011 170,000 Metal Roof 1,670 3 $500- $1000 Deductible 60 1 Stone Siding No
1988 235,000 Wood Shake Roof 2,590 5 $500- $1000 Deductible 280 3 Stucco siding No
2010 270,000 Metal Roof 3,570 5 $500- $1000 Deductible 630 5 Stone Siding No
2009 180,000 Metal Roof 1,950 4 $500 Deductible 360 4 Wood siding yes
1999 210,000 Asphalt Shingles Roof 2,400 3 $500- $1000 Deductible 650 8 Brick siding yes
1999 235,000 Metal Roof 3,370 4 $2500-$5000 Deductible 330 5 Vinyl siding No
1989 175,000 Membrane Roof 2,200 3 $500 Deductible 390 7 Stone Siding No
1995 150,000 Membrane Roof 1,790 3 $500- $1000 Deductible 630 9 Fiber-Cement Siding yes
1994 250,000 Asphalt Shingles Roof 3,220 4 $2500-$5000 Deductible 350 5 Vinyl siding yes
1992 125,000 Slate Shingles Roof 1,780 5 $2500-$5000 Deductible 290 8 Stone Siding yes
1982 140,000 Wood Shake Roof 2,030 4 $2500-$5000 Deductible 250 5 Vinyl siding yes
1984 170,000 Composition Roof 2,000 4 $2500-$5000 Deductible 510 10 Brick siding No
1999 185,000 Metal Roof 2,210 3 $5000 to $10,000 Deductible 410 9 Wood siding No
1984 290,000 Shingles Roof 3,270 4 > $10,000 Deductible 270 5 Vinyl siding yes
2009 260,000 Shingles Roof 3,080 4 > $10,000 Deductible 680 12 Wood siding yes
2005 160,000 Asphalt Shingles Roof 2,260 3 $500 Deductible 140 2 Vinyl siding No
1991 185,000 Composition Roof 2,570 5 $5000 to $10,000 Deductible 90 2 Stone Siding yes
1989 220,000 Membrane Roof 3,080 4 $5000 to $10,000 Deductible 560 9 Vinyl siding No
2012 180,000 Wood Shake Roof 2,190 5 $2500-$5000 Deductible 110 2 Vinyl siding yes
2012 145,000 Metal Roof 1,740 3 $2500-$5000 Deductible 260 6 Wood siding No
1991 280,000 Tile Roof 3,310 4 $500- $1000 Deductible 760 8 Stucco siding No
1990 180,000 Slate Shingles Roof 2,560 4 $500- $1000 Deductible 310 5 Stone Siding yes
1990 170,000 Composition Roof 1,960 4 $5000 to $10,000 Deductible 170 3 Vinyl siding No
2014 145,000 Shingles Roof 1,750 4 $500- $1000 Deductible 410 12 Brick siding No
2005 100,000 Asphalt Shingles Roof 1,310 3 $1000-$2500 Deductible 450 10 Brick siding No
2012 205,000 Composition Roof 2,540 5 > $10,000 Deductible 140 3 Brick siding No
2012 140,000 Membrane Roof 1,760 3 $500 Deductible 200 5 Wood siding No
1980 165,000 Membrane Roof 2,030 4 $5000 to $10,000 Deductible 40 1 Wood siding No
2011 105,000 Wood Shake Roof 1,250 3 $500 Deductible 530 10 Stucco siding No
1991 475,000 Composition Roof 4,810 5 $5000 to $10,000 Deductible 550 4 Vinyl siding No
2008 110,000 Shingles Roof 1,650 3 $500- $1000 Deductible 390 9 Stucco siding No