Statesville Insurance Rates:

Statesville, NC homeowners insurance is about $497 to $676, about $41-$56/month. Our thorough analysis indicates shoppers can save as much as $234 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
Some of the stuff that goes along with being insured by a huge corporate giant is annoying. this usually takes the form of email and paper mail advertisements and solicitations to try new products. i am sure all insurance agencies do this, but it seems mine does it quite frequently.
Travelers
During the claim for that roof replacement incident, traveler's insurance tried to be cheap with us by not covering the full felt-paper coverage, which was suggested by our contractor. they also tried to cover the skylight window with a cheap replacement, instead of a total replacement with the same quality. our contractor needed to fight for us to obtain proper justice on this.
Metlife
Sometimes when i call i get the sweetest people on earth and they help me within minutes of calling, they know their job perfectly and how to help you. other times when i call i get to play phone tag which doesn't help and only make me wish i had another company handling all my insurance needs.
Universal Property & Casualty Insurance Company
What I like about the companyÃḃ€™s website is it very easy to use and make payments online. What I don't like is how they don't remind you to make a payment.
Erie Insurance
It is very affordable, compared to other companies, for similar coverage. We have modified our coverage over the last year, so it actually went down, which was a very pleasant surprise.
State Farm
They have always been there for me to answer questions or respond to a claim when needed. They do not pester me with offers and things that I do not require
State Farm
Sometimes it seems we receive too many letters. I could do without the unsolicited mailings about other insurance products, but they do consistently send updates and notices when rates or policy details change.

Statesville, NC Homeowners Insurance By Home Value

Statesville, NC Home Value Total Homes % of Total Average Statesville, NC Homeowners Insurance
Less than $50,000 499 9.0% $123
$50,000 to $59,999 258 4.0% $258
$60,000 to $69,999 340 6.0% $322
$70,000 to $79,999 475 8.0% $375
$80,000 to $89,999 226 4.0% $422
$90,000 to $99,999 520 9.0% $475
$100,000 to $124,999 724 13.0% $551
$125,000 to $149,999 674 12.0% $686
$150,000 to $174,999 450 8.0% $815
$175,000 to $199,999 326 5.0% $939
$200,000 to $249,999 516 9.0% $1132
$250,000 to $299,999 253 4.0% $1379
$300,000 to $399,999 187 3.0% $1755

Top Home Insurance Agents Near Statesville, NC

Home Insurance Company Near Statesville, NC Homeowners Insurance Agency Near Statesville, NC Address
Travelers American Auto Club Ins Agency Llc 13850 BALLANTYNE CORPORATE PLA STE 500, CHARLOTTE, NC, 28277
State Farm Anthony Gallant 1002 Union Rd Ste 1, Gastonia, NC, 28054-5525
Liberty Mutual Independent Bb&T Shelby-Lramsc 400 S LAFAYETTE ST # 100, SHELBY, NC, 28150
Nationwide Stanley M. Goodson 206 Lithia Inn Rd, Lincolnton, NC, 28092-4217
Nationwide Teresa D. Snider Agency Inc 1411 Trademart Blvd, Winston Salem, NC, 27127

Cost Of Homeowners Insurance By Street Near Statesville, NC

Streets in Statesville Area Homeowners Insurance Cost
State Rd 1928, Rolling Ln, Monsanto Rd, State Rd 1561, 1758, Bunch Dr, Yang Dr, New Center Dr, Mocksville Rd, Edsel Way$585
Hose Wagon Ln, Planters Dr, Scroggs Cemetery Rd, Butterfield Cir, Charlotte Ave, Stockton St, Hartness Rd, Foxcroft Ln, State Rd 1967, Henkel Rd$621
S Chipley Ford Rd, C St, Crabapple Ln, State Rd 1674, Woodruff St, E Allison St, Crosswhite Ln, Holly St, Inch Along Dr, 2181$575
Dillon Dr, State Rd 1349, State Rd 2340, Brevard St, State Rd 1619, Nevada Dr, Taylorsville Hwy, Barkley Rd E, Tunix Pl, Winterfield Ln$586
State Rd 1683, Melviney St, 1708, State Rd 1525, Kansas Ln, State Rd 1567, Power St, Ridgewood Ln, Fayetteville Ave, Sundance Cir$574
Intercraft Dr, Beech Brook Ln, Mindon Pl, Cartway Ln, W Turner St, Northcross Ln, Tarrington Dr, Rumlet Ln, Forest Dr, Springdale Rd$592
Stevenson Park Loop, Forest Park Ter, Alexander St, Kenhill Rd, Chel-Thom Ln, Davidson Lake Dr, Winding Arbor Cir, Tarlton Rd, Washington Ave, Brown Summit Ave$581
Wilson St, Travis Loop, Caldwell St, Suncrest Ave, State Rd 1562, Belle Ave, Beulah Rd, 12th St, Westview Ln, Chestnut Ln$578
Springbrook Ln, State Rd 2504, Alexander St, Jamey Ln, Sugar Spring Dr, State Rd 1961, Wellwood Dr, Pinkney Ln, Branchwood Rd, S Miller Ave$607
Cochran St, Willie Beatty Ct, Larkin Ln, Kay Ln, Walking Ln, Tanbridge Dr, Forest Hollow Dr, Pacer Ln, Winston Ave, State Rd 2436$578

Statesville, NC Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Statesville$87 to $90
Iredell County$90
Chambersburg$88
Bethany$89

Statesville, NC Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Iredell County, North Carolina $75 $100 $150
Chambersburg township, Iredell County, North Carolina $74 $98 $147
Bethany township, Iredell County, North Carolina $74 $99 $148

Statesville, NC Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Statesville, NC4.6%14.4%
Iredell County3.92%15.7%
Chambersburg4.3%16.75%
Bethany4.3%17.96%

Statesville Renters Insurance as a Percentage of Rent

Statesville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 298 6.0% $331
$200 to $299 124 2.0% $781
$300 to $499 382 8.0% $1231
$500 to $749 1,697 39.0% $1906
$750 to $999 1,170 27.0% $2656
$1,000 to $1,499 626 14.0% $3781

Statesville, NC Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$2,800
Yearly Statesville Homeowner Insurance Premium Example $1,100$700
Out of Pocket Expense During Claim$800$2,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $9,600$8,400
Net Savings to Statesville Home Owner from High Deductible Plan $1,200

Statesville, NC Home Insurance Costs With Home Replacement Value Scenarios

Scenario Statesville, NC Home Replacement Value MORE than Home Value Statesville, NC Home Replacement Value LESS than Home Value
Replacement Value $79,000 $59,000
Insurance Premium based on Replacement Value $375 $275
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $8,000 Risk Exposure from Under Insuring Coverage is $12,000
Premium Impact Insurance cheaper by $50/year Insurance costlier by $50/year

Example Statesville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceErie InsuranceAllstate
Monthly Premium 655164
Year Built 201119591990
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths3 Beds, 1 Baths
Coverage Amount $200000-$250000$150000-$175000$125000-$150000
Deductible $1000-$2500 Deductible$1000-$2500 Deductible$500 Deductible

Sample Home Insurance Rates for Statesville, NC from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1954 160,000 Metal Roof 1,770 3 $1000-$2500 Deductible 60 1 Wood siding yes
1958 140,000 Wood Shake Roof 1,810 3 $2500-$5000 Deductible 550 10 Stone Siding No
1972 135,000 Shingles Roof 1,570 3 $500 Deductible 820 12 Fiber-Cement Siding No
1972 165,000 Slate Shingles Roof 1,970 4 $500 Deductible 320 5 Fiber-Cement Siding No
1945 170,000 Metal Roof 2,360 3 $5000 to $10,000 Deductible 460 12 Fiber-Cement Siding yes
1969 150,000 Wood Shake Roof 2,260 3 $500- $1000 Deductible 730 12 Stucco siding yes
2013 185,000 Tile Roof 2,080 3 $2500-$5000 Deductible 370 6 Stone Siding yes
1941 90,000 Tile Roof 1,440 3 $500- $1000 Deductible 70 3 Stone Siding No
1975 255,000 Composition Roof 2,900 4 $2500-$5000 Deductible 590 7 Stucco siding No
1941 115,000 Composition Roof 1,640 4 $500 Deductible 300 7 Brick siding No
1954 135,000 Membrane Roof 1,810 4 $2500-$5000 Deductible 280 5 Stone Siding No
1995 170,000 Shingles Roof 2,670 4 $500- $1000 Deductible 150 2 Wood siding yes
2004 165,000 Slate Shingles Roof 2,060 4 $1000-$2500 Deductible 390 6 Fiber-Cement Siding No
1947 135,000 Composition Roof 1,450 3 $2500-$5000 Deductible 270 7 Stucco siding yes
1968 205,000 Tile Roof 2,360 3 $500- $1000 Deductible 50 1 Brick siding No
1979 265,000 Composition Roof 3,110 4 $2500-$5000 Deductible 280 3 Stone Siding No
2012 160,000 Wood Shake Roof 2,370 4 $1000-$2500 Deductible 230 4 Wood siding yes
1970 230,000 Wood Shake Roof 2,890 4 $5000 to $10,000 Deductible 650 10 Wood siding No
1954 190,000 Tile Roof 2,130 4 $1000-$2500 Deductible 600 8 Stucco siding yes
2008 160,000 Membrane Roof 2,190 3 $5000 to $10,000 Deductible 380 10 Fiber-Cement Siding No
1965 205,000 Tile Roof 3,060 4 $2500-$5000 Deductible 400 5 Fiber-Cement Siding yes
2005 135,000 Slate Shingles Roof 2,200 3 $2500-$5000 Deductible 410 12 Wood siding yes
1951 200,000 Tile Roof 2,990 4 $500- $1000 Deductible 360 5 Brick siding No
2006 235,000 Tile Roof 2,730 4 $5000 to $10,000 Deductible 170 3 Fiber-Cement Siding yes
2012 215,000 Metal Roof 2,590 4 $1000-$2500 Deductible 370 7 Brick siding No
1962 150,000 Asphalt Shingles Roof 2,360 4 $500- $1000 Deductible 150 3 Stone Siding yes
1960 95,000 Tile Roof 1,400 3 $2500-$5000 Deductible 60 2 Fiber-Cement Siding No
1950 105,000 Wood Shake Roof 1,520 3 $2500-$5000 Deductible 320 10 Fiber-Cement Siding No
2007 130,000 Wood Shake Roof 1,670 3 $2500-$5000 Deductible 50 1 Brick siding yes
1974 155,000 Composition Roof 2,260 3 $2500-$5000 Deductible 340 6 Fiber-Cement Siding yes
1969 115,000 Shingles Roof 1,540 3 $2500-$5000 Deductible 230 5 Vinyl siding yes
1992 175,000 Composition Roof 2,750 4 $1000-$2500 Deductible 520 8 Brick siding No
1951 165,000 Tile Roof 1,930 4 $5000 to $10,000 Deductible 160 4 Brick siding yes
1953 165,000 Asphalt Shingles Roof 2,180 3 $2500-$5000 Deductible 200 4 Stone Siding No