Stanwood Insurance Rates:

Stanwood, WA homeowners insurance is approximately $524 to $713, about $43-$59/month. Our extensive analysis reveals consumers can save upto $247 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
One thing that i do not like about my insurance company is the fact that the closest actual branch is at least 25 minutes away. i would like there to be an actual office closer to me.
Liberty Mutual
The communication is great. They answer all your questions and explain everything in a way that anyone could understand even if they don't have a lot of knowledge about insurance.
State Farm
What I dislike is the cost of our premium. I know in my area all premiums are high due to crime and fraud, however, I don't like being penalized for others mistakes or criminal activity.
Travelers
They are a part of a large national well-respected insurance company, so I feel secure with the assets of the company. I have never heard a negative comment about the company. What I like about the company, I feel secure with their company, and I have had great service from the local people. Plus, better coverage for less money compared to some other policies available with other companies.
American Family
The customer service is good except it is a pain to wait on hold for help when contacting a customer support person.
Progressive
I have no negative thoughts about this company, having never had to file a claim or interact in any way

Stanwood, WA Homeowners Insurance By Home Value

Stanwood, WA Home Value Total Homes % of Total Average Stanwood, WA Homeowners Insurance
Less than $50,000 334 5.0% $43
$100,000 to $124,999 148 2.0% $198
$125,000 to $149,999 134 2.0% $253
$150,000 to $174,999 279 4.0% $297
$175,000 to $199,999 542 8.0% $346
$200,000 to $249,999 1,064 17.0% $414
$250,000 to $299,999 1,396 22.0% $507
$300,000 to $399,999 2,181 35.0% $643

Top Home Insurance Agents Near Stanwood, WA

Home Insurance Company Near Stanwood, WA Homeowners Insurance Agency Near Stanwood, WA Address
Travelers Harvey Insurance Associates 125 E Main St, Monroe, WA, 98272
Travelers Hub International Northwest Llc 12100 NE 195TH ST STE 200, BOTHELL, WA, 98011
State Farm Jim Minifie 206 E 5th St, Arlington, WA, 98223-1233
State Farm Josh Culotti 22000 64th Ave W Ste C, Mountlake Ter, WA, 98043-2500
Allstate Thomas Waiss 720 Market St Ste E, Kirkland, WA, 98033

Cost Of Homeowners Insurance By Street Near Stanwood, WA

Streets in Stanwood Area Homeowners Insurance Cost
9th Ave NE, 256th St NW, 288 St NW, Valde Rd, 143rd St NW, Brandstrom Rd, 59th Ave NW, 212th St NW, 88th Dr NW, 282nd St NW$631
43rd Dr NW, Saratoga Dr, 180th Pl NW, 176th Pl NW, 42nd Dr NW, Ole Larson Rd, 162nd St NW, 317th St NW, 182nd Pl NE, Cecilia Way$619
74th Ave NW, 236th St NE, 282nd St NE, 67th Ave NW, 152nd Pl NW, 25th Ave NE, Cedarhome Rd, 248th Pl NW, 318th St NW, 82th Dr NW$630
261st St NW, 252nd St NE, 30th Dr NW, 23rd Ave NE, Grant Creek Rd, 269th Pl NE, 181st Pl NW, 236th St NW, 82nd Dr NW, 44 Ave NE$635
174th St NW, Jensen Rd, 68th Ave NW, Floe Rd, 34th Dr NW, Fire Trail Rd, 93rd Dr NW, 2 Ave NE, Gran Rd, Old 99 N$619

Stanwood, WA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Stanwood$92 to $95
Sunday Lake$93
Silvana$87
Northwest Stanwood$91

Stanwood, WA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Sunday Lake CDP, Washington $93 $124 $186
Northwest Stanwood CDP, Washington $91 $121 $182
Bryant CDP, Washington $94 $125 $188

Stanwood, WA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Stanwood, WA2.5%8.9%
Bryant2.05%9.5%
Warm Beach2.38%9.76%
Lake Goodwin2.53%9.72%

Stanwood Renters Insurance as a Percentage of Rent

Stanwood Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 28 1.0% $328
$200 to $299 135 5.0% $778
$300 to $499 60 2.0% $1228
$500 to $749 354 14.0% $1903
$750 to $999 452 18.0% $2653
$1,000 to $1,499 967 39.0% $3778
$1,500 or more 455 18.0% $5428

Stanwood, WA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$3,400
Yearly Stanwood Homeowner Insurance Premium Example $800$400
Out of Pocket Expense During Claim$1,400$3,400
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $7,000$6,200
Net Savings to Stanwood Home Owner from High Deductible Plan $800

Stanwood, WA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Stanwood, WA Home Replacement Value MORE than Home Value Stanwood, WA Home Replacement Value LESS than Home Value
Replacement Value $457,000 $255,500
Insurance Premium based on Replacement Value $1,425 $800
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $104,500 Risk Exposure from Under Insuring Coverage is $97,000
Premium Impact Insurance cheaper by $300/year Insurance costlier by $325/year

Example Stanwood Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceAmica Mutual Insurance CompanyGEICO Insurance
Monthly Premium 718952
Year Built 200219842010
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 1 Baths
Coverage Amount $400000-$500000$300000-$350000$200000-$250000
Deductible > $10,000 Deductible$500 Deductible$500 Deductible

Sample Home Insurance Rates for Stanwood, WA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1995 390,000 Wood Shake Roof 2,340 3 $2500-$5000 Deductible 910 12 Fiber-Cement Siding No
1985 755,000 Asphalt Shingles Roof 4,830 5 $5000 to $10,000 Deductible 1400 12 Brick siding No
1995 295,000 Tile Roof 2,100 4 $500 Deductible 940 10 Vinyl siding yes
2014 465,000 Slate Shingles Roof 2,600 4 $500- $1000 Deductible 1160 12 Stone Siding No
2010 300,000 Shingles Roof 1,560 3 > $10,000 Deductible 120 3 Vinyl siding No
1988 380,000 Tile Roof 2,240 3 > $10,000 Deductible 420 8 Fiber-Cement Siding No
2000 410,000 Shingles Roof 2,600 5 > $10,000 Deductible 160 3 Fiber-Cement Siding No
1982 290,000 Shingles Roof 2,130 4 $1000-$2500 Deductible 540 8 Stucco siding yes
1999 495,000 Tile Roof 2,840 5 > $10,000 Deductible 530 8 Brick siding No
1982 340,000 Membrane Roof 1,740 5 $5000 to $10,000 Deductible 200 4 Brick siding yes
1994 475,000 Slate Shingles Roof 2,390 4 > $10,000 Deductible 490 8 Fiber-Cement Siding No
2012 170,000 Membrane Roof 1,250 3 $2500-$5000 Deductible 460 9 Vinyl siding yes
2001 390,000 Membrane Roof 2,270 3 $500- $1000 Deductible 200 3 Fiber-Cement Siding yes
2010 815,000 Metal Roof 4,610 5 $2500-$5000 Deductible 1790 9 Fiber-Cement Siding No
1987 545,000 Metal Roof 3,470 5 $2500-$5000 Deductible 1120 10 Fiber-Cement Siding yes
2004 600,000 Composition Roof 3,000 5 $1000-$2500 Deductible 540 4 Brick siding No
2013 295,000 Composition Roof 1,890 3 $500- $1000 Deductible 630 9 Stucco siding No
1988 315,000 Shingles Roof 1,570 3 $2500-$5000 Deductible 380 6 Stucco siding No
1988 420,000 Wood Shake Roof 2,490 4 $2500-$5000 Deductible 670 10 Stone Siding No