Stanton Insurance Rates:

Stanton, KY homeowners insurance is approximately $631 to $864, about $52-$72/month. Our in depth research indicates shoppers can save upto $299 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Stanton, KY Homeowners Insurance By Home Value

Stanton, KY Home Value Total Homes % of Total Average Stanton, KY Homeowners Insurance
Less than $50,000 403 27.0% $209
$50,000 to $59,999 64 4.0% $441
$60,000 to $69,999 87 5.0% $546
$70,000 to $79,999 75 5.0% $628
$80,000 to $89,999 119 8.0% $710
$90,000 to $99,999 94 6.0% $800
$100,000 to $124,999 285 19.0% $927
$125,000 to $149,999 111 7.0% $1159
$150,000 to $174,999 120 8.0% $1368
$175,000 to $199,999 68 4.0% $1578

Top Home Insurance Agents Near Stanton, KY

Home Insurance Company Near Stanton, KY Homeowners Insurance Agency Near Stanton, KY Address
NA Citizens Insurance Agency, Llc 210 E Main St Mount Vernon, Mount Vernon, KY, 40456
NA Greene Insurance Solutions, Llc 2549 Bethlehem Road , Paris, KY, 40361
Travelers Energy Insurance Agency Inc 3008 Atkinson Ave , Lexington, KY, 40509
Travelers Middlefork Insurance Agcy Inc 22023 MAIN ST, HYDEN, KY, 41749
Travelers Whitt Insurance Agency Inc 2090 Harrodsburg Road , Lexington, KY, 40503

Cost Of Homeowners Insurance By Street Near Stanton, KY

Streets in Stanton Area Homeowners Insurance Cost
E Elkins St, Windy Cove Ln, Jolie Cir, Riverview Dr, Debbie Ln, Miller Dr, State Hwy 613, Strange St, Eli Ln, Watkins Cemetery Rd$746
Shelby Lowe Hollow Rd, Molly B St, Timberline Rd, State Hwy 11, Cr-1029, Plum St, Willowbend Way, Mill Knob Rd, Airport Rd, Maple St$744
Hale St, State Hwy 1057, Breckinridge St, Caudill Rd, Cs-1048-80, Cr-1018, Pamela Dr, Ashley Lease Rd, State Hwy 2483, Shady Acre Ln$750
Taulbee Rd, Crabtree Ln, Hill Crest Dr, Cox St, L&e Railroad Pl, Walnut Ln, State Hwy 15, State Hwy 77, Sycamore Rd, E Church St$752
W Church St, Cr-1009, Watson Ridge Rd, Laurel Ln, Lisa Ln, State Hwy 1695, Halls Branch Rd, Cane Creek Rd, Lakeview Dr, Blackburn St$742

Stanton, KY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Stanton$111 to $114
Powell County$111
Clay City$110
Ravenna$109

Stanton, KY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Powell County, Kentucky $93 $123 $185
West Menifee CCD, Menifee County, Kentucky $93 $123 $185
Clay City CCD, Powell County, Kentucky $92 $123 $184

Stanton, KY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Stanton, KY7.3%18.3%
Powell County6.6%19.35%
West Menifee7.02%28.11%
Clay City5.85%19.99%

Stanton Renters Insurance as a Percentage of Rent

Stanton Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 19 3.0% $354
$200 to $299 153 25.0% $804
$300 to $499 148 24.0% $1254
$500 to $749 158 26.0% $1929
$750 to $999 128 21.0% $2679

Stanton, KY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$2,700
Yearly Stanton Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$1,700$2,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,300$6,700
Net Savings to Stanton Home Owner from High Deductible Plan $600

Stanton, KY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Stanton, KY Home Replacement Value MORE than Home Value Stanton, KY Home Replacement Value LESS than Home Value
Replacement Value $102,500 $74,500
Insurance Premium based on Replacement Value $425 $300
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $14,000 Risk Exposure from Under Insuring Coverage is $14,000
Premium Impact Insurance cheaper by $75/year Insurance costlier by $50/year

Example Stanton Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyAllstateState Farm
Monthly Premium 584647
Year Built 198620062012
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths4 Beds, 3 Baths
Coverage Amount $125000-$150000$150000-$175000$200000-$250000
Deductible $500 Deductible$5000 to $10,000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Stanton, KY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1974 95,000 Slate Shingles Roof 1,450 3 $500 Deductible 320 8 Fiber-Cement Siding yes
1981 180,000 Wood Shake Roof 2,550 4 $500- $1000 Deductible 690 10 Wood siding No
1993 95,000 Tile Roof 1,750 4 $500 Deductible 290 9 Stone Siding No
1994 115,000 Composition Roof 2,120 3 $500- $1000 Deductible 440 9 Stone Siding yes
1994 155,000 Wood Shake Roof 2,940 4 $500- $1000 Deductible 320 6 Stucco siding yes
2000 140,000 Metal Roof 1,860 4 $2500-$5000 Deductible 40 1 Vinyl siding yes
1980 95,000 Composition Roof 1,500 3 $1000-$2500 Deductible 310 12 Fiber-Cement Siding No
1970 205,000 Metal Roof 3,050 4 $5000 to $10,000 Deductible 270 4 Brick siding No
1982 155,000 Slate Shingles Roof 2,600 4 $5000 to $10,000 Deductible 90 3 Stone Siding No
2013 150,000 Composition Roof 2,300 4 $2500-$5000 Deductible 430 10 Vinyl siding No
1999 100,000 Slate Shingles Roof 1,350 3 $500 Deductible 50 1 Wood siding yes
2012 180,000 Wood Shake Roof 2,430 4 $1000-$2500 Deductible 220 3 Stucco siding No
2006 115,000 Wood Shake Roof 2,140 3 $1000-$2500 Deductible 260 5 Wood siding yes