Standish Insurance Rates:

Standish, ME homeowners insurance is nearly $576 to $786, about $48-$65/month. Our in depth analysis reveals consumers can save upto $272 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Standish, ME Homeowners Insurance By Home Value

Standish, ME Home Value Total Homes % of Total Average Standish, ME Homeowners Insurance
Less than $50,000 296 9.0% $81
$60,000 to $69,999 108 3.0% $211
$70,000 to $79,999 40 1.0% $245
$100,000 to $124,999 191 6.0% $367
$125,000 to $149,999 114 3.0% $456
$150,000 to $174,999 472 14.0% $537
$175,000 to $199,999 361 11.0% $626
$200,000 to $249,999 795 25.0% $749
$250,000 to $299,999 332 10.0% $919
$300,000 to $399,999 443 13.0% $1171

Top Home Insurance Agents Near Standish, ME

Home Insurance Company Near Standish, ME Homeowners Insurance Agency Near Standish, ME Address
Travelers Chalmers Insurance Agency 557 MAIN ST, FRYEBURG, ME, 4037
Liberty Mutual Independent Clark Insurance 765 Roosevelt Trail , Windham, ME, 4062
Travelers Cross Insurance - Portland 2331 Congress St, Portland, ME, 4102
Nationwide Daniel Muskat Agency 740 Stroudwater St, Westbrook, ME, 4092
Liberty Mutual Independent Hub International New England 200 INTERNATIONAL DR STE 290, PORTSMOUTH, NH, 3801

Cost Of Homeowners Insurance By Street Near Standish, ME

Streets in Standish Area Homeowners Insurance Cost
Middle Beach Rd, Hope Ave, Northeast Rd, Shaws Mill Rd, Pine Cir, Saunders Dr, Joy Ln, Harmons Beach Rd, Johannas Ln, Oak Ridge Dr$695
Richville Rd, Bluff Dr, Leisure Point Rd, Carroll Ave, Lincoln Trl, Moody Rd, Carriage Ln, Deborah Ln, Rd No 13, Cole Hill Rd$671
Roy Ln, Rosida Dr, Twin Springs Dr, Middle Jam Rd, Victory Ln, Village View Rd, Oak Hill Rd, Pequawket Trl, Green Trees Dr, Woodcrest Dr$676
Spear Rd, Watchic Rd 4, Paddock Cir, Gains Rd, W Shore Dr, Randall Rd, Sandy Hill Ln, Pilgrim Rd, Standish Glen, Lancaster Loop$683
Watchic Rd 1, Trickey Rd, Manchester Rd, Deer Acres Rd, Easy St, Dow Rd, Runningbrook Dr, State Rte 35A, Lindsey Dr, Emery Rd$671

Standish, ME Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Standish$101 to $104
Steep Falls$100
Frye Island$105
Limington$101

Standish, ME Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Steep Falls CDP, Maine $100 $133 $200
Frye Island town, Cumberland County, Maine $105 $140 $210
Limington town, York County, Maine $101 $135 $203

Standish, ME Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Standish, ME3.8%11.6%
Steep Falls5.33%10.47%
Frye Island3.12%9.35%
Limington3.99%14.71%

Standish Renters Insurance as a Percentage of Rent

Standish Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 11 3.0% $782
$300 to $499 18 6.0% $1232
$500 to $749 49 16.0% $1907
$750 to $999 130 43.0% $2657
$1,000 to $1,499 45 15.0% $3782
$1,500 or more 43 14.0% $5432

Standish, ME Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,200$4,200
Yearly Standish Homeowner Insurance Premium Example $2,400$1,800
Out of Pocket Expense During Claim$1,200$4,200
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $18,000$16,800
Net Savings to Standish Home Owner from High Deductible Plan $1,200

Standish, ME Home Insurance Costs With Home Replacement Value Scenarios

Scenario Standish, ME Home Replacement Value MORE than Home Value Standish, ME Home Replacement Value LESS than Home Value
Replacement Value $220,000 $138,000
Insurance Premium based on Replacement Value $1,075 $675
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $56,500 Risk Exposure from Under Insuring Coverage is $25,500
Premium Impact Insurance cheaper by $125/year Insurance costlier by $275/year

Example Standish Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceLiberty MutualTravelers
Monthly Premium 7253142
Year Built 200319842010
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 1 Baths
Coverage Amount $200000-$250000$200000-$250000$400000-$500000
Deductible $500- $1000 Deductible$5000 to $10,000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Standish, ME from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2010 215,000 Wood Shake Roof 1,960 4 > $10,000 Deductible 700 12 Stone Siding No
1980 555,000 Asphalt Shingles Roof 4,440 5 $2500-$5000 Deductible 1360 7 Brick siding yes
1948 190,000 Composition Roof 1,900 3 $2500-$5000 Deductible 250 5 Fiber-Cement Siding No
1993 185,000 Slate Shingles Roof 1,510 5 $500 Deductible 120 2 Fiber-Cement Siding yes
1949 280,000 Membrane Roof 2,120 3 > $10,000 Deductible 530 7 Fiber-Cement Siding No
1992 230,000 Shingles Roof 2,030 4 $2500-$5000 Deductible 500 7 Brick siding yes
2014 270,000 Shingles Roof 2,760 5 > $10,000 Deductible 580 8 Stucco siding No
1985 215,000 Asphalt Shingles Roof 2,200 4 $1000-$2500 Deductible 480 7 Fiber-Cement Siding No
2006 290,000 Slate Shingles Roof 2,780 4 $500- $1000 Deductible 610 5 Brick siding No
2005 200,000 Wood Shake Roof 2,080 3 $2500-$5000 Deductible 180 3 Stucco siding No
1981 175,000 Wood Shake Roof 1,300 3 $500 Deductible 90 1 Fiber-Cement Siding No
1999 275,000 Composition Roof 2,970 5 $500 Deductible 1480 12 Stucco siding No
1948 195,000 Tile Roof 2,090 4 $500- $1000 Deductible 630 9 Fiber-Cement Siding yes
2011 240,000 Metal Roof 2,220 4 $500 Deductible 140 1 Stucco siding No
1942 620,000 Membrane Roof 4,540 5 $500- $1000 Deductible 3010 12 Brick siding yes
1986 505,000 Wood Shake Roof 4,810 5 $5000 to $10,000 Deductible 710 6 Stucco siding No
2011 165,000 Asphalt Shingles Roof 1,630 4 $5000 to $10,000 Deductible 570 10 Fiber-Cement Siding yes
2004 655,000 Slate Shingles Roof 4,930 5 $2500-$5000 Deductible 160 1 Stucco siding yes
2007 365,000 Asphalt Shingles Roof 2,930 5 > $10,000 Deductible 420 7 Brick siding No
2001 310,000 Asphalt Shingles Roof 2,370 3 $500 Deductible 1230 8 Stone Siding yes
2012 190,000 Tile Roof 1,710 3 $500 Deductible 60 1 Brick siding No
2003 140,000 Tile Roof 1,470 3 $500- $1000 Deductible 200 5 Wood siding No
1985 245,000 Tile Roof 1,960 3 $500 Deductible 480 4 Fiber-Cement Siding No
2013 235,000 Wood Shake Roof 2,000 4 $1000-$2500 Deductible 170 2 Stone Siding No
2013 320,000 Membrane Roof 2,730 5 $1000-$2500 Deductible 960 9 Fiber-Cement Siding yes
2012 430,000 Wood Shake Roof 3,310 4 $500- $1000 Deductible 280 2 Stone Siding yes
2009 190,000 Wood Shake Roof 1,640 5 $1000-$2500 Deductible 90 1 Vinyl siding No
1988 415,000 Metal Roof 4,390 5 > $10,000 Deductible 420 4 Wood siding No
2002 360,000 Shingles Roof 2,680 4 $5000 to $10,000 Deductible 340 3 Vinyl siding No
1982 250,000 Slate Shingles Roof 2,290 5 $500- $1000 Deductible 280 3 Stucco siding yes
2014 595,000 Composition Roof 4,750 5 > $10,000 Deductible 1600 9 Wood siding No
2011 220,000 Wood Shake Roof 2,250 3 $500 Deductible 700 9 Brick siding No
2009 420,000 Tile Roof 4,330 5 $500- $1000 Deductible 1670 12 Stone Siding No
1987 335,000 Slate Shingles Roof 2,850 4 $5000 to $10,000 Deductible 1140 9 Vinyl siding yes