Stanardsville Insurance Rates:

Stanardsville, VA homeowners insurance is approximately $621 to $851, about $51-$70/month. Our extensive research shows customers can save as much as $294 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Stanardsville, VA Homeowners Insurance By Home Value

Stanardsville, VA Home Value Total Homes % of Total Average Stanardsville, VA Homeowners Insurance
Less than $50,000 111 6.0% $80
$50,000 to $59,999 84 5.0% $169
$80,000 to $89,999 37 2.0% $279
$100,000 to $124,999 180 11.0% $360
$125,000 to $149,999 83 5.0% $448
$150,000 to $174,999 86 5.0% $537
$175,000 to $199,999 184 11.0% $618
$200,000 to $249,999 302 18.0% $743
$250,000 to $299,999 289 17.0% $912
$300,000 to $399,999 262 16.0% $1155

Top Home Insurance Agents Near Stanardsville, VA

Home Insurance Company Near Stanardsville, VA Homeowners Insurance Agency Near Stanardsville, VA Address
State Farm Ellen Aders 23 Church St, Front Royal, VA, 22630
State Farm Greg Leffler 503 Faulconer Dr Ste 1A, Charlottesvle, VA, 22903-4978
Travelers Group Underwriters Agency Inc 505 FAULCONER DR, CHARLOTTESVILLE, VA, 22903
Travelers Lake Anna Insurance Agency Llc 111 Ave, Mineral, VA, 23117
Erie Mcgreevy Insurance Agency Inc. 986 John Marshall Hwy Suite A, Front Royal, VA, 22630

Cost Of Homeowners Insurance By Street Near Stanardsville, VA

Streets in Stanardsville Area Homeowners Insurance Cost
Horseshoe Rd, M & M Rd, Angie Pl, State Rte 623, Grand View Ln, State Rte 660, Gilbert Rd, Four Seasons Dr, Spotswood Trl, Crane Dr$744
Shimbre Ln, Conley Rd, Hillside Rd, Wyatt Mountain Rd, Sunset Dr, Woodcock Way, Gander Ln, Oak Terrace Dr, Amicus Rd, Brills Hill$734
Millside Dr, Logtrac Rd, E Daffodil Rd, Pea Ridge Rd, Begonia Rd, State Rte 1008, Lake, State Rte 633, Brooking Ln, Baron Dr$742
Fairlane Dr, Wokanda Trl, State Rte 653, State Rte 628, State Rte 658, Tower Rd, Mayo Dr, Heights Hill Rd, Narcissus Rd, Chapman Rd$738
Blakey Ave, Liberty Loop, Azalea Rd, Spruce Ct, State Rte 675, E South River Rd, Home Again Dr, Crane Cir, Butternut Ln, State Rte T-649$733

Stanardsville, VA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Stanardsville$109 to $111
Greene County$110
Twin Lakes$109
Ruckersville$111

Stanardsville, VA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Greene County, Virginia $110 $147 $221
Twin Lakes CDP, Virginia $109 $145 $218
Rapidan district, Madison County, Virginia $110 $147 $221

Stanardsville, VA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Stanardsville, VA4.6%20.7%
Greene County4.06%18.61%
Twin Lakes4.22%22.78%
Rapidan4.49%14.91%

Stanardsville Renters Insurance as a Percentage of Rent

Stanardsville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 33 7.0% $1913
$750 to $999 190 42.0% $2663
$1,000 to $1,499 218 48.0% $3788
$1,500 or more 6 1.0% $5438

Stanardsville, VA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$3,900
Yearly Stanardsville Homeowner Insurance Premium Example $1,600$1,100
Out of Pocket Expense During Claim$1,900$3,900
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $9,900$9,400
Net Savings to Stanardsville Home Owner from High Deductible Plan $500

Stanardsville, VA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Stanardsville, VA Home Replacement Value MORE than Home Value Stanardsville, VA Home Replacement Value LESS than Home Value
Replacement Value $251,500 $170,500
Insurance Premium based on Replacement Value $1,275 $875
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $54,000 Risk Exposure from Under Insuring Coverage is $27,000
Premium Impact Insurance cheaper by $125/year Insurance costlier by $275/year

Example Stanardsville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceTravelersAmica Mutual Insurance Company
Monthly Premium 468780
Year Built 194519792003
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 4 Baths
Coverage Amount $150000-$175000$200000-$250000$200000-$250000
Deductible $2500-$5000 Deductible$500- $1000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Stanardsville, VA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2013 690,000 Tile Roof 4,910 5 $500 Deductible 990 5 Stucco siding yes
1983 285,000 Asphalt Shingles Roof 2,150 3 $5000 to $10,000 Deductible 340 6 Stucco siding yes
2011 230,000 Asphalt Shingles Roof 2,000 5 $2500-$5000 Deductible 580 10 Stucco siding No
2010 305,000 Shingles Roof 2,740 4 > $10,000 Deductible 500 9 Wood siding yes
2006 315,000 Tile Roof 2,230 5 $500- $1000 Deductible 820 9 Wood siding yes
1994 290,000 Metal Roof 2,180 3 $1000-$2500 Deductible 770 7 Vinyl siding No
1973 285,000 Metal Roof 2,200 3 $500- $1000 Deductible 190 2 Wood siding yes
2002 135,000 Membrane Roof 1,270 3 $2500-$5000 Deductible 200 5 Brick siding yes
2013 205,000 Metal Roof 1,600 4 $500 Deductible 760 9 Stucco siding No
1999 310,000 Wood Shake Roof 2,400 4 $2500-$5000 Deductible 850 9 Fiber-Cement Siding yes
1947 245,000 Membrane Roof 2,010 3 $500- $1000 Deductible 1230 10 Wood siding No
1979 315,000 Membrane Roof 2,190 5 $5000 to $10,000 Deductible 160 2 Fiber-Cement Siding No
1984 225,000 Metal Roof 1,580 5 $5000 to $10,000 Deductible 310 5 Vinyl siding No
2013 235,000 Membrane Roof 2,100 3 $1000-$2500 Deductible 710 9 Stucco siding yes
1999 365,000 Wood Shake Roof 2,680 4 $500- $1000 Deductible 1070 10 Stone Siding yes
1994 405,000 Composition Roof 2,840 5 $500 Deductible 920 6 Wood siding No
1997 600,000 Wood Shake Roof 4,590 5 $2500-$5000 Deductible 2820 12 Fiber-Cement Siding yes
1994 185,000 Asphalt Shingles Roof 1,460 3 $500- $1000 Deductible 250 3 Vinyl siding yes
1992 170,000 Shingles Roof 1,490 3 $2500-$5000 Deductible 160 3 Vinyl siding No
1947 455,000 Membrane Roof 4,350 5 $1000-$2500 Deductible 790 5 Stucco siding yes
2001 175,000 Tile Roof 1,240 3 $500- $1000 Deductible 250 3 Vinyl siding yes
1948 435,000 Metal Roof 4,140 5 $2500-$5000 Deductible 510 5 Stone Siding yes
1993 295,000 Shingles Roof 2,100 4 $500- $1000 Deductible 1790 12 Vinyl siding No
2010 215,000 Membrane Roof 1,680 4 $2500-$5000 Deductible 160 2 Stone Siding yes
1941 455,000 Tile Roof 4,010 5 $2500-$5000 Deductible 1780 12 Stone Siding yes
2001 150,000 Slate Shingles Roof 1,560 3 $1000-$2500 Deductible 170 3 Fiber-Cement Siding No
1978 185,000 Slate Shingles Roof 1,790 4 $2500-$5000 Deductible 170 3 Stucco siding No
1944 255,000 Shingles Roof 1,830 3 $1000-$2500 Deductible 110 1 Fiber-Cement Siding No
1985 260,000 Asphalt Shingles Roof 2,010 3 $500- $1000 Deductible 430 4 Stucco siding No
2014 175,000 Metal Roof 1,660 3 $1000-$2500 Deductible 610 10 Stucco siding yes
1941 270,000 Composition Roof 2,270 3 $5000 to $10,000 Deductible 90 1 Stucco siding No
2000 265,000 Asphalt Shingles Roof 2,390 3 $500 Deductible 670 8 Stone Siding yes
1981 305,000 Asphalt Shingles Roof 2,860 4 > $10,000 Deductible 660 10 Wood siding No
2012 240,000 Membrane Roof 2,200 5 > $10,000 Deductible 480 10 Brick siding No